Chapter 36: Recommendations
"Well, even if you didn't lie, I still can't figure it out, tell me the truth you see, even if I can't accept it and have a nervous breakdown, what does it have to do with you? Do you need to hide it from me?" Guo Mao made another difficulty, and asked confidently.
"To be responsible for customers is to be responsible for yourself. If I mishandled it and caused a very serious negative impact on you, became negative and sinking, or even mentally disturbed, who else would your relatives and friends around you dare to come to me to buy insurance? Who else would like to come to me for advice on their future health? Wang Xiao retorted.
He took a breath and continued: "All I try to do is try to make my skills help others live a better life, so that I can not only earn money, but also give me a sense of accomplishment, and I can also create a good beer." On the contrary, if I really only care about making money, talking irresponsibly, and not caring whether the customer lives or dies, it will undoubtedly quench my thirst, dig my own grave, and smash my own signboard. ”
Guo Mao finally had nothing to argue, sighed, and said, "Hey, what do you want me to say, you can believe that my psychological endurance is stronger than you think." In fact, I have already heard that this is by no means good news, and I may not be able to survive it at all, so I want to know the specific time and situation, so that I can make the most thoughtful plan in one of the few good days, and do my best to create an environment for my wife and the unborn child to live normally even after I leave, and that's it. ”
Mei Yuxiang saw that her husband was talking with emotion, she was both moved and heartbroken, hesitated for a moment, and finally made a decision, and said to Wang Xiao: "You can say it with confidence, I believe in my husband, no matter what the result is, we will not give up on each other easily, let alone give up on ourselves easily, because we already have the most precious child." ”
Wang Xiao pondered for a long time, sighed, and said: "It's really bad news, Boss Guo still has two years of good time, three and a half years of illness, and a total of only five and a half years." ”
After Mei Yuxiang heard this, her whole person was clouded, and her mind was blank.
Although she was mentally prepared, few people could really face such a result calmly.
However, Guo Mao did it unexpectedly, and after he heard this result, he was unusually calm.
"It's a little longer than I thought, hehe, it seems that God is still taking care of me." Guo Mao said.
Seeing Guo Mao's state, Wang Xiao was immediately relieved, but looked at Mei Yuxiang with some concern, and said, "Doctor Mei, you are pregnant now, even for the sake of the child's health, you must be strong." ”
"I know, I know......" Mei Yuxiang was stunned for a long time before she came to her senses, and muttered in a somewhat weak voice.
"Don't even stand still, let's sit down and talk." Guo Mao helped Mei Yuxiang to sit down again.
Wang Xiao also sat down and said, "I have already said what I should say, and I still want to say the same sentence, I hope you don't have a psychological burden and enjoy the joy of family in the past few years." ”
"I will, thank you for letting me know this, from this moment on, I will spend every minute and every second of my life, I will make this short time more fulfilling." Guo Mao said.
Mei Yuxiang looked at Guo Mao and said emotionally: "Husband, why don't I resign now, since we know in advance what kind of disease we will get, let's do preventive treatment as soon as possible, and I will take you to the best hospital, the best expert, to treat you." ”
"Wife, all this is fate, admit it, I'm afraid that the disease will not be cured in the end, the money will be spent, and the only two or three years of good time will be wasted on ineffective rushing to see a doctor." Guo Mao comforted her.
Wang Xiao was a little surprised, originally thought that Guo Mao would be under pressure to accept the truth, but he didn't expect that it would be Mei Yuxiang now.
"Promise me, from now on, we all have to relax, live and work happily every day than normal people, and we have to live better than ordinary people. Promise me, okay? I can stay with you both for a few more years, so don't let me down and enjoy the joy and happiness of being with you. ”
Guo Mao comforted Mei Yuxiang affectionately, his current performance, that kind of delicacy and thoughtfulness, it is difficult for people to associate with the man in the hospital who was furious because he didn't hear a clear sentence.
As the saying goes, adversity sees the truth, and this is true.
If Mei Yuxiang hadn't loved Guo Mao so deeply, she wouldn't be so sad and sad now; If Guo Mao hadn't taken Mei Yuxiang as his all, he wouldn't have been so strong and calm now.
