Repulse Bay Villa, a well-known gathering place for the wealthy in Hong Kong.

In this villa group, the white villa of the Ye family is the most dazzling, and it is the longing place of many rich people.

The night shrouded in the quiet land of the sea, and the lights in the white villa in the forest seemed dim, not giving everyone a sense of luxury, but like the most ordinary member of the villa group.

In one room, a sturdy old man was handling the affairs of the Ye Group by the light of a table lamp. Sometimes frowning, sometimes stretching, understanding the situation of the group.

Yip's real estate is nothing, although every piece of land launched by the government will be auctioned, and various real estate giants will participate. It's just that after so many years, everyone has already formed a tacit understanding.

Back and forth, in fact, several large real estate companies take turns to sit in the village.

If you take this land this time, then you can come to auction next time, but you can only raise the price appropriately, and you must not invest heavily in bids and grab bids to hoard land. In fact, this tacit understanding also has certain advantages, one is to avoid the formation of vicious competition, and the other is to allow housing prices to be maintained in a price range.

Like the first-tier cities in China, why housing prices have repeatedly hit new highs, this has a lot to do with the frequent "land kings".

Yip's Real Estate is an important player in this, thanks to Hong Kong's investment immigration policy to emulate the United States, and the demand for real estate is on the rise. The influx of wealthy people from the mainland prefers the high-rise residential buildings in the mid-levels, which have become a new gold nuggets.

What annoys him a little now is the financial industry, which he was once very proud of.

Ye Nantian before taking over the family's industry. Yonglong Bank is very inconspicuous, it can only be regarded as a "community bank", and it has a relatively conservative business style. Engage in the most traditional banking business. However, under his management, he began to develop a non-interest income business, which gradually expanded into fee-based services such as insurance, securities brokerage, futures and credit cards.

In the 21st century, Wing Long Bank became the first Hong Kong bank to be approved by the Huaxia Banking Regulatory Commission to set up a branch in the Mainland. Today, Wing Long Bank has assets of more than HK$50 billion, ranking among the top three among more than 100 banks in Hong Kong.

So far, Changlong Bank has been incense since the 70s of the last century. Loong Loong Bank has tried to go overseas. It has set up a wide range of branches in the United States, Singapore, Indonesia, Malaysia, Vietnam and other places, and has gradually become a global large bank.

In the overseas business development, Changlong Bank soberly analyzed its own advantages and shortcomings. Very clever to take overseas Chinese as their target customers.

When you first arrive overseas, you will definitely not be able to compete with local banks, for example, in the United States, Changlong will definitely not be able to do Citigroup. So ask them to find their own niche. Discover overseas Chinese recognising the services of Changlong Bank. As a result, "serving overseas Chinese" has formed the characteristic of Changlong Bank.

It is precisely for this reason that when Changlong Bank sets up overseas outlets, it focuses on the "Chinese brand" and becomes the preferred weapon of Changlong Bank when exploring the global market.

It's just that people are not good for a thousand days, and flowers are not red for a hundred days.

Due to the impact of higher credit costs, profit for the whole of last year was flat, with a profit of only HK$2 billion. Now the stock price fluctuates at about 30 yuan, and the market value is only more than 400 billion Hong Kong dollars.

Today, Huaxia Farmers' Bank, one of the four major banks in China, has made money in China and is invincible in the world. Like the common problem of many state-owned enterprises, they began to send troops overseas. And Changlong Bank became the prey of Huaxia Farmers Bank. It plans to spend 60 billion yuan to acquire Changlong Bank.

If this price is absolutely fool's price in terms of business, I am afraid that there is no second acquirer in the world who can give this price.

Although Changlong Bank is said to be a global bank, its largest overseas markets are actually Hong Kong and Southeast Asia, and it basically has no influence in Europe and the United States. And now Hong Kong's banking industry is about to fall into a cold winter, and Changlong Bank is simply not worth so much money.

It's just that he dismantled this financial territory from the Ye Group like this, and he was slightly unwilling in his heart.

In the past few decades, Ye Nantian has always been dominated by reason, and rarely mixed with personal sensibility. It's just that this time, it really made him hesitate, if he sold this Changlong Bank, it would be a beautiful account, but it was equivalent to the Ye Group giving up finance.

Although in recent years, there have been repeated references to the threat posed by China Shipping to Hong Kong, he feels that this threat is still far away.

First of all, Hong Kong has now formed a financial operation system, including the banking system, the foreign exchange market, the money market, the securities market, the debt market, the gold and silver trade, the insurance industry, and investment management.

Secondly, as one of the world's largest banking centres, Hong Kong has 251 local and foreign banks and deposit-taking institutions, and 114 foreign banks, of which 77 are among the world's 100 largest banks. Fifty-five percent of Hong Kong banks' business is denominated in foreign currencies, and the total value of overseas assets held by banks reached US$419.5 billion by the end of last year.

Finally, Hong Kong has always attached great importance to the supervision of the financial market, and has formed a complete set of financial regulatory systems, which are supervised by the Hong Kong Monetary Authority and the Securities and Futures Commission, and constantly adapt to the development and changes of the market to revise and improve the relevant rules and regulations.

Whether it is the depth of openness, the degree of internationalization, the regulatory system, the spirit of the rule of law, and the free flow of capital, these are all strong advantages of Hong Kong. If China Shipping wants to meet these requirements, it is almost impossible for the free flow of funds alone.

Abandon? Take a gamble?

Ye Nantian smiled helplessly, Huaxia Farmers Bank really created a big problem for him.

Chirping!

An old butler with fair skin came in with a cup of ginseng tea, gently placed it on his right side, and then quietly stood aside.

Rustling......

Ye Nantian didn't seem to notice him coming in, and continued to flip through the group's documents, some of them could sign, some gave instructions, and some of them were thrown directly to the ground. Although the Ye family has spent decades cultivating talents, they still find that it is still not enough.

"How's your investigation going?" Ye Nantian picked up the ginseng tea, brewed it with the tea lid, and then slowly took a small sip.

"Master, this is Gu Jiao's information." The old butler presented a copy of the documents he had prepared.

"Tell me directly about her character!" Ye Nantian took the information and shook his hand, and then put this thick investigation data aside, his eyes flashed with annoyance, his time was very precious.

"There is no problem with character!" The old butler replied succinctly.

This answer is simply perfunctory, but Ye Nantian nodded, seemingly satisfied with this concise answer. After putting down the ginseng tea, he continued to work again, and did not intend to pay attention to the information carefully prepared by the old butler.

The room was quiet, the air was filled with the fragrance of tea, and the old housekeeper looked at the information that was set aside, and his lips touched twice, but after all, he did not make a sound.

…… (To be continued......)