Chapter 297 Zhangjiadao Bank

"Mr. Owner is such a clever method!" Morgan Bank's chief financial investment advisor, Carter couldn't help but sigh as he looked at the newspaper report. c。 m///c。 Across from him sat Srock, the CEO of JPMorgan Bank and the general manager of the investment department.

Srock frowned and asked: "The rate of return of two hundred percent is not low, but the ten-year term is too long, and it is definitely not a wise choice to lend money to Zhangjiadao!" ”

"For us, it may feel like the returns are too low, but for the 'conservative' rich, the appeal is not low at all. The interest can be paid back every month, which means that as long as you put the money on Zhangjiadao, you can earn money every month without touching the principal. Many people think about this business and will feel that it has been done! ”

"What if the owner of the island, carrying a huge amount of money, escaped? Or was it assassinated? Ten years from now, who knows if this Zhangjiadao will still exist! Srock said, with the corners of his mouth curled up.

In fact, what he said, those financial experts, also thought of it, many people jumped out, pointing to Zhangjiadao's behavior, and reassuring those rich people, don't blindly believe that Zhangjiadao prepared a 'lie trap', and even some extreme commentators, pointing out that 'Zhang Heng', the owner of the island, is a veritable big liar, and anyone who wants to lend him money will be fooled, will lose all their money, and they are all fools!

Carter shrugged his shoulders, shook the red wine in his glass, and said with a smile: "This is the risk, what is there that is not risky?" If you want to make a profit, you don't want to take risks, just like a free lunch, will there be a white pie in the sky for you to eat? Since the crazy island owner has released the news, there will definitely be his hole cards behind it, wait and see! ”

Not only Wall Street, these financial predators, are studying and calculating whether the loan plan announced by Zhangjiadao is feasible. The United States, China, the United Kingdom, Russia, Japan, South Korea, Arabia, and South Africa are all studying Zhangjiadao's 'global financing and lending plan'.

"Mr. President, if Zhang Heng really has the support of most of the world's wealthy people, it should not be a problem to raise two to three hundred billion US dollars, but the more financing, the more interest he will have to pay to the borrower every month. If he can't find an effective investment return plan, he is likely to be dragged down to bankruptcy by huge interest! ”

President Onima looked at the financial analyst standing across from him and asked, "What do you mean, we don't need to stop Zhangjiadao's 'Global Financing Plan', or even let Zhangjiadao go bankrupt as long as we support her to borrow more money?" ”

"Yes, Mr. President!" The financial expert in the White House finished laughing, thought for a moment and added: "If nothing else!" ”

If Zhangjiadao borrows money from the world's richest people, he no longer has the possibility of escaping with the money, unless he leaves the earth, otherwise there will be his 'creditors' everywhere in the world, even if he runs to Antarctica, it is estimated that there will be thousands of pairs of eyes staring at him.

At the beginning, Zhang Heng didn't expect that the scale of the financing plan mentioned by Dumb would be so large, in his mind, isn't it just borrowing money, and it will be over after borrowing and then repaying it! As a result, Dumb now said that he needed to set up a bank, organize an effective repayment plan, and what company guarantee was needed, so that the 'creditors' had some messy things in their hearts, and Zhang Heng's head was a little big when he heard it!

In a word, whether it is a global lending plan or a global financing plan, the scale is very large, and it cannot be done in a moment and a half!

Now, it's just a warm-up hype!

"Boss, Dumb thinks you should dig the foot of the wall now." Dumb looked at Zhang Heng with a smile and said coquettishly.

Zhang Heng asked curiously: "Whose corner is it digging for?" ”

Srock didn't expect that he was still calculating Zhangjiadao on the front foot, and Zhang Heng's 'report' on the back foot would be returned to his head!

As the chief financial adviser of JPMorgan Bank, Carter has an annual salary of no less than several million dollars, plus dividends, it is not difficult to get tens of millions of dollars a year. He is a genius, his father is a financial analyst, he began to get in touch with financial knowledge at the age of six, when he was ten years old, he had a lot of money in the stock market, he was in operation, he was admitted to the Department of Finance of Harvard University at the age of twelve, obtained a master's degree at the age of fifteen, obtained a doctorate degree at the age of eighteen, before joining Morgan Investment Bank, he once opened an investment company by himself, with good performance, and had a congenital keen intuition in the financial market, and the most important thing is that he is still very young, only twenty-eight years old.

At JPMorgan Investment Bank, he is already an expert in chief financial analysis!

"Who are you?" Carter was sitting in his office and received a very special phone call, the number was strange and only showed a '9', I don't know who called, he thought it was a hacker who was playing a prank and teasing himself!

