Chapter 175: Domineering Side Leak
At Yanhua Bus Station, Zhao Ge and Duoduo were dressed up in fancy clothes, wearing popular high-waisted dresses and royal blue and pink leather sandals, looking in excellent figures.
The two girls were eating sorbet, talking to each other, muttering, and laughing from time to time.
Not far away, Fan Hongyu and Xia Yan, who were wearing white short-sleeved shirts and black trousers, were swallowing clouds and spitting fog, smoking cigarettes, and they were also very comfortable. However, Xia Yan is still a little unaccustomed to today's outfit. According to his temperament, he prefers to wear large pants and pull on a pair of slippers. How comfortable!
But today it is different, today they are going to the provincial capital to take a plane and fly south.
Xia Yan is twenty-one years old, and it is the first time he has to take a plane.
If you don't dress solemnly, you can't do it.
And the second brother said that when you go to the south, if you have a "big man" to pick up the plane in person, you must dress decently, not only to fight for face, but also to show respect for your friends.
"Xiao Luo, they can rush to Jiangkou the day after tomorrow, right?"
Fan Hongyu asked while smoking. The big shuttle bus to Hongzhou has to wait for half an hour before it leaves. It was too hot, not many people went out, and there were very few passengers waiting at the bus station. From Yanhua to Hongzhou, the big bus has to bump for several hours, which is really uncomfortable.
Xia Yan nodded and replied, "Well, the three of them, go directly from Mingzhu to Jiangkou and take the train, which is relatively slow, it takes twenty or thirty hours." ”
Eighty-seven years of railway traffic is indeed enough.
Xiao Luo and others followed Xia Yan to operate the treasury bill business. In recent months, the Treasury bill business has been "upgraded" to a new stage, no longer just buying Treasury bills held sporadically by private individuals, but "wholesale".
Treasury bills were opened up last year to be freely traded and sold over the counters of major banks. At the moment, computer networks are still a legendary affair. Banks across the country. Naturally, it is impossible to achieve automatic networking as in later generations. The communication of information is very laborious for different banks. There is little horizontal communication between each other, and many times they work in silos.
This is an "opportunity".
Under the guidance of Fan Hongyu, Xia Yan and Zhao Ge collected newspapers from major cities across the country. Look for information from newspapers. As a result, they found that there was a significant difference between the trading price of treasury bills listed by banks in Qinguan City, the capital of Longxi Province, and the trading prices listed by banks in Mingzhu City. In 87 years, the treasury bills, with a face value of 100 yuan, were purchased at 96 yuan by the Industrial and Commercial Bank of Qinguan City, and sold at 98 yuan; The trading price listed by the Industrial and Commercial Bank of Mingzhu City is 100 yuan. The selling price was $102. The price difference between the Industrial and Commercial Bank of Qinguan City and the Industrial and Commercial Bank of Mingzhu City is two yuan, two percent.
The Pearl is known as the Oriental metropolis. The economy is far more active than that of Qinguan City. This spread is very normal.
Even if the average person sees this spread, they are indifferent. It's impossible to realize the business opportunities that exist in between.
Fan Hongyu happened to know.
In another world, Fan Hongyu once read the biography of a certain stock market figure, who said that he earned the first pot of gold in his life in this way. With the principal of 100,000 yuan, rolling back and forth between the two places, within half a year, almost earned 100,000 yuan.
To put it simply, that man of the year bought 100,000 yuan of treasury bills in Qinguan City, and took a train to the Industrial and Commercial Bank of Mingzhu City to sell them, making a profit of 2,000 yuan. In 87 years, the cost of travel was extremely low, from Qinguan City to Mingzhu City, a round trip, seven days by car, plus accommodation fees, catering expenses, if you were a little thrifty, you spent less than 200 yuan, and the net profit was more than 1,800 yuan. In a month, he can earn more than 10,000 yuan. By the next month, more profits will be made, and the geometric progression will be accumulated.
This way of making money is too simple, "copycat" up, effortless.
The man of the year mainly relied on a flash of inspiration in his mind to think of this good way, while Fan Hongyu was "copying", which was naturally more comprehensive than the plan he made. Through careful search and verification, they not only found the price difference between Qinguan and Mingzhu, but also found the price difference between the listed trading price of banks in several other cities and the bank in Mingzhu City, and the price difference between Tiemen City, the capital of Yanbei Province, was even larger than the price difference in Qinguan, and the selling price was 97 yuan, a price difference of 3 percent. The distance from the iron gate to the pearl is far shorter than the distance from Qinguan to the pearl.
Fan Hongyu immediately ordered Xia Yan and others to rush to Tiemen City, and the soldiers were divided into two routes, Xiao Luo took a person to form an "acquisition team" in Tiemen City, and continued to purchase scattered treasury bills among the citizens of Tiemen, while Xia Yan took a person to go back and forth between Tiemen and Mingzhu, rolling in large amounts.
Their principal has exceeded 100,000, almost reaching 150,000, and it only takes four days to make a round trip from Tiemen to Mingzhu, which is almost half of the round-trip time from Qinguan to Mingzhu, and you can make seven or eight round-trip trips a month. Combined with the scattered Treasury bills that Xiao Luo bought on the spot at the Iron Gate, the profit margin was far higher than that of bank transactions, and the two things together made the snowball bigger and bigger.
