Chapter 208 Transaction Procedures

In the next three days, Old Man Fang did not show up, nor did he call.

In the process of waiting, Li Youran's mood began to become a little anxious, always with a sense of gain and loss.

But after thinking about it, there is always a process for this person to entrust people, after all, it is such a large amount of money, and any bank will not let go so easily.

However, his self-cultivation and qi cultivation skills are really poor, and he is restless at such a moment's notice. Or is it because you care too much about that house?

It seems that you have to improve your self-cultivation, anyway, now you are about to become a big shopkeeper, and the time is richer than in the past, so it is better to learn something like piano, chess, calligraphy and painting, cultivate your sentiment, and at the same time adjust your mentality.

But this piano, he doesn't know staves; As for calligraphy and painting, there is no foundation, and it seems that it will take a long time to get started.

Then only chess remains, checkers, military chess and the like are too pediatric to be counted, and chess is too foreign to conform to their own aesthetic habits.

The "Xiao Chen Shan Watermark" national chess is good, but the murderous spirit is too heavy, and the sword and sword shadows are full of swords, and it is unlikely that you will have a calm attitude when playing this.

By the way, Go, this is good, has a long history, and is a treasure of the traditional culture of the Chinese "Xiao Chen Yi Watermark", a simple vertical and horizontal nineteen straight lines, containing the most simple truth between heaven and earth.

It is said that the Go board symbolizes the time and space of the universe, the Go chess pieces summarize all things in the world, and the Go chess pieces on the chess board are metaphors for the general laws of survival, development, change, and movement of the universe, as well as the opposing and unified movements of the yin and yang poles of the universe.

The two of them, next to them, can kill fiercely, or they can play a gentle drizzle, each calculating efficiency, occupying more positions on the board with the fewest chess pieces, and finally deciding the outcome with a single point. Even in rare cases, when encountering coincidences such as the 10,000-year tribulation, the two sides of the game can shake hands and make peace.

However, Li Youran was either attending classes all day long in college, or busy with work-study, and after graduation, he was running around for a living, where did he have time to learn these things of literati and scholars.

So now we have to start from scratch.

So, he downloaded two books on the Internet to learn the most basic rules.

Who knew that this learning, the endless variations of Go and the profound philosophy contained in the simple and unpretentious surface, soon made him fall in love with this black and white art.

Looking at the stereotype, doing life-and-death questions, the use of tesuji Li Youran felt endless fun and never tired of it.

In addition, he felt that his mind became very clear and fluent when he memorized and thought about these Go diagrams, and he could even quickly put aside some superficial complex changes and cut to the center of the problem.

However, Go is a kind of knowledge that is easy to learn and difficult to master, knowing the rules of chess, dead and alive, and some basic formulas, as long as you concentrate on learning, it won't take long to reach this step.

But later into the actual battle, the improvement of chess strength is not an overnight thing.

Just when Li Youran began to be a little addicted to Go, Old Man Fang called and told him that the matter had been done, and asked him to wait for a phone call from a certain bank, and then handle it according to the procedures of the notice.

It is said that it may be possible to approve a preferential interest rate loan at a 20% discount.

Li Youran was pleasantly surprised when he heard this, the energy of this old man is really not small, and he got things done with his shot.

He thanked him on the phone, and said that after moving to a new house, he invited the old man to come over as a guest, and it was estimated that the crabs in the fish pond should also grow fat, and it would be nice to drink crabs in the gazebo in the courtyard of the new house.

Old Man Fang laughed and said that Boss Xiao Li would take this to gluttonous his old man, the new house was too far away, and his old arms and legs would not go, but the crab must be tasted. …,

He also mentioned the black fish and indigo fish last time, and the meat quality was really delicious and incomparable. It was even more delicious than he could remember.

In addition, the small tube of tea is also extraordinary, the soup is crystal clear, the aroma is rich, the taste is sweet, and it is indeed the top green tea.

He tasted the tea with an old friend, who couldn't bear it and had to ask him where he could buy it.

Li Youran told him that Nahe green tea is currently only a new product and a trial, and the number is very small, and there is not even a name. In the future, when the output comes up, I will find a way to get him more goods.

Old Man Fang said with a smile, then he will sit and wait to enjoy the blessings.

In vain to cut off the phone, Li Youran took a deep breath and calmed down his excitement.

Finally, I want to have my own house, my own home.

The next day, Li Youran really received a call from a person claiming to be a staff member of a bank branch in the city, informing him that he could enter the second-hand real estate transaction loan procedure, because the procedure is complicated, as well as the on-site assessment of the house, etc., it is recommended that the buyer and seller of the house should find a formally qualified intermediary agency to assist in the process.

Before entering the formal process, the buyer and seller should prepare the resident ID card, house ownership certificate, proof of stable family income of the borrower, and other relevant materials.

Li Youran thought about it, it was also the case, he had never handled this and things, and it was easy to be in a hurry and lose everything. Or according to what the staff said, find an intermediary to spend some money to save worry.

He immediately seized the time to start the preparatory work, and called Mr. Gu, explaining that he had decided to buy the house in Mingcuihu, and the bank had agreed to take out a loan, so that the other party could cooperate in preparing the materials.

Mr. Gu was also very happy when he heard this, and the task assigned by the boss seemed to be successfully completed. You know, this is not an easy task for expensive high-end villas, it is not easy to find a suitable buyer, and they were ready to wait for half a year.

Mr. Gu went on to say that it was very troublesome to go through the procedures for second-hand real estate transactions, but he knew an intermediary company, and the fees could be discounted and shared equally between the two parties. In addition, the taxes and fees that need to be paid for the transfer procedures should be borne by each of them according to the regulations.

Li Youran naturally agreed.

In the next few days, they began the marathon process of buying a house, on-site investigation and evaluation, signing the real estate sales contract, submitting the loan application, bank investigation and approval, signing the loan contract, handling the real estate transfer, etc.

It took a week to complete the formalities and the bank loan was disbursed.

However, it is said that this is the time when the efficiency of work has been taken care of.

The total amount of the mortgage loan has reached more than 6 million, the term is 10 years, and the monthly repayment needs to be more than 60,000 teeth...... Among them, the repayment cycle was chosen by Li Youran himself, and he didn't want to recruit too long.

Since then, Li Youran has lived a house slave life, as people usually say, every morning when he opens his eyes, he owes a lot of money to the bank, and he has to quickly find a way to earn it back.

It's just that it's different from others, Xiao Li's several industries are constantly earning him profits every day, so the words "easy and happy" should be added to his house slave life.

(To be continued).

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