Chapter 1378: Qiu Qingchuan's Dilemma

Qiu Qingchuan replied simply.

Liu Jun smiled slightly and said, "Of course." If you want to cut the meat again, can you not fight fiercely? ”

Qiu Qingchuan also smiled, and then frowned slightly. He is a recognized financial elite in the country. The history of the evolution of the central bank's responsibilities is better known than Liu Jun.

Since its establishment, the central bank has a history of 54 years, but for a long time, it existed as a commercial bank, and there were many branches throughout the country to handle normal banking business. It was not until 198 that the state-owned commercial banks were established and the central bank was separated from the commercial banks, and it became a banking management institution in the true sense.

Because at that time, the country had just begun to reform and open up. The scope of the central bank's work, especially its supervision, is very broad. All financial operations that take place in the country are within the scope of the central bank's supervision. With the pace of reform and opening up, it continues to accelerate. All kinds of financial businesses are developing at an astonishing rate, and the central bank's supervisory responsibilities are becoming heavier and heavier, and they are gradually unable to keep up with the situation. Since then, it has undergone two divestitures of regulatory responsibilities.

In 1992, the Securities Regulatory Commission was established, which separated the responsibility for securities supervision from the central bank and became directly responsible to the State Council. Six years later, at the end of the last century, the Insurance Supervisory Commission was established, which removed the regulatory responsibilities of the insurance industry.

Although this is the general trend of economic development, in a sense, it is also a weakening of the role and authority of the central bank.

And now, it is necessary to separate the supervision responsibility of the banking industry, so how can there be no hurry to "compete".

"I think it's better to separate." Liu Jun smiled and said, "It's not a matter to be an athlete and a referee at the same time. ”

Qiu Navel Chuan nodded again.

Liu Jun's so-called words of being both an athlete and a referee refer to the relationship between the central bank and the commercial banks of various countries. Due to historical reasons, the relationship between the central bank and the commercial banks is not pure. Some people jokingly say that the relationship between the central bank and the state-owned commercial banks is "mother-in-law and daughter-in-law", while the relationship with the credit union is "father-son", which shows the depth of involvement. This makes it difficult for central bank supervision to really be in place.

1997. With the approval of the State Council, the PBOC established a Monetary Policy Committee to further strengthen its financial regulation and control capabilities. But because of the existence of such a special relationship with state-owned commercial banks. As a result, central banks often base their monetary policy on the interests of the financial industry itself. It is no longer the general environment of the entire market that determines monetary policy, such as interest rates and money supply, which distorts the exercise of monetary policy and regulatory responsibilities.

"Monetary policy regulation and banking regulation are two different things. It's better to be separated. ”

Qiu Qingchuan also agreed with Liu Jun's opinion.

Liu Jun asked, "So, basically this matter has been decided?" ”

In his memory, the banking regulatory commission was indeed established, but he did not remember the specific time of its establishment. And after being reborn, it seems that the butterfly effect is becoming more and more obvious, and many things are not quite the same as the trend experienced in the previous life, and Yoo Jun is not sure if there will be unexpected changes in this matter. Qiu Qingchuan looked into the distance and said, "Judging from the current situation, the opinion of separation prevails. But it is not so simple to really implement, and it is estimated that it will be next year at the earliest. ”

Liu Jun smiled: "Yes, everything has to be stable at the moment." ”

According to Mr. Hong's personality, he may be eager to finalize and implement this matter before the end of his term. However, the current domestic political pattern requires stability, and Mr. Hong is not too insistent on his own opinions. Early next year. After the completion of the general election of the government, it is estimated that this matter will also be officially put into action, which can be regarded as a big move by the new prime minister.

"Well, are you interested?"

Ryu Jun asked with a smile.

Qiu Jingchuan was silent and handed him a cigarette. Then he ordered one himself, took a puff, took a deep breath, shook his head, and stopped talking.

Liu Jun also knew that Qiu Chai Chuan was not easy to decide.

He was previously the Deputy Director of the Monetary Policy Department of the Central Bank and one of the key members of the Central Bank's monetary policymaking. After leaving the central bank, he stayed in the provincial construction bank for several years. Quite successful in business. As far as Qiu Qing's heart is concerned, he still hopes to stay in the banking system. However, after the establishment of the CBRC, its authority is also obvious. And a new powerful institution of this kind has been created. It also needs real talent to join it. With Qiu Qingchuan's ability, qualifications and background, if he enters the newly established CBRC, even if he cannot win the position of chairman, he will definitely become one of the most important deputies. Although the level is still a deputy department. But the position is more important, and when facing the scene, raising his legs has stepped into the threshold of the ministerial level.

"What do you mean?"

Yoo Jun asked again.

Today, Qiu Qingchuan invited him to come to the party, which is definitely not just a simple gathering between friends, contacting feelings, and exchanging opinions with him on this matter is the key.

