23rd Floor, Weixin Technology Building, Investment and M&A Department.

This is known as the "most mysterious department" of Weixin Technology by the outside world, and has made frequent moves recently, in addition to spending a huge amount of money again to participate in the equity financing of a taxi software, it has also participated in YudouTV, the largest live broadcast platform in China. With a huge amount of money in their hands and the support of Weixin Technology, they are simply the vultures of Huaxia Internet.

In fact, they have indeed turned into vultures, constantly hovering over the Chinese Internet. As soon as they see a new seedling popping up in an area, they start tracking it, and once the new seedling grows a small tree, they harvest it.

Of course, they are not limited to the Internet field, and this technology, hardware, media, etc., will be their target.

Zizi ......

The spout of the pot spewed white steam, and a strong hand picked up the kettle and poured hot water into the fine tea leaves. After a while, the tea leaves spread out in the hot water, and after soaking, the aroma contained in them dispersed, and the whole office was filled with a tea fragrance.

"Thank you!"

A middle-aged man sat on a sofa chair, picked up his teacup with some apprehension, and took a sip of refreshing tea. It's just that at this time, he didn't have the heart to taste it, and he didn't forget the purpose of this trip.

This man looks like he is in his early forties, with a Chinese face, thick eyebrows and big eyes, perhaps because of his pampering over the years, which makes his skin white and a little fat. In addition, he is not tall, and he has lost the handsomeness of his youth. This is none other than Zheng Guangming, the helmsman of Guangming Loan.

"Mr. Zheng, the membership of Bright Loan has grown well recently! We were right! Xu Liang, who was angry, put down the teapot and opened the topic.

"It's all because of the signboard of WeChat, otherwise how could Bright Loan have today!" Zheng Guangming put down the teacup and said modestly.

In fact, this is not too modest, after all, many people dare to put their money on Bright Loan. Mainly because of Micro News Technology. If not, today's grassroots online lending platform is constantly running away, who would dare to let him go.

"You can't say that, it also depends on your ability. Like the e-commerce website we invested in, Erpai.com, the resources were given a lot, but in the end? In summary. Aren't we obediently investing in Jingxi Mall? Xu Liang took a sip of tea and shook his head in disappointment.

In fact, this is true, although Weixin has hundreds of millions of users and huge funds, it has indeed failed to succeed in some areas.

"Manager Xu, this is not my boasting, in the field of online loans, our team is definitely the best!" This seemed to be very useful, and Zheng Guangming pointed to his chin very proudly.

Xu Liang heard this. I silently drew a circle in my heart, if it was really the top in the industry, then there would be nothing to do in September. With such a big support from Weixin Technology, it is not possible to achieve the current results, so it is better to hit the tofu block to death.

"We've seen your results, so the Department of Public Information will continue to support you and you can't let our boss down. Be sure to squeeze September online! Zheng Guangming picked up the teapot and poured him another cup of tea.

This......

Zheng Guangming heard this plan. The smiling face stiffened for a moment, but immediately nodded pretending to be cheerful, and said, "This is natural!" But I'm here today with a small proposal that I hope will get the support of the company! ”

said. He took out a plan from his briefcase and handed it to Xu Liang.

"Do you plan to focus on the consumer credit market?" Xu Liang just glanced at the detailed business plan, and his eyes flashed with a trace of unhappiness.

In fact, the personal credit market is indeed a big fragrant cake. Last year, Goldman Sachs, an international investment bank, had already entered the market. The opening of online personal credit business shows the charm of this market.

According to the latest statistics, the size of the personal loan market will reach $840 billion this year, which can be described as an infinite prospect.

"Mr. Zheng, didn't we say it before? Focus on P2B for the time being, this person's credit should be slowed down first! Xu Liang put down the heavy business plan and said lightly.

"Manager Liang, now our Bright Loan has lost too much, and there is no need to lose so much with September!" Zheng Guangming explained with a bitter face.

Kill 10,000 enemies and lose 8,000 yourself.

Bright Loan does occupy a lot of the market today, and it gets more and more money from investors, but the price is too high. Because of the status of September Online, even if it stands behind Weixin Technology, the interest given cannot be lower than that of September Online.

Not only can the gross profit margin not be compared with others, but the operating income is even more world-apart, even if the market has fallen by 50%, the daily turnover is more than 30 million, and it is still making money every day.

Now Bright Loan is undoubtedly hitting the stone with an egg, not only does it not have the profitability of September Online, but also this huge advertising investment, coupled with personnel expenses, so that its own funds continue to be consumed.

After some consideration, Zheng Guangming felt that he couldn't go all the way to the dark. While it is true that September Online has received some involvement, and the recent turnover has dropped quite a bit, one thing is certain. That is, before September Online fell, Bright Loan died more than a dozen times.

Out of consideration for the future of Guangming Loan, Zheng Guangming also used his brains to find a new way.

"Mr. Zheng, you say this kind of thing, completely against our original intention!" Xu Liang picked up the teacup, his eyes observing his reaction, as if considering what strategy to use to convince him.

"But now we can enter the personal credit market to make money, and slowly fight a war of attrition with September Online, and when the policy is introduced, we will ......" Zheng Guangming gestured to his neck with a knife and said his intentions.

In Zheng Guangming's view, policy is the biggest magic weapon for Guangming Loan.

"It's your wishful thinking!" Xu Liang glanced at him, and then said lightly, "In the Internet field, if you wait for one company to dominate, the ones behind will never have a chance to turn over!" If you look at the current search field, then look at the current instant messaging, or look at the more than 6,900 group buying websites in previous years, how many will be left in the end? ”

Faced with Xu Liang's successive questions, Zheng Guangming wanted to explain again, but Xu Liang continued to speak.

"Maybe you haven't seen it through! Personal credit is indeed a piece of fat, but this piece of fat actually belongs to September Online! Zheng Liang pointed out the crux of the problem, because he had noticed that September Online had established a personal credit report through the points system.

(To be continued.) )