Wen Wan smiled and said, "Yes, it's been two ♀ years, and the bank's affairs have also worked hard for you." ”

Shopkeeper You's psychology chuckled, but the expression on his face was still very natural: "It's not hard." It's all what a minion should do. "You shopkeeper is just gentle and asks casually. However, Wen Wan's following words shattered his illusions.

Wen Wan's expression was very calm: "The bank's profit has also dropped by more than 10% compared with previous years. I want to know the reason, and let everyone prepare after the shopkeeper goes back. Tomorrow I will send someone to look at the accounts of these two years. ”

Shopkeeper You was so frightened that his legs were trembling: "The county lord~ I'm going to prepare." "I have worked with Wen Wan for so many years, and he is also very gentle, and sometimes he will consult other people's opinions before making a decision. If she thinks it's good, she'll take it. If she tells you to do something, she has already made a decision. You have nothing but obedience, and there is no room for you to resist.

Out of the gate of the county lord's mansion. As soon as he got into the carriage, Shopkeeper You muttered: "This is over, this is all over." "It was that bastard bastard who told him that the county lord would not be in charge anymore∏ who, that bastard bastard killed him now (it was all your own greed that caused the trouble).

Wen Wan went to the study to write a letter. Xia Heng was already waiting outside. Wen Wan gave the letter to Xia Heng: "You leave for Haikou ♀ now is a letter to Jiang Lin." On my behalf, you went to comfort the families of the victims. You tell them that the pension they should be given will not be less. "Wen Wan must send someone of weight to deal with these matters on her behalf.

Xia Heng is the second housekeeper in the mansion and has been managing the affairs outside.

I also went to Haikou before, stayed with Jiang Lin for a while, and learned a lot of skills. After coming back, he was instructed by Wen Wan to manage the property under Wen Wan's name. Xia Heng's main function is to view and supervise. It's just that after Wen Wan handed over those properties two years ago, Xia Heng automatically resigned and came back to ♀ deal with several industries under Wen Wan's name for two years. Xia Heng has the ability and is also very loyal to Wen Wan, plus he has stayed in Haikou before. Everyone knew that he was the second butler in the county lord's mansion. So in this matter, Xia Heng was naturally dispatched.

Xia Heng received the order and went the next day.

After Xia Yao saw Wen Wan and saw the shopkeeper You, she didn't move. He who does not command others to summon the other treasurers: "Won't the lord of the county call the other treasurers to you?" ”

Wen Wan smiled lightly: "The other shopkeepers will wait for the bank's affairs to settle down, and then deal with it slowly." Now the focus is on banks and commercial banks. "The comptoir is the big one, and the bank is the backing. Other hotels or something, take your time. You can't escape. Moreover, Wen Wan has other plans.

Wen Wan remembered the word escape: "Let it go, what happened to the family of the steward who ran away after being greedy for the pension?" "When necessary, only the heavy Dharma ♀ can be used to deter everyone.

Xia Yao nodded: "That family let the shopkeeper Jiang lock up." What does the county lord think about it? ”

If Wen Wan had just come to that meeting, she would definitely not have her family. As long as the criminals are punished, how can they interfere with the family. But after staying in this dynasty for more than ten years, he has also assimilated: "Let Jiang Lin deal with it!" This gentle sentence is according to the usual practice. As a result, the family was sold into slavery.

Xia Yao asked: "County Lord, what are you going to do with the matter of the trading house?" ”

Wen Wan smiled: "I didn't deal with it much." For suppliers who want to raise prices, I asked Jiang Lin to discuss with them and try to satisfy both parties. Those who terminated the cooperative relationship at a lower price ↓ Okay, I also want to open a branch in Beijing and Jiangnan. The so-called trading houses, which used to be only in name only, are now being expanded to make them real commercial houses. "Guangyuan Commercial Bank, in fact, it should be called Guangyuan Shipping Company. Because Guangyuan Commercial Bank is only responsible for selling goods to earn the price difference. It is not the same concept as a comptoir. Wen Wan has always had the meaning of broadening and selling goods by herself. It's just that the conditions were not mature enough at that time, and later when the conditions were ripe, I got married and had children→ and my life was delayed.

Xia Yao didn't understand. Why the price increase of the supply can be well discussed, the lack of price reduction is that there is no room for maneuver. Let Xia Yao dance with a knife and a gun, these business experiences really don't know much.

Wen Wan explained with a smile: "Dealing with officials and businessmen, although I am pressed on top. But the people below still have to be human when dealing with each other. Unless these officials can be replaced, they must not be too strong. So let Jiang Lin talk to them, and they will definitely take advantage of the situation. As for the sellers, I just had other plans. "Most of the porcelain and brocade required by the trading houses had to go through the government and merchants. If you tear your face, you have to leave no trouble, and you have to push it down, a large number of officials ♀, some officials' backgrounds are intertwined, and there may be spider silk coiled with people in the capital. Wen Wan didn't want to offend a large number of ♀ people because of this profit, and Wen Wan was not afraid of offending, but the relationship behind was complicated. Wen Wan is not afraid of what these people will do to her. But I really don't think there's any need to offend a big piece because of this little thing, it's not cost-effective. And with her coming forward, she didn't have the courage to really raise the price. Giving them face is also giving them great joy under the stairs. As for those sellers, it just so happened that they were unlucky, and Wen Wan didn't want to be deprived ♀ of profits by them anymore.