What started as a personal friendship has progressed to the stage of political allies.

Both of them have also grown into "Henkel cadres, and their positions in each other's factions" are firmly established. It's also time to be stunned. Of course, such an important job arrangement. There must be a lot of work to be done, and it's not up to anyone to make the decision alone.

Qiu Qingchuan smiled slightly: "Fight harder!" ”

Yoo Jun smiled dumbly.

For such an important position, the fierceness of the battle is naturally only more powerful.

Liu Jun sighed for a while and said: "If you must choose one of the two, my personal suggestion is that it is better to go to the old unit." ”

Qiu Qingchuan was slightly surprised, glanced at Liu Jun, and asked, "Why?" ”

He originally thought that Liu Jun would support him to go to the CBRC. After all, the establishment of a new unit can show its ability more and make better results. But Liu Jun suggested that there must be a reason for him to return to his "old club".

Liu Jun was not in a hurry to speak, he walked slowly with his hands behind his back, and Qiu Qingchuan walked side by side with him.

"In my opinion, some people are fighting fiercely, and they are only afraid that the CBRC will be established immediately. They can get out of the mire. ”

The two of them followed the bluestone path in the back garden and slowly walked to the huge pond. Liu Juncai said slowly, his eyebrows frowning slightly.

Qiu Qingchuan was taken aback, and his brows furrowed.

"Bad debts in the bank?"

Liu Jun nodded and said, "Yes! You should know this better than I do. That's a lot, isn't it? Qiu Qingchuan smiled bitterly and sighed: "Isn't it just astronomical, just Mingzhu City." "The bad debts of these provinces add up to nearly five figures. ”

Qiu Qingchuan said the names of six provinces and cities in one breath. They are all provincial-level administrative regions with the fastest economic development.

This time, it was Yoo Joon's turn to be surprised. He also vaguely guessed that the bank's bad debts were not decimals, but it reached five figures, which was quite unexpected. And that's just six provinces. Isn't it even more amazing for the rest of the country to be taken together?

This is all in the unit of "100 million yuan"!

"So powerful?"

"The specific data is not very clear, but the difference is not very far" big quagmire! ”

Qiu Qingchuan sighed again, and suddenly understood what Liu Jun meant. In the face of such an astonishing bad bank debt, someone has to take responsibility for seriously pursuing it. Liu Jun said that some people can't wait to get rid of this big burden. That's the truth.

"In that case, it is even more impossible to go. What has been experienced by generations, it is better not to do it. It's hot! ”

Liu Jun said in a deep voice.

As soon as the China Banking Regulatory Commission was established, it had to face such an astonishing bad bank debt, as well as other inexplicable and intricate relationships. With him in it. The provincial thunderous means of rectifying the financial order, maybe someone will push him to the front of the stage and go to the landmine. Aren't you, Comrade Qiu Qingchuan, very capable? That's a pit for you!

It's really big mud shrugged, carelessly. You have to get caught up in it, and you can't extricate yourself.

"So, in my opinion, I still have to take a second look, it's best not to go anywhere."

Qiu Qingchuan walked onto the small bridge leading to the pavilion in the center of the pond and whispered.

The battle is so fierce that neither going to the central bank nor the CBRC is necessarily the best choice. Di Qingchuan should sit firmly on the Diaoyutai and wait and see the changes, which is good for "responding to all changes with the same".

Walking into the gazebo, Liu Jun supported the wooden railing of the gazebo with both hands, looking at the quiet water. Shaking his head, he said, "The fish in this water look free, but if you really want to catch them and braise them, they can't resist it, right?" ”

Qiu Qingchuan said indifferently: "In your mind, am I just a fish?" Unable to resist? ”

Liu Jun also said blandly: "Cadre appointment." It's not up to you to decide. ”

Qiu Qingchuan was silent.

Yoo Joon's words are not good, but they are true. In the eyes of ordinary people, he and Liu Jun are already high-ranking and majestic. On the high horse. But in the eyes of high-level bigwigs. They are still just a chess piece, how to go, where to go, it doesn't matter what you say. At the end of last year, how could Liu Jun be willing to go back to the province?

The problems faced by Qiu Qingchuan's faction. It is no easier than Yan Liu. When necessary. Someone needs to make sacrifices.

"It is true that we do not have the final say in the appointment of cadres, but it is not for a certain person to have the final say."

After a while, Qiu Qing said slowly, a resolute look flashed on her face.

Liu Jun smiled, sighed leisurely, and said, "Actually, I told you a long time ago that sometimes, if you can jump out of the inherent realm. It's not a good thing. ”

Qiu Qingchuan glanced at Liu Jun, looking very serious.

Liu Jun nodded and smiled, "I think, let's go together." Save it, by the way, I will introduce a few friends from Eguchi City to you. Eguchi is a great place! ”,!