Victoria Harbour under the golden sun, rippling blue waves, charming scenery.

On the balcony of The Peninsula Hotel's luxury suite, there is a white round table and two white chairs, and Fan Hongyu Ling and Fan sit across the table and enjoy the beautiful view of Victoria Harbour.

"Mr. Ling, it's too polite."

Fan Hongyu said with a smile, took a sip of freshly squeezed juice, and his tone was still light, as if he took all this for granted. From the sumptuous lunch just now to the luxurious suite and the invincible sea view, Ling Hefan did not see the slightest look of surprise and surprise on Fan Hongyu's face.

Fan Hongyu's calmness and composure really far exceeded Ling Hefan's expectations.

"Mr. Fan, to be honest, I'm very suspicious of your origin right now."

Ling Hefan smiled and said straight to the point.

Fan Hongyu smiled and said: "Mr. Ling, is my origin also one of the contents of your investigation today?" ”

"Investigation?"

Ling Hefan's eyebrows raised slightly, slightly surprised.

Fan Hongyu smiled, picked up the cigarette on the table, handed one to Ling Hefan, and said, "Mr. Ling, I believe that you won't invite me to dinner because I made you lose more than two million, right?" ”

"Mr. Fan, I have heard that when mainland officials talk to others, they always do not directly explain their thoughts, and like to knock on the side...... But Mr. Fan doesn't seem to be like that? ”

Ling Hefan picked up the lighter, lit a cigarette for Fan Hongyu, and lit it himself.

"Hehe, sometimes that's the case, but it also depends on the person you're talking to. Mr. Ling, is it not in your mind. Mainland officials are conservative, don't know much about the outside world, and are slow to respond? ”

Fan Hongyu had a smile on his face, but a fierce look flashed in his eyes.

Ling Hefan was stunned, and said indifferently: "Mr. Fan, isn't that so?" Your personal exception is not necessarily representative of the whole group. These two years. I did deal with some officials in the mainland, and this is basically the situation that Mr. Fan said. As you mentioned, Jiangkou is at the forefront of reform and opening up. Such officials, too, are the majority. This is a fact, Mr. Fan should not deny it, right? ”

"We're changing. Ling always should know. It is unrealistic for such a large country and so many years of traditional management models to expect earth-shaking changes overnight. ”

Ling Hefan nodded and said, "Mr. Fan is right, the mainland is indeed changing. In particular, Mr. Fan's performance in the past few days surprised me. Mr. Fan, you are indeed remarkable. To be able to predict the global stock market crash with such accuracy, I believe that the whole world will not add up to 10 people. And like Mr. Fan. I am afraid that Mr. Fan is the only one who dares to unconditionally trust his own judgment and press all his net worth into it. I admire it. ”

"Now that you have seen it, you have to act in time. Otherwise, the analysis could not be more correct. It didn't work. To tell you the truth, I don't analyze the stock market to verify how smart I am. This market can bring me huge benefits, and it is worth my time to study. ”

Ling Hefan glanced at Fan Hongyu again, nodded and said, "That's right!" I think so too...... Mr. Fan. Please forgive me for taking the liberty of being so young, listening to Li Shao, Ling Zun Lingtang is a cadre, not a businessman. So I'm curious, how did you make so much money? As far as I know, 300,000 yuan is almost equivalent to your total salary for 300 years. If Mr. Fan doesn't mind, can you satisfy my curiosity? ”

It can also be seen from Ling Hefan's eyes that he has no malicious intentions, let alone "provocation" to Fan Hongyu, he is indeed very curious.

At that time in '87, not to mention in the mainland, even in the southern part of Jiangkou, which was the earliest big city of reform and opening up, it was very rare for an individual to have 300,000 yuan in cash.

Fan Hongyu smiled and said, "Mr. Ling, my current principal has increased to two million. Isn't that even stranger? ”

Two million yuan, equivalent to more than 4 million Hong Kong dollars, is a huge amount of money in Hong Kong, and it is difficult for ordinary working-class and small businessmen in Hong Kong to have such savings in their lifetime. In Fan Hongyu's words, it is light and clever, and it seems to be just an ordinary data.

Ling Hefan's eyebrows frowned slightly, and said, "Mr. Fan, there shouldn't be such an opportunity in the mainland, right?" The mainland's stock market has just begun to try......"

"Yes. As long as the planned economy is liberalized and a market economy is engaged, such opportunities abound. To put it bluntly, in the coming period, there will be more business opportunities in the mainland than in Hong Kong, and there will be many more of them. It depends on whether you have a keen eye and whether you can seize the opportunity in time. The 300,000 principal is not difficult to come by, and in October last year, we only had 20,000 yuan...... Mr. Ling should know about Treasury bills, right? ”

"Treasury bills? Of course I do. But Treasury bills, do they have anything to do with this? ”

"Absolutely!"

Fan Hongyu then briefly introduced the operation process of treasury bill trading to Ling Hefan.