"Boss Guo is right, you just don't think I said that, take it lightly. What's the point of living longer and longer if you can't enjoy life well? You see, Boss Guo can be so strong and calm now because he loves you wholeheartedly, and he doesn't have the time and space to be sad and sad for himself. So, if you love him the same, then learn from him, try to make yourself strong, and accompany him to face life happily and calmly. Wang Xiao was moved by their true feelings, and also helped to comfort Mei Yuxiang on the side.
"I understand the reasoning, and I'm strong, but ...... There's really no way I can do it right away, give me a little time...... I'm going to get myself at ease as soon as I can. Wang Xiao, don't worry about me, help my husband design an insurance now! Mei Yuxiang said with tears in her eyes and trying to calm herself.
"Yes, that's the right thing, although my family's economic conditions are okay, but I can't drag this family down because of my illness. Wife, you go upstairs and lie down for a while, and then come down when your mood is stable, and I will talk to Wang Xiao about insurance first. Guo Mao persuaded.
"Okay." Mei Yuxiang also wanted to be quiet alone, so she slowly got up and walked to the bedroom upstairs.
Guo Mao watched Mei Yuxiang go up to the second floor all the time, and then deliberately lowered his voice and said: "Although there are often insurance sellers who come to my store to sell them, I basically blast them out without listening, so I basically don't know anything about insurance knowledge now." Let's talk about my situation, which kind of insurance is the most suitable to buy. Guo Mao asked.
"Your illness is within the scope of the so-called critical illness of the insurance company, so you can buy our company's critical illness insurance. This kind of insurance has a 180-day exemption period, and the fear is that some people deliberately take out insurance to get insurance money after checking out that they are sick. However, it will take two years for your illness to be detected under the current state of technology, so you don't have to worry about the deductible period at all, you just need to think about how much money you can spend each year to pay the premiums without even affecting your life and normal financial expenses. ”
Wang Xiao used his professional knowledge to patiently explain to Guo Mao.
Guo Mao listened and began to bow his head and think.
Wang Xiao explained: "Although under normal circumstances, the payment period of this kind of insurance is about 10 and 20 years, but your situation is more special, and you have to perform the contract within these five years, so your actual payment period will not exceed five years, or even shorter." ”
Wang Xiao paused for a while, and saw that Guo Mao was still thinking, so he continued to explain: "Critical illness is generally an additional type of insurance, which means that this can rarely be insured separately, you can buy a participating insurance, and then attach critical illness insurance." In such a combination, the premium for critical illness is actually very low. ”
Guo Mao thought for a while, and asked tentatively: "Is it okay for me to pay 100,000 yuan a year?" ”
"If you can take out 100,000 yuan a year to insure, I suggest that you take out about 20,000 yuan a year to buy a universal insurance policy, and add a critical illness to it, the beneficiary writes Dr. Mei. As for the rest of the spare money, you can put it first, and after your son is born, you can come to me to design insurance for your son, so that it will be better. Wang Xiao suggested.
"Okay, listen to you, you draw up an insurance policy, and I'll sign it right away." Guo Mao felt that Wang Xiao was reasonable, so he followed his advice.
Wang Xiao took out the relevant materials from the briefcase, designed an insurance policy on the spot, filled it out in a few minutes, and then explained the detailed terms to Guo Mao one by one.
Guo Mao listened to it for a while, it was all some professional terms that were circling around, and it was difficult for him to understand them all thoroughly, so he said: "I believe you, just sign it, don't say so much." ”
"Okay." Wang Xiao was not forcing Guo Mao to listen to him explain the relevant terms according to the normal process.
Guo Mao picked up the signature pen handed over by Wang Xiao, signed his name very happily, and provided the bank account number and detailed home address of the deducted premium according to Wang Xiao's request.
"Do you want to write the account password on it?" Guo Mao asked with some doubts.
"No, just an account." Wang replied with a smile.
Guo Mao didn't say anything more.
"Okay, there's nothing else to do, I'll contact you again when your policy is approved. However, you should pay attention, the company will call you to verify the contract, some things you don't want to say, for example, I have seen that you will be sick, etc., these are very secret things, do not let the company know, otherwise it is not conducive to your policy pass. Wang Xiao admonished.
"I understand." Guo Mao nodded, and then said, "I'll drive you back." ”
"No need, I'll take a taxi to the company now to hand in your list, and you can hurry upstairs to comfort Dr. Mei." After Wang Xiao finished speaking, he went downstairs alone, stopped a taxi and left.