After meeting Xu Wenchang, Chen Wenhui returned to her house, Wan Shuhui was waiting for her, still holding the bank account book in her hand, Chen Wenhui had dinner with her, handed over the account book to Qiu Bi, and talked to Wan Shuhui: "Mrs. Wan, there is good news for you, just now I went to the city lord, the city lord said that the imperial court took over Shanghai City, but the city lord can appoint two main officials, one is the sea officer, Ma Mingsong is the position. Positive three products. One is the financial officer, who is the third product, ready for you to serve. ”

Wan Shuhui exclaimed in surprise, her eyes widened: "How is it possible, how can I be an official, or a third-grade official." ”

You must know that when Yan Songbai married her as a concubine, he was just a third-grade official. Now that Chen Wenhui's father has been promoted, he is only a second-grade official, how can she be a third-grade official?

Chen Wenhui said: "I am also surprised by this news, but Shanghai City is different from ordinary places, although the imperial court has taken over here, it still belongs to several of our families, so we need a person from our Chen family to watch here." ”

Wan Shuhui asked, "Then you can send someone from the Chen family to manage it?" ”

Chen Wenhui said: "Originally, it should have been a person from the Chen family to manage it. However, the operation mode of Shanghai City is different from that of all parts of Great Chu, and it is also different from the land of the Chen family, so neither the emperor nor the Chen family dare to send people to manage it. After all, Shanghai City is a chicken that lays golden eggs, and now that the basic construction has been completed, there are no more shops and houses for sale, but in addition to real estate, taxes, ships, and shipping routes can still maintain an annual income of four or five million taels of silver. In this way, I can get four or five hundred thousand taels of silver, the Chen family and the emperor have an income of nearly one million, Liu Yan has an income of four or five hundred thousand, the Ma family has an income of four or five hundred thousand, and the princess's family has an income of millions. This is just dividends, because of the storage of Shanghai City, the sea trade has developed greatly. How much food and treasures were sent to Da Chu, these are all needed by the emperor and the Chen family. So, you say. If you send an official who doesn't understand, in three years, every Qiē in Shanghai can be ruined, and when the time comes, who will the emperor cry to? Who's going to get him a place with an annual income of a million taels of silver? ”

Wan Shuhui nodded and said, "Then you can't look for me?" Am I a woman? ”

Chen Wenhui said: "It's because you are a woman that they are more at ease, after all, it is impossible for a woman to rebel." Otherwise, who will not rebel if they have tens of millions of taels of silver a year? ”

Wan Shuhui understood a little, and asked again: "Can those imperial historians be willing to not go to the book?" ”

Chen Wenhui glanced at Wan Shuhui. is worthy of being the little wife of the assassin, and he still knows how to govern: "Of course I will write a book, but what's the use of going to the book, national affairs are all decided by the emperor." Also, I guess it's impossible for you to be an official for too long. We can't take that benefit for long. The emperor had enough patience not to destroy the golden rooster. First, let you and Ma Mingsong hold important positions. And appoint a horse to be the lord of the city, after a long time, when the officials under your command grow up and figure out the situation, it is the end of your official position, and you will probably be given an honorary title. It's up to you. ”

Wan Shuhui frowned and said, "But I really don't want to be this official." What should I do with this mess of the bank? ”

Chen Wenhui said: "You still have to take care of the bank's affairs, and it is just the power of Shanghai City to develop our bank." Anyway, if the emperor wants to use us, we have to reap a little more benefits. It's good that you get it, now. We listen to any orders, we are the people of Dachu, and there is no possibility of resistance. ”

This sentence made the smart Wan Shuhui's heart turbulent, what does this master's words mean, he is now the people of Dachu, what will happen in the future?

Can't think, can't say. Chen Wenhui told sù that she would do whatever she did, and that she would just do her own thing anyway.

Chen Wenhui continued: "Don't talk about this, tell me how happened to the bank you got it?" ”

Wan Shuhui quickly woke up from the shock and panic and said: "Our business development is very good, there are already several branches in Beijing, Shanghai City, Xinguang City, Suzhou City, Qingyang City, and Heyang City, and most of the dignitaries are willing to deposit money from us. We are different from Wang Yihe's Jusheng Bank, ours is mainly used to save money for dignitaries, and the loans are mainly to local governments. Jusheng Bank is mainly for the private sector, and its loans are mainly for private businessmen. ”

Chen Wenhui nodded, this is inevitable, Wan Shuhui continued: "Our bank has now reached an annual income of more than 100,000 taels, and this is pure profit. ”

Chen Wenhui said: "I know, it could have been more, because I was going to invest in building a semicolon, right? ”

Wan Shuhui nodded.

