Chapter 124 Approval
September Online Platform!
The financing amount of 20 million yuan, as a result, has been sold 8 million in just one hour.
At this crazy speed, this new standard can't support today. Chinese people are like this, they are afraid of a "robbery" word for anything.
A stock that has not been cared about for half a year, when the main force rises, even if the company's fundamentals have not changed at all, everyone will chase it out with money.
Ask the reason because everyone buys it.
However, after the 8 million is sold, in this beautiful November, I am afraid that no one in the entire southern Guangdong will be able to compete with September online.
As for small loans, there has been a recent decline. First, because the general environment has changed, many people are skeptical of platforms with opaque information such as small loans; The second is because of the last string of incense incidents, which has affected his credibility.
Although Nirvana Food Group has entered the market, there are hundreds of thousands of divestment applications every day, but sales have not improved. This positive and negative is naturally surpassed by latecomers.
However, although September Online has surpassed microloans, there is still a long way to go. Because after this storm, the real predators are about to enter, and the first position in Nanyue is actually in jeopardy, after all, he does not have a tough backstage.
……
Construction of the entrance of the financial building.
Zhang Miao did not wait for the ambulance and died on the spot.
The police arrived at the scene 10 minutes later, and after some investigation, they initially determined that they had committed suicide by jumping off a building. Because he was witnessed on the roof alone, and there was surveillance testimony, it is not difficult to find the motive for suicide.
However, Ye Zhengzheng knew that this was not actually a suicide case. He now has good eyesight and saw the side face of a man on the roof. And I smelled a special smell on Zhang Miao's body, as if it was a drug.
It's just that he didn't sympathize with Zhang Miao's death, so naturally it was impossible to take the initiative to avenge him. Because this man died innocently, it is regarded as the evil deeds he did back then, and he suffered the retribution he deserved.
Now Zhang Miao is dead. The small loan completely fell into the hands of Nirvana Food Group.
The sun was shining through the floor-to-ceiling glass windows, making this office of thirty or forty square meters bright. A young man in his early twenties was sitting at his desk, carefully flipping through some materials, occasionally picking up a pen circle to write.
Thanks to the increase in the popularity of the platform, more and more companies have taken the initiative to come to September Online and submitted financing intentions, hoping to be favored by September Online.
I just defeated the small loan loan and got tens of millions of appraisal skills. Ye Zhengzheng immediately started working again, planning to find several important new targets for the September platform.
Now that the platform is hot, a target of 10 million can earn 400,000, which is actually not a small amount.
At that time, the forty thieves worked hard for several years in order to earn 1 million a day, and you must know that this is one of the most successful companies in Chinese history. Now, if September Online can do this in just half a year, it is definitely worth promoting.
Of course, the online lending market is still very small. You can't sell hundreds of billions of lending products all at once. Maybe in the future, but now the environment dictates it. The attitude of the country is not clear enough, and now it is necessary to make steady progress and slowly develop new users.
"Enterprise name: Lanju Cabinet Factory."
"Total assets: 50 million."
"Total liabilities: 25 million."
"Liquidity: 3 million."
"Comments: Product design can't keep up with the trend, coupled with the recession of foreign trade, the inventory is too heavy, and it will change in the short term."
"Enterprise Rating: C."
……
When Ye Zhengzheng opened the Lanju cabinet factory that Zhang Min admired. Shaking his head helplessly, he found that his mother was right. Enterprises that want to borrow money from the bank will not be a stable enterprise, and the annual sales of the "old godfather" are more than 2 billion, and they have never borrowed a penny from the bank.
Judging from the situation of this Lanju cabinet factory. Even if 10 billion yuan is raised for this factory, it will only make the inventory heavier and heavier, and in the end it will not be able to get out of the business predicament.
Sometimes business is not a matter of capital, but a matter of perception.
Like many game companies in Huaxia, they have teams of hundreds of people and hundreds of millions of R&D funds, but no one cares about the games they research.
Rovio, the Dutch company, was in the midst of a shortage of funds and a sharp reduction in staff, with only 12 employees. But it was these 12 employees, in the face of a shortage of funds, who developed "Angry Birds", a game that generated profits of more than one billion and became popular all over the world.
……
Several companies have been turned over in a row, and each has its own problems. Interestingly, almost every troubled company has a debt ratio of more than 50%.
However, the hard work paid off. After Ye Zhengzheng searched for half an hour, he finally found a suitable company.
"Company name: Hailan Canning Factory."
"Total assets: 60 million."
"Total liabilities: 10 million."
"Liquidity: 5 million."
"Comments: Affected by the market of functional drinks, the market future of the factory is good, and the management is in place, and the long-term is optimistic."
"Enterprise Rating: A."
……
With this rating alone, Ye Zhengzheng felt that he could approve his intention to borrow 10 million yuan.
However, for the sake of prudence, Ye Zhengzheng carefully looked through the information of this factory and found that this factory was mired in a land dispute.
Originally, due to the good operation of the factory, the original site was expanded, and a 60-year land was officially leased last year. It's just that the construction has just begun, but it has been repented by the new village committee.
Sometimes it is really helpless, the contract signed in the last session, but this session does not admit it. It was precisely because of this that the well-run factory could not be mortgaged by a bank at all, so it applied for loan financing from the September platform.
The purpose was frustrating, and he was ready to compromise with the new village committee to compensate part of the funds and use the rest for construction purposes.
"Sister Min, follow up with Hailan Canning Factory and give them a financing amount of 15 million." Ye Zhengzheng pulled out Zhang Min's phone and ordered to go down.
……
Daniel Zhang stood in the sun, letting sweat wet his gray hair, and looked at a pile of rocks that appeared in front of the factory gate, helpless for a while. This gate is not only blocked by vehicles, but even workers cannot enter and exit normally, and the canteen and staff dormitories have also been cut off from water for three days.
He had just come back from the bank, and the results were very unsatisfactory, and the people in the bank did not say that they would not approve him, but they just made him wait.
But...... Can he afford to wait?
A few orders were pressed in his hands, not to mention the lost profits, and the liquidated damages alone made him sleep restlessly. At one point, he wanted to run away to borrow loan sharks, but his years of life experience told him that it was even more impossible to borrow, and he might have built the factory he had worked so hard to build.
At this time, he complained a little about these banks in his heart, and he had spoken very beautifully before, but when he really suffered, he stood by and watched. I don't know who said it, banks have always been the icing on the cake, and they will never be in the snow.
When the steel industry was booming, they desperately instigated the other party to expand production, but when the industry was in a downturn, they began to do everything possible to recover the loans, ignoring your life or death.
Buzz Buzz......
The old-fashioned mobile phone in his trouser pocket vibrated and he sighed, knowing that it was another customer calling to urge the goods.
"Hey! I'm Daniel Zhang from Hailan Canning Factory, who are you? Daniel Zhang picked up the phone and reported to his home.
The next moment, his mouth opened slightly, and he walked towards the factory gate, and stumbled heavily in the rubble. But he immediately got up again, happily ran out of the door to pick up the car, and headed for the city center. (To be continued......)