Chapter 150: One Pass
"When are you going to go?" Wang Cui'e asked.
"You get that done, and leave as soon as the money is in hand." Zhou Yaoqian said.
"I can tell you, don't play tricks on me, if you really play me, you won't have your good fruit to eat." Wang Cui'e said.
"My baby, you think too much, you don't know who I am, when I did something hurtful." Zhou Yaoqian said and gagged her mouth with his mouth, not letting her speak, and pressed her under him.
In the morning, Cai Wanjing came to Hu Lili's office and told her that the bank draft pledge loan of the Yanhua engineering team had been completed, and according to the loan procedures, a loan review meeting would be held. Hu Lili looked at the relevant materials and felt that there was no problem, so she asked Cai Wanjing to notify the members of the loan review committee to come to her office for a meeting at half past eight to study the matter of taking out a loan through the bank draft of the Yanhua engineering team.
"When the time comes, you will explain the specific situation in detail and strive to get it right at the first time. These people are very business-savvy and can't be allowed to disagree. Then quickly report to the city bank and strive to get approval within three days. Hu Lili said.
"You can rest assured that all the formalities and reports are complete, and there will be no problems." Cai Wanjing said and walked out.
Hu Lili called Zhou Yaoqian with her mobile phone, telling him that the procedures had been completed, and that he would report to the city bank immediately after passing the loan review meeting, and it was estimated that he would get approval in three days, and asked the Public Security Bureau if there was any abnormal behavior, Zhou Yaoqian told her that the current situation was extremely optimistic, and the Public Security Bureau had been made to all fours by him, and he couldn't take care of the case of Tianma funds at all.
"Isn't it a little too smooth, Zheng Wanjiang is not a good person, he can't be so easy to get into the trap." Hu Lili said.
She really couldn't let go of it in her heart, afraid that Zhou Yaoqian would fall for Zheng Wanjiang's scheme. Sometimes it's not a good thing when things go too well. She understands the truth that happiness is sad. Especially Zheng Wanjiang, what kind of case has not been handled, it is impossible not to see the problem, as the saying goes, it is good to be useless, and sending such a large amount of cash must have a certain purpose, otherwise how could he be so willing to pay the capital.
"Don't worry too much in your heart, he's already in the trap, he can't pull out his legs, and has to do what I say, and you're mainly getting the money out at the moment. As for the rest, I have my own arrangements. Zhou Yaoqian said.
"I'm very worried now, if someone finds out, it will be okay, my life will be over." Hu Lili said.
"We don't have any other way but Yibo now." Zhou Yaoqian said.
"Alright then, I'll figure out how to make this happen." Hu Lili said helplessly.
Hu Lili put down the phone, frowned and thought for a while, Cai Wanjing and Zhang Xiangfang walked in one after another.
"Let's see if there are any problems, don't have any problems at this time." Hu Lili said.
"I've seen all the formalities, and there's no problem." Zhang Xiangfang said.
Hu Lili nodded. She believes in Zhang Xiangfang's business ability and level.
Vice President Gong Zizhang, Xu Shixuan and others walked in one after another, they each found their own positions, Gong Zizhang casually lit a cigarette and took a deep breath. A thick smell of smoke suddenly filled the whole room, Hu Lili glanced at him and didn't say anything, she didn't hate the smell of smoke very much, mainly because she couldn't get used to his style of smoking. It looks like no one is there.
Gong Zizhang also went against her, this woman didn't take him seriously at all, and didn't treat him as a vice president at all. Cai Wanjing informed him of the meeting. did not tell him the content of the meeting, which made him even more angry, in fact, he also understood in his heart that Cai Wanjing notified him of the meeting, nothing more than a credit matter, she couldn't take care of other things, she came to CCB for only a few days, as soon as she took office, she was appointed as the manager of the credit department, although she respected him very much on the surface, but obviously looked down on him, which made him feel even more angry. But there is no good way, after all, Hu Lili alone has the final say.
Hu Lili announced the opening of the meeting, said the theme of the meeting, and asked Cai Wanjing to talk about the situation of the bank draft loan, and gave a detailed introduction to the situation, but the participants did not say anything, because the president had not yet spoken, and did not dare to express his opinions easily.
"Xiangfang, you are more familiar with the business, you must take care of it, Cai Wanjing is not familiar with the relevant situation when she first came, you have to help her more, it's all for work, don't have any ideas, it's our fault that there is a little responsibility, this is also responsible for the work, and it is also responsible for me." Hu Lili said.
"I have read all these procedures, and everything meets the requirements of the bank, and there are no problems." Zhang Xiangfang said.