Chen Wenhui said: "I will discuss the specific business with you after reading the account book." How are the shops in Shanghai City that you helped me take care of? ”

Wan Shuhui said: "These shops and houses, whether it is your own girl, or our Chen family, are very profitable, now Shanghai has a large population, come to do business, rent shops, rent houses There are many people, and as soon as our house is released, someone will rent it immediately." ”

Chen Wenhui has not put the rent there yet, and when she gets the rent every month, Chen Wenhui directly asked Wan Shuhui to donate it to the free hospital in Shanghai City.

Chen Wenhui said: "Hey, my bank, and Baojingfang are actually the most profitable, adding up to the dividends of Shanghai City, it is really depressing to think about it, this Shanghai City spent the most energy and invested the most money." ”

Wan Shuhui said: "Actually, I still know the income of Shanghai City, after all, our bank often lends money to the city lord's mansion in Shanghai City. The city can earn nearly 10 million dollars a year, but half of it is spent on the welfare of subordinates, the construction of the city, free medical care, and free schools. However, it is precisely because of the large investment in the city that the city returns more. You see, now the people in the surrounding area are willing to come to Shanghai to work. Because as long as you work for more than three years, you can go to the city lord's mansion to apply to become a Shanghai citizen with your credentials. In this way, they can enjoy free medical care and free schooling for their children. This attracts more and more people. ”

Of course, Chen Wenhui understands this, and she personally formulated these things. A city must have its soul, if it is only to make money, and does not look at the problem from the perspective of long-term development, the city will inevitably not develop too well, and will even shrink. At the beginning, Chen Wenhui designed the best qiē for this city. Free medical care can ensure the survival of ordinary people and attract more people to work in Shanghai. Free schools can provide more specialized talent for the city. What is taught in her free school is not the Four Books and Five Classics, of course, there are also Four Books and Five Classics, but they are not the main subjects, the main subjects are some technical ones, such as navigation knowledge, ship construction, arithmetic, accounting, medicine, etc., which is equivalent to Chen Wenhui's vocational school in her previous life. These are the biggest drivers of urban development.

However, these will one day become a bubble in the future, and in the hands of the Emperor of the Central Plains, they will one day become as mediocre as other cities. How helpless it is.

Chen Wenhui still has feelings for this city in which she personally participated in the creation of Zào, and she feels very uncomfortable when she thinks of this.

Wan Shuhui didn't understand Chen Wenhui's feelings and said: "Although the income of Shanghai City is a little less, the income of Xinguang City can still be shared. Xinguang City was originally under construction, when it was in need of silver, but because of the huge transaction volume, there was a huge transaction in grain, salt, and sugar alone in this year, and this tax was amazing, coupled with the development of new routes, the specialties of those places in Nanyang attracted a large number of merchants from the Central Plains, and they bought more ships, and more people bought routes, and bought more shops, warehouses, and houses in Xinguang City, so this year, Xinguang City not only did not need Shanghai City to invest in it again, but also earned more than three million taels, there are more than 300,000 taels in the hands of the girl, so the girl can easily repay the debt. ”

Chen Wenhui said: "Yes, this year, Xinguang City, which is still under construction, has brought more than 600,000 taels of income to the emperor, how much can this do?" Moreover, as far as I know, the emperor gave 10% of the income of Shanghai City to the Ma family, but all the income of Xinguang City belongs to the emperor, this is the real 30% of the income, almost 1 million, such a huge income, of course he is not at ease to send his officials who can only take bribes and exploit the people to manage. Besides, because of the existence of the Hei family, ordinary officials came to manage Xinguang City, and the Hei family didn't recognize it, and Xinguang City still couldn't turn around. That's why the emperor was so generous to give this city to my family for hereditary inheritance. ”

Speaking of which, every qiē is a benefit, and the emperor is a far-sighted person.

Wan Shuhui didn't speak, she didn't dare to say bad things about the emperor. She rolled her eyes and said, "Girl, do you know how the prince's plot was discovered by the emperor this time?" ”

This Chen Wenhui really didn't know, she was too panicked when she set off, so she didn't ask for a specific reason.

Wan Shuhui sneered and said, "Because of a person I know very well, he leaked the secret." This person is Yan Songbai. It's about me. When I was in the capital, didn't we design me as a bait to lure Yan Songbai into a trap? That failure made Yan Songbai's wife a substitute for the dead. But Yan Songbai thus aroused the suspicion of the emperor, who had been spying on him all along, and this time, as soon as the prince contacted him, he was known by the people who were spying on him. ”

Chen Wenhui was speechless, this is really a thousand miles of embankment destroyed in an anthill.