(Tomorrow on the shelves, I will have a few more chapters for free, thank you for your support.) ）

Yu Ting asked in surprise: "According to what you say, is it really possible?" One hundred thousand! That 100-square-meter house is tens of millions, who can afford it? ”

Li Boqing said: "You look at the housing prices in Tokyo, in the craziest time ten years ago, one square meter reached more than 300,000 yuan, although it finally collapsed, but now it is also more than 100,000 square meters, our country's population is more, Beijing as the capital, whether it is in medical care, or education, or in development, there are advantages that other places can not match, so, the rise in housing prices is an inevitable trend, but the magnitude is certainly not as crazy as Xiao Mo said." ”

Chen Mo didn't argue either, and said: "Indeed, I'm talking about extreme situations, but the housing prices in the third ring road of the capital have risen from the current 4,000 to 40,000, and I believe it will be about ten years." ”

Yu Ting's whole person seemed a little excited, and asked: "Why don't you have money to speculate in a new building, but when you have money and relationships, you want to speculate on the school district house you said?" ”

"When there is no money, you can get a property right with a down payment of 30% for a new building, and then you can rent it out with simple renovation, and you can recover thousands of monthly payments every month with rent. Of course, you need to lose a little at the beginning, but as long as the house price rises, the rent will also rise, and then it can be flat, or even higher than the monthly payment. When you have money and relationships, you can buy a school district house, and the purchase of full property rights will require more money, but after you buy it back, you can mortgage it to the bank and use the loan to buy a second house, as long as it is done properly, you can use the money of a house to buy four or five houses, or even more. However, the occupancy rate and return rate of this kind of house may not be as good as that of a new house, so it is necessary to have enough money and patience to wait for the day when the price skyrockets. ”

Yu Ting thought for a while and said: "Then I will listen to you about this matter, except for the money prepared for Shanshan to study abroad, I will use the rest of the money to buy a house." Shanshan has an aunt who works in a bank, so there shouldn't be any problem in helping us with this formalities......" She hesitated for a moment, but couldn't help but ask, "Will housing prices really go up?" ”

Li Boqing couldn't help laughing and said: "I'll give you a ticket for this, now that the house is commoditized, and the capital is such a center, if the house price doesn't rise, it will be really strange!" Go and cook, it's not an imminent matter, and it's the same after eating. ”

Yu Ting was still a little reluctant, Chen Mo stood up and said, "Auntie, I'll give you a hand, if there's anything you want to ask, just ask." ”

Yu Ting laughed with satisfaction. "It's still your caring, unlike your uncle, who is above the top, who can't get used to my vulgarity every day, and this one who has no conscience, is also with him, and treats me as an old mother every day, all of them are as vulgar as fireworks that don't eat the world. I don't want to think about it, if you don't have money, what do you eat and drink every day? If you want to study abroad today, you want to travel tomorrow, and if you don't have money, don't want to go anywhere! ”

Li Boqing shook his head and smiled: "It's like our family is short of food and clothing every day!" Work is serious, as for these, you can only do it as a side hustle, that is, no matter how much money you have, so that you are busy all day long, how much happiness can it add to you? ”

After following Yu Ting to work in the kitchen for a long time, Chen Mo has been popularizing the knowledge of flipping houses to her. What kind of location and what kind of environment should be selected, the agreement between the real estate developer and the local school should be paid attention to for new houses, and the settlement policy of the district committee should be paid attention to for old houses. Chen Mo on the bank side didn't know the specific procedures, so there was no nonsense, anyway, Li Shan's aunt was from the bank, so no matter what, she would be much more proficient than herself.

Chen Mo didn't want to get involved in the matter of flipping houses, because there were too many trivial things to worry about, and he didn't want to focus his limited energy on this. In addition to this mother-in-law, there is also her second aunt, Chen Mo is also ready to mention it, encouraging her to buy a few more suites and wait for the appreciation in the future.

