Chapter 260: The Banking Crisis
Things were going well in Korea, and the Defense Intelligence Agency informed Lee Won that the Ming Emperor could consider making Lee Won the king of Joseon.
But Li Yuan will send members of the royal family, or personally come to the Ming Kingdom to receive the title.
This is also very reasonable.
Li Yuan has three children, the eldest son has married and has children, and has a stable job, the second daughter is currently not working well in South Korea, and the younger son is in middle school.
Li Yuan decided to take this opportunity to take his second daughter and youngest son to travel to Ming International Travel Service.
The youngest son, Lee Jae-sun, was secretly browsing pornographic websites, not knowing when his mother was standing behind him: "What are you doing?"
Lee Jae-sun was startled, he didn't know when his mother stood behind him, and he came in without knocking on the door, which almost scared Yang Wei.
"Ah, nasty virus, popping up an illegal website. I'm trying to figure out how to kill the virus, kill the virus! Lee Jae-sun stammered.
"Hurry up and kill the virus, your dad has something to tell you."
Lee Jae-sun nodded: "Yes, immediately, immediately"
Lee Jae-sun walked into the living room and saw his father sitting in front of the sofa in a serious manner, and his mother and second sister Li Min'er sitting on the other side of the coffee table.
"I want to say one thing, I'm going to Mingguo." Li Yuan said slowly.
"Mingguo?" "Mingguo?" Lee Min Ah and Lee Jae Sun were stunned.
"When is Daddy leaving? Take me with you, right? Li Min'er showed an expectant and coquettish expression.
Li Zaishon also took two steps forward, knelt on the coffee table, and grabbed Li Yuan's clothes, "Dad, take me there, I really want to go to Mingguo." ”
"What are you going to do with you, if you go, it will only add to the chaos," Li Min'er said.
"I'll bother my dad if I take you there, you're going to have to buy this and that." Lee Jae-sun said unconvinced.
"What? You dead kid dare to talk back to your sister, you still have classes to attend, right? Is your academic performance worth the plane ticket to Mingguo? ”
"Hehehehehehe, is my sister who has achieved nothing embarrassed to talk about me? The eldest sister is the mother, and the elder sister must have a role model before the younger brother can follow it, right? Do you know role models? Well? ”
"Shut up!!" Li Yuan was furious.
"Don't argue, I'll take the two of you with me this time."
"Wow" and "Okay" The two children happily clapped their hands with each other, instantly forgetting that the smoke of the war just now was permeating.
"Dad. Why did we suddenly go to Mingguo? The two children asked suspiciously.
Li Yuan nodded: "This is also a secret, you will know when the time comes"
**************
Dongdu, Zhangsu District, the financial center of the Ming Kingdom, is located where almost all the foreign and private banks of the Ming Kingdom are located.
Inside a tall building, this is the headquarters of the Daming Commercial Bank, a subsidiary of the Daming Imperial Consortium.
Today, there is a lot of tension here, and it has continued to lose money for more than half a year, and for this bank, Ming Guo has not opened a securities trading center until now.
The bank staff didn't even dare to come out. Banks are not doing well, and there is nothing more worrying about them than layoffs.
Zhu Wei didn't say a word, and in the important financial triumvirate of the Ming Kingdom, Lang Haiping, the Minister of Finance, the Minister of Economy, and the Minister of Reform, followed closely behind.
These three people were the financial advisers hired by Zhu Wei.
Zhu Wei was greeted by Chonghu, CEO of the Daming Royal Family Foundation, Zhan Feng, President of Daming Commercial Bank, and ministers of various departments of various banks.
The two sides met and bowed their hands (the Ming Kingdom implemented the bow ceremony, and the emperor could give his hands to the emperor when he was outside the palace),
The group came to the conference room of Daming Bank, and the slide PPT of Daming Bank was played on the big screen. The person in charge of explaining is Zhan Feng, president of Daming Commercial Bank.
"First of all, His Majesty the Emperor is welcome to personally visit the bank for inspection, and the operation of the bank in 2013 and 2014 is reported as follows."
Zhu Wei and the cabinet sat in their chairs, quietly watching the briefing on the slide, and no one said a word.
"Daming Commercial Bank is currently the largest commercial bank in Ming China. It is also the first commercial bank in the Ming Kingdom, and our current business is not only the deposit and withdrawal of the people, wealth management products, but also the loans of small and medium-sized enterprises. ”
"I don't want to hear that. Let's get straight to the point. Zhu Wei interrupted Zhan Feng's speech.
"Yes, Your Majesty, according to our basic strategy. We are providing loans for small, medium and micro enterprises in Mingguo, and some problems have begun to appear this year, we have found that some people with poor national performance have gone to empty buildings, and some people have even maliciously registered companies to fraudulently obtain loans and flee Mingguo. Failure to repay loans on time is very common. As a last resort, I suspended my loan business for micro, small and medium-sized enterprises today. ”
Zhu Wei's face became more and more solemn. The next thing that appeared in front of his eyes was auspicious data.
Lang Haiping said: "Our Daming Commercial Bank provides loans to attract immigrants and high-quality enterprises with good intentions, and wants to support China's private enterprises, but you see to what extent your bank has implemented it? Don't you look into what these are before you borrow money? ”
Zhu Wei stopped Lang Haiping, stared at Zhan Feng's eyes, and said, "Let's not talk about this today, let's stand here, let's discuss how to solve the crisis of Daming Commercial Bank." ”
Lang Haiping said: "Your Majesty, there are 99% of enterprises in the mainland, that is, small and medium-sized micro enterprises that cannot get bank loans of less than 1 penny, they can only borrow usury, and the annual interest rate of 4% is 48%, which is why mainland enterprises have no research and development and cannot start industry." But our policy is correct, we only need 8% annual interest to help our enterprises, our commercial bank loans are a good policy, in the past two years to support thousands of small businesses, our economic prosperity shows that our strategy is successful. Loans must not be stopped. ”
Zhu Wei expressed his support: "I also mean this, the matter of lending for small and medium-sized enterprises must not stop. But the matter of debt collection must be solved, so let's come up with ideas. ”
The Minister of Economy said: "I think the way we lend can be changed. Anyway, they are all subordinate companies of the royal consortium, first of all, our Daming royal consortium can set up a venture capital company, and the business of our bank's small and medium-sized enterprise loans is entrusted to the Daming venture capital company, and the loan enterprises are directly investigated, managed and collected by a special company. ”
Zhan Feng is not happy about this sentence, this is to take away the bank's loan business, "Objection, the bank was originally used for loans, what should I do if it is handed over to the venture capital company?" Going out of business? (To be continued......)