About this business, Xia Yan told Fan Hongyu a very interesting little story on the phone.
Xia Yan carried more than 100,000 yuan in cash, took his little brother to the treasury bill trading counter of the business department of a bank in Tiemen City, and asked, "Little sister, are there treasury bills?" ”
The female bank staff didn't raise her head: "How much?" ”
"How many of you have?"
Xia Yan asked coaxingly.
"Little Sister" raised her head suddenly, looking at Xia Yan's eyes and glaring at the boss.
Domineering side leakage!
But Xia Yan blushed suddenly. It turned out that he suddenly realized that this "little sister" was at least ten years older than him, and she was enough to be his aunt.
My aunt had worked in a bank for many years, and it was the first time she had heard of a customer buying Treasury bills.
Xia Yan dared to ask the bank, "How many treasury bills do you have"!
When Xia Yan put more than 100,000 cash on the counter, Auntie's eyes almost popped out.
Naturally, there were no "accidents" in the back, Xia Yan had all the documents, with an official letter of introduction, he was not a bad person, and the purchase of a large number of treasury bills was also to support the construction of the motherland, which was wholeheartedly welcomed by the bank.
Fan Hongyu laughed for a while when he heard this story.
History, is so strikingly similar.
In the biography he read, the man of the hour described a similar situation. But I don't know if in this world, that man of the hour is "returning to his old business"?
But even if he's still doing it, that's okay.
Compared with the huge treasury bill market in the country, a mere 200,000 or 300,000 yuan of funds cannot make any big waves, at most it will stir up a small ripple, and it does not care at all about one more competitor.
After all, this is not a purchase of private scattered treasury bills, but a direct purchase from the bank counter.
Two months later, the Iron Gate Bank seemed to have "sensed" and adjusted the purchase and sale prices of Treasury bills, narrowing the difference to one yuan at once.
However, Xia Yan was prepared, and immediately transferred the "battlefield", went to another city, and continued to concoct the same method.
Two days ago, Fan Hongyu informed Zhao Ge that Xia Yan was going to leave for Jiangkou to do bigger business, and Zhao Ge told him that in the past few months, their funds have reached nearly 300,000. Only more than 20,000 is the principal, and the rest are all profitable.
When he said this, Zhao Ge's eyes were shining, as if in a dream.
Since November last year, Fan Hongyu asked her to do this business, and in less than a year, more than 20,000 yuan has become a huge sum of nearly 300,000 yuan, and the profit is more than ten times. At the beginning, Zhao Ge would never have expected it in any case. There are such huge business opportunities in the small treasury bills.
Xia Yan summed it up in one sentence - second brother, this is more ruthless than robbing a bank!
According to Xia Yan's meaning, this business has just begun, and in the long run, if it continues, it will become a millionaire in less than a year. When 10,000 households are still being praised in all places, wearing big red flowers on the streets, what is the concept of millionaires?
But the second brother asked them to "collect the mountain" and prepare to go to the south to engage in bigger business.
Is there anything faster than this business?
Although Xia Yan has also heard of the prosperity of the south, he always finds it hard to believe, could it be that the money in the south is all used to pick up? No need to earn!
Of course, doubts are doubts, Xia Yan and Zhao Ge still carried out Fan Hongyu's "instructions" without hesitation, packed up their softness, and prepared to go to the south.
What the second brother said, there is no mistake in any time!
He said that if you go to the south to make a lot of money, then you will definitely be able to make a lot of money.
It's just that how much money is considered "big money", Xia Yan and Zhao Ge are also a little confused. In their opinion, 300,000 is already too much, and they can't spend it all in a lifetime.
When Xia Yan worked in the agricultural machinery factory, the monthly salary and bonus added up to less than 100 yuan. According to this calculation, 300,000 will require him to work for 300 years!
That's several lifetimes.
Duoduo has graduated from the health school and is assigned to work as a nurse in Yuyang County People's Hospital. However, I haven't reported yet, because Xia Yan wants to take his girlfriend to a big city to open his eyes. Last year, Xia Yan promised to buy a gold necklace for Duoduo, and he fulfilled his promise not long ago.
Not far away, on her snow-white neck, the gold necklace shone with a charming luster, complementing her full and towering breasts.
However, Xia Yan felt that a mere gold necklace was far from enough to show his love for Duoduo. This time I want to go to Jiangkou, or I will take a plane, and I will let the flowers open up the foreign meat if I say anything. What does it matter if the hospital shift is a few days in the morning and a few days in the evening?
According to Xia Yan's meaning, Duoduo doesn't have to go to work at all, just live with him in Jiangkou.
Boss Xia is not unable to support his girlfriend now.
Moreover, according to the original share capital dividends, Duoduo and him accounted for almost 10% of the "shares", with a net profit of 30,000. It's enough for them to live a small life in style.
It's just that he and Duoduo haven't officially gotten married yet, and they haven't reached the legal age of marriage, but it's hard to speak.
If Duoduo misunderstands that he is a "hooligan" and is full of "lustful", it will be terrible.
Don't rush everything, you have to take it one step at a time.