Ling Hefan couldn't help but be dumbfounded: "That's it, 20,000 becomes 300,000? ”

"Yes, that's it!"

Fan Hongyu said with certainty.

"Mr. Fan, admire!"

After being stunned for a moment, Ling Hefan said sincerely.

"I really didn't expect that there are such huge business opportunities hidden in the treasury bills."

Fan Hongyu smiled and said: "The world is full of knowledge, and the practice of human feelings is the article!" ”

Ling Hefan shook his head, smiled a little self-defeatingly, and said, "Mr. Fan, I often hear this sentence, but there is no time to find a way to make money from it." ”

"Mr. Ling, if it's just to make money, it's too easy. It can be said that there are opportunities to make money everywhere. However, if you want to succeed in your career, you have to plan well. ”

Ling Hefan couldn't help but ask in surprise: "Mr. Fan, isn't career success just about making money?" ”

"Nope. Making money is only one aspect of business success, and it's the most basic aspect. Career success should at least include contributions to society and the country, as well as the embodiment of one's own value. For example, the status has been greatly improved. To put it simply, I earned 4 million Hong Kong dollars in a few days, but my status has not changed. I am still a mainlander, a small cadre in the mainland. Having money is just my personal business, and it has nothing to do with the people around me, and it has nothing to do with the work I'm doing. In this way, Ling should be able to understand. Only when money is fed back to the society, continues to serve the society, and serves the general public, can it reflect its true value. Mr. Ling, if we want to cooperate, I hope that this is the premise of our cooperation. My cooperation with anyone is not only limited to making money, but also must give back to the country and society! ”

Fan Hongyu said unhurriedly, his tone was soft, without the slightest pretentiousness.

"Mr. Fan, I agree!"

Ling and Fan were in awe.

Originally, he held a banquet to entertain Fan Hongyu today, just to get a feel for Fan Hongyu's details and see if there was any chance for cooperation between the two sides, but Fan Hongyu directly pointed out "cooperation", which was not used as a bargaining chip at all.

Ling He clearly felt the extreme confidence revealed between Fan Hongyu's words - you don't cooperate with me, some people are willing to cooperate with me.

Despite the bullish anger, Ling Hefan also had to admit that Fan Hongyu did have the capital to coax the cowhide. No matter who shows such an amazing "business talent" and means of making money, it is not difficult to find a partner to work with. Strictly speaking, a lot of people will scramble to work with him!

"Mr. Fan, I am very happy to cooperate with you!"

Ling Hefan immediately said very sincerely.

"Okay, Mr. Ling, then we can discuss specific cooperation matters next. First of all, I would like to confirm that there is a problem with the company's capital in terms of funding. ”

Fan Hongyu looked at Ling Hefan, his eyes blazing.

Ling Hefan smiled bitterly and said, "Mr. Fan, I lost more than two million in the Hang Seng Index trading, and my father has cut off my capital supply. In the short term, the prosperous company will indeed face financial difficulties. ”

"Find a bank!"

Fan Hongyu said without hesitation.

Ling He frowned and said: "Mr. Fan, you may already know the operation mode of Hong Kong banks, if I can't pay off the loan in time, my credit rating will be lowered, and then it will be even more difficult to get a loan." ”

Fan Hongyu smiled and said, "Mr. Ling, my funds can't help you repay the loan, I have other arrangements." However, I recommend that you go to a bank, not a bank in Hong Kong. ”

"Don't look for a bank in Hong Kong?" Ling Hefan couldn't help but be puzzled: "Mr. Fan, banks in other countries and regions have similar operating models. For example, banks in Singapore and Taiwan also need to have good credit to get loans. ”

Fan Hongyu smiled and said, "What about the banks in the mainland?" ”

"Banks in the mainland?"

Ling Hefan was even more surprised.

"Yes, the operation mode of banks in the mainland is very different from that of banks in Hong Kong. Mr. Ling and Li Shao are friends, and I believe he can help. ”

Ling Hefan's eyes widened and said, "Mr. Fan, are you asking me to go to a mainland bank for a loan to fill the company's financial hole?" ”

"Yes."

Fan Hongyu nodded and replied without any hesitation.

Ling Hefan smiled again, a sneer flashed in his eyes again, and said, "Mr. Fan, this seems to contradict what you just said. ”

Fan Hongyu just now was "impassionedly" about serving the society and using money to give back to the general public, but in the blink of an eye, he gave him such a "bad idea" and asked him to use his connections to "defraud" mainland banks of loans.

This person is young, and he is too thick-skinned and black-hearted.

"Not contradictory. This is because it is difficult for mainlanders to get loans from mainland banks. The key is where you invest that money once you take out a loan. There are a lot of inexplicable bad debts and bad debts in mainland banks, which are actually using the people's savings to pay for some wrong decisions. Rather than this, it is better for us to lend out and play a role in truly serving the society. ”

It's pretty new.

Ling Hefan's eyebrows rose again. (To be continued)