Huang Yulan's face was full of chagrin, and she continued angrily: "Last weekend, my daughter called and said that Alibala Company called her and urged her to repay the loan of 810,000 yuan.

My daughter was stunned, she had never borrowed money from Alibala. After repeated inquiries, I learned that when my daughter was in college, Li Xiaojun used her ID card to open a treasure picking shop to sell electronic products.

didn't expect Li Xiaojun to lose his conscience and hit his daughter with crooked ideas. At the end of 201X, he directly contacted the treasure shop in guò and borrowed 810,000 yuan from only Fubao in the name of his daughter.

In April of this year, the loan expired, and he did not pay the loan, but Alibala was looking for my daughter.

Alibala Company repeatedly forced debts, and then her daughter found out that something was wrong, and then called Li Xiaojun to ask him, but Li Xiaojun did not answer the phone at all.

Only then did her daughter decide that it was Li Xiaojun who fraudulently used her name to take out a loan from Alibala Company. Since the father couldn't be contacted, the daughter contacted the grandmother......"

Li Chao listened to Huang Yulan's narration quietly, and felt that Li Xiaojun's family was strange enough. The front son is a * woman, and the family is not ashamed but proud. Now the father wants his daughter to repay the loan, I don't know how their family will deal with it?

did not disappoint Li Chao, and Li Xiaojun's family's way of coping was abnormal.

When Huang Yulan's mother-in-law heard her granddaughter crying that Li Xiaojun fraudulently used her name to take out a loan, she impatiently threw out a sentence, "Go to your mother and ask your mother to sell the house in Shannan District to pay off the debt." ”

Huang Yulan's mother-in-law did not blame her son for the first time, but aggressively asked Huang Yulan to sell the house to pay off the debt.

Although Li Wenjing was biased towards her father before, her mother was bullied and did not say anything. But now that Li Xiaojun has done such an angry thing, it is really difficult to shout for his mother to sell the house.

Li Wenjing also has two uncles, the eldest uncle is the head of the armed forces department of her hometown county, she called the eldest uncle, and the eldest uncle said that she wanted her to discuss with her parents by herself, and also said that she wanted Huang Yulan to sell the house to pay off the debt.

The second uncle also opened a technology company in Shenpeng, and his net worth is very wealthy. Li Wenjing called the second uncle again, and the second uncle said that Li Xiaojun had borrowed more than 200,000 yuan from him and had not repaid it yet, and Li Wenjing had to leave the 810,000 yuan loan alone.

But the lender is Li Wenjing, and she can't care about it. Since all the family members on his father's side ignored this matter, Li Wenjing also gave up, and ran to Shenpeng to find his parents in tears.

Naturally, his father couldn't find it, so he could only find his mother Huang Yulan, who was doing odd jobs in the supermarket, at this time.

Huang Yulan asked the reason and took her daughter to Li Xiaojun. After Li Xiaojun met, not only did he not admit his mistake, but instead reprimanded the mother and daughter, shouting that he borrowed the money, not only borrowed 810,000 yuan in the name of his daughter, but also repaid the loan of 550,000 yuan, with a total loan of 1.36 million yuan for business, and now he is all at loss.

Li Xiaojun also said confidently that he was now penniless and could only sell his house. asked Huang Yulan to vacate the house quickly, so that he could sell the house to pay off the debt.

In total, Li Xiaojun spent all day drinking and didn't care whether Huang Yulan lived or died, but now he said that he lost money in business, and the whole family wanted Huang Yulan to leave the house and use the house to pay off the debt, which was really bullying people to death.

Even if Huang Yulan is honest, she has three points of anger, and she immediately refused.

However, Li Xiaojun didn't wait for her to finish speaking before leaving in a hurry, leaving Huang Yulan and her daughter alone.

Later, Huang Yulan inquired and asked repeatedly, only to know that Li Xiaojun was helping Liu Qiang do things, and he was going to come to the Iwata District Court for trial today. She hurried with her daughter, and then this scene happened today.

