A white villa in Repulse Bay, Hong Kong.

Ye Nantian had just eaten dinner and walked to the back garden, and on the bluestone road, some yellow dead leaves of Wubank fell, and they squeaked when they stepped on it. He looked up at the yellow leaves, and his eyes looked very deep.

Although this villa has been renovated many times, this ginkgo tree has always existed, witnessing the ups and downs of the Ye family. I remember when I was a child, he still climbed on it to play, but I didn't expect that decades had passed in the blink of an eye.

"Master, the eldest young master and the eldest prince are back!" Steward Chen walked over quickly and said after him.

"Got it!"

Ye Nantian nodded, but still continued to walk in the garden, not for fitness, but for a habit of many years. He used to hang out with his wife, but now he was the only one left.

Time is a sharpening knife, always unconsciously bringing you to the twilight years, carving wrinkles on your face.

Originally, he felt that there was still a lot of time to go, and he still had some way to go. But as more and more media paid attention to the inheritance of the Ye Group, he found that he was really old, and he might suddenly die tomorrow.

It's just that the issue of inheritance has been unresolved, so that the outside world is always chasing after the wind.

He has a total of three sons, the eldest son Ye Zikang, the second son Ye Zijie, and the youngest son Ye Zihao. Because the second son Ye Zijie did not give birth, he invisibly lost the right to inherit, and he himself was a full-time architect.

The struggle for inheritance will be decided between the eldest son and the younger son, and the two will continue to fight, which makes him even more hesitant.

Hum!

When he walked to the rockery, there was a heavy nasal voice from next door, and when he looked around, he saw the back of an old man. He shook his head helplessly. Then he walked into the house and returned to the living room.

"Daddy!"

"Grandpa!"

Ye Zikang and Ye Xiong stood up and greeted Ye Nantian who came in.

"Sit down!" Ye Nantian said lightly.

"Dad, I'll help you!" Ye Zikang stepped forward.

"Okay, what's the matter with you?" Ye Nantian waved his hand and sat down on the sofa.

Ye Zikang sat down in an orderly manner. With his eyes level, he said, "I have a relatively large plan, and I hope to get your support!" ”

"This kind of thing, you two brothers can just discuss it!" Ye Nantian waved his hand, and did not intend to interfere with the company's operation.

"It's been discussed, but my brother chooses to put it on hold, but this is related to whether the science and technology park can develop, I hope Dad, you will take a look at my plan!" Ye Zikang put his hand on his knee. Eyes were leveled at him.

"Technopark?" Ye Nantian hesitated, and his tone was light and relaxed.

"I plan to have an in-depth cooperation between the Science and Technology Park and Yip's Real Estate to promote a smart home real estate project, and this is my plan!" Ye Zikang's eyes flashed with joy, and he handed over the prepared plan to his father.

Ye Nantian nodded and handed the plan to Steward Chen behind him.

The lack of development of Hong Kong's electronics industry has always been a problem for him.

In the wave of electronics industrialization in the 80s of the last century, the other three of the Asian tigers seized the opportunity. It has completed the upgrading and transformation of the industrial structure.

Taiwan has computer giants such as Acer and Asus, while South Korea is even more fearful. A world-class electronics giant like Samsung emerged, and although Singapore ultimately failed, it achieved great success in genetic engineering and biopharmaceuticals.

On the other hand, Hong Kong had accumulated wealth through light industries such as textiles, garment making, and toys at that time, and it was completely capable of industrial upgrading to keep up with the world tide. But Hong Kong is still clinging to these light industries. Choosing to move these light industries to the lower-cost mainland to grab profits not only missed the opportunity for this upgrade, but also caused the hollowing out of Hong Kong's industry.

Since then, Hong Kong has been forced to undergo a third economic transformation, from an economy dominated by manufacturing exports to an economy dominated by financial services. However, this industrial structure has led to a widening gap between the rich and the poor. This raises a series of questions.

In the 90s, Ye Nantian established a science and technology park near CUHK, but after all, it was lonely and failed to form a big climate. However, he has always had an ambition to return Hong Kong to the right path and let Hong Kong's high-tech industries rise.

Although he can easily let go of the affairs of the Yip Group, he only has an inseparable affection for the Science and Technology Park. It is always hoped that an electronics giant will emerge in this science and technology park to drive the rise of Hong Kong's high-tech industries.

"What happened to Hongtian Technology's drone?" Ye Nantian took a cup of ginseng tea and asked again.

"It's still in beta!" Ye Zikang said whimsily.

"It's been delayed long enough!" Ye Nantian was slightly dissatisfied, and then looked at Ye Xiong, who was a little apprehensive over there, "Ye Xiong, how is your company doing?" ”

Ye Xiong's eyes flashed with joy, and he replied with discretion, "Now that Eagle Investment has slowly stepped on the right track, an online loan company we invested in has developed very well, and I believe that it will get more than five times the return!" ”

"Online loan company?" Ye Nantian frowned and took a sip of tea.

"This is an emerging Internet business model, which is to build a platform to match lenders and lenders, and collect fees from them!" Ye Xiong explained briefly. This is his proudest investment, and although it has not been for long, it has paid off very well.

"How do you prevent risks?" Ye Nantian asked.

"We work with SP, a credit rating company, to participate in the borrower's personal credit rating at SP. Moreover, the company is not responsible for the default, which is essentially a dispute between the lender and the lender! Ye Xiong talked eloquently, and when he talked about disputes, there was a trace of disdain in his nose.

Ye Nantian put down the teacup and asked suspiciously, "How did you hear that the online loan company on the mainland needs to bear full responsibility for the breach of contract?" ”

Hey?

When Ye Zikang heard this, he couldn't help but look at his father, feeling a little strange in his heart. My father has never been interested in the Internet, and the Ye's Group has not been involved in the Internet field so far, so how can he know so clearly about online loans in the mainland?

"The mainland has just developed, and the situation is different from ours!" Ye Xiong put his hand in his trouser pocket and said even more proudly.

"Sometimes I don't understand you young people! It's so difficult for banks to make interest rate differentials, and they can make money by engaging in the Internet? Ye Nantian waved his hand and said with a wry smile.

He was a person who lived through the dot-com bubble, when stocks that were related to technology could rise to the sky. Like a chicken and duck breeding company, just because the word "technology" is added in front of the name, the stock has tripled.

"Grandpa, the current enterprise does not have to make money, it can be successfully listed through capital operation, then it is considered a success!" Ye Xiong had a smile on his face and explained again.

Before Ye Nantian could answer, Ye Zikang immediately said, "What are you talking about!" Enterprises don't want to make money to return to shareholders, this is not management, it is speculation! ”

"Dad, you have learned a lesson!" Ye Xiong hurriedly admitted his mistake.

If it is an ordinary family, this kind of thing does not matter, after all, making quick money naturally requires speculation. However, operating a company like Ye's Group, we should pay more attention to steady operation and how to build a century-old enterprise.

The conversation ended not long after, and Ye Zikang's father and son also chose to leave.

Now there is only Ye Nantian who lives in the villa. After the three sons got married, they all moved out to live alone, although they occasionally came back for a short stay, but over the years, the number of times they came back has become less and less.

"Dad, what's wrong?" Driving away from the villa, Ye Xiong still had some excitement on his face.

"I don't think there's a question I can't figure out, how could your grandfather care about online loans on the mainland?" Ye Zikang frowned, then shook his head firmly, "No! I have to look into this, and I always feel that things are not ordinary. (To be continued......)