Chapter 281: To
"According to the command of our staff, line up in two teams on the left and right!" Hou Xiaomei crossed her waist with one hand and commanded the depositors to line up in two teams following the guidance of the security guards.
Depositors couldn't help but squeeze again.
Hou Xiaomei continued to despise the group of dirt buns in front of her, but she still smiled and said, "Please keep order, line up, and don't crowd." I assure you that as long as you have a certificate of deposit from the credit union, you will be able to withdraw your money today. In order to ensure that every depositor can withdraw their money, the leaders of our credit union have specially adjusted the working hours, and we will continue to open after 5:30 p.m., when depositors have withdrawn their money, when we leave work, even until 12 o'clock in the evening, we will not stop business1"
Depositors are crowding and resisting, just because there are so many people who withdraw money, if they are at the back of the line, they are likely to not be able to withdraw their money when it is time to get off work. Credit unions have millions of dollars in cash today, but if you miss today, who knows what tomorrow will look like? If you don't take out the money in your passbook while the credit union has money today, if something happens tomorrow, it's too late to regret it!
But now I heard Hou Xiaomei announce that the working hours of the credit union have been specially adjusted, and when the depositors will get off work after withdrawing their money, they don't have this worry in their hearts, and they will be a little behind the queue. It's nothing more than a little later to get the money, anyway, the credit union said that it won't close until twelve o'clock in the evening.
As soon as everyone's mood adjusted, they became more rational, and under the command of the security guards, hundreds of depositors quickly lined up in two long lines, two long dragons, from the South Street savings office almost to the department store in front.
Lin Yuanfang accompanied Zhu Donghai to observe quietly, and he was very surprised by Hou Xiaomei's ability. I really didn't expect that this woman in her fifties would be so capable, and a few words would calm down the twitching of these hundreds of people. Although the emergency mortgage car is the main determining factor, Hou Xiaomei's ability to adapt to changes should not be underestimated!
The line was quickly lined up. The two depositors in front of the queue were about to go into the savings house to withdraw money, but Hou Xiaomei stretched out her hand to stop her and said, "Don't worry, listen to me and say a few words, and it will be fine immediately." After that, you can go in and withdraw your money. ”
Hou Xiaomei looked at the long line behind her, stretched out her hand to take the horn handed over by the staff, and said loudly: "I want to make a statement to you here." For all certificates of deposit that are due, our savings bank will pay the principal and interest according to the prior agreement. However, for certificates of deposit that do not mature, our savings bank can only redeem the principal and interest according to the interest rate of current savings in accordance with national regulations. Since it was your depositors who defaulted and paid in advance, the interest loss caused by this is all borne by each of you! ”
The depositors originally planned to just withdraw the principal, but at this time, when they heard Hou Xiaomei mention the interest, they couldn't help but feel alive again. Especially for those depositors who are about to mature, the difference between the agreed high interest rate of 30 percent and the interest rate of demand deposits of 1.67 percent is a very huge amount, and now the credit union suddenly says that it is not responsible, and this loss is too heavy!
"No, why don't you pay the interest as agreed? Even if it is not due, your credit union can deduct the interest that is not due! "Many depositors are indignant, isn't the reason why they take out their money from the big national banks and deposit it in the Binan Credit Union to covet that high interest? Now that the credit union says that it is not responsible, it will be paid according to the current interest, isn't their previous calculation and reversal in vain? How can they accept 1 "I'm sorry, our credit union must also strictly implement the relevant national regulations!" If you default on the early withdrawal of the certificate of deposit, you must bear the loss yourself. Hou Xiaomei hugged her arms and said loftly.
"Then we don't withdraw the money now, and then we will withdraw it when it expires?" A depositor shouted.
Hou Xiaomei secretly said in her heart, the person Lao Wang is looking for has good acting skills, and he plays the depositor vividly, and the five hundred yuan is not unjust at all. She looked at the man and smiled and said, "Then our credit union will still pay the interest in full according to the pre-agreed interest!" ”
"That's it! Okay, then I won't take it now, and I'll pick it up when it's due! The man said loudly and turned to leave the group.
A few people were pounding, and some wanted to leave with this person. The person next to him grabbed him and said, "Lao Liu, what are you anxious about, let's see the situation." See how other people are doing it......"
Lao Liu is right to think about it, since it has been making trouble for so long, let's observe and observe. If the majority of people want to go, they will go, and if most people are going to withdraw money, then they will withdraw the money themselves. In this society, there is nothing wrong with following the crowd at all times.
