"This classmate, I would like to correct that although the legal terms you said are not wrong, they do not apply to the debt conflict between our parties."

Just when the mother and daughter of the Xiao family felt that the debt crisis had passed, they couldn't help but breathe a sigh of relief, an inappropriate voice suddenly came from the crowd on Gou Buli's side.

Li Mengnan subconsciously frowned slightly, and followed the prestige, but saw that he was the only man in a suit in the crowd who handed the letter to Gou Buli just now.

This man is not very old, twenty-four or five years old, and he has not even completely taken off the freshly graduated student spirit on his body, and he is obviously a little out of place when standing with Gou Buli and others.

"Who is this?" Li Mengnan narrowed his eyes and raised his chin slightly to Gou Buli.

"This is Xiao Zhen, the new legal counsel of our Jindu Credit Company."

Although the qualifications of the man in the suit are very shallow, there is still a little respect in the tone in which Gou Buli introduces him, he has no culture, and the most envious are those truly literate intellectuals.

"Hello, my name is Zhen Zhengyi, and I am the legal counsel of Jindu Company."

The man in the suit dragged Ma Zha and sat down in front of Li Mengnan, and Gou Buli moved slightly to the side, apparently ceding the lead of the negotiation to the man in the suit.

"True righteousness? Hehe...... Is it your justice to force debts to such impoverished orphans and widows, and forcibly take away their last hope? Or ironic......"

Li Mengnan made no secret of his ridicule of the man in the suit in front of him.

He has never looked down on Gou Buli, this kind of person has no culture after all, except for doing this kind of dirty work, there is no other choice, it can be said that he is forced by life; And this Zhen Zhengyi, who is obviously a social elite who graduated from university, does not know how to use what he has learned to truly maintain the fairness and justice of this society, but does not hesitate to act for his own selfish interests, which makes him intolerable.

"This classmate, I'm here to solve the matter, please stop the senseless abuse...... By the way, if your so-called justice means that you are unprincipled and always stand on the side of the disadvantaged and speak for them, then I can only say that your view of justice is the most naïve. ”

Zhen Zhengyi pressed the center of the glasses with two fingers and pushed it up, looking very indifferent.

In the end, he was born in the legal profession, and the counterattack was not only fast, but also extremely sharp.

"Okay...... Tell me, what's wrong with my words? Li Mengnan asked rhetorically, everyone is shameless, and it is useless to say anything.

"Although I don't like you as a person, I appreciate your realistic attitude." Zhen Zhengyi nodded slightly to Li Mengnan, and the whole person quickly entered an extremely professional working state, "Please pay attention to the signing time of this mortgage loan contract ......"

Zhen Zhengyi turned the contract to the last page and handed it to Li Mengnan, and continued: "The date of signing this contract was four years ago, and as far as we know, Mitong's disappearance was half a year ago.

Let's not say whether living in the same yard is a separation, but at least in terms of time, this debt occurred during the marriage of Mi Tong and Xiao Hui, which means that this debt is a joint debt of both parties.

According to Chinese law, the joint debts of husband and wife are to be borne by both husband and wife, and the division of property caused by divorce does not exempt one of the spouses from the joint debts.

Since you seem to be familiar with the law, you must know this too, right? ”

Li Mengnan was silent, and the relevant legal provisions retrieved from his subconscious memory bank, this situation that Zhen Zhengyi said was indeed the truth.

"Well, I'll admit that I was negligent...... But even so, the loan on the contract is only 200,000 after all, and this yard and the property are worth 1.8 million, do you think this is reasonable? ”

Zhen Zhengyi seemed to have guessed that Li Mengnan would question this, and turned the contract to a certain page again, saying: "We are a legal regular company, and the loan interest rate is very low in the same industry, and we strictly implement the national regulations that do not exceed four times the bank interest rate, so it is protected by law, I hope you don't question this."

Please pay attention to this clause in the contract, if you don't understand, I can explain it to you - that is, from the date of borrowing, the borrower is required to pay the interest generated by the loan on time every month, if it cannot be paid on time, then the interest will be automatically converted into the principal of the loan, which will be included in the interest calculation of the next month.

Mitong has not paid a penny of interest for four years, and his total debt is almost the same as the current value of this small courtyard, and of course, if you can pay off our company's money now, we can not take back this courtyard. ”

Thump!

After listening to Zhen Zhengyi's words, Xiao Hui could no longer bear the bad news like a thunderbolt on a sunny day, and fainted on the spot, Xiao Bao'er suddenly screamed in fright, and rubbed her chest and pinched people together with Li Mengnan, so that she could save people back.

"Bao'er, mom is sorry for you!"

As soon as Xiao Hui woke up, she hugged Xiao Bao'er and cried bitterly.

The house is not important, but losing it means losing the hope of curing Xiao Bao'er.

"Mom, it's okay...... The house is not a home, as long as you and your brothers and sisters are there, no matter where you live, it is our home. ”

Xiao Bao'er's appearance at the moment didn't look like a little girl who was only twelve years old, hugging Xiao Hui tightly, patting her back and comforting her softly.

