Chapter 367 The Trinity Pension Development Model
It is important to know that developed countries will naturally enter an aging society when their per capita GDP reaches 5,000-10,000 US dollars.
For example, in 1950, 12.5% of the population in the United States was over 60 years old, and their per capita GDP was $10,645. In 1970, 10.6% of the population in Japan was over 60 years old, and the per capita GDP was 11,579 US dollars; In 2000, 10.1% of China's population was over 60 years old, but its per capita GDP was only US$3,976.
China's social system, especially the social pension security and pension service system, is fundamentally ready to cope with the aging of the population.
By the peak of aging, China's elderly dependency ratio has reached 78%, which is equivalent to three labor forces, and two elderly people are being raised.
At the same time, the regional, urban-rural and urban-rural distribution of the elderly population is uneven, showing the characteristics of echelon distribution from east to west, with the time difference between Shanghai and the western region of the aging at the latest, with a time difference of 33 years. All these have set up obstacles and problems for the country's layout of the aging industry.
The most fundamental way to resolve this contradiction is to speed up development, achieve nearby employment of the labor force, increase residents' income, enable parents and children to live nearby, improve basic conditions such as housing, transportation, and communications, shorten the time and space distance for visits and visits, and increase the opportunities for family reunion.
Therefore, in the next ten years, China's mainstream pension model is the integration of medical care and elderly care institutions, and the integration of elderly care institutions into the community. This is a pension model that is in line with China's cultural tradition.
In this way, it can not only provide professional life care, medical care, and spiritual comfort for the elderly. Pensions such as culture and entertainment can meet the needs of a variety of pension services, and can also adapt to the reality of the reduction of family support resources and the weakening of pension functions in China, which is the development direction of major real estate groups in the pension industry in the future.
In the next ten years, pension real estate will become an important and long-term development cornerstone of real estate enterprises, how to effectively integrate the pension industry chain. It will be an important topic for the future development of the real estate industry.
Large-scale, large-scale and large-scale investment in the pension industry is a long-term development strategy that many real estate groups have formulated during this period.
None of the people who can make real estate bigger are fools, and they all know very well that the future residential market will have a golden development period of about 15 years at most.
After that, what do companies rely on to stay competitive and grow steadily?
With the establishment of a long-term mechanism for the industry and the development of new urbanization. Industrial real estate will be an important source for the transformation and upgrading of real estate enterprises.
Among them, pension real estate is the top priority of the future real estate group competition. This is also the direction of real estate development that the country wants to see.
Fu Hao: From the experience of the next ten years, the "three-in-one" pension development model is based on the best pension real estate model based on the concept of Chinese families.
The so-called "three-in-one" pension model is a kind of Chinese-style pension that is different from Europe and the United States and borrowed from Japan, that is, while reducing the additional costs of society and family burden, the elderly can live a healthier life as much as possible, and liberate the family members from heavy care as much as possible. Wholehearted companionship.
According to the different self-care ability and subjective willingness of the elderly, elderly care services can be divided into institutional care, community care and home care.
The "Trinity" is such a composite concept, which is the coordination of home, community and institution. In this regard, Japan's experience is of great reference value for China's future pension development.
Looking at the retirement real estate projects in Japan, the sale of the right of use for a short period of time is very popular. The smaller size of the unit and the moderate weakening of functions such as kitchens and independent bathrooms help reduce costs and provide space for charging and pricing. Reduce follow-up business risks.
In addition, Japan's institutional pension mainly adopts the model of one-time occupancy fee + management fee + nursing fee. Among them, the one-time occupancy fee mainly covers the upfront investment, and the management fee and nursing fee are responsible for the operating costs and profits, and the charging model is clear.
By drawing on these beneficial experiences, China's pension real estate will upgrade the pension thinking model in the future and create a Chinese pension model based on the concept of Chinese families. It's not a simple matter of building a house. Rather, it is to provide thoughtful services through professional institutions; It is not a large elderly community like the West, nor is it a nursing home with a pleasant environment but located in a remote area, but a nursing model that allows the elderly to live close to their children. For example, if the community pension is well developed, there will be a daycare center during the day, and the wheelchair "school bus" will be used to pick up the elderly to go to rehabilitation and classes every day; Eat at noon. There are universities for the elderly; Delivered home in the afternoon, door-to-door service is provided.
In this period, in fact, there are already prescient real estate enterprises, began to explore this road in the way forward, such as some high-end real estate projects, began to set up professional pension care institutions, with the purpose of "combination of health and care, physical and mental care", for the elderly to provide medical treatment, care, rehabilitation, nutrition, psychological counseling, entertainment "six-in-one" high-quality pension services.
Of course, this is only a pension model promoted in the more affluent areas of developed cities. For families in difficulty, public welfare pension institutions are still an indispensable and important means of guarantee.
Fu Hao knows that Li Rui's father runs a public welfare pension service organization in Shaanxi, and when he goes back this time, he has to go to Xiwei to learn from him and see how Li Rui's father does it, and he also hopes to make greater contributions to the society like Li Rui's father.
At the same time, he also hopes that Fu Yu's Pearl Lake production capacity will gradually transform from high-end real estate sales to high-end pension real estate.
When Fu Yu started his business in Odos, he already had rich experience in real estate development. Pearl Lake's transformation to real estate development is not too difficult for Fu Yu.
But there is a premise for this, that is, they have to have the money to transform.
This time, he rolled up more than 2 billion yuan from Aomen, and Fu Hao decided to invest most of the funds in it to find opportunities to invest in Fu Yu's Pearl Lake, which can be regarded as helping Boss Nama accumulate some yin virtue.
However, how to give this money to Fu Yu is a difficult problem for Fu Hao.
Fu Hao definitely couldn't let Fu Yu know that he had gambled the money from Aomen, so he would definitely not have any good fruit to eat.
Fu Yu is so smart, Fu Hao can't be fooled easily, such a large sum of money, Fu Hao has to think of a good reason to give Fu Yu.
Qiao Xinxin knew that Fu Hao and they were going to Xiangjiang at noon, so they didn't stay in the nursing home any longer, and after only 20 minutes, the three of them left.
Before Fu Hao left, he left 1,000 yuan for the couple who opened the nursing home, but he didn't dare to stay more. He hoped that the couple would buy more delicious food for Qiao Xinxin's father and take good care of Qiao's father. This moved Qiao Xinxin's heart. (To be continued......)