Chapter 21 Buying Mountains and Forests

Halfway, Zhao Chongyi smiled bitterly and said, "What you said makes sense. Actually, I didn't know that the emperor was very different from before. ”

"It's no wonder that after all, he has become an emperor, and there are many things to consider, and he can't be the same as before. However, my thoughts are not the same as before. I'm not the one who just wants to be a brotherhood with the emperor. I was in the northwest, fighting with those soldiers, and after seeing these heroes shed blood, I cried. It's sad. ”

"And most of the families of these soldiers live in the iron wall, and some even live here for several generations. There are not many residents in Tiebiguan itself, and most of them are moved by soldiers of previous dynasties to live with their families. These are the descendants of heroes, but they live in a miserable life with little food and clothing all year round. How I wish I could give them a good life. ”

"Although I gave you all the money I saved to run the business, you also helped me make a lot of money, I took this money to help a lot of colleagues in the northwest, as well as the families of my comrades, but, after all, this is a small number of people, how can more people benefit? I can't help it. Thankfully, you made this wish come true. Speaking of this, Zhao Chongyi's face lit up.

"We've only been here for over a year. You see, last winter, our Yangshan Hall was established, and you gave many people in the city a chance to work in the workshop, so that many people could survive the winter safely, without freezing to death, without starvation, and even selling their children and daughters to a much lesser extent. ”

"This year's situation is better, the changes in the iron wall. Anyone can see it. My soldiers often talk about this when they go out to fight, and they are full of hope for their future lives. Hui'er, I really want to thank you. ”

Chen Wenhui smiled softly, didn't he do so many things just to fulfill his dream?

Chen Wenhui and his wife are enjoying the snow, and the Hu Leopard family in the city is preparing to go out to continue working. It's snowing, and although the road is not easy to walk, the material will be easier to sell.

In fact. In the autumn time. Hu Bao, his father Hu Laohan, and his brother Hu Kun had already seized the time and cut down a lot of trees after they were busy in the autumn. Those big logs have already been sold to the timber shops of the black family in the city. The rest of the twigs and the like were not wasted. It's all under the care of the whole family. Carefully bundled and piled up into a large pile of lumber and weed, now. It's snowing, and it's inconvenient to chop firewood, but it's easy to sell wood. Hu Bao's father and son carried a large bundle of wood on their backs and went to the market to sell it.

It was sold out in a short time. Hu Leopard Mouth Balisso, and also agreed with a few wealthy families in the city who often bought his timber, and after a while, he would carry a few bundles of timber and send them to their house.

Wait until everything is done. When I returned home in the evening, the family sat together to settle the score, and I couldn't help but smile.

Hu Pozi said: "We took out so many loans last year, and we bought tools, and after the beginning of the spring, we took out loans to buy cattle, horses, and a car for pulling Chai He. Fortunately, a few days ago, after selling the autumn crops, the money was clear. Now we make all the money we make. Hey, don't worry about getting in debt. ”

Hu Laohan said: "We borrowed money from the bank, and the loan was for one year, and we repaid it before the time came, and the bank still said that we had good credit. How can it be said that someone is asking for a debt? Have we ever met someone who asks for a debt? Has someone from the bank ever come to your door? ”

Mrs. Hu said: "Although the people in the bank have never come to ask for debts, but we owe money to others, I feel uncomfortable, and I always dream that there are debt collectors coming, and our family is not lightly tormented." Well, now, I finally don't have such dreams. ”

Hu Bao smiled and said, "Mother, can dreams count?" ”

Mrs. Hu also smiled.

Hu Bao said: "Actually, after we have paid off the loan, what do I still want to borrow? Anyway, didn't the people from the bank last time say it? We have paid interest on both loans on a monthly basis, and we have not defaulted on them, and we have repaid them early, so if we have credit in the bank, the next loan will be more trouble-free and we can borrow more money. So, I want to take out another loan. ”

Hu Pozi was stunned for a moment and said, "Why do you still need a loan?" It's easy for us to pay off our debts, so why do we need loans? What do you want to do with a loan? What to buy? ”

Hu Leopard smiled and said, "Isn't the mountain where we cut wood from the government?" We cut wood and cut trees in the winter, and in the spring, don't we replant saplings? At that time, I listened to the words of the government steward, bought a jujube tree, and planted the saplings of the apple tree. Now, half of the mountain has been planted with fruit trees. In a few years, the tree will be fruitful. That's a million profits, after three years, after the start of the fruit, you can make income every year, how good is that. ”

"But that mountain forest is not our family. In the future, if we wait until the fruit is hung, there is no way for other people to pick it. Why don't we go to the government and buy it, so that our family is equivalent to buying an industry? In the future, there will be one more entry after hanging fruit. ”

