Wang Xiao bought some fruits, and after rushing to the Second People's Hospital of the city, he dug out the call record just now, and immediately called Yang Hongmei back.

Yang Hongmei was very excited when she received the call, and without waiting for Wang Xiao to finish speaking, she ran all the way from the ward into the elevator and went downstairs to pick up Wang Xiao.

With her fat, she just ran from the ward to the elevator, and she was already exhausted and out of breath.

"Thank you so much for coming!" Yang Hongmei gasped and greeted Wang Xiao politely.

"Your husband is now my client, he has an accident and is hospitalized, of course I will come. Let's go, let's go upstairs. Wang said with a smile, carrying the fruit, and walked into the elevator with Yang Hongmei.

Yang Hongmei's husband Chen Jianshe has undergone surgery on his arm and is in good condition.

In front of the hospital bed, there was a **-year-old boy guarding it, his skin was tanned, and when he saw someone coming in, he was a little shy, but he stayed honestly and didn't dare to speak.

"It's enough to trouble you by calling you, and what kind of fruit are you taking, you're too polite." Chen Jianshe was sitting on the hospital bed with a hanging bottle, and when he saw Wang Xiao come in and put a bag of fruit on the table, he said embarrassedly.

"Yes, hehe, let's get down to business, the hospital has collected the bills and diagnosis certificates for you, right?" Wang Xiao asked.

"It's all there! I just don't know if I can use it or not, the insurance that was given to us that day is only a few days old, can it be reimbursed? Yang Hongmei asked suspiciously.

"Yes, I already told you at the time, and it will take effect when activated." Wang Xiao explained.

"It just works." Yang Hongmei heard that it worked, and finally felt relieved.

"Rest assured that you will stay in the hospital for a few days, the insurance card I gave you includes accidental medical treatment, as long as the total cost does not exceed 10,000 yuan, it can be reimbursed." Wang said with a smile.

Simple personal accident insurance is very cheap, but general personal accident insurance does not cover hospitalization and medical treatment, and only disability and death will pay insurance benefits in accordance with the insurance contract.

However, as long as personal accident medical insurance is included, medical expenses caused by such accidents can be reimbursed.

Commercial insurance is generally very picky, personal accident insurance and personal accident medical insurance, the difference between the two words, the contractual obligations that need to be performed are also different, but the price will also be a little different.

If Wang Xiao just gave them the simplest personal accident insurance card that they could buy for one or twenty yuan that day, they wouldn't need it today, because that kind of insurance card basically does not contain accidental medical treatment, only disability and death protection.

"Really? Ah! Great, I thought I would only be reimbursed for a small amount! At that time, you said that the insurance was only worth more than 100 yuan, less than 200 yuan, and you didn't expect to be able to claim so much. Yang Hongmei said excitedly.

"So, listen to me, rest assured, and I'll call the company's claims department immediately to help you declare." Wang Xiao soothed them.

"We've always heard people say that insurance is a lie, it turns out that this is not the case, last time we really misunderstood you, I didn't expect you to help us so much, thank you so much." Yang Hongmei was grateful again.

"There is no good or bad insurance, only the right to buy, because there are too many types of insurance, if the insurance agent is negligent, or deliberately misleading in order to promote the signing of the policy, there will indeed be a phenomenon that it is useless to buy insurance." Wang Xiao said honestly.

"You are a good person, we believe in you, you can help my husband get an insurance again, we can still get two or three thousand a year." Yang Hongmei said sincerely.

She was scared now, thinking that there would be no danger if she didn't work on the construction site, but now it seems that this is not the case, if the pillar of this family falls, then this family will be finished.

"Is this your son?" Wang Xiao didn't answer Yang Hongmei's words, but instead stared at the little boy who had been standing timidly next to the hospital bed and didn't dare to say anything, and asked.

"Well, it's my son, named Chen Xiaolong." Chen Jianshe replied.

Wang Xiao stared at Chen Xiaolong's eyes for a while, and said to Chen Jianjian: "You are currently hospitalized, and it is not too late to buy insurance in two years." ”

After speaking, he looked at Yang Hongmei again and said, "I'll be honest, don't be angry, if you also want to buy insurance, it's best to suffer a little hard first and reduce your weight to a normal value, otherwise, it will be difficult for the insurance company to give you an approval." ”

In the end, Wang Xiao set his eyes on Chen Xiaolong again, and said a little unbearably: "If you believe me, buy one for your son, and pay two or three thousand a year." ”

"Okay, listen to you, sign the contract now!" Yang Hongmei grabbed ahead of Chen Jianshe and said briskly.

Wang Xiao took out an insurance plan from the briefcase he was carrying, and helped Chen Xiaolong design a principal-guaranteed insurance, with an additional critical illness insurance of 300,000 yuan, with a payment period of 15 years and 3,200 yuan per year.

After filling out the list, he explained the terms and contents of the policy to Yang Hongmei and Chen Jianshe one by one, and explained them repeatedly for nearly an hour, finally allowing them to figure out some insurance terms inside.

After Chen Jianshe signed, Wang Xiao chatted with them for a while, and then helped them call the company's claims department to declare, and then waved goodbye to them.

After coming out of Chen Jianjian's ward, Wang Xiao went downstairs again, went to the fruit shop outside the hospital to buy some fruit, and returned to the hospital's inpatient building, this time he wanted to see Liu Yingzhuo and his father.

Liu Yingzhuo was very happy to see Wang Xiao and chatted outside the ward for a long time.

"Wang Xiao, I don't have time to go to the company these days, tomorrow is Monday, you can hand in my two lists for me!" Liu Yingzhuo took out a 12,000 insurance policy and a 6,000 yuan insurance policy and handed it to Wang Xiao.

"Heh, Cao Dehai probably should talk to you again after he knows it, and in this case, he can continue to open bills, which will make people jealous." Wang Xiao teased.

"Hehe, in fact, the hospital is the best place to sell insurance, and those who come to visit the patient are the easiest to be convinced." Liu Yingzhuo said with a smile.

"Those who have the ability can be useful wherever they are placed." Wang Xiao praised.

"Don't talk about me, or say you're okay, that day in the hospital outpatient room, your ability really scared me. But if you want me to say, you have this ability, and in the insurance industry, there is a feeling of overkill. Liu Yingzhuo said.

"After all, I've just stepped into society, so let's stabilize for a while! Also, help me keep this secret, I don't want other colleagues to know that I have this ability just yet. Wang said with a smile.

"Don't worry, I'll keep my mouth shut." Liu Yingzhuo patted his chest and said.

Wang Xiao believes that Liu Yingzhuo can do it, and in their group, it should be said that the most reliable is Liu Yingzhuo.

The two chatted and chatted, and soon it was past twelve o'clock in the afternoon.

Wang Xiao got up late and didn't eat breakfast, and he was already so hungry that he couldn't bear it anymore, so he went downstairs with Liu Yingzhuo and invited him to have a meal in the restaurant outside the hospital.