When Huang Yulan was talking, Li Wenjing sat in the corner, lowered her head and did not speak with a gloomy face.

When Huang Yulan said that, her eyes were full of tears and she begged: "Lawyer Li, what should we do?" ”

Li Chao calmly analyzed: "What you said involves two issues.

The first is the issue of Li Xiaojun fraudulently using Li Wenjing's name for online loans.

The second is the marriage between Li Xiaojun and you. ”

Huang Yulan nodded, and hurriedly said: "Yes, yes, in order to repay the debt, Li Xiaojun is now forcing me to sell my last house and ask me to leave the house." I don't want to live with such a ruthless and unrighteous person anymore, and I want a divorce. Now, the headache is how to solve the 810,000 yuan loan, and should I bear it? ”

Li Chao didn't answer and asked Li Wenjing: "Wenjing, why did your father fraudulently use your name to get a loan from Alibala Company, and did you go through any procedures when he took out the loan?" ”

Li Wenjing shook his head, his delicate face was gloomy, and he said weakly: "No, I didn't go through any formalities, that is, he used my ID card to open a Taobao store, and then I changed my mobile phone number, and he followed to bind my number." ”

Li Chao then asked: "Since he borrowed money from only paypay in your name, then you can log in to your paypay-only account to see the loan record." ”

Li Wenjing looked pained, shook his head again, and said: "No, the account and password were all set by my father, I don't have an account and password at all, and I can't log in." ”

Li Chao asked again: "Did the 810,000 yuan loan go through your bank account?" Li Wenjing still shook her head, saying that she didn't know.

Li Wenjing really didn't know anything, just like her mother, she guessed that she was not a person who was in charge of things before. Li Chao asked again: "So, in the past, Li Xiaojun used your ID card and mobile phone number to open a Taobao store, and when he generated business, was there a verification code or something?" ”

Li Wenjing thought for a moment and replied, "Yes, Alibala Company called before, saying that my Taobao store was complained. In addition, sometimes I need a verification code to do business, and my dad will call me and ask for a verification code. ”

Li Chao's eyes immediately lit up, and he said affirmatively: "Obviously, although there is no need for a signature or on-site identity verification for an online loan, some necessary verification methods must be available. And the verification code is an important verification method.

It is likely that Li Xiaojun asked for your verification code when taking out a loan, so he was able to get the loan smoothly. ”

After listening to Li Chao's explanation, Huang Yulan nodded convincingly, and asked with concern: "Li Xiaojun took out a loan in his daughter's name, and Alibala Company limited my daughter to pay it off before the end of the month, does my daughter want to pay it back?" ”

Li Wenjing, who was originally curled up and sitting in a chair, also raised her head, like a bird with folded wings, looking at Li Chao pitifully.

Li Wenjing still thought that her father was reliable, and she was very close to Huaxin's father before, and she ignored her poor mother.

I didn't think that I was ruthlessly put on the table by my father now, so people with black hearts are always black-hearted, and even their daughters dare to do it.

Li Chao sighed in his heart, but continued to analyze calmly on his face: "After listening to your story, I have a preliminary understanding of Li Xiaojun's fraudulent use of Li Wenjing's name to take out a loan. Based on current material analysis, this can involve two scenarios:

First, if Li Xiaojun's loan is later used for personal squandering, then he may be suspected of loan fraud. If he fraudulently uses another person's name to take out a loan, and then the loan is used for illegal purposes such as personal consumption, then he has subjective malice and subjectively wants to defraud the loan and squander it, and is suspected of committing a crime.

Moreover, the loan amount is 810,000 yuan, the amount of the crime is huge, and the sentence is very heavy. As long as Li Wenjing went to sue him, in the end he couldn't eat and walked around.

Second, if Li Xiaojun's loan is used for business and other legitimate means, it is a civil dispute......"R1152