Mike handed the dry wine glass to the waiter, and said to Ju An: "Do you have any new investment ideas now, An, it's not a matter of putting tens of millions of dollars in the bank."

Ju An touched his head and said: "My taxes haven't been paid yet, and I still have to leave a sum of money for the operation of the ranch, waiting for emergencies, and I am not prepared to make other investments with all this money, and keep it for emergency use."

"Ann, how long do you expect your ranch to generate revenue," Miles asked with a smile as he looked at Ju An.

Ju An thought about it, his own pasture basically does not need to spend anything, just such a good grass can fully meet the nutritional needs of cattle, and do not need to add any corn or what feed to ensure the nutrition of cattle, Ju An keeps money in order to prevent the situation, but also have an emergency, don't rush at that time, this is also our Chinese habit, like to save money, even if Ju An broke out, this habit is still deeply imprinted in his veins.

After thinking for a while, he said: "It is estimated that the tax revenue in January will be 20 million, and the ranch will cost 43 million, and there will be more than 30 million left, and it is estimated that it may be less, and there are still 20 million or millions."

Miles then asked, "Can you be sure that your ranch will be profitable in three years' time?" How much do you estimate how much you can profit".

Ju An listened to it and said: "Profit is certain, I never doubt this" This is not nonsense, there is a bead this anti-heaven thing, basically the young animals put in it is equivalent to optimizing the gene, when the time comes, the cattle in the space are released to breed their own cattle, the quality of the beef is not rubbing up, besides, as long as the water in the beads is still there, even if there is a big drought all day long, it will not affect Ju'an's pasture, the grass is a long tank. If you want to say that there is a big flood, mud horse Montana makes a big flood, New York is estimated to have been flooded, and then calculated, if there is no accident, this accident refers to the two years of no new cattle in the pasture, then after three years, there will be more than 10,000 cattle in the pasture, so the little bull can basically grow into two sets in three years, and both are sold to nearly three or four million income. If there were more cattle breeds in the space, there would be more.

"I guess I can make three or four million dollars," Juan said.

Miles then asked, "So how many cows do you have now, and how are you going to plan your pasture?"

Juan replied: "There are only about 4,000 cows now, most of them are cows, and next year there will be thousands of calves born one after another, and by next year it will be close to 10,000."

"And how many cows do you estimate the ranch can hold?" Miles asked.

"More than 50,000 acres can have at least 60,000 or 70,000 head of cattle, according to my current calculations," Ju An said after a moment's thought.

"Then your investment is not a little conservative, but wasted, you notice that even if you are three years later, your ranch can only have more than 10,000 cows, then the remaining space of more than 50,000 cattle is wasted by you for two years in vain" Myers analyzed and said: "If I were you, I would use the ranch as collateral, and borrow twenty or thirty million for five years to continue to buy cows, expand the cattle in the pasture to 30,000 heads, according to your algorithm, then the cattle in your pasture will reach at least 50,000 heads in the next year, And most of them are young and strong cows, and of course we have to hire more people, so that the efficiency of my ranch will be doubled to several times, so that your income can be at least more than 10 million in the next year, there are still two years before you repay the loan, and you will easily repay the loan after five years, in addition, your ranch still has tens of thousands of cattle that are completely yours, if you follow your way, the ranch can have a maximum of 20,000 cattle after five years, how many cows can there be? And the money in my own bank does not have to be on the ranch, but into my new promising projects, and in this way, I rely on the bank to expand, although the bank gets interest, but I make more money faster."

"Tens of thousands of cows, if you manage it, don't make me crazy" Ju An said a little worriedly, then his leisurely life is coming to an end, this is really a bit fatal for Ju An who wants to live a leisurely life.

Mike shook his head and said to Ju An: "If I do it, I will set up a company for my ranch and hire a professional financial firm to manage my accounts, as long as the accounts are kept clear and clear, and I can find a suitable person to take care of the ranch, then I can get rid of both hands, as long as I spare a little time a month, take a serious look at the accounts of the ranch, it's okay, I don't need you to be busy, what is capitalism, you can think about such an empty thing when you have capital, You haven't learned to use the capital you have and then maximize your hedonism, you're just in the stage of getting rich and you're not at ease yet, and you haven't understood what real American-style capitalism is." Mike said with a smile.