Xia Yao nodded.

**

Gentleness is a matter of tightness √ the things that are done are gentle. Jiang Lin and Xia Heng can handle it well. Jiang Lin was restrained before, but he was suppressed from the outside and couldn't let go of his hands and feet. Now with her as a backing, plus Xia Heng's assistance. The problem over there will be solved quickly. Moreover, she is ready for the follow-up. There won't be much fluctuation.

Wen Wan is here in the bank, and the look of the shopkeeper makes Wen Wan feel that things can be more serious than she imagined÷ there are a lot of problems, but I can't see it on my face.

After Wen Wan thought about it for a while, she felt that it was better to ask more: "Go to the bank and invite the shopkeeper to come." Shang Wei is now also the second shopkeeper of the bank, and Wei himself is the son of the Guogong Mansion, with a hard background, and his own ability, and he can also mix in the bank.

Shang Wei came quickly, and as soon as Shang Wei saw that someone from the county lord's mansion had come to invite him, he already had a plan in his heart, so he came with the person who came.

Wen Wan didn't go around in circles with him: "How many banks have violated the rules in the past two years?" "As long as you violate the rules she specified, you can get oil and water.

Shang Wei didn't hide it: "It's basically done when the county lord is there." There are just a few minor changes. ”

Wen Wan snorted: "Small changes." I see that the amount of money lent out last year was 40% more than that of the previous year. Tell me, are these loans in order? Is the interest fully charged? Are there any other greasy ones? ”

Shang Wei was taken aback, but then relieved. It doesn't matter what happens, but in fact, the operation of the bank still can't escape the gentle eyes: "County Lord, the bank has lent a lot of money last year. There are many that do not comply with the formalities. But with the consent of Zhao Da's shopkeeper and Shopkeeper You, the people below did not dare to disobey their words. Nowadays, there are many families in the account who owe money and have not paid it back in time. The interest charged every year is only for accounting, and it is not actually received. ”

Wen Wan smiled lightly, it has only been more than a year, and the debt of 1.6 million yuan lent out has not only been confiscated back, but the interest has not been paid ♀, so fortunately, she has taken it over now. Otherwise, the bank will have to fail in another two or three years.

Ping Shangwei thought that Wen Wan would be furious, or immediately let the shopkeeper You come over to ask. But I saw gentleness and calmness like water. There was not a hint of anger.

Wen Wan's face was pale, "I know, you go down." After Ping Shangwei left, he said to Xia Yao: "It seems that not only the commercial bank is going to have a big change, but the bank is also going to have a big change." Xia Yao, is there enough manpower? Wen Wan planned to replace all the dissenting stewards of the firm from top to bottom with her own people. Because in Wen Wan's heart, the firm is her own. As for the bank, Wen Wan intends to incorporate it into the treasury in the future.

Her original plan was to put a batch of cultivated seedlings into the bank, so that these people could become the mainstay of the bank in the future. But Wen Wan prepared this batch of seedlings to be put into the grassroots first, with enough energy and qualifications, and then slowly came up. Now it seems that the banks are also going to have to change their blood. If you change blood, you have to ask for people!

Wen Wan has a headache, there are not enough ♀ manpower, it is not different from the firm, the firm has Jiang Lin at the helm, and it doesn't matter much if the people below are replaced. But the bank's shopkeeper must be replaced. Find a suitable treasurer.

Seeing Wen Wan so entangled, Xia Yao said with a smile: "County Lord, don't you just let Ping Shangwei go up." He has also been in the bank for so many years, and he is competent enough. ”

Wen Wan shook her head, "No, Ping Shangwei is not suitable ♀ for the selection of the big shopkeeper, he must have a lot of experience, and he must be a big shopkeeper himself, and the prerequisite is that he must have a good reputation." ”

Xia Yao was a little confused.

Wen Wan didn't explain much. In fact, she had already felt that the shopkeeper You was not successful, the business was not good enough, and he was unable to do many things before. It's just that because of Prince Hao's face, she can't change people for no reason, it just happens to be an opportunity ♀, and fortunately, ♀ her bank is also a semi-monopoly industry, if it is free competition, I am afraid it will collapse long ago.

If Wen Wan wants to continue to expand the branch, she must first stabilize the current situation. If all the existing branches are not stable, the remaining half of the places will have all branches of the Light Source Bank within three years. At that time, it was not her idea to connect the world. Therefore, this time she must recruit a big shopkeeper with strong business ability and good character. By the way, recruit some more people with enough qualifications to come in. It might as well take advantage of this opportunity to recruit more talents.

Wen Wan asked Xia Yao to pay attention to it and help her find the shopkeeper.