ps：

Thanks to the hardcore sister Gangnam No. 1 Otaku and the Fantasy Confused ‰ brother for the tip, the monthly pass of the Wang Ri brothers, and the highly praised vote of the loyal sister joycf!

Chu Jiaqiang went to the research institute again to explain, and many biologists let him go.

"According to you, the blood spirit beast should be in the depths of the forest. This time I ran out and attacked wantonly, then something was wrong. Dean Ding held a sketch drawn according to Chu Jiaqiang's description. The picture above is a sketch of a blood spirit animal, which is seventy percent similar to a tiger, less majestic than a tiger, and more hideous.

Chu Jiaqiang nodded a little weakly, thinking in his heart that in the future, if he will bring out the species of the mountain and river map, he must think twice and don't do such a thing again.

"I really didn't expect such an ancient species to still exist." An old biologist lamented.

Out of the research institute, Chu Jiaqiang breathed a sigh of relief, what he was most afraid of was the group of old researchers who were looking for the roots, and they asked endless questions.

"Boss, they let you out so soon?" Zhou Fu said with schadenfreude.

Chu Jiaqiang didn't bother to talk to this guy, and he was still having a headache about how to catch the blood spirit beast back. A few people went all the way back, passing by a villager's house, only to see that the villager was busy moving out of the house.

"Uncle Wei, is there still some time before the Chinese New Year? Tidy up the house so quickly? Chu Jiaqiang asked.

"Huh! There, aren't I going to decorate it? My house is the worst in the village, and the guests have a lot of opinions, and the little guys in the house are also noisy to death. Chu Shengwei smiled bitterly.

In the past two years, Chujiazhai has changed a lot. The most obvious is the renewal of the interior of the villagers' houses. Since the town sent an engineering team to renovate before the first tourists arrived, some villagers have upgraded it three times. Not to mention the splendor, it is definitely not bad compared to those hotels.

However. His house is still in a primitive state, and the interior was simply brushed with a layer of lime by the engineering team last time, which can be said to be the most humble house in Chujiazhai, which seriously dragged Chujiazhai back. Tourists appealed more than once, and even the old village chief came to talk several times.

He used to be poor and afraid, and he was reluctant to spend the money, and all the money he earned in the past two years was saved in the passbook, and he was reluctant to take out a penny, and his daughter-in-law complained several times. This time, he made a lot of determination. Only then did he cautiously take out 20,000 yuan from the passbook. Get ready for a complete renovation.

The corners of Chu Jiaqiang's mouth twitched. smiled a little stiffly: "Congratulations to Uncle Wei!" ”

This Uncle Wei's matter is also famous in Chu Jiazhai, Chu Jiaqiang can't have heard of it, and once the old village chief even asked him to convince this iron rooster.

Originally. The two little guys of Uncle Wei's family ran away from home in order to blackmail them into decorating. Of course, when a child runs away from home, the most he can do is run to the entrance of the village, find a place to hide, and let the adults find it. The two boys walked in a chic manner, but when they went back at night, they were beaten up, and everyone in the village knew about it!

"Alas! Congratulations on what? There are 20,000 yuan for no reason, and the wealth is ruined! Chu Shengwei sighed. For this house decoration, he is still worried about it. Usually dozens of things are picked and picked. cut the price so that the seller had to scold his mother, thinking about the 20,000 yuan, his heart was a pain in his heart.

Zhou Furong and the others on the side couldn't help but twitch, looking at this iron rooster speechlessly, and secretly said in their hearts: Please! 20,000 yuan for decoration, not expensive! If you want to live comfortably, but you don't want to pay for it, how can there be such a thing in the world?

"Uncle Wei, I didn't say you, you have to use this money when you earn it. It's so hard to make money, just to live comfortably. To be honest, it is very uneconomical to put money in the bank. Chu Jiaqiang said helplessly.

Subsequently, Chu Jiaqiang calculated the account for him, and asked this guy not to keep thinking about stuffing money into the bank and earning interest from others. At the rate at which prices are rising today, the interest rate on deposits simply cannot keep up with the rise in prices. As a result, the purchasing power of the money in the bank will only get lower and lower.

"Isn't it! If you deposit 10,000 yuan for a five-year fixed term, the interest is only more than 1,000 yuan, and after five years, the principal interest of more than 11,000 yuan is definitely not worth as much as the current 10,000 yuan. Zhou Furong also interjected, unraveling this miser.

"Depositing money in the bank, we are just trying to be convenient and safe, and we must not use it as a means to make money, it is too uneconomical." Chu Jiaqiang finally said.

Putting the truth out, Chu Shengwei was dumbfounded, and said in a daze: "I said that the bank is so good at dying, helping you save money and pay back the interest, it turns out that I am also uneasy and kind." ”

To this day, the peasant man still does not understand how the bank makes profits.

Chu Jiaqiang and the others glanced at each other and signaled to shut up. Explaining to this person is like Xiucai meeting a soldier, and it doesn't make sense at all.

A young tourist couldn't look past it and told him the inside story: "People's banks are to pool your money, and then lend it to people or enterprises in need at high interest rates, so as to make no profits, and give a small part of the profits to those who save money." ”

"Isn't that usury? Isn't this illegal? What else do banks do? Chu Shengwei looked at everyone in disbelief, this statement completely subverted his perception of the bank.

"Uncle, the interest rate of other banks' loans is very high, but it is impossible to break the law, usury is ......" The young man couldn't go on as he spoke, because he didn't know the concept of usury very clearly.

"Usually more than 4 times the bank interest rate is considered usury." Li Quan added.

As a means of cruelly depriving borrowers of their private property, usury is particularly prevalent in China's old society, and the most common is the so-called "donkey rolling" interest rolling, that is, those who do not repay it after the expiration of one month, the interest is turned into the foundation, the principal and interest are reversed, and the more they roll, the bigger and bigger, which is the most powerful form of compound interest calculation.

Many people may not know that usury credit is the oldest form of credit, which is a credit relationship for the purpose of charging high interest by lending money or goods. Usury credit was the dominant form of credit in slave and feudal societies.

Speaking of usury, I have to mention an interesting name "big earhole".

In other words, in the past, it was mainly in the market to put a number, whether it was a meat stall or a vegetable stall in the market stall, in case of gambling and losing money, or the turnover was not effective, they borrowed money from the "big earhole", as the so-called "running monk can't run the temple", the debt boy has a stall in the market, and he has to do business every day, not afraid to go counting, and borrowing it as a ritual. In the past, money and silver transactions, most of the big silver yards used "big head" silver dollars, and the small number was "copper plate" (copper fairy), after the usurers collected the number, most of them stuffed the silver dollar and copper fairy in the ear hole, the days were meritorious, and over time the ear hole was also expanded, so it was called "big ear hole".

exhausted all his strength, and finally gave this peasant man a clear six or seven points.