Abandon?

When Ye Zhengzheng heard this, he was slightly stunned, put out the cigarette butt in the ashtray, and said with a smile, "Are you guys making a mistake, aren't you already very good now?" Why are you wading through that troubled water? ”

Personal credit is indeed a piece of cake, and in September, it is completely possible to follow the China Loan, lending out at a high interest rate of 30% to make money. But that's not the way he wants to make money, and he doesn't have much of an advantage right now.

People can borrow 10 billion from the bank at 6% interest, can you?

The reason why those grassroots platforms can't do it in the consumer credit market is because their financing costs are too high. Some platforms may need to pay 30% interest in order to raise 10 million capital.

Let's ask, with such a high financing cost, how can it compete with these platforms with backgrounds?

The situation of September Online is indeed better than that of grassroots platforms, but it is not much better, and the cost of financing is not low. And because of the Spirit Rhino Ring, he felt more at ease staying in the P2B field.

What's more, this rich food group is about to take the stage, why bother to go to the troubled waters of personal credit? So from the beginning, Ye Zhengzheng did not plan to deepen the personal credit market, it was those people who misunderstood.

"You're really not going to enter the consumer credit market?" Tie Dongxue pressed her fingers together on the table, her eyes staring at him.

"Questions?" Ye Zheng looked at her with a smile.

"Judging from today's feedback, our credit extension effect is very good!" Tie Dongxue said with some regret.

"And then?" Ye Zheng asked rhetorically.

"If we extend credit to Level 2 members, we will increase our turnover by at least 3 times!" Tie Dongxue raised three fingers and said seriously.

Ye Zhengzheng waved his hand, and then looked sideways at An Qi, "Manager An, you can talk about it." What is the purpose of my credit facility for senior customers? ”

Angel is wearing black and white professional clothes today, dressed in a decent manner, but under her bumpy figure, she exudes a strong femininity, and her chest is even more bulging. Especially the peach blossom eyes on her pretty face, which looks very sultry. It is worthy of the company's most feminine name.

And what is surprising is that despite the fact that there are many suitors, they are still single.

Call!

Angel took a deep breath softly, her chest fluctuated, and then she looked up and smiled, "If I guessed correctly, boss, you can't just help senior members raise money or solve financing targets, you want them to help the platform lower interest rates!" ”

Interest rates?

Tie Dongxue heard this. Immediately stunned for a moment, he turned his head to look at Ye Zhengzheng.

"Sister Xue, didn't you say a few days ago that the boss asked you to help prepare the materials of a large enterprise?" An Qi smiled slightly, and then looked at Ye Zhengzheng gently, "Obviously, the boss still wants to deepen the P2B market and wants to cooperate with large enterprises." But it is certainly not possible for large corporations to accept 19% interest. The cost of such financing is simply too high. Today the boss grants credit to those good customers, and deliberately keeps the interest rate down. I'm afraid it's just to test everyone's reaction to the interest rate cut. ”

"Through the hands of premium members, quietly lowering the interest rate, this hand is beautiful!" She gave another thumbs up.

Bang Bang Bang ......

Ye Zheng applauded and boasted, "Look at it! Who would dare to say that because she was beautiful, I recruited Manager An in, and I was in a hurry with him! ”

Dether!

Tie Dongxue rolled her eyes. But I have to admire, this hand is really beautiful. Now it not only increases the gold content of senior members, but also achieves the effect of reducing interest rates, which can be described as killing two birds with one stone.

In fact, when competing with platforms such as Bright Loan, she was also aware of this problem. September Online is already the boss of online lending. But because there is no background, the cost of financing has been high.

Although it is possible to cut interest rates directly in September, many members will continue to pay, but it will definitely cause the loss of some members immediately. But now let the senior members do it, which not only does not disgust the low-end members, but has some expectations.

Then, in September, the platform launched a low-interest financing target for large enterprises, and the negative voice will definitely be much weaker.

"You deliberately don't look for targets these days, just to prepare for interest rate cuts, right?" An Qi tilted her neck and looked at Ye Zhengzheng with a smile.

Ye Zhengzheng followed the woman's gaze, found that this woman was very pleasing to the eye, and touched his nose, "You think too much, this is really not found!" ”

After learning about Ye Zhengzheng's strategy, Tie Dongxue also chose to leave and deployed seriously.

Although September Online did not enter the big plan of personal credit, it was actually a one-legged step, and it was a smart step. Although it only occupies a corner of the consumer credit market, it is definitely the best quality.

And as long as September Online develops to a certain extent, it may have enough funds to give credit to low-end members and quickly seize this market.

The night is as cool as water, and the wind is vigorous, which scares the flowers and plants in the community.

"Boss, then I'll go up and change my clothes first, I'll see you later!" Angel waved at him, then walked to the other side of the neighborhood. It is a coincidence that she rented a room in Jiangyan Community for the convenience of work, but she is not in the same unit as Ye Zhengzheng.

Ye Zheng watched the woman leave and was about to walk towards his unit, but the mobile phone in his trouser pocket rang.

"Woman, what's the matter?" Ye Zhengzheng saw the caller ID and asked with a smile.

"Are you coming on Saturday, I'll book you a hotel now!" Zuo Chuchu said.

"Next Monday, I can't leave yet!" Ye Zhengzheng shook his head.

"Huh? Next week? Isn't it a Saturday night? I've got you covered! The phone over there was robbed, and a little girl's eager voice was heard.

"Tiger girl, who told you about Saturday night?" Ye Zhengzheng's heart warmed.

"Sister Chu Chu!" Tiger Niu said crisply.

"She lied to you, I didn't say!" Ye Zheng immediately denied it and prepared to walk into the building.

"Fuck off, forget it if you change your mind, why put the blame on me, be careful to get retribution!" Zuo Chuchu's angry voice came from there.

Ah!

When Ye Zheng entered the door, he passed by a man with a peaked cap, and suddenly there was a pain in his arm. Perhaps because of the winter, the pain had diminished so much that she didn't notice it until she went into the building.

Only when he turned around, the man had disappeared into the night.

"What's wrong?" Zuo Chuchu's tone over there became gentle.

"It's fine!" Ye Zhengzheng looked at his arm, his suit was cut by a blade, and his arm was slightly painful.

"I took the tiger girl to practice golf, and that's it first!" Zuo Chuchu had no doubts.

"Okay, hang up!" Ye Zheng hung up the phone.

Originally, he planned to go over Saturday night, but the plan could not catch up with the changes, and the C round of financing plan of Xingfumen Food was about to start. Today's happiness door food has become a climate, more money is needed to improve the logistics network, and a partner needs to be found in internationalization. (To be continued......)