Chapter 113: Dianjin
The shopping area was full of people, and two men pushed the shopping cart unhurriedly, slowly moving forward.
"You don't have to be so nervous, I watched yesterday's news very carefully, and I thought about it myself, and the meaning of the above is not to want to perform major surgery on your industry!" Ye Zhengzheng originally wanted to take the opportunity to introduce him to the people of the HKMA, but Xiao Feng coldly stretched out his hand and pressed it down, and slowly said this conclusion.
"Why?" Ye Zheng was puzzled.
"It's simple, because it's on Daily Hookup! If you look at the incident itself, this is naturally a bad thing, but if you look at the entire industry pattern, I think it is a good thing. If the state really wants to get rid of the online loan industry, it will be impossible to put it on such a high table! Xiao Feng stopped and looked at Ye Zhengzheng with his eyes.
Ye Zhengzheng's eyes collided with him, and for some reason, he believed his analysis very much, "Then according to you, what does it mean from above?" ”
"Knock!" Xiao Feng summed it up in one word, but he was afraid that he wouldn't understand, so he explained seriously, "The disadvantages of Huaxia Bank have long been realized by the upper echelons, otherwise they would not have planned to issue banking licenses to private enterprises." The development of the online loan industry has now formed a very large system, which can provide blood for some small and medium-sized enterprises, which is of great benefit to the economy of China. This point must also be seen by the upper echelons, but now some online lending platforms are going in the wrong direction, so the government has waved a big stick, but this is not to kill a handful, but to warn the bad elements in the online loan industry. ”
Ye Zhengzheng understood what he meant, although the top was menacing, it would not be seized on a large scale.
"So what should I do now?" He asked again.
"Now is the stage of crossing the river by feeling the stones, in fact, there is no absolute right or wrong. On the premise that they have not violated the law, they should continue to do a good job in what is in front of them, and they must not mess up their own hands and feet as soon as they hear about the investigation, let alone bribery. Xiao Feng looked up at the person and summarized.
Ye Zhengzheng was silent for a moment, then nodded seriously, as if he had suddenly opened his mind and faintly found a trace of spiritual light.
If the online lending industry is obviously an opportunity, but it shrinks due to some factors, it is destined to be drowned by the trend.
In 1981, Huaxia began to issue treasury bonds, which were called treasury bills according to international practice, and for a considerable period of time, due to the lack of liquidity, they were very unpopular.
Later, naturally, there was underground trading of treasury bills, with some people buying treasury bills at low prices at 5% or 6% off, and some enterprises using treasury bills to reduce their prices in disguise to sell their backlogs. Due to the different purchase prices in different places, a lucrative "black market" has been created.
Although these acts are illegal, they are spreading day by day and have become unstoppable.
Guan Jinsheng, the father of Huaxia's securities, saw this hidden opportunity, and after taking the lead in establishing Wanguo Securities, more than 10 people in the company did only one thing: to go to 250 large, medium, and small cities and remote villages across the country to purchase treasury bills everywhere.
Once, he personally went to Fuzhou to purchase, as soon as he made a move, he ate 2 million yuan of treasury bills, these coupons collected from countless retail investors are 5 yuan, 10 yuan, full of a few ** bags, he rented a car to send directly to Zhonghai, two large travel bags that could not be fitted, he carried one in one hand and flew back. At the entrance of the airport security check, he said that he did not let the security personnel open the travel bag for inspection, and when he arrived in Shanghai, the bottom of the bag had been broken, and he finally got out of the airport.
In March 1988, the Ministry of Finance was forced to issue the "Pilot Implementation Plan for Opening the Treasury Bill Transfer Market" to allow treasury bills to be listed and traded. The price was set at 104 yuan, and Guan Jinsheng, who had previously hoarded a large number of treasury bills, completed the original accumulation in a thrilling manner, laying a firm foundation for Wanguo Securities to become the boss of the Huaxia securities industry.
If Guan Jinsheng at that time was bent on seeking stability, worried about the government's crackdown on "illegal" transactions such as treasury bills, and chose to sit in the office and wait for government regulations to be introduced, I am afraid that this big cake would have nothing to do with him. In the next wave of securities, it is impossible to see the figure of Wanguo Securities.
Nowadays, the online loan industry is also a truth, if you want to wait for the introduction of regulations, wait for the policy to be clear, and wait for the government to express its approval. In that case, September Online will not only miss the opportunity, but also immediately face the predators to grab food.
Now the government is unclear, so those big companies and Internet giants have not set foot in it, so that small capital like Ye Zhengzheng can dominate. If the regulations are officially introduced, I am afraid it will be a duel of capital, and small platforms will only have the fate of being purged.
Now this storm is coming, but it is not just the HKMA, but the next predators. At this time, it is not possible to find a safe haven, but to move forward in the storm and occupy a more advantageous position.
"I want to find a relationship with the HKMA, mainly because I am afraid of being injured by mistake!" Ye Zhengzheng voiced his last concern.
"If you're not doing anything wrong, I promise you're okay!" Xiao Feng patted him on the shoulder and said solemnly.
Feeling the strength and confidence of this palm, the stone in Ye Zhengzheng's heart could be regarded as letting go, and at the same time, a fighting spirit surged up.
He knows that what he will face next is not only a small loan, but also one of the three giants of the Chinese Internet.
He is not afraid of the egg hitting the stone, and he will definitely not back down. Even if he fails in the end, he can transform back to be a venture capitalist, and his life can be nourishing, so why not work hard?
After shopping at the mall, the group of five found a nearby restaurant and had dinner together.
"This shrimp is delicious!"
"Hmm...... I'm going to! ”
"Little White Rabbit, half of us!"
……
For eating, the tiger girl is always so full of combat effectiveness and passion, and the chopsticks keep waving. So much so that everyone watched her eat so happily, and they also moved their chopsticks a few more times, especially the little white rabbit, who is said to usually eat very little, but Bai Yuhe, who was eating on the side today, smiled and squinted.
"Tiger girl, Auntie will give you another piece of fish!"
Bai Yuhe sandwiched a piece of snow-white fish meat and put it in the bowl of the tiger girl, she was very happy today. First, I don't feel the need to send my daughter back to Tianjing, second, I see that my daughter hasn't been so lively for a long time, and third, this tiger girl is really cute.
"Mom, the tiger girl is so bold, the teacher is in class on it, and she eats secretly!" The little white rabbit chewed on the shrimp meat and said to her mother.
"You ate it too!" Tiger Niu said vaguely.
"You stuffed it in my mouth!" The little white rabbit looked sideways at her.
……
After dinner, night had fallen, the streets were lit up, and the little white rabbit followed the tiger girl to say goodbye reluctantly. And Ye Zhengzheng took the tiger girl back home, and at the same time he also arranged the work to be done tomorrow.