"How so?"

Zhang Miao sat down on the chair, her eyes blank, and a chill hit. He knew that after this happened, the company would be affected somewhat, but when he heard the cancellation of millions of orders, he was really stunned, which greatly exceeded his expectations.

The employee who came in looked at the boss with a bitter mouth.

Just now, he thought that the storm had stopped, but he didn't expect that an even bigger storm would hit him.

The reason for the incident was that the media once again disclosed that Boss Zhang of Dongsheng Industrial Park was suspected of obstructing the execution of official duties and had been detained by the police. After an in-depth investigation, it was found that Boss Zhang's Dongsheng guarantee provided 4 million funds for Chuanchuan Xiang Food Co., Ltd., and the funds came from an online loan platform.

"Online lending is making waves again, and a platform provides funds for black-hearted enterprises. 》

……

When the reporter dug up this news material, he was very excited, which was in line with the "intention of the central government", so he immediately released it. Although in the article, it was not directly specified which online lending platform it was, but after the warm-up of the previous post, all the fingers pointed directly at small loans.

In particular, some people pointed out the cooperative relationship between Dongsheng Guarantee and small loans, and some of the targets were guaranteed by Dongsheng Guarantee, so it can be concluded that this platform refers to small loans.

"Divestment! Resolutely divest! ”

"Black-hearted platform, goodbye!"

"Damn! Money is still safe to deposit in the bank, this online loan is full of pits! ”

……

After learning that they had almost been fooled by the small loan, more and more people joined the denunciation and withdrew the money from the small loan account.

It is precisely because of this that the divestment application flew like snowflakes, so that the small loan received tens of millions of divestment applications at once.

It's good that big companies don't have accidents, but once they do, it's often a big event. Now it's less than an hour. I received tens of millions of difundation applications, how much did it go down in that day? How much is a week?

Most importantly, in response to the September online offensive, the company has transferred its reserve funds to burn advertising, and the company does not have much money left in its account now.

"I'm sorry, we won't give you the money!"

"Why didn't you let me take a stake before. Right now? It's late! ”

"Huh...... Don't say 20 million, 2 million is not! ”

……

Zhang Miao sat in the empty office and finally felt what it means to be in the hot and cold world. He approached Mangrove Capital, but the other party directly refused, even if he agreed to all the conditions previously proposed by the other party. Looking for a venture capital company that was interested in investing in small loans, the other party also shook his head directly.

Borrowing money from a friend, it doesn't work, and now I don't step on your feet. You're going to be snickering!

was originally a small loan for sweet and sweet, but now it has become a hot potato.

In fact, this kind of thing is not serious, even if it is a loss of 4 million, a small loan can be afforded. What's more, according to the guarantee agreement with Dongsheng Guarantee, the 4 million will be borne by Dongsheng Guarantee, which will not affect the small loan at all.

It's just that this happened at the wrong time, because now the online lending industry is in the midst of a wave of media condemnation, and people are panicking. The 4 million compensation is actually not the crux of the matter. It is mainly investors who have a crisis of confidence in micro-loans.

This is a potential default that would not have been very serious. But it triggered a run.

The next day, the HKMA conducted an investigation into the small loan, which led to an even bigger wave of withdrawals.

On the third day, the small loan was unable to return the money to the customer on time, and the capital chain was officially broken. The website will stop redeeming.

On the fourth day, downstairs of the construction financial building, dozens of investors came to ask for their hard-earned money.

……

The media is definitely the uncrowned king, and they can sometimes make the difference between life and death of a large corporation.

Ideally, the media and journalists control the discourse in society. They dominate public opinion in society, and their reports can change the way public opinion is perceived about a thing.

"Small loans will become the fuse of the wave of P2P platform bankruptcy! 》

……

This is a report published by Nanyue Daily, which mainly points out that once there is an overdue bad debt, P2P online loans will not be able to make advances, which will inevitably lead to a run. Today, micro-loans are a good example.

It is precisely this article that has prompted investors to deepen their concerns about online lending platforms and exacerbated the run on small loans.

On this day of November 1, the small loan finally gained a ray of life.

"Nirvana Food Group officially announced that it will take over the small loan in an all-round way!"

……

This news has greatly relieved many investors, and this food company is very famous in southern Guangdong. And now that he has taken over, the chances of the small loan going bankrupt have become very low. And on the same day, the website restarted accepting divestment applications.

However, the small loan loan will enter the Niu Fugui era from the Zhang Miao era, and it is probably a matter of time before the Fugui Food Group takes over the small loan loan.

A ray of sunlight shone in through the floor-to-ceiling window and fell on a steaming kettle, the body of the stainless kettle reflected the sunlight, and a white circle of light appeared on the black marble tabletop, and suddenly the circle of light flickered, and the sound of pouring water was heard.

"Don't laugh at me yet, have you ever heard of the idiot theorem?" Ye Zhengzheng picked up the kettle and was making tea for his first capable subordinate.

"Are you an idiot?" Tie Dongxue sat in the morning sun, which made her face flushed.

"I'm making parables!" Ye Zhengzheng didn't care, picked up the teapot and poured her a cup of fragrant tea, "Don't quarrel with an idiot, he will pull your IQ to the same level as him, and then beat you with his rich experience." And now? Although we have been involved and there has also been a run, we have successfully pulled the opponent down, and the next time we are in the 100 million-level competition, we can easily defeat the small loan and sit in the position of the first brother. ”

This storm, September Online was involved. Originally, under the offensive of advertising, the daily turnover reached 3 million, but now it has fallen below 1 million. And at the worst time the day before yesterday, there was a run of nearly 2 million, forcing Ye Zheng to use reserves.

"You're so optimistic!" Tie Dongxue took a sip of tea and shook her head at him.

"Isn't it good to be optimistic? Today they default and withdraw their capital, and tomorrow they buy it back, how much interest do we earn? Ye Zhengzheng put down the teapot and said with a smile.

Tie Dongxue put down the teacup, put away the joke, and looked up at him seriously, "Say it!" You seem to have the next step in mind! ”

"Of course!" Ye Zhengzheng raised his eyebrows lightly and proudly handed her a newspaper.

Revolution in the Financial World - Bitcoin! 》

On October 30, the European island nation of Cyprus, with a population of only 1.1 million, was in the global spotlight. The Government of Cyprus has proposed to raise €5.8 billion through a bill to levy taxes on every bank deposit account in order to obtain further assistance from the European Union.

The specific tax package is that 37.5% of deposits over €100,000 in excess of €100,000 will be converted into equity in the Bank of Cyprus, 22.5% will be frozen, and the remaining 40% will be temporarily frozen until the end of the bailout. As soon as the news broke, Cypriots flocked to the banks for a run.

At this time, the number of downloads of a software for trading bitcoin online began to skyrocket. Cypriots no longer trust the government and are beginning to take a big interest in this virtual currency, which is not controlled by the central government and operates on the basis of a global Internet system.

When the government looked at what to do with their bank accounts, they used the currency in their hands to buy bitcoin, a virtual currency.

Driven by huge demand, the price of Bitcoin against the US dollar began to soar.

In just two days, it rose from $47 to $90, which attracted widespread attention.

…… (To be continued......)