Since the last gathering, the September investment company has been a lot more lively, and from time to time members come up to "visit the door". Especially Zhou Hongtao, his home is nearby, and this person has nothing to do at home when he retires. Originally, I would have played with stocks, but the market has been too bad recently, so I also came out with a short position.

Now after the morning movement, every day to September investment companies report. In the name of the United States, he came to help everyone inspect, and he called himself the "Special Commander of the September Forum", but in fact, he came here to drink tea, and now he is slowly getting acquainted with many people.

It's not easy for the company to catch up with people, after all, he is a big customer of the company, and he hasn't done anything harmful. What's more, he really introduced some customers to come in every once in a while.

However, it is generally some old men and old women, these old men and old ladies usually do not play with computers, and they usually go to the bank to buy wealth management products. Due to the shortage of money in the bank, the interest rate of the three-month wealth management product reached 5%, but compared with the September bond, this is far behind.

It is precisely because of this that these people choose September Online, which is generally purchased for hundreds of thousands, but it is also very popular with September investment.

"Mr. Ye, you're back, I'm looking for you!"

Zhou Hongtao was accompanying a friend to go through the procedures for buying wealth management products, and when he saw Ye Zhengzheng coming back, he immediately greeted him.

"Uncle Zhou, what's the matter?" Ye Zhengzheng was about to lead Ye Hongmei to the second floor, and after hearing his call, he paused.

"Who is this?" Zhou Hongtao pointed to Ye Hongmei next to him.

"You're not! Have you interfered with my business? Ye Zhengzheng looked at him with a very helpless expression.

Ye Hongmei was looking around, and found that Ye Zhengzheng's expression was different, and immediately pointed to the paper window being broken.

"Hello! I'm Ye Hongmei from Changlong Bank! Ye Hongmei took the initiative to introduce herself.

Oh......

Zhou Hongtao nodded clearly, with a thick smile on his face, and then said excitedly. "Hello! Hello! You talk, you talk! ”

"Mysterious and secretive!"

Ye Zhengzheng muttered in a low voice, looking at him standing there with a smirk, he wanted to ask him what he was looking for, but seeing that his palms kept shaking, he motioned for himself to go upstairs.

"Let's go up!"

Ye Zhengzheng glanced at him strangely. Then invite Ye Hongmei to discuss the loan.

"Good!" Ye Hongmei nodded, glanced at Zhou Hongtao strangely, and always felt that this old man had misunderstood something.

When the two went upstairs, Zhou Hongtao suddenly waved his fist excitedly, hurriedly ran to a corner, and took out his mobile phone.

Ye Hongmei followed Ye Zheng to the second floor, her eyes still looking around.

In fact, she has never been interested in Internet companies, because the valuation of Internet companies is different from that of traditional industries.

There are many things that can be seen in traditional industries. Such as land use rights, machinery and equipment, goods, etc., these can be mortgaged. It's just an Internet company, and its valuation is really incomprehensible. A business without any profitability can be valued at $1 billion simply because they have some traffic.

It's just that these things are not solid, like the early blog sites, which had millions of traffic back then, where are they now?

Today's P2P business. Not to mention the policy ambiguity, this model makes her very skeptical. Ye Hongmei did not have in-depth contact. But this is actually similar to the bank lending model, and the bank can use a very low interest rate to absorb chips, but the P2P industry has to use a high interest rate of 15%, which greatly increases the cost of operation.

As the head of the credit department, she understands that the P2P model has a high "loan-to-loan ratio", but the biggest difficulty lies in non-performing loans. Banks can tolerate hundreds of millions of non-performing loans. But can these P2P companies afford it?

Without a professional appraisal team, this kind of grassroots enterprise closes its doors in minutes.

If it weren't for the entrustment, she really wouldn't have come here.

"Sit down!"

Ye Zhengzheng took her to the reception area of the office and prepared to make her tea.

"Your company is not small!" Ye Hongmei sat down and said politely.

"Of course! I can tell you. My next step is to open 30 branches across the country. Ye Zheng boiled the water and said triumphantly.

"Do you want to open one in Hong Kong?" Ye Hongmei rolled her eyes, not believing his words very much.

"Great idea!" Ye Zhengzheng snapped his fingers and felt that this was a good idea.

In fact, he did have plans in this regard, but the pace of the company's development is faster, and there are too few talents who can be trusted now. Like this time, he hesitated for a long time, not because of the applicant's lack of experience, but because he was a little worried about their character.

Not to mention the farthest term, let's just say that the previous foreigners in the investment department did not give him a low salary, but they did not sell him completely in a blink of an eye. Up to now, small loans have robbed those photovoltaic companies.

"Your company seems to have only been established in August, so you're planning to enter the whole country so soon?" Ye Zhengzheng looked around and asked at him suspiciously.

"What's the plan, I've already set up 8 offices across the country!" Ye Zhengzheng tore open a bag of tea leaves and pursed his lips.

"You're really motivated!" Ye Hongmei looked at him, intensifying her worries about this company.

"Thank you! Can this loan be given a little more? Ye Zheng watched her expression while making tea with hot water.

Ye Hongmei was about to speak, when there was a knock at the door.

"Please come in!"

Ye Zhengzheng brewed a pot of tea again and said to the door.

"Boss, this document needs to be read by you right away!"

I saw that a woman in black and white professional work clothes pushed open the door with a document, walked in in a hurry, and handed her the document.

Hey?

Ye Hongmei raised her head and was suddenly stunned.

"Lucy?"

Song Haiyan was stunned when she saw Ye Hongmei.

"Sister Haiyan, are you working here?" Ye Hongmei was even more surprised, she didn't expect her to join this small company.

"You know?" After Ye Zhengzheng took the document, he asked curiously.

"What do you say?" Ye Hongmei turned her head to look at Ye Zhengzheng and glanced at him.

They worked together at the head office of Changlong Bank and used to stay in the same department, but later she was transferred to the credit department. But the relationship between the two has always been very good, and now she is very happy to see each other again.

"Are you alright?" Ye Hongmei looked at Song Haiyan again, her eyes seemed to have a hint of apology.

"Very good, this company is good, you are talking about loans?" Song Haiyan asked generously.

"Yes!" Ye Hongmei nodded, and then shook her head slightly.

Hey?

Song Haiyan immediately realized that there seemed to be another hidden meaning in this.

"Mr. Ye, I'll talk to Sister Haiyan first, and I will agree to the loan." Ye Hongmei stood up suddenly, and hurriedly pushed Song Haiyan out.

"Tea!" Ye Zheng picked up the teapot.

"That's it, we'll talk about it later!" After Ye Hongmei pushed the person out of the door, the probe came back, and then slammed the door shut.

"This tea...... Just soaked!" Ye Zheng said leisurely, full of blame. (To be continued......)