Ju An nibbled on the lunch in his hand, opened his eyes from the western landscape, and turned his head to see that this young man was actually reading professional books, unlike the girls on the lawn who were looking at idle books, and were reading N. Gregory? Mankiw's "Principles of Economics" Don't think that Juan knows who Mankiw is, Juan only knows that it is this textbook when he sees the name on the cover of the book.

Watching the young man read the book seriously, frowning and thinking about it from time to time, Ju An sighed in his heart, this is much better than when his buddy was in college, he was so devoted to reading novels at that time, and when he was so attentive to reading textbooks, it meant that this course was less than three days away from the exam time.

Foreman saw Ju An staring at the book in his hand in a daze, and said to Ju An with a smile: "You also like Professor Mankiw's economics?" ”。

"I don't know much about economics, I'm just a small rancher and I don't need any of these things," Juan said with a smile to Foreman.

Foreman listened to Ju'an's words and asked, "Ann, is he a rancher?" Then you don't have to worry about learning these things." Hearing that Ju'an was a rancher, Foreman knew that Ju'an definitely belonged to the category of rich people, so he shook the book in his hand and said, "I can't do it!" Now I went to college and took a loan from Sha Nimei, and I don't know if I have a job when I graduate soon, and now the economy is so sluggish, the pressure to find a job is too great, like our general school, graduation is equivalent to unemployment, Sha Nimei doesn't care if you are unemployed or not, a brother I know, graduated last year and earned a salary just enough for his own life, in addition to renting a house and living expenses, there is not much left. Eight calls a day. When he couldn't get through, he went straight to his parents' house. He wanted to apply for an extension, but he was ridiculed by them, and he was almost made to sell his blood to pay off his debts."

Sha Nimei's agency Ju'an knew it, but he still listened to Liu Chao, and at that time, Liu Chao said that this institution was called killing your sister, and the thief was ruthless. It's an organization that gives loans to college students across the United States, and in short, you don't have the money to go to college. Well, I can give you a loan, and you can just get your salary after graduation, and to be honest, it's like we buy a house in China and pay it in installments.

But now that the economy is sluggish and jobs are hard to find, this muddy beauty has largely become a professional debt collection company. And this company is also very funny, eight calls a day is the maximum limit, the bank can make up to eight calls a day to the debtor, more is a harassment to eat lawsuits, less and can not play a good debt collection effect.

Higher education in the United States was previously known as the incubator of the American middle class, but now due to economic problems. Coupled with the lack of funding for higher education in the United States, the role of higher education in regulating the mobility of social classes in the United States has gradually diluted, to put it bluntly, as long as a poor and frustrated person is born and can work hard and then receive higher education, he can jump into the middle class of the United States before, and there may be better development, but now this thing is about to fail, and the tuition fees of American universities are rising every year, so that middle-class families in the United States can hardly bear it, let alone the poor.

Of course, for a rich man like Ju An, the tuition fee of tens of thousands of dollars a year is really drizzle, which has formed a phenomenon, the children of the rich can receive higher education no matter what, and the children of the poor will not be able to receive an education that is enough to change their own survival status, don't underestimate this, this mechanism is one of the foundations of the American dream, and Americans also know that knowledge changes fate, and the understanding is much deeper.

Thinking of this, Juan said to Foreman, "Didn't the two House Representatives introduce the Student Loan Fairness Act?" How's the push going? ”。 Ju An didn't know this thing by watching the news, but by looking at his own email, as soon as you open the mailbox here in the United States, you will receive a lot of begging emails, that is, some political institutions or some congressmen and the like send emails, telling you your political opinions, if you want to agree, you can donate, all of them are attached to the fund account, and the donations are not much, a few dollars are enough, don't look at a few dollars per person, when the number of people is enough, you can shake the White House, this is the long-tail theory of the Americans, To paraphrase the old saying of our Chinese, it is to gather sand into a tower.

The two chambers of representatives introduced this bill, which is simply the 10-10 rule, under the current economic conditions, college students only need to pay 10% of their disposable income for 10 years after graduation, and after 10 years, no matter how much money is left, the loan will be written off, and now we are soliciting everyone's support. As for whether this bill will be passed in the House of Representatives and the Senate, and finally handed over to the president for signature, it is not yet known, but it has been very popular among university students.