"It's good that there is no problem, just now everyone listened to Cai Wanjing's briefing, you can express your own opinions, and correct the deficiencies, so as to improve the procedures, although this is a bill of exchange pledge loan, but due to the large amount, there is also a certain amount of hidden risks, so there can be no problems, there is a trace of risk, which is directly responsible for us." Hu Lili said.
"I'll tell you my personal opinion." Gong Zizhang extinguished the cigarette and said.
Gong Zizhang pointed out the shortcomings of this loan: First, the loan amount is too large, and 20 million yuan is not a small amount. Second, Yan Hua did not open an account with CCB and could not grasp the status of the company's funds, and although the relevant statements reflected the current situation of the enterprise, it was only based on the company's side of the story. Third, with the improvement of the means of criminals, there are also some problems with bank drafts, and now some financial institutions frequently clone fake bills of exchange for discounting, which has caused serious losses to the banking system. Therefore, it is necessary to strictly examine the loan pledged by bills of exchange to ensure the safety of credit funds.
"You are very reasonable, Wanjing they have done a detailed investigation, some of the materials are written in detail, I am also worried that there are discrepancies in their investigation, and let Xiangfang conduct a comprehensive review, she is more experienced in this area, there will be no problems, I have visited this enterprise on the spot, and it has a certain scale. With hundreds of millions of fixed assets, it has the ability to repay loans. Hu Lili said.
"I am the vice president in charge of business, because I have not been to the field, I can only put forward my own opinions, this loan is huge, my opinion is to be cautious." Gong Zizhang said.
"You're busy dealing with lawyers these days, and there must be an excuse for the Tianma Capital case, which is also a need for work, so I didn't let you investigate, and you shouldn't take this to heart." Hu Lili said.
"I'm just putting forward my opinion, and I don't have anything else in mind." Gong Zizhang said.
He was even more unconvinced, the big loan was not like this, she and the credit department went to investigate, he didn't know the specific inside story, but some scattered small households let him go to investigate, and she had already spoken to agree, let him go to investigate just another business, those people didn't take him seriously, he couldn't even drink saliva on a hot day, let alone have a meal, and he had to think of his own meal, otherwise it would make the people who went with him look down on him even more, a dignified vice president couldn't even eat when he went to the countryside, and let a woman play around.
"I basically agree to grant this loan, and you will see if you have any other opinions, and if there are no comments, then settle it. Wanjing and Xiangfang verified the procedures again, and if there was no problem, they were ready to report to the city bank for approval and filing in the afternoon. Hu Lili said.
The people present did not speak again, although they had some opinions in their hearts, but they did not dare to say it, because Gong Zizhang had already pointed out the problem, which was a practical problem, but let Hu Lili deny it in a word, and it was not interesting for them to say it again, Hu Lili is very stubborn, but he is an arbitrary master, no matter if you have 10,000 reasons, she will refute it as useless, and you have to obey her opinion, which makes everyone unhappy.
"I reserve my opinion?" Gong Zizhang said and walked out angrily.
This Hu Lili simply doesn't treat him as a human being, and he, the vice president, is purely deaf and ear-wrenching. There is no Cai Wanjing who has just arrived, and she has handed over all the power to her, and she doesn't know the inside story at all, she can't even ask, even if she doesn't agree with her opinion, she can't talk to him like this, so that he has no face in front of everyone, what will he think of him in the future, saying that he has no ability, to put it bluntly, he is a puppet.
People saw Gong Zizhang walking out angrily, looking at each other and still didn't say anything, what else can be said at this time, Gong Zizhang is reasonable, but he can't say to him, so as not to provoke Hu Lili to be angry, he can still mix in CCB, not to mention that he will be stepped on by her forever, he is all this old person, for this fact, she can't do it, anyway, she is responsible, and she has her around for anything.
"There are some differences of opinion at work, this is a very normal phenomenon, he is this temper, and he will understand it as soon as the matter passes, so don't take it to heart." Hu Lili said very generously.
"Since we have no opinions, once passed, the materials will be reported to the market in the afternoon, we have to think about the company itself, we have to pay a lot of interest a day, if it is always delayed, the company will suffer serious losses. Meeting. Hu Lili said.
Seeing that everyone didn't speak, it means that they agreed with her opinion, they can't be polite when they talk to them, they must have some deterrence, and they can't give them a chance to speak, these people don't have a score to speak, a person has eight heart eyes, sixteen reels, not with her one heart, if you really let them speak, there is nothing to say, Gong Zizhang's words are very reasonable, but you can't listen to him, and there is no need to explain, you must brake his majesty fiercely, otherwise you can't experience your majesty at all. (To be continued......)