In fact, this is said lightly, but who can understand Zhang Min's suffering these days?

Originally, she brought two colleagues to collect together, but on the third day, the two colleagues were transferred back to the company by her immediate boss, and she was the only one left here to continue the collection work. It's just that the company didn't provide funds, and she was shy.

In order not to be fired by the boss, for this well-paid job, for her daughter, she chose to grit her teeth and persevere.

But now she's finally seeing a ray of light!

First, she felt that Ye Zheng was her comrade-in-arms, and she could connect with him to ask Chen Guoqing for debts; Second, she has already learned Chen Guoqing's real address, and there is a great chance to block him this time. She believes that it will not be long before she can give the company an explanation.

"Come on! Let's eat enough and go to the squat, we will catch him today! ”

Ye Zheng came back with a lot of junk food, intending to enjoy it with this woman.

In fact, he doesn't like to eat KFC things very much, not because these foods are classified as junk food, but because there are too many fried foods, which is easy to get angry. But looking at this pile of food, he suddenly remembered the tiger girl, and if she was here, he would definitely be happy.

Like most children, Tiger Girl is particularly fond of this kind of fast food, especially French fries and Coke.

"Thank you!"

Zhang Min was not polite, picked up a chicken leg burger, and began to eat it slowly. She seems to be very familiar with these foreign fast foods, they taste presentable, there is no food residue in her mouth, and she looks very elegant and natural.

Did she eat it a lot before? It won't be so tasteless!

Ye Zheng looked at her eating appearance, a little puzzled, and picked up a hamburger casually.

Since this restaurant is not in the middle of the city, there are basically no customers by 10 p.m., and many employees have already left work. Now in the entire dining area of Nuoda, only the two of them are dining, and in the east corner, there are two young people playing games on the Internet.

"How did you choose to get into this industry?" Ye Zheng put down the hamburger halfway through eating, and asked curiously.

"Did you ask at the beginning?" Zhang Min took a sip of Coke, and his eyes met Ye Zhengzhì.

"Does that make a difference?" Ye Zheng was puzzled, this online credit has only just emerged in recent years, and it is estimated that she has not been in the industry for two years.

"Now it's a job and I have to support my family and earn money! If I had done it at the beginning, it was because I felt that this new industry would bring me challenges, and most importantly, it was a job that could help others! Zhang Min put down the Coke, and a smile appeared in his eyes.

"Does this help?" Ye Zheng frowned slightly.

"Can help both kinds of people! A kind of people with investment needs, the investment channel in Huaxia is too single, and the threshold for higher-yield wealth management products is high, most people choose fixed deposit, and the result is that the income cannot outrun inflation! Zhang Min raised two fingers, and then replaced them with another, his face looking very focused.

"One is small and medium-sized enterprises with financing needs! China's banking industry is in a monopoly position, although there are many small and medium-sized enterprise loan departments, but in fact, it is more of a decoration, they are more inclined to invest their funds in large enterprises, and it is impossible to invest money in high-risk small and medium-sized enterprises. Therefore, in China, the financing difficulties of small and medium-sized enterprises have always been a very strict problem, so the high-tech industry has always been unable to develop. At that time, it was based on these two points that I gave up my previous job and joined the current Baiyun Investment Company! ”

"Do you regret it? You don't seem to be mixing well right now! Ye Zheng took a bite of a french fry, his eyes looking at her face.

"I did have some trouble with the company, but I don't regret choosing this job in the first place, it's an industry where you can give birth to a big Mac, and I may have the opportunity to do wonders." Zhang Min wiped the corners of his mouth with a tissue, and his eyes were full of determined light.

When she first came from the investment bank, she was very respected by her boss and worked very passionately.

It's just that I didn't expect that the struggle in the domestic office would be so fierce, and now she is even more squeezed to the edge. What made her even more helpless was that after several battles, she was assigned to the risk control department she was not familiar with, but she was transferred to the top tank.

But she didn't think there was anything wrong with the industry, so she didn't regret her choice.

"Ahem! I have to remind you that even if you find Chen Guoqing, you may not be able to recover the money. The bank is looking for him, we are looking for him, and his financial situation is probably a big problem, and your operating model seems to have great shortcomings! Ye Zheng coughed lightly and gave a kind reminder.

"This default risk is indeed a problem, and we need to accurately assess these SMEs! But today's situation is not a fixed risk for the industry, but because our company has not invested enough in risk control. When evaluating Wynn Stone, we did not go to the Acheng Stone Processing Factory to investigate, did not realize that the debt situation between them was already very strict, and we underestimated the risks of the stone industry. Zhang Min crumpled the tissues into a ball, with a helplessness on his face.