As for his aunt's side, she probably doesn't look down on such an investment, for her, being satisfied at work is more important than anything else, and as long as she can meet the basic needs of money, she will not deliberately pursue it.

It's different on his mother's side, she has also made a lot of money in the past few years, not to mention that she has a real estate company at home, where can she use it to specialize in this side hustle. Besides, she is not short of money, but she is afraid that she only has a sense of accomplishment in her career.

After a lively lunch at Li's house, Yu Ting became closer to Chen Mo after a noon edification, which made the father and daughter a little jealous. learned that Chen Mo and Li Shan didn't sleep well last night, and they didn't even let them clean up the dishes and chopsticks after eating, so they urged the two to go to Li Shan's room to take a nap.

Chen Mo slept for an hour, feeling much more energetic, and seeing that Li Shan was still sleeping, he quietly got up, left her a small note, and prepared to go home alone.

In the living room, Yu Ting took a map of the capital and was whispering to a capable middle-aged woman. It is Li Shan's distant aunt Xia Qing who works in the bank, she is the eldest daughter of Li Shan's aunt in a high position, I haven't heard of much ability, but she has a good family background, and now she is also a middle-level manager in the bank.

Chen Mo closed the door, followed Li Shan to call out to her cousin, and walked to the front of the map they had spread out. I saw that the two women had drawn countless circles on the map, and each circle represented a goal.

Chen Mo couldn't help laughing and asked, "Auntie, how much money are you and your cousin going to take out to speculate in a house?" Chose so many places......"

Yu Ting said a little embarrassedly: "If you deduct the cost of preparing for Shanshan to study abroad, there will be about one million, so I am ready to choose a good target." ”

Chen Mo asked again: "Cousin, what about you?" ”

"The two of us are about the same, but I can borrow some more."

Chen Mo thought for a while and said, "Since there is not much money, there is no need to set too many goals. Anyway, housing prices are rising everywhere in the capital, so you have to choose the place with the most cost-effective ratio. ”

He drew a picture of the position of Wudaokou and said: "I suggest that you do not spread the target, because you all have jobs, and it will be more convenient to centralize all aspects of house management and rent collection in the future." Dongsheng Park here in Wudaokou will open in February next year, and it is said that the house price is only more than 2,000, which is a greater return than the investment in the third ring road. I suggest that you choose a small apartment and buy as many sets as you can. ”

"I'm going to go to the sea, it's still rural over there...... implication is that it's a little remote.

Chen Mo drew a big circle and said: "You see, although this place is remote now, most of the colleges and universities in the capital are concentrated in the surrounding area. In particular, there is a language university next to it, where there are more than 100 international students studying Chinese here, many of whom are children of rich families, so they bought a small apartment here, at least not to worry about renting, which is also very little pressure on the subsequent monthly payment. ”

Xia Qing asked: "If we don't buy a house in full, we will have to pay a lot of extra interest!" ”

"How much more?"

"If you calculate the monthly payment for 20 years, it will be more than 10% more than 10% of the house price!"

Chen Mo laughed and said: "That's calculated according to the proportion of the same house price, if the house price rises, you buy a few more houses, and the floating profit alone is much higher than the bank's interest, right?!" Since you are now speculating in real estate, gambling on the rise in housing prices, do you still care about bank interest? ”

After all, Xia Qing is a person from the bank, and she still has a good set of accounting, she calculated it and said, "It's true that I have drilled the horns." ”

Chen Mo pointed to the area and said: "Now that the first phase of Dongsheng Park will be built soon, I think that since you have two million now, plus a loan of more than one million, you can eat all the small apartments of about fifty square meters there." Now it is only more than 2,000 square meters, and a set of 50 square meters is only 100,000 yuan, and you only need to pay 30 percent, which is equivalent to being able to buy about 100 sets. Of course, this is only a theoretical value, because you still have to leave a little room to pay the monthly payment, you can't drink the northwest wind every day, and you have to decorate every house, buy beds, buy furniture, buy air conditioners, water heaters and other daily necessities. Therefore, I suggest that you buy about 50 sets at once, and only need to keep a small part of the remaining money to cope with the monthly payment for a few months, and the rest of the money will be used to decorate the house. ”

