The annualized return of 15% is not high, but it is not low.

It's just that compared with the "September Debt-to-Equity Swap 001" and "September Debt-to-Equity Swap 002", the 15% launch of this supporting product is simply scum and unattractive. This is like placing the Manchurian banquet on one side, but only chickens, ducks and fish on the other, and anyone will grab the Manchurian banquet.

But September Online is a business, and if you want to survive, you need to find a way to make money.

Although the two products of "September Debt-to-Equity Swap" are very attractive, they only have a financing amount of 6 million yuan and bind 600 people, and the members brought by this product to the platform are very limited. What's more, this product seems to be losing money, which is actually a failure even if the financing is successful.

It is precisely because of this that Tie Dongxue attaches more importance to these "low-end products", not only because these products can earn a 5% difference, but also because it can help tie up the funds of some members. But seeing that the technical department didn't put the website on time, she was also angry.

If it weren't for the work in her hands, she would have to go to the technical department to train people, how could she lose the chain at this critical moment?

"Sister Dongxue, I'll make you coffee!"

A tiger-headed little girl walked in and gently placed a cup of hot coffee on the table.

"You rushed?" After Tie Dongxue heard this immature voice, the expression on her face softened.

"Hmmm! I'm telling you, I put a lot of sugar in it, and it's delicious! Tiger Niu glanced at the door vigilantly, and then said very carefully and seriously.

Tie Dongxue picked up the coffee cup, smiled, and took a small sip carefully, with a satisfied smile on her face immediately. This chick is very interesting, and to know who she is good for, just look at how many spoonfuls of sugar she puts in her coffee.

"Is it good?" Tiger Girl asked with wide eyes.

"It's delicious!" Tie Dongxue nodded, looking at her fleshy face, and wanted to pinch it.

"Then I'll go out first, something calls me!" Hu Niu held the pallet, completely like an employee, turned around and ran to the door, she seemed to like the position of the front desk of this internship.

As soon as Hu Niu left, a batch of new products were also listed on the website, with a unified annualized income of 15% and a total financing of 10 million.

"What about the good loss of money and making money?"

"That's too low! Many platforms are at 20% yet! ”

"I'm so anxious that I haven't even accumulated customers, and I start to want to make money?"

"He'll hang it, anyway, I'll only buy the 'September debt-to-equity swap', and never touch anything else!"

……

The "low-end products" listed on the platform in September were not well received, and an absolute part of netizens directly refused to buy them, and they only seemed to have "September debt-to-equity swap" in their eyes. There are even some people who seem to have lost their favor with the September platform all of a sudden.

They really didn't just talk about it, this batch of products was hung up for ten minutes, and there was very little volume.

"Brain rust funny!"

Zhang Miao paid attention to his every move on September Online, and when he learned that a batch of products with an annualized income of only 15% were hung up, his nose was crooked. In his opinion, this thing is ridiculous, and the level of this interest rate is on par with some platforms with backgrounds.

At present, as far as the entire online lending industry is concerned, the annualized rate of return of platforms with first-class credit is less than 10%, like the interest rate of a P2P online lending platform under a bank is as low as 6%; For platforms with secondary credit, the interest rate is about 14%; And too many platforms without a big background, the interest will go to about 20%.

But how can he be online this September, it's just a website opened by a poor boy, why did he put himself on the secondary credit platform? Who gave him such strong self-confidence?

"It's ridiculous! He may not be able to sell any debt-to-equity swap in September, and he still pushes 15% of the product? ”

The boss of the microfinance platform is also paying attention to the situation online in September, and when he knows about this move, he immediately makes sarcastic remarks.

Not only them, but many people in the industry have paid attention to September Online's moves, and most people feel that September Online is unexpected. A platform without a big background pushes 15% of the products, how can investors accept this?

"Now that the small platform has run away repeatedly, the 30% high interest rate can be snickered, and you still want to sell 15%?"

……

Many people hold the view of the owner of the small loan platform. This year has been a turbulent year, with many incidents of running away in the industry, which directly harms small platforms, while platforms with large backgrounds have benefited from this.

September Online is undoubtedly in the echelon of small platforms, but now it wants to advertise a big platform, which makes people in the industry shake their heads.

As for the 10 o'clock rush sale online in September, they all took it as a joke.

Hunger Marketing? Doomed to be unpatronized! 》

With the development of online lending platforms, investors have become more mature, especially as many online lending platforms have run away, and everyone attaches more importance to the safety of funds. When choosing investment, you will not only pay attention to the level of interest, but also pay attention to the background of the platform.

As a result, the era of those who thought that high interest rates alone would attract investors is over, and those platforms that have no foundation and are doomed to collapse.

So, I can assure you that investing in this hunger marketing in September will eventually become a joke and will not be patronized, so don't be deceived on the spur of the moment.

……

This is a post made by a well-known forum figure "Kind Principal", in which Ogen does not mention those "low-interest products", but directly points out that the "September debt-to-equity swap" makes starvation marketing a joke, and advises everyone not to be impulsive.

"Yes! Snapping up is a joke! ”

"Haha...... I decided to snap it up in half a year! ”

"That's a bit too much! However, it is estimated that it may all be sold out in three months! ”

"Who is their platform director? It's really brainless, this 30% interest can't be sold, is it interesting to throw out 15% interest all at once? ”

……

The water army also responded, and some self-proclaimed rational netizens also made a postscript here. They think that the kind-hearted principal can say that the "September debt-to-equity swap" may not be sold, and the financial products launched with an annualized rate of only 15% are destined to be a joke.

At 9:55 a.m., there were only five minutes left for sale.

"The website can't stand it, connect to other servers!"

In the technical department, a young man was in a hurry, and the sweat on his forehead was running down.

……

"What about people! The phone is ringing! ”

In the administration department, a woman with a phone in her hand yelled at the door.

……

"Mr. Zhang, I have made an appointment this week, how about next Monday?"

In the credit department, a man was about to go out with a briefcase in his hand, but his mobile phone was blown up.

……

Despite the ridicule they received, the September Investment Company was in a state of busyness. They are different from online investors, who can wait slowly for ten o'clock to come, but they can't.

In particular, the sudden surge in traffic on the website almost paralyzed the website.