Fourth, the formation of wealth

On Monday, after the class bell fell, Huo Xin hurriedly walked to the podium with the lesson plan. After she stood still on the podium www.biquge.info she glanced at the children, and then she said, "Today, I ask the children three questions, please answer?"

The first question is: why does Gates have a fortune of $60 billion?

The second question is: why can't you open a billionaire when you open a restaurant?

The third question is: What is the profit margin of farming?

After Dean Huo finished writing, she pointed to the question on the blackboard with her whip and said, "The answer to these three questions is as follows: the first question is answered in one morning. After the questions are asked, the children can use their brains to think about it, and then discuss it in groups to come up with the answers. ”

She paused, looked at the children, and then said, "I'll arrange the morning time now." ”

After she finished speaking, she turned around and took a piece of chalk from the chalk box and wrote on the blackboard:

The first question is 60 minutes of thinking and discussion, and after the discussion I will ask a question, and after the question is finished, I will summarize the correct answer.

The second question will take an afternoon to complete.

The third question is left for the children to think about after class, and we will complete it after the next class.

After Huo Xin finished speaking, she stepped down from the podium and divided the children into six groups, allowing the children to speak freely in their respective groups.

The children sat together in groups, some thinking and some not, and they came to conclusions about the origin of Gates' wealth.

Sixty minutes of thinking and discussion time passed in a flash, and after the discussion, the children sat down again in their seats, and Huo Xin began to ask questions.

She stood on the podium and looked around majestically, and said very seriously, "Little friend, you stand up and answer the first question. Mao Dan stood up, he held the visor of the tongue cap with his hand, squeezed the two small linear eyes, and said in a voice from small to earth: "I think Gates has 60 billion dollars, wow, that's a rich man--yes! He has so much money, I think his painting must be very good." If one of his paintings could sell for 10 million dollars, then he kept painting and painting at home! And so 10 million dollars increased every day, and one day, all of his paintings were sold at once, and they were sold for 60 billion dollars!"

Huo Xin saw that Mao Dan finished answering, so he said: "Mao Dan's answer to the question seems to be telling a story, you can sit down after you finish speaking." The second person to answer the question was Coco, and she stood up and said in a hurry: "Gates must be a tomb robber, he dug up an ancient tomb and took out the treasures in the ancient tomb and sold it for 60 billion dollars."

The third answer to the question was bistable, and he said unhurriedly: "Gates started a company, the company went public and sold stocks, and the shareholders gave him money to buy stocks, and he got $60 billion from the shareholders." ”

After sitting down in the bistable state, Huo Xin said, "Now the question is over." She added: "The question I am asking here today is not necessarily a question that children of our age can answer accurately. I just put this question forward and let the children answer it, the purpose is to guide the children to think about the questions that entrepreneurs can think about. ”

She paused and continued: "It doesn't matter whether the children answer correctly or wrongly, what matters is an educational orientation. This time, the children had a lively discussion on the question of the origin of Gates' $60 billion question, which is a good phenomenon. Below I will judge the answers given by the three children: Mao Dan and Coco gave the wrong answers, and the answers given by Bistable are correct, but what he said is not complete enough, which requires me to give a correct answer. ”

Huo Xin's speech slowed down a lot at this, she said: "Gates is neither a painter nor a tomb robber, he is a very successful entrepreneur. Just now, Bistable said that Gates ran the company to issue shares, and he got $60 billion from shareholders. That's only half true. Why would the shareholder buy the shares he issued? It is because the shares he issues have high dividends and the company's development prospects are good. She said that she did not say anything here, but reached out and took a piece of chalk from the chalk case, turned around and wrote on the blackboard:

―――――― the kid may ask, where do the dividends come from? Dividends come from the company's operating profits.

――――――Where does the profit come from? The profit is derived from the income after deducting the costs.

She didn't write here, she turned around and glanced around, and said in a solemn and calm tone: "Writing here, we all may be interested in stocks, dividends, income, costs, and profits. There is a general understanding of this chain. But the formation of this huge wealth of $60 billion is far from being as simple as it is said above. Gates started a company that produced software, and for every copy he sold of Windows software, he earned $260 at a cost of nearly zero. That is, two hundred and sixty dollars is a net profit. Today, there are more than 600 million computer users in the world, and even if only 100 million people buy them, this is still $26 billion in revenue! Now we know that the company started by Gates makes money by developing software. In addition, let's reverse the chain we just said. Without further ado, she took out another piece of chalk from her chalk box and wrote on the blackboard:

In the case of a certain income, Microsoft has the lowest cost, the most profits, and high dividends, and the higher the selling price of the stock. The stock market helped him monetize his future earnings in advance. In this way, we understand that Gates's $60 billion fortune was earned from the sale of software and the proceeds from the sale of stocks.

Huo Xin wrote here, and the morning class was over.

The procedure of the lecture in the afternoon is the same as that in the morning, and when asking questions in class, Dean Huo first asks about bistability. Bistable answered the second question with confidence, and after careful consideration, he said: "Why can't you open a billionaire when you open a restaurant?" The answer to this question is threefold:

The first point is that according to Dean Huo's statement in the morning, the cost of income deduction is equal to profit, and the cost of opening a restaurant is higher. When the business is doing well, the cost of noodles, rice, meat, vegetables, water, electricity, gas, rent, wages, and taxes is equivalent to more than 70 percent of the income-------。 On the whole, opening a restaurant is not very profitable.

The second point is that it is difficult to form a scale efficiency when opening a restaurant, because the software produced by Microsoft is sold worldwide and has hundreds of millions of users, so the scale benefit will be great. Although there is a profit in opening a restaurant, you can't open a restaurant for hundreds of millions of people around the world to eat. So it's very low economies of scale.

Third, it can be seen from the above two points that the operating cost of opening a restaurant is high, the profit is less, and there is no scale efficiency. Therefore, it cannot be listed, and there is no stock income, which determines that it is difficult to open a restaurant and become a billionaire. ”

"That's right. After Dean Huo finished speaking, he took the lead in applauding "horn", "horn", "horn", and sat down in a bistable state. President Huo made a concluding speech. She said: "The children's ability to think in a short time and answer questions accurately shows me the excellence of the children.

Through students' independent choice of academics, combined with the development of children's intellectual interests, coupled with the training of comprehensive ability to develop potential, the children's intelligence level, comprehensive analysis ability and problem-solving ability are greatly improved. ”

Dean Huo then said with deep feelings: "Today, bistable can answer so completely that only adults can answer

I was pleasantly surprised. In the future, I hope that the children can pay attention to the thinking and answers of economic problems, so as to lay a solid foundation for you to start your own business in the future. ”