Jingxi Mall is a Chinese B2C enterprise, founded on June 18, 1998, headquartered in Tianjing City.

Liu Dongqiang has just finished the meeting and summed up the situation of the previous year.

Although the company continued to lose money, losing a total of 59 million in the previous year, its turnover reached 70 billion, an increase of 70%. At tens of billions of equivalents, it is quite an outstanding achievement to be able to achieve such a high growth rate.

"Mr. Liu, Manager Song who invested in September is here!"

Seeing the boss come back, the beautiful private book immediately stood up.

"Let her in!"

Liu Dongqiang entered his office through the private bookroom. His office is only more than 30 square meters, and the layout is very plain, just like him, it looks very low-key.

After a while, the secretary ushered the person in, and then closed the door and went in.

"Hello! Mr. Liu! Song Haiyan walked in and sat down at his desk.

"Manager Song, let's make a long story short! I think I guessed your purpose! Liu Dongqiang tapped on the table with his pen and looked up at her.

He has heard a little about this company, it is indeed a very successful online loan company, and his girlfriend has met him several times. Especially when I heard that they had launched the September Pass, I felt that this was an aspiring Internet company.

The essence of the online lending industry is to earn interest rate differentials, and now that the central bank has tightened its monetary policy, this is a good time for development. If the central bank's monetary policy is relaxed, or China's financing channels are widened, and the state allows the establishment of private banks, such enterprises will suffer.

And this company can enter the field of Internet payment at this time, which is indeed very far-sighted.

"So you're going to reject us now?" Song Haiyan looked up at him, he didn't expect this person to be so fast-talking, but it was better this way, so that the negotiation could go straight to the point.

"Yes! Cooperation is mutually beneficial. And with you September, I only see you getting benefits now, and we don't seem to get anything! Liu Dongqiang turned the pen around and nodded seriously.

That's the case with shopping malls, where everything is in the first place. Why did those Internet cafes choose Qiandu as the first search engine instead of the better Google? That's because Qiandu hired a large number of employees and gave those Internet cafes benefits.

Mutual benefit and reciprocity are the main premise of cooperation. So although he admires the company, in his opinion, there is no possibility of cooperation.

"Mr. Liu, please take a look at this first!" Song Haiyan took out a document and handed it over with a smile.

"I know you already have hundreds of thousands of members for your September Pass, but we have 20 million members!" Liu Dongqiang turned his pen around again, not intending to flip through the information on the desktop.

"That's not what I showed you!" Song Haiyan shook her head with a smile.

Actually, there is something regrettable about this. Although September Online has developed well this month, members have been growing all the way. But 1 million members seems to be a bottleneck, and it hasn't crossed that mountain until now.

The matter of special small loans is more serious than imagined, so the entire online loan industry has been affected, and even Xifang Fortune Network has seen negative growth. And now that September online can grow like this, it is quite powerful.

Did you guess wrong?

Liu Dongqiang was slightly puzzled, he had actually been paying attention to this company all along, but there seemed to be nothing that could impress him.

1 billion?

When Liu Dongqiang opened the information. The eyes bulged slightly.

"Mr. Liu, this is just the beginning! If you refuse us today. At least one 10 billion market will be rejected, and these customers will most likely flow to the forty thieves! Song Haiyan saw his reaction, and her eyes unconsciously carried a sense of pride.

After the establishment of September Pass and September Private Placement, everyone had high hopes for them, but they never thought that it was September Savings Treasure that gave everyone a surprise first.

Shortly after the September Pass was launched. According to the original plan, the company launched a current product with easy access - September current treasure.

Although this "September current treasure" is positioned as a "current account", the interest rate is actually not current at all. The bank's current interest rate is 0.7%, and now it is 7%, which is more than double that of a fixed term.

At the same time, the September current treasure imitates the model of Yu Qian Bao of the forty major thieves. Made some tweaks. 90% of the funds will be handed over to Blue Sky Fund Company, and the remaining 10% will be invested in the September online platform.

Thanks to the negative impact of small loans, September Online now has no shortage of difundation applications every day. 10% of the funds of the September Savings Loan will help advance funds, and this part of the interest income will be owned by it. In addition, September Online also deliberately launched short-term loans for original users, which was welcomed by various enterprises.

It is precisely because of this that the income of the September current treasure is now higher than that of Yu Qian Bao, attracting a large amount of money to come in.

Originally, there were only about 10 million retained funds in the September Pass account, but it only took half a month to launch the "September Current Treasure", which has grown to 1 billion. It is foreseeable that this number will get higher and higher.

In Song Chunyan's view, 10 billion is only a conservative pre-value, and it may be able to reach 100 billion and become the second largest financial management tool in China.

"How can you guarantee that you will have 10 billion stocks in the future?" Liu Dongqiang put down the information and looked up at her seriously.

"You probably don't know that major venture capital companies are now in contact with us, including Weixin Technology!" Song Chunyan said with a smile.

Liu Dongqiang frowned, knowing that this matter was not fake, because September Online has indeed become a sweet spot in the Internet industry. If he hadn't insisted on positioning himself as a B2C company, he would have thrown an olive branch to this promising company like the other three Internet giants.

If they get financial support, they can go to the next platform.

"But I've heard that you don't discourage VC funding, do you?" Liu Dongqiang picked up the pen and spun around again.

Song Chunyan seemed to know that he would ask like this, and said with a smile, "Mr. Liu, when Weixin Technology wants to take a stake in your Xijing Mall, I think you will probably say the same!" What's more, you should know that our business has always been profitable, so we now have time to negotiate. ”

Profit?

After hearing this word, Liu Dongqiang's heart felt a faint pain, this is really more popular than people.

The turnover of Jingxi Mall has reached 70 billion, but the gross profit margin is only 9%, and it lost 59 million in the previous year. Originally, he was a little complacent, because the increase reached 70%. But who would have thought that Huaxia would have such a demonic company.

Not only has it become the leader of the online loan industry, but it has also been making money continuously and can meet the conditions for listing in China.

"Hey! Xiaotian taught me to turn my pen, why can't I always learn it? ”

Liu Dongqiang muttered, turned the pen around and failed, his brows furrowed slightly, thinking about whether to blow the person away, this person is here to expose the scar at all!

The profit is amazing! In three years, our company will be profitable! (To be continued......)