When Ju An heard this, he suddenly wanted to pat his thigh, damn, why didn't I think of it, but I just hired more people, anyway, I wasn't busy myself, and I hated money? While making money, I can live a relaxed and comfortable little life, this uncle's life is tailor-made for my brother. You can make money without thinking about things too much, you have to do it, not only do it, but also do it.

Ju An suddenly had a feeling of being sudden, buddy is conservative, always staring at his own bank of one acre and three points of land This vision is really too bad, according to Ju'an's original algorithm, just want to buy a private jet, then it will have to wait until ten years later to play, according to Myers's algorithm, this buddy can get one in six years at most.

As Juan pounded his chest, Myers added: "If you decide to take out a loan, and you are willing to guarantee the ranch, Wells Fargo will definitely be willing to provide it to you."

Looking at Miles' smiling face, Ju An smiled and said, "You guys are doing a lobbyist for Wells Fargo by the way."

Mike smiled and said: "Originally, I thought that you would spend more than half of this money on the ranch in two months at most, who knew that you were more conservative than I thought, no way, the money has to flow to generate profits, what's the point of just staying on the books, it's not the same when you borrow from that bank, no matter which bank you borrow from, I support you, if you can borrow from Wells Fargo, I can also be a favor, but I want to remind you that it is best to buy cattle next spring, although the price of cattle is slightly lower now, and the price of cattle in the spring will be slightly higher, But forage for the winter is not cheap, you have to think about this, don't say I didn't warn you when the time comes."

Ju An thought about it carefully, then nodded and said: "Listening to your analysis, I really intend to enrich the cattle herd of my ranch to tens of thousands, as for which bank loan, I will discuss it when I go back, after all, I always have to find a suitable one, after all, I always have to find a suitable one." That's only to take advantage of the large stock of hay now.

Miles said with a smile: "That's it, everyone's money is earned, as for where to borrow from, you are free, anyway, we just mentioned it to you."

Ju An asked, "Your family's business is related to rich countries?" ”。

Miles smiled and nodded and said: "Our family's business is basically with Wells Fargo, after all, this is California, the base camp of Wells Fargo, but don't get me wrong, we want you to go to Wells Fargo for a loan, our family's influence on Wells Fargo is basically negligible, because our family started from our grandfather and the strength is not enough to have an impact on Wells Fargo, your assets belong to the good surname, if you use ranch assets as collateral, the risk rate for the bank is extremely low, It's easy to get a loan of 20 or 30 million."

Ju An nodded and said, "I'll go back and discuss with people again to see how much I need to borrow, and how many people the ranch needs to recruit is also a troublesome matter."

Mike smiled and said: "Actually, you don't have to worry about this, I still suggest that you buy it tomorrow spring, when the grass has begun to sprout, and the brokerage is more economical, of course, you are the boss, you take the idea."

Just as the three of them were talking, Jasmine and the other two girls walked back, Jasmine took Ju An's arm and said happily to Ju An: "Just now, Juliet and the others took me to meet a few directors, chatted for a few minutes, and left them a phone number."

Miles smiled and said: "After a while, when the winery's high-end wine is released, you and Ann can also come over, and then you can meet some big Hollywood directors and stars."

Jasmine was even happier when she heard this, and said to Ju An: "Then let's participate too" Seeing Ju An nodding, the smile on Jasmine's face became even bigger.

Ju An asked with some curiosity: "Will it be this kind of promotion meeting at that time?"

Mike shook his head and said: "No, in fact, it is equivalent to a party plus a small auction, and the wine that appears at that time is at least more than 20 years old, which is the best wine preserved by the winery, of course, it is also expensive, it is said that this time there are several bottles of cellar wine that are more than 100 years old, and many people are used to collecting good red wine, including many big directors and stars, so the people invited on that occasion are basically not rich or expensive, and they are much more starry than this party."

Miles asked, "Ann, when are you going to go back, it just so happens that I am also going to Helena this time to have some things to do, and we will go together then?" ”。

Ju An asked, "Then when are you going to book the plane, we will also book it when the time comes."

Myers smiled and said, "If you don't have anything particularly busy doing, I'd like to take you to experience life in the United States."