Chapter 149 Customer List
Construction of the Financial Building, Small Loan Corporation.
A young man sits in a spacious office, sipping a cigar and looking triumphantly at the ceiling.
Since Zhang Miao jumped off the building, this luxurious office has belonged to him. After he took over the small loan, the company's performance declined by inertia, and the sales volume once fell below 2 million on the same day. Now, however, under his wise leadership, things have begun to improve.
In particular, a group of talents were dug up from the September investment side, and they followed the method of September investment and directly launched several corporate bonds, and the trading volume reached 10 million yesterday. If this continues, we will soon be able to return to the peak of small loans.
In fact, not only that, but he also let the small loan start to make money.
Although the small loan loan under the leadership of Zhang Miao occupied the position of the boss in Nanyue, the actual profit was not high, and a considerable part of the profit was given to the guarantee company. And since the reduction of the guarantee, this profit has suddenly risen, and the book has become beautiful.
What excites him the most is that the venture capital company that abandoned them before is now begging him with a smile on his face. This is the true face of a venture capital firm, and once the future of your company is clear, they will crush the threshold.
"Hey, Mr. Niu, what's the matter?" Zhang Kai lazily answered the phone and asked over there.
"Come here!" Niu Fugui said calmly.
"Something's wrong?" Zhang Kai listened to the extremely serious tone over there, and sat up anxiously.
"No, that's a good thing!" Niu Fugui's voice was still a little low.
"A good thing?" Zhang Kai didn't know much about Niu Fugui, because when this person encountered a big event, the more indifferent and cool-headed he was.
"Mangrove Capital just took the initiative to find me, saying that he wanted to look at our accounts and wanted to invest in us!" Niu Fugui said the matter in one breath.
Mangrove Capital, an international venture capital firm, is moving again. Niu Fugui, the major shareholder of the small loan loan who came into contact today.
In fact, Mangrove Capital is quite depressed, and they were tricked by the September investment.
Previously, they planned to take a stake in a small loan, but this small company took the initiative to run over cheekily, which made them hesitate. After all, at that time, Zhang Miao, who had a small loan, was too obsessed with controlling shares. And they can't interfere with his business.
Within a few days, the small loan loan fell into the "string of incense scandal", so they also gave up the small loan loan and began to pay attention to the September online platform.
After some understanding, I found that the platform of September Online is indeed very promising, and it has the ability to replace small loans. However, there is one thing that worries them, that is, Ye Zhengzheng's business is very radical and does not guarantee his target.
As the saying goes, there is often a riverside walk. How can there be shoes that don't get wet.
So they made a plan to wait until one of the companies defaulted on its output, and then they would take advantage of it. In particular, after learning about the grassroots background of Ye Politics, they regarded September Online as a role that could be handled casually.
Privately, they even plan to take control of September's investment. Do you want to replace this young man? After all, in terms of education and ability, this young man doesn't seem to be too outstanding. And his team probably doesn't have much loyalty to him.
Back then, Steve Jobs founded Apple, but it was not because of his lack of management experience that he was taken away as president by the board of directors.
As a result, this fun game begins.
Mangrove Capital is in no hurry. Waiting for the emergence of corporate default cases, let him take the initiative to obediently come to the door and kneel for help. But what made them speechless was that the corporate default has not happened, but on the contrary, online is getting better and better in September, becoming the largest online loan platform in southern Guangdong.
In negotiations. What made them hesitate was that the asking price for the September investment was higher and higher.
At the beginning, Mangrove Capital gave a valuation of 100 million, and the investment counteroffer was 200 million in September. And when Mangrove Capital was going to agree, it made a counteroffer of 400 million yuan in September. In just over a month, it has grown from 1 month to 1.6 billion.
It is precisely in this waiting that the breach of contract did not happen, and the other party's asking price was higher and higher each time, making them very passive.
Eventually, they realized that the assessment team at September Online was of a high level and might not produce any defaulting businesses. And with the ability to be online in September, even if there is a default, he already has the ability to deal with it.
When they made up their minds to invest in September, they were ruthlessly rejected by the other party. The person in charge there made it clear that they would not accept any form of equity from Mangrove Capital.
After going around and around, Mangrove Capital finally returned to the small loan loan and once again extended an olive branch to the small loan loan. Different from the attitude of investment in September, the small loan is very enthusiastic, and even Niu Fugui can't sit still.
"By the way, give the guarantee of those companies to the Nirvana Group!" Niu Fugui made another reminder at the end.
"Okay." Zhang Kai didn't understand why the other party agreed again, but Mo Nian thought of Mangrove Capital's shareholding, and immediately understood the reason.
……
The afternoon sun, although the heat has been cut away by the cold air mass, is just as bright and moving. Light shines through floor-to-ceiling glass and falls on a small piece of artificial turf, where a small red flag reflects on a simple golf course.
This thing was bought by Zuo Chuchu, but it was not given to Ye Zhengzheng, but for Hu Niu to practice putting. What's very pitty is that she is beautiful and placed here, so that Ye Zhengzheng has time to rub it, as if he has taken advantage.
Rustling......
Ye Zheng sat at his desk, seriously flipping through a list of the top 100 members on the online platform in September.
Zhou Wu, 58 years old, from Nanhai, telephone: 13 *****, address: ****, Nanhai City.
Zhu Jun, 58 years old, from Nanhai, telephone: 13 *****, address: ****, Nanhai City.
Zhang Xiahua, 57 years old, from Nanhai, Tel: 13*****, address: ****, Nanhai City.
……
This ranking is not based on the client's assets, but is selected to compare the value of their properties, which has a certain amount of error. After all, even if you are a billionaire, it is impossible to invest all your money on the platform, and it is unscientific to compare customer assets.
Just imagine, if you have 100 million funds, will you risk your principal a lot in order to earn more interest?
"Good! That's it! ”
Ye Zhengzheng circled a list of 50 people with a pen, and planned to ask them to watch a football game together on the weekend to deepen the relationship between the two sides.
These rich people will definitely not invest too much money in online investment. But after September's debt-for-equity swap, they should trust September's investment vision. If it is in the form of a fund, maybe they will get tens of billions of dollars in, and then they will become the richest man in Nanyue in a few days.
Of course, now he still lacks the ability to identify hundreds of millions of enterprises, so he should first activate his feelings. (To be continued......)