Yu Ting was still a little uncertain in her heart, and asked, "We have been chartering women like this?" ”

Chen Mo nodded and said: "The house price is now less than 3,0100 square meters, don't sell it until it rises to 61,000 square meters." ”

"Sixty thousand!" Both women were a little intimidated and looked at each other. Their voices woke Li Shan, who came out of the house with her eyes rubbed and sleepy-eyed. However, these two women didn't bother to pay attention to her, and asked Chen Mo. "Can it really go up to 61,000 square meters?"

Chen Mo will not tell them how much resentment Lang Yufu has in his memory about the housing prices in the capital, which is known as the Wudaokou at the center of the universe, and the average price of high-quality housing prices in the future will be about 100,000 square meters. Its Middle East Shengyuan and its second phase Huaqing Jiayuan are among them with the most stable housing prices, with the lowest average price of more than 70,000 yuan.

He nodded and said, "Don't worry, if the house price rises less than 60,000 yuan in fifteen years, you can only ask!" ”

The two women laughed, and Yu Ting smiled: "Don't say 60,000, even if it can rise to 4,000, we are satisfied!" ”

Chen Mo smiled: "Then you will see soon, when the second phase of Huaqing Jiayuan is completed, the house price will rise to more than 5,000." ”

"When will the second phase be built?"

"It's said to be the beginning of '02, so there's still two years left." Xia Qing said with a smile: "We can still hold on in two years, if it really rises to five thousand." My aunt will give you a big red envelope. ”

Chen Mo then remembered that he had given Li Shan a sum of money, that is, the money from the sale of the family's foreign wine and red wine was all in Li Shan's place, so he said to Yu Ting: "Auntie, you pay Shanshan's tuition, and I will pay the living expenses, so you can have another reserve." ”

Li Shan immediately said with a small fortune: "That's my pocket money, it can't be counted like this......"

Chen Mo explained: "Money is consumed by you, appreciated by Auntie, and must be cost-effective at Auntie." ”

Yu Ting asked, "What's going on?" Why can't I understand? ”

Chen Mo explained that he sold his own foreign wine in the bar, which immediately lifted Yu Ting's spirits. "How much is it? Mom didn't ask you for it, it was given to you by Xiao Mo, and I didn't have the face to ask for it, but I had to calculate it and let the money in my hand play the biggest role. ”

"It's only 290,000 in total, don't pay attention to my money, even if you do, I won't give it to you."

Yu Ting was furious, "You loser girl, you have so much money in your hand and you still ask my mother for the cost of studying abroad, and my mother's money is blown by the wind?!" Tell you, my mother won't give you a penny this time, and she will use it all to buy a house. ”

Li Shan pinched Chen Mo's waist hatefully. "You're proud, what should you do if she doesn't give money this time? I don't care, you're going to pay me ......"

In front of her two elders, Chen Mo couldn't clean her up, and avoided her Nine Yin White Bone Claws in embarrassment. "I won't mess with you, I'm going to a drinking party in the evening, I'm going back to prepare."

Li Shan pursed her lips, snorted, and said arrogantly: "Get out of you, I'll clean you up when I get back!" ”

Chen Mo was willing to give her face in front of her mother, but Yu Ting immediately became intimidating, and shouted with her hands on her waist: "Turn the sky upside down, you dare to bully Xiao Mo, see if I don't clean you up!" ”

Chen Mo smiled, gave her a look of self-begging, and quickly slipped away.

(This chapter doesn't write the state, it's another plot, so I wrote more than 3,600 words, which is also a little compensation for everyone.) ）