Foreman shook his head and said, "It's still pushing, I don't know what the specific results are!" But what if this bill passes? I can't find a good job in the economic downturn, and when I graduate, I can find a job for $40,000 a year, and I will be satisfied." Foreman looked at the book in his hand and smiled bitterly. Then he continued to follow Ju An and said: "Even if I have a good job now, if I want to maintain a good standard of living after retirement, I need to have at least two million dollars of property at my disposal, which means that I need to invest two million dollars in a few decades to ensure that my living standard does not decline in the future, so I just look at this, I want to learn about investment, and after graduation, I can save part of my income and invest it in stocks."

The hard-working American dick, Ju Anxin sighed with emotion, in the past, the tuition loan in the United States was linked to this link, the student loan was completed to complete the study, and then the loan was repaid after graduation, and the loan was used to pay for the tuition fees of the students in the future, so that a cycle was formed, and now the economic crisis has completely broken this chain. Now some politicians in the United States have realized this and put forward that bill, and these politicians have realized that the economic crisis cannot be passed on to the younger generation, which will lead to the degradation of social morality, and the continuous oppression of the younger generations by the seniors will make the American talent reverse elimination, in short, the richer the richer, the poorer the poorer. This situation has threatened the very foundation of the United States. What is the American dream, the American dream is that you can change your destiny as long as you work hard, and any African American can be president, this is the American dream.

Nibbling on lunch and meeting an American dick, Ju An said to Foreman: "Then how are you going to distribute your income in the future, just buy stocks?" This thing is too volatile, in fact, I suggest buying a good land." Ju An has a natural fear of stocks, he just graduated not long ago, and finally saved seven or eight thousand yuan, and then happily bought a stock, who knew that in less than a month or two, his pants were almost stripped of by the stock market. Now Juan has only two stocks on hand, stocks of Wells Fargo and Liu Chao's software company. For Ju'an, nothing is better than investing in land insurance right now.

"The return on the land takes too long, and the amount of money needed is too great," Foreman shook his head and said, "I have decided to invest 80% of my savings in stocks and 20% in bonds, so now I have time to read some books on economics." After speaking, he shook the book in his hand.

Since the building was hit by a plane, the Americans have also learned to save money, but the way the Americans save money is also strange, a large part of the likes to invest in the stock market, but they don't care much about gold or anything, Buffett said, gold is a rooster that does not lay eggs, which means that investing in gold has nothing to make money, this comrade is very confused by a group of young people, but not all Americans love to invest in stocks, some people are just like the Chinese, like to deposit money in the bank, thinking that they are more talented in saving money.

After chatting with this American dick for a while, Ju An threw the food box into the trash bin next to him, Foreman continued to look at the book, Ju An was also bored looking around, anyway, there was nothing to do back to the hotel, after reading for a while, he was ready to squat under the shade of a small tree against a chair and squint for a while, at this time Foreman's girlfriend came over, just naked and topless, no sign of embarrassment at all, flipped through his bag, changed the book, and went to lie down on the lawn with his friends.

Ju An moved his body, and saw that Foreman's girlfriend's bag had been turned over, and the shiny sign on it, G? A?2M！ He said to Foreman: "Your girlfriend's bag is good, it's very expensive." As soon as he finished speaking, Ju An was a little stunned, this brand is his own, this bag is definitely not produced by his own company, the leather is different, whether it is white cow or gray cowhide, it is very soft, white cowhide is thicker, this cowhide looks hard.

"Imitation, my girlfriend liked it and bought one, the original is too expensive, this brand is not like other brands, produced in China, contraband and genuine products are from a company, the production of this brand is near New York, with a unique cowhide, it is difficult to imitate" Foreman said with a smile at Ju An.

This Nima, sitting in the park for a while, met a person carrying a fake brand of his clothing company, buddy is really lucky. He smiled at Foreman and asked, "It's easy to buy these imitation brands here?" ”。

Foreman smiled and said, "Looks like you don't spend a lot of time in New York, right?" ”。

Ju An nodded: "My ranch is in the west, and I came to New York this time because of something, so I'm not very familiar with it."

"Now the vicinity of Canal Street has become a center of counterfeiting, and the first congressmen lamented that New York is the piracy capital of the world," Foreman jokingly explained to Juan.

Ju An heard that there was nothing to do in the afternoon anyway, so he just went to the fake market in New York, beat the children on a rainy day, and was idle, and when the Americans protested against whose intellectual property protection was not effective, they could also laugh twice in their hearts and entertain themselves. Even if you don't have time to say hello, now it's equivalent to visiting a domestic commodity city. (To be continued.) )