"Do you mean that as long as the evaluation of small and medium-sized enterprises is done well, this online credit can be carried out?" Ye Zhengzhì's heart moved, and he asked seriously.

"Don't underestimate this assessment!" Zhang Min shook his head solemnly, and then added, "Our target is generally non-listed companies, so it is quite difficult to collect a number of jù, and the cost is also quite high. Even if it is a listed company, the Huaxia stock market is in a bubble, which cannot reflect the intrinsic value of the company, not to mention that the announced numbers may be artificially manipulated, so it is easy to open a credit company, but there are few companies that can do a good job in the risk control department. ”

"Is this risk control really difficult?" Ye Zheng frowned, and his right hand inadvertently touched the ring on his little thumb.

"Quite hard! How? Are you interested in online credit? Zhang Min brought the Coke and looked at him with a smile in his eyes.

Ye Zheng touched his nose, hesitated for a moment, and suddenly sighed in disappointment, "I can't find anyone!" ”

"You still don't look for it, for ordinary people, this is actually a pit!" Zhang Min took a sip of Coke and shook his head with a smile.

This is not an exaggeration, if you want to engage in an online loan platform, if there is no state-owned enterprise or well-known foreign large company behind it, how can ordinary people dare to invest money in you. No matter how bad it is, you have to get a listed company as a backer, otherwise who will dare to believe you?

Now that the government's specific documents have not been issued, there is no guarantee for the investment funds of the people, what if you take their money away?

On the lending side, as I said earlier, you need to invest a lot of money in the risk control department, otherwise it is likely that there will be frequent situations like Chen Guoqing.

All in all, not only to have connections, but also to invest a lot of money, this is a game that only rich and handsome people can afford.

……

As the night deepened, the moon hung high in the sky.

Zhang Min and Ye Zheng came out of KFC and continued to talk about the online loan platform.

In fact, because Ye Zhengzhì's mother works in a bank, her understanding ability is much better than that of ordinary people in this emerging industry. When Zhang Min talked about online loan platforms, she couldn't hold back her words and began to plan out a bright future.

"In the future! These traditional banks will disappear, and even the Big Four will not be deposited! You no longer need to go to the bank to pay the cost of applying for a card, do not need to pay the account management fee to the bank, do not need to be painful for the transfer fee, and do not need to worry about financial management. They can handle all the above things through the online loan platform, and they can also take care of their own money to achieve high returns. ”

Zhang Min pointed out the country, talked eloquently, and found her original pride.

Although they had just met, the two seemed to be very close to each other, and while talking about the online loan platform, they walked towards the Longcheng community. And Ye Zheng is a good listener, and when he encounters something that he can't figure out, he also humbly asks for advice.

Gradually, under the explanation of Zhang Min, an insider, Ye Zheng also figured out this new thing, as if a door was slowly opening towards him.

Buzzing......

When the two of them turned from Kangwang Avenue to Fuyuan Road, they suddenly heard the sound of a car accelerating in front of them, and saw a car speeding towards them.

"It's Chen Guoqing!"

Zhang Min was the first to scream, she recognized the car model and license plate, and rushed out towards the road.

A white BMW whizzed past them, rolling up a strong wave of air, and after a while, the lights behind flashed again, and a car slammed into it. And this time Ye Zheng saw it very clearly, it was Sun Chong's car.

Obviously, Sun Chong and the others found Chen Guoqing, but judging from the current situation, it seems that Chen Guoqing was aware of it, so he drove away. It's just that now that Sun Chong has caught up, I'm afraid he can't be too optimistic, after all, Chen Guoqing is more familiar with the road conditions in the urban area.

"There's a situation over there!" Zhang Min suddenly pointed to the gate of the Longcheng community.

There was a cacophony of noises, several security guards gathered there, and a few cars parked at the door, as if they had discovered something.

"Ambulance! Call an ambulance! A loud security guard ran inside loudly.

"Not good!"

Ye Zheng hurriedly ran over, feeling faintly uneasy. When he separated the crowd and entered, he saw a man lying on the ground covered in blood.

"Boss Ye, Brother Chong was hit!" Sun Yu watched Ye Zheng come back and said with tears in his eyes.

"It's okay! It's okay! ”

Ye Zheng looked at Sun Chong, who was lying in big characters, and his palms felt cold.

It turned out that Chen Guoqing came back just now, but the car did not go directly into the community, but asked someone to bring him a black bag. This scene made Sun Chong find out, and immediately ran over to arrest someone, but he didn't expect that this Sun Guoqing got into the car and drove directly into Sun Chong.

Seeing Sun Chong being hit and Chen Guoqing escaping, Sun Haihong drove after him with red eyes.

After a while, a white ambulance came in a hurry, accompanied by Ye Zhengzhì to the hospital, and called Sun Zhicheng.