Liu Guoguang illegally raised more than 70 million yuan in total through high-interest savings. Of the more than 70 million yuan, except for more than 30 million yuan that were lent to local entrepreneurs who were in urgent need of funds for short-term turnover, the remaining nearly 40 million yuan was placed in the hands of a cousin named Fang Longgen.

So who is this Fang Longgen, who can make Liu Guoguang so relieved to put nearly 40 million yuan of huge funds in his hands? It turned out that Fang Longgen was born in Donghai City, the largest city in Huaxia. Before the liberation, Fang Longgen's grandfather once worked as an economist in the Donghai Stock Exchange opened by the Kuomintang at that time.

But although the old man died, he left behind the blood that was sensitive to the economy, which was especially obvious in Fang Longgen. In 1984, when the first stock Donghai Feile Audio was issued after the liberation of China, Fang Longgen scraped together 100 yuan and rushed to the business department of Donghai Trust Company to line up early in the morning and bought two stocks of Donghai Feile Audio. In 1990, the first stock exchange in China, the Donghai Stock Exchange, began to operate, and Fang Longgen rushed to the business hall for the first time to participate in the transaction.

But these are all petty fights, Fang Longgen just got some small sweetness, he really made a lot of money, or in 1992, after the reform chief designer toured the south, the trading price of Donghai stocks was fully liberalized, from May 21 to 23 of that year in just three days, the stock price soared, and in three days it soared by 507 percent, Fang Longgen's share capital of more than 20,000 yuan in his hands, in just three days, it actually increased sixfold, becoming more than 100,000, and it was this experience that made Fang Longgen make up his mind, He quit his job at the No. 1 Cotton Mill in Donghai City and became a full-time stock speculator. By 1994, Fang Longgen was worth more than 2 million, and his strength was far greater than that of Yang Million, who was famous in the Donghai stock market at that time, but Fang Longgen was low-key, and few people in the outside world knew about him.

Outsiders don't know Fang Longgen, but Liu Guoguang, a cousin, will not not understand, every time he goes to the East China Sea, his cousin Fang Longgen will always lead him to the sea to be dashing and chic, Fang Longgen's generous shots made Liu Guoguang, a cadre from a small county credit union in the hinterland of the Central Plains, both envious and jealous at the same time. Especially when Liu Guoguang saw the passbook that Fang Longgen showed him, the amount on it reached more than two million, and his eyes almost fell out. At that time, the passbook was different from now, it was a lump sum of money, and the balance on it was as much as the deposit. Unlike now, when the passbook shows a lot of money, it may have already been withdrawn from the bank card.

Liu Guoguang was shocked, so he humbly asked Fang Longgen for advice, when he knew that Fang Longgen's money was earned back from stock speculation, he expressed great interest, and also took out 20,000 yuan to Fang Longgen, and asked Fang Longgen to help him speculate in stocks. A year later, in 1994, when Liu Guoguang was about to retire, the 20,000 yuan he gave to Fang Longgen had become 40,000 yuan, and the net profit was as high as 100 percent, which made Liu Guoguang feel extremely excited. But Fang Longgen poured cold water on him, laughing at him for being a dirty bun and having no knowledge, what is this profit? 100% a year, just a small fight, compared to the new stock this little profit is nothing? If compared with the acquisition of the original shares, the profit is even smaller.

Liu Guoguang is the director of the Binan Rural Credit Cooperative, and he is also a person in the financial circles, and he also knows a little about new shares and the acquisition of original shares, and he is not a stranger. Playing new shares is to put the subscription funds in the bank, and then conduct a lottery, if the lottery is won, you can buy new shares at the issue price, at that time, as long as you can buy new shares, it will definitely make money.

As for the original shares, some companies have issued shares internally in order to raise funds, and these internal stocks are called original shares, and the price is basically one yuan per share. These original shares are often purchased by means of apportionment, forcing the cadres and employees of the enterprise to buy them. Some cadres and workers are reluctant to ask for these stocks, and they often transfer these stocks, and some even urgently need money and transfer them at 8 or even 7 percent off the original price of the stocks. As far as Liu Guoguang knows, the Tianyang City Glass Factory has issued internal shares, and in addition to some of the locals in Tianyang City, many southerners have come to buy these shares. At that time, Liu Guoguang was a little puzzled, although Tianyang Glass Factory said that it might be listed in the future, but who knew that it would be able to be listed in the Year of the Monkey? In case the state does not approve it to be listed, these original shares will be smashed in their hands? Now that he heard Fang Longgen talk about the acquisition of the original shares, he couldn't help but perk up and asked Fang Longgen in detail what was going on.

