Chapter 171 - Choice of Bank (3)

"Royal Bank of Scotland?" Lin Yu thought about all this and lowered his head in deep thought.

Seeing Lin Yu pondering, Capples continued: "Although this bank is only a bank with a surname in Scotland, the Royal Bank of Scotland has an advantage that the other two banks do not have. ”

"What advantages?" Hearing Kapus say this, Lin Yu looked up at Kapus and asked.

"The advantage of RBS is that it has partial rights to issue the pound sterling, which is important to us." Cappus said with a smile.

When Lin Yu heard this, he was taken aback, he didn't expect that such a bank with a regional surname would actually have the right to issue pounds, if it wasn't for Cappuz to say it, Lin Yu would never have thought of it.

But it's relieving to think about it, if there is no partial right to issue the pound, how can the Royal Bank of Scotland later be able to mix in the United Kingdom, and finally rush out of the United Kingdom and Europe.

However, now our "king of mergers" is not yet famous, and now he is a young man in his 20s, so the current Royal Bank of Scotland is not very famous in the world, I believe that if it were not for its right to issue pounds, Capuz would never have noticed this small bank.

The Royal Bank of Scotland, founded in 1727, has a longer history than HSBC and Standard Chartered, and it can be said that the Royal Bank of Scotland is one of the oldest commercial banks in the United Kingdom. In 1969, the Royal Bank of Scotland became the largest bank in Scotland with 700 branches and a 40% local market share. Despite this, it is known that now, the bank is still a commercial bank with a regional surname.

From the history of the development of the Royal Bank of Scotland, it can be seen that although the bank is a century-old shop, its concepts and ideas are not conservative, it can not only adapt to the changes of the times in time, but also become a market leader. In 1969, the Royal Bank of Scotland established itself as the largest commercial bank in Scotland by merging with the Commercial Bank of Scotland; In the 1980s, it successively established car insurance companies, telephone banking, and online banking, making the Royal Bank of Scotland one of the most dynamic banks in the UK; In the 1990s, it not only reduced the bank's operating costs, but also improved the bank's profitability and market competitiveness through the implementation of the back-office business centralized processing project. In 2000, through the acquisition of NatWestminster Bank, which was three times larger than itself, he made himself one of the most respected commercial banks in the world.

As for the issuance right of the British pound, this also has to talk about the name of the Royal Bank of Scotland, the Royal Bank, which could be called the Royal Bank at that time, must have a royal background or approved by the king, where the Royal Bank of Scotland was established, the Royal Bank obtained part of the issuance rights of the British pound from the hands of the British political axe after hard fighting, because of this, the Royal Bank of Scotland was not less acquired, but it failed because of the intervention of the British political axe, it can be said that if Lin Yu wants to buy this bank, It must be swift and not allow time for the British government to react, so the acquisition of this bank can be said to be more difficult than that of HSBC and Standard Chartered Bank.

After all, it is a bank with the right to issue the pound, and the British political axe cannot afford not to pay attention to it.

"Royal Bank of Scotland?" Lin Yu muttered to himself, and suddenly said, "If we buy this bank, what is the chance?" ”

Capps thought for a while and said: "To be honest, this bank is not easy to buy, once in 1981, HSBC and Standard Chartered Bank both wanted to compete to acquire the Royal Bank of Scotland, but they both failed under the veto of the British Monopoly and Merger Commission, but obviously everyone can see that it is not a reason at all, but the British political axe does not want the issuance of the British pound to fall into the hands of others, and in the hands of the Royal Bank of Scotland, it will not have any impact on the British political axe, after all, it is only a regional bank, HSBC and Standard Chartered Bank are different, the strength of the two banks is undoubted, if you get part of the right to issue the pound, it can be said that you will step into the ranks of large banks, so that Britain and Europe will have one more consortium, which is not what the British political axe wants. So, the surname we acquired is not very large. ”

Sure enough, the British political axe will definitely not sit idly by, and if it wants to acquire, it can only be acquired quickly, without giving the British political axe time to react, so that it may still succeed.

"Still, boss, I don't approve of the Royal Bank of Scotland." Lin Yu was still thinking about it, and suddenly, Kapus said.

"Why?" Lin Yu was stunned for a moment and asked.

"I think if we can buy Standard Chartered or HSBC, then we can buy one of those banks, and as for the Royal Bank of Scotland, we can buy one of the banks and then we can buy it."

Lin Yu was puzzled and asked, "Why do you have to do this?" We can grow the Royal Bank of Scotland. ”

Kapouls smiled bitterly and spread his hands and said, "Boss, we need a British identity, otherwise it will be very difficult for us to act after the acquisition." ”

When Lin Yu heard this, he was a little surprised, but he didn't expect that this Kapus thought quite comprehensively.

Identity, this is the most important point, especially in the arrogant English, pay more attention to the glory of the empire and everything in the empire, any person who does not have a British identity to take a little bit of Britain will cause the anger of the whole English people, it can be said that the hearts of the English people are a little sick.

Lin Yu's people have no identity in the UK, especially in the British upper class society, they have no fame and status, which will undoubtedly hinder Lin Yu's actions in the UK in the future, if Lin Yu now has the title of a British royal knight or nobleman, I believe everything will be easy to do, with Lin Yu's knowledge in later generations, he will definitely be able to mix in England, but this is just a thought.

"The acquisition of the Royal Bank of Scotland requires identity, so don't these two banks need it?" Lin Yu asked.

"Relatively speaking, the obstacles will be smaller, after all, the main business of these two banks is distributed overseas, Asia, Africa, the Americas and other continents, but there are not many customers in the UK, so relatively speaking, these two banks should not be very resistant." Capus analyzed.

Lin Yu nodded as he listened.

"In that case, let's discuss it with Jason and the others, and let's start handling this matter, and the sooner we have a bank, the sooner we will have security." Lin Yu said.

(To be continued)