Zhang Heng said with a smile: "It doesn't matter who I am, now I have a job that feels very suitable for you, how about it, are you interested?" The returns are very objective! ”

Carter couldn't help but laugh, shook his head and said, "I'm sorry, I'm very satisfied with my current job." ”

"Really? Is it your dream to simply become the Chief Financial Advisor of JPMorgan Bank's Investment Division? Carter, I remember your dream when you were a kid wasn't to be an analyst or a financial advisor or anything! ”

Know who you are? Carter was stunned, frowned and asked, "Please tell me your identity, otherwise I will choose to hang the line!" ”

Zhang Heng didn't pay attention to him, and said to himself: "Now, there is an opportunity for you to control hundreds of billions, or even trillions of dollars, I want to open a bank for you to be in charge, are you interested?" ”

Carter was silent for a while, and then asked softly, "Mr. Islander, you have such a powerful means that I don't know what I can get?" ”

He guessed Zhang Heng's identity! Intuition told him.

"You will be responsible for the position of Minister of Finance of Zhangjiadao, the position of CEO of Zhangjiadao Bank, and most of Zhangjiadao's foreign investment plans in the future. In addition, if you do a good job and choose to stay in Zhangjiadao for life, when appropriate, I will give you some of the original shares of Zhangjiadao. These shares are enough for you, and your children and grandchildren, to splurge endlessly! Zhang Heng said with a smile.

Relatively speaking, Carter knows more about Zhangjiadao than others, and he knows that if Zhangjiadao develops according to this trend, if it does not perish in ten years, then in the world, Zhangjiadao will become a synonym for 'power', so that no company, even a country, can ignore and fear the force. The key is whether it can survive this decade of development.

It's very gambling, and I have to say that what Mr. Zhangjiadao owner said was very attractive to Carter. People who play finance are often extremely gambling themselves!

"After joining Zhangjiadao, can you make sure that the Morgan family won't attack you?" Carter pondered for a moment and suddenly asked.

"Haha, regarding your security, don't worry at all, since I dare to dig into the corner of Morgan Bank, I am not afraid of his retaliation. Regarding the force value on Zhangjiadao, after you join Zhangjiadao, you will have a more intuitive understanding! Zhang Heng laughed, it seems that this Mr. Morgan Bank's chief financial adviser is tempted!

"How many original shares can Zhangjiadao give me!" Carter asked directly. Americans like to go straight and figure everything out beforehand.

Zhang Heng gestured to Dumb, and the number given by Dumb was 0.2 thousandths!

Zhang Heng rolled his eyes, feeling a little too picky, in line with the principle that joining Zhangjiadao is his brother, he said directly: "One thousandth, Zhangjiadao's original shares, this share is permanent and will not be diluted." If you choose to sell, Zhangjiadao will buy back at the market price and enjoy the right to dividends every year. Of course, this share requires you to stay in Zhangjiadao and work for at least ten years before I will give it to you. ”

A thousandth of a share? That is, 0.1 percent, maybe many people will scold Zhangjiadao for being stingy after hearing it, but Carter doesn't think so. If Zhangjiadao's 'Steel Continent' plan really succeeds, then ten years later, this 0.1 percent of the original shares will definitely be an astronomical amount!

“。 k, I opt-in! Carter was a little excited and immediately nodded. Although JPMorgan Investment Bank is very good to him, he is looking forward to this very challenging and highly gambling career. He knows very well that Zhangjiadao's 'global financing plan' is huge, but if it works effectively, it can create a super-large bank at the level of a global giant in a few years!

After hanging up Carter's phone, Zhang Heng grinned, in addition to Carter, he also dug up a lot of people, these people without exception, are all genius-level figures in the financial industry, some are talented, some are unlucky, and there are top figures like Carter, these people have goods in their heads, it is the list given by Dumb, and in the near future, these people will be the team that formed Zhangjiadao Bank!

"Boss, Zhangjiadao Bank, in ten years' time, will definitely not be smaller than the scale of any bank in the world." Dumb looked at Zhang Heng and said confidently.

Zhang Heng nodded and didn't speak! According to Dumb's calculations, the initial capital for the establishment of Zhangjiadao Bank does not need too much, and one billion US dollars is enough. It is mainly to set up its own branches in major cities around the world and cooperate with major banks in the world.

In the beginning, there were not too many subordinate branches, and one or two in each country and large city were enough. These branches are reserved for repayment of debts by 'creditors'. It can also absorb scattered 'investments' from all over the world, and add up to a lot. It will also be a very objective figure to be able to gather those loose money together.

The helmsman of Zhangjiadao Bank was also personally selected by Dumb!