Hu Laohan thought about it and felt that it made sense and said: "What the second brother said makes sense. I don't know how much silver we need, how much do we have to borrow? ”

Hu Bao said: "I went to the government to inquire, and the mountain forest where we cut firewood is about 1,000 acres in total. It may cost more than a thousand taels of silver. ”

With such a huge number, the Hu family was taken aback and hurriedly said, "So many? Even if we can get a loan, we can't afford to pay it back? ”

Hu Bao said: "With such a huge amount of silver, the bank can let you take out a loan for three years. After three years, the principal will be repaid, and the interest will be repaid every month. I did the math, although the interest was a little more. Our family, plus the monthly money of my mother and sister, plus the money we earned from selling timber, chopping firewood and selling money, is enough. After three years, the fruit trees are harvested, and the money we have from selling the fruit will be enough to repay the capital. At that time, as soon as our loan was repaid, we were the rich owners of thousands of acres of fruit forests. How nice is that? ”

Hu Pozi first disagreed: "No, three years is too long." How old is your sister Chun'er this year? Can you delay at home any longer? Don't you save her dowry, show her relatives, and let her get married? How old is your eldest brother this year, and you still don't want him to marry a daughter-in-law? Our house is not flipped, where do you live? It's already crowded now. ”

"Chun'er is already a first-class embroidery girl in Cuijin Building, and if she stays up for another year, with Chun'er's craftsmanship, she should be able to take apprentices and be in charge. Now, Chun'er can already earn an income of one or two silver a month. If there was no Chun'er's monthly money, how could our family's two loans be repaid so quickly? Several families have already sent messages to me, wanting to see our Chun'er, and they all want to marry our capable Chun'er back. How can I not hurry up and save her dowry? ”

"She has worked hard for a year, and she has not received anything at all, and the monthly money has been given to the family. You still want your sister to give the family monthly money for another three years, which is too unfair to Chun'er. ”

Hu Bao thought about it, but if he gave up this plan, he really couldn't let it go, so he began to worry.

Hu Chun'er held back her shame and said, "Mother, I don't want to get married so early." I'll earn money for my family for a few more years. After three years, Xia Er has grown up, and now, I am already teaching her the craft of living. When she came back from school, she embroidered small things at home every year and saved them to sell for money. After three years, she will definitely be able to enter Cuijin Building, she will definitely be able to be a good embroiderer, and she will be able to get so much monthly money. In that case, someone in the family will take over, and it will not be too late for me to remarry. ”

Mrs. Hu was very distressed and said: "Silly child, you are bent on your family, and you want to delay your own life?" How old are you this year? Seventeen years old, if three years later, won't you be twenty years old? The other girls are the mothers of several children at this age. When you get to that time, will you still be able to find a suitable in-law? ”

Hu Chun'er didn't say anything.

Mrs. Hu said: "No, the money can be earned later, and the child's marriage cannot be delayed." ”

"Besides, even after Chun'er gets married, Xia'er's monthly money can't be used to subsidize the family. Their sisters work hard to make money for the family, and we can't treat their sisters like this, no matter what, we have to save the monthly money every month, so that we can buy a dowry for their sisters in the future. When a woman has a dowry, she will not be bullied when she arrives at her in-law's house. How many of your brothers can't bear to watch, for the sake of our family, delay the marriage of your sisters, have no dowry, and let the sisters be bullied in your in-laws' house? ”

Hu Bao didn't want his sister to become an old girl, so he could only keep silent.

The next day, after selling the caihe, there was still some time, Hu Bao had something on his mind, and he didn't want to go home so soon, so he went to the bank to talk to the manager who had lent money to his family last time. Hu Bao felt that the steward was very knowledgeable, and he understood that any problem was not a problem to him.

Moreover, the steward is still very kind, he sends interest every month, goes to the loan twice, and repays the loan twice, all of which are looking for the steward, and he has dealt with a lot of people, and he is also very familiar with them. Sometimes, when I have free time, I will go to chat with him, and I can learn a lot.

After Hu Bao went, the steward was busy with his work, and when he saw Hu Bao coming, he was also very happy, so he chatted with Hu Bao for a while. Hu Bao couldn't hold back, so he told him about the situation at home and said, "Brother steward, do you think my plan is very good?" However, right now, the ages of my eldest brother and my sister are here. The eldest brother is better, and he will get married a few years later. But what about my sister? You can't really be an old girl, can you? My sister also has to save a dowry. You can't use all your monthly money to pay me interest. Hey, this really worries me. ”

When the steward heard this, he thought for a moment and said, "I have a good idea." ”

The leopard's eyes lit up. He knew that the steward brother would have a way, and sure enough, in his opinion, it was a helpless thing, and the steward brother had a way to solve it at once. (To be continued......)