Fang Longgen told Liu Guoguang that the acquisition of original shares depends on vision, and the most important thing is to rely on information. He has an inside line on the Donghai Stock Exchange, and he will have inside information wherever any company may be listed. As long as you start to acquire these original shares in advance, after these companies are listed, the original shares for one dollar may be sold for seven or eight yuan, which is a profit of 7 or 800 percent. In contrast, what is a little profit in the stock market that is made in the short term? It's a pity that Fang Longgen has limited funds in his hands, only two or three million, and when he acquired the original shares, he couldn't compete with those big players, and he watched the opportunity to make a lot of money slip away in vain.

Fang Longgen's words made Liu Guoguang's heart pound, he thought that if he could come up with the funds to let Fang Longgen acquire the original shares, not to mention seven or eight times the income, even two or three times, wouldn't it be very impressive?

Liu Guoguang was thinking like this, and Fang Longgen said again, can Liu Guoguang mobilize some funds here and let him buy the original shares, and the money he earns, after deducting the cost, will be added to five. This is exactly what Liu Guoguang thinks. After some bargaining, he and Fang Longgen reached a distribution ratio of 73 Kai, and transferred one million yuan from the credit union to Fang Longgen.

After Fang Longgen got the funds, he went to acquire the original shares of a large state-owned enterprise in Ludong Province, and three months later, the news that the shares of this state-owned enterprise were going to be listed, and the price of the internal stock quadrupled, Liu Guoguang was anxious to recover the investment, so he asked Fang Longgen to get rid of it quickly, and the one million he invested became four million yuan, excluding the loan benefits and the share to Fang Longgen, he actually earned nearly two million.

With this experience, Liu Guoguang also became bolder. took out the money and gave it to Fang Longgen a few times, although he didn't earn as much as the first time, but the harvest was enough to satisfy him. At this time, Fang Longgen told Liu Guoguang that he got an inside information that a large petrochemical company in Xijiang Province would be listed in a year, which was an excellent opportunity to acquire the original shares.

Liu Guoguang was retired at this time, and his mind was all about making money. He was attracted by the prospect of a billionaire depicted by Fang Longgen, and personally went to Xijiang Province with Fang Longgen to inspect several times, knowing that what Fang Longgen said was true, so he returned to Binan and began to raise 30 million yuan at a high monthly interest rate of 3 percent, and handed it over to Fang Longgen to acquire the original shares. But it is not a coincidence, Fang Longgen just acquired 30 million yuan of original shares, that large petrochemical enterprise exploded, heavy casualties, as soon as this major safety accident appeared, this large petrochemical company's plan to go public within a year also came to naught, at least in the past three or four years there is no hope, the 30 million yuan of internal stocks, suddenly became a big stone, smashed in Liu Guoguang's heart. Because he was in urgent need of funds, when he first collected savings, he had a lot of short-term certificates of deposit for three months and six months, and the money had to be repaid when it was due, so what should he do if he had no money? There are only high-interest deposits, and in this way, the high-interest certificates of deposit on Liu Guoguang's side have accumulated to nearly 40 million. Liu Guoguang regretted it too late at this time, knowing that this was a bottomless abyss, but he had to jump in. In his heart, he could only pray that the petrochemical company could be listed as soon as possible, and then the money from the sale of the original shares would be used to compensate for this big hole.

When he came to see Liu Hongwei today, Liu Guoguang thought about it for a long time in his heart, whether to tell Liu Hongwei the truth. Later, he was sideways, the matter is now, anyway, if you don't say it, it's a death, after saying it, maybe Liu Hongwei can come up with some ways, otherwise if this matter breaks out, it will definitely involve Xiao Cailing. Liu Hongwei can't ignore his wife's life or death, right?

Liu Guoguang finished speaking on the original side, and Liu Hongwei was already furious, and he couldn't wait to slap the bold idiot in front of him to death. He really didn't expect that the credit union would be a hole of more than 40 million. This Liu Guoguang is really dizzy, he dares to poke down such a big basket, is he really not afraid of losing his head?