Hou Xiaomei saw that no one had arranged with the credit union, so she didn't say much, but stepped aside and said, "Now everyone can withdraw money, but they must come in order, not crowded!" ”
Seeing that Hou Xiaomei really let go, the two people in front of the team were a little hesitant, they glanced at each other, gritted their teeth, pinched the deposit slip and entered the credit union, and it didn't take much effort for them to come out of it with a thick stack of banknotes. It's just that there is no joy in their faces to get the money, more frustration.
A few acquaintances in the team greeted them: "Uncle Guoqiang, congratulations, you have got the money!" ”
"What a joy! Thousands of dollars of interest are gone! Uncle Guoqiang said frustratedly. He looked down at the banknote in his hand, then looked at Hou Xiaomei who was standing at the door of the credit union, and suddenly ran over and said to Hou Xiaomei full of begging: "Director Hou, you ...... You see...... I don't withdraw this money, can I return it to the counter, and you can return the deposit certificate to me? ”
"I'm sorry! You have already gone through the withdrawal procedures, and it is impossible to return the deposit slip to you! Hou Xiaomei said coldly: "If you want to make a deposit, go to the back and line up!" ”
"Alas!" Listening to Hou Xiaomei's words, Uncle Guoqiang's face was even more depressed, he hammered his thigh fiercely, and said: "I was really blinded by lard, how could I do such a stupid thing!" Then he didn't say hello to his acquaintances and walked away dejectedly.
At this time, depositors withdrew money from the savings house one after another, and most people were depressed, while a few were elated. Not only did they get the money, but they also paid the high interest in full, how could this not make them happy!
At this time, an angry young man came out of the savings bank and said to Hou Xiaomei: "Director Hou, what's the matter with you, why don't you let the deposit?" ”
It turned out that his deposit was due, and after he took out the full amount, he wanted to add interest and transfer it in, but who knew that the savings clerk told him that he would only handle withdrawals today, not deposits.
Hou Xiaomei was anxious, and the other trust she arranged did not appear, and at this time, seeing this young man consciously and voluntarily act as a trust, she couldn't help but be very happy, she deliberately shook her head and said: "I'm sorry, Boss Zhang, because there are more depositors who withdraw money today, in order not to delay everyone's time, we specially stipulate that we will only handle withdrawals today." If you want to make a deposit, come early tomorrow to handle it. ”
When the depositors in line saw this scene, they couldn't help but hesitate in their hearts. If the credit union really has no money in its account, as the rumors say, how can it only process withdrawals and not make withdrawals? Hearing is false, seeing is believing, there is a mortgage car in front, and so many people in the back have successfully withdrawn the money, what are they worried about?
"Director Hou, I have to go to eastern Guangdong tomorrow to buy goods, you can be accommodating, let me handle it today!" Boss Zhang said with a smile.
"I'm sorry, I can't help it1" Hou Xiaomei shook her head very insistently.
At this time, a car with a Tianyang license plate drove to the door of the credit union. Two young men got out of the car, carrying a large lockbox.
"Director Hou, hello 1" The young man led by Hou Xiaomei greeted him.
"Oops, Mr. Wang. Hello hello! Hou Xiaomei went up to shake hands with the young man with an enthusiastic face: "What kind of wind blew you here?" ”
"Director Hou, that's right, the company recently received a sum of cash, one million, and I won't need it for a while, so I rushed over and wanted to save it with you for a year!" Saying that, Mr. Wang stretched out his hand and patted the lockbox.
"Mr. Wang, I'm really sorry. We are in a special situation today, only handle withdrawals, do not handle, deposits, let you run empty. Hou Xiaomei looked apologetic.
"Well, how so? I made a special trip from Tianyang City. Mr. Wang raised his wrist and looked at his watch and said, "I'm very short on time." Director Hou, you can make an exception. ”
"I'm afraid it's hard." Hou Xiaomei smiled and shook her head, "Mr. Wang, let's come back tomorrow." ”
"Hey!" Mr. Wang slapped the lockbox hard, groaned for a while, and said, "Director Hou, we are also old acquaintances." In this way, I will put this million here for your personal safekeeping, and you can help me handle the deposit certificate tomorrow, and then send someone to send it to me, okay? ”
Saying that, Mr. Wang opened the lockbox, which was full of boxes of 100 yuan bills, which was very tempting, and made the depositors queuing next to him shine brightly. They are also rich people in Binnan, but each person's savings are only 120,000, how have they ever seen this box full of banknotes?
"Director Hou, you can order a little." Mr. Wang sent the box to Hou Xiaomei.
Hou Xiaomei smiled bitterly twice and said, "Okay, since Mr. Wang is so busy, I will make it difficult and make an exception once." I'll go in and count it with the money counter and I'll give you a receipt. When the time comes, I will ask people to take the deposit slip to Tianyang City to find you to exchange the receipt. ”
(To be continued)