However, Liu Hongwei didn't get angry, because getting angry can't solve the problem, not to mention anything else, he always has to take care of the more than 7 million that his wife Xiao Cailing put in the credit union, right? So at this time, Liu Hongwei not only couldn't get angry, but also had to help Liu Guoguang solve this problem. Otherwise, once this thing breaks out, it will be difficult for his wife to get out.

"Smoking." Liu Hongwei picked up the cigarette case and wanted to throw Liu Guoguang a cigarette, but found that the cigarette box was crumpled by himself unconsciously. He had no choice but to grab the handbag, take out a new box from it, and throw it in front of Liu Guoguang: "Come by yourself." ”

Liu Guoguang thought that after he finished speaking, he would usher in Liu Hongwei's thunderous anger, but he didn't expect Liu Hongwei not only not to lose his temper, but to throw a box of cigarettes to his family, he couldn't help but be grateful, holding the cigarette box in both hands, bowing his head and choking to admit his mistake to Liu Hongwei: "County magistrate, I'm sorry for you, you made such a serious mistake and caused you such a big trouble......

"Lao Liu, what are you doing here?" Liu Hongwei wanted to kick Liu Guoguang to death in his heart, but on the surface, he had to make a generous appearance to appease him.

"Manly man, what are you crying about? Yes, your mistake is indeed very serious, and even to put it a little more serious, it is not an exaggeration to shoot. You are also an old revolutionary who has been working for decades, and I think you should know this as well. Liu Hongwei said while looking at Liu Guoguang with a teacup.

"Yes, county magistrate, I'm confused, I'm damned, I'm blinded by lard. My sin is not enough to be shot a hundred times.1" Liu Guoguang snorted and cried.

Xie Tianlai stood far outside the box and smoked, he had already explained to the waiter, he didn't shout, don't come. At this time, he heard a little voice from the box, faintly, like a cry, and couldn't help but sigh in his heart. This Liu Guoguang, the hole he poked is really big enough, and I don't know what the boss can think of to make up for it.

"I'm not afraid of death, as long as I die and can fill that big hole, I'd rather die now!" Liu Guoguang's white fat hands covered his face, and tears flowed from his hands.

Liu Hongwei only said half a sentence, and before the words of appeasement were spoken, Liu Guoguang began to cry and grab the ground, which made him unable to suppress the irritability in his heart any longer, and swallowed back the comforting words on his lips.

"Enough!" Liu Hongwei slapped the table heavily, "You will die or live at every turn, what kind of system have you become!" Do you still look like an old cadre? ”

Liu Guoguang was so frightened that he didn't dare to continue performing.

"Now that the problem has happened, what we need to think about now is how to solve the problem, instead of blindly avoiding it!" Seeing that Liu Guoguang stopped crying, Liu Hongwei said solemnly: "As for whether your mistakes should be investigated and how to pursue them, that is also a matter after the problem is solved." ”

Hearing this, Liu Guoguang's heart finally let go. Since Liu Hongwei said that he wanted to solve the problem first, it was easy to say. As for the so-called mistakes that will be pursued in the future, this is just talk. Think about it, the problem is solved, what mistakes are still being pursued? Even if you pursue mistakes, you just take them lightly and make a show.

"If the original stock of that company is sold now, how much money can be sold back?" Liu Hongwei picked up the teacup, took a big sip of tea, and continued to ask.

"When I bought it, I spent a total of 31 million, and if I sell it now, I can sell it for 15 million at most." Liu Guoguang replied.

Liu Hongwei said again: "The current deficit is mainly in this area, isn't it?" ”

"Yes, it's mainly this one." Liu Guoguang hurriedly said: "Although I lost seven or eight million on the interest side, I used the money I earned in the early stage to make up for it, and I have only lost less than five million at present, and the main loss is the original stock." ”

Liu Hongwei held the teacup and pondered for a while, and when he had an idea in his heart, he said: "Liu Guoguang, you are like this now." First of all, the more than 30 million yuan you have released from a local enterprise must be recovered immediately. You can start this tomorrow, and I will say hello to the public security bureau, and if necessary, they can come forward to collect it with you......"

(To be continued)