Seeing that a hopeful family fell into the abyss of despair again, Li Mengnan clenched his steel teeth at the moment, and his ten knuckles were uncontrollable and made a gurgling sound like popping beans, and he forcibly endured the increasingly tyrannical feelings in his heart, got up and walked in front of Zhen Zhengyi with a gloomy face, and said, "I want a house for you, but before that, let Mi Tong's bastard come over and see me immediately!" ”

Zhen Zhengyi's expression was obviously a little unnatural, and he forced himself to calm down: "I don't know what you're talking about......"

Bang!

Before he finished speaking, Zhen Zhengyi's thin figure flew backwards almost in a rotation, his deformed gold-wire glasses hung crookedly on his ears, his left cheek was swollen high, and the corners of his mouth were full of blood.

"Don't move!"

Gou Buli hurriedly stopped the brothers behind him who were clamoring to make a move, it was not that he didn't want to stand up for Zhen Zhengyi, but Li Mengnan's movements were so fast that he didn't even see Li Mengnan punch clearly, just a flash of his eyes, Zhen Zhengyi had already flown out.

He knows very well how many pounds and taels these brothers have, bullying the ordinary people who are powerless, or relying on more people to fight a tailwind, once he is a real master, it is the rhythm of delivering food.

Now that the other party has promised to hand over this small courtyard, even if his task is completed, there is no need to make any extraneous complications.

went back with a bunch of wounded patients with blue noses and swollen faces, and he didn't want his commission this time, and he had to pay a sum of money for medical expenses.

called a brother to take Zhen Zhengyi to the hospital to check the medicine, and personally made a tough and threatening phone call to Mi Tong, Gou Buli walked up to Li Mengnan, handed over a cigarette, and said, "Mi Tong is already on his way...... But I'm curious, how did you know he was with us? ”

Li Mengnan didn't take the cigarette, but just sneered: "Do you really think I can't see anything?" ”

"Oh? You...... Know what? Gou Buli's expression also began to be a little unnatural.

"The demolition was only recently decided, four years ago, the value of this courtyard was probably not worth 100,000 yuan, how can you mortgage a loan of 200,000 yuan?"

"Probably...... Did it go wrong with the valuation? Such mistakes are not uncommon in the private lending industry. Gou Buli reluctantly argued.

"Well, even if this is a mistake, if you haven't paid a single cent of interest for half a year, it means that the lender has been unable to repay the loan and has not reduced the loss, so theoretically the collateral should be forcibly repossessed for auction...... And you guys dragged on for four whole years, what a lot of patience! Or, is there any one in your company who can calculate that this shantytown will be demolished in four years, and the compensation is just enough for your losses? ”

"This ......," Gou Buli was suddenly speechless.

"The only explanation is that this contract is fake, and Mitong forged it in the name of collecting arrears in order to monopolize the demolition compensation, am I right?"

Gou Buli was speechless, but his silence was enough to say a thing.

"The money he owes us is real, just not so much, and it doesn't use the property as collateral...... That's all I can say to you, and I wouldn't admit that I ever said that to you if asked. ”

Probably because the mother and daughter of the Xiao family, who were hugging and crying each other, touched the only remaining conscience in their hearts, and Gou Buli suddenly whispered to Li Mengnan the truth of the whole thing.

"I'm curious, since you've already guessed that the contract was forged, why did you promise to hand over this small courtyard?" Gou Buli couldn't understand Li Mengnan's choice, after all, this involved the ownership of a property of nearly one million.

"It was your legal counsel who reminded me."

Li Mengnan took out a piece of chewing gum, tore open the wrapper and stuffed it into his mouth.

Anyway, Xiao Baoer bought this chewing gum for him, this little girl has always hoped that he can quit smoking, and he is currently trying hard, although it doesn't seem to be easy.

"At that time, Mitong borrowed a lot of money from outside because of gambling, and all the IOUs were left at home...... I took a look at it, and if the interest indicated on the IOUs was calculated, it would be almost 600,000 if these IOUs were repaid.

To be honest, I'm also curious how this Mitong borrowed so much money, maybe it has something to do with the high interest he once promised? But it doesn't matter anymore.

And as the saying goes, if you have more debts, you don't have to worry, and if you have more lice, how can a person who is used to borrowing money to spend stop borrowing money because he can't afford to pay it back? So I have reason to believe that this Mitone is likely to have more debt on the outside.

As your not-so-righteous legal counsel said, this small courtyard is the joint property of my mother and that Mitong, and these debts are also joint debts of the two, whether my mother and Mitong are de facto divorced at this moment or not, but this debt cannot be avoided after all.

Maybe I was too selfish before, and I just wanted to use this money to cure Bao'er's illness, but I didn't think about the feelings of those borrowers, and some of them may be waiting for this money to save their lives, or even save their lives.

Since this money should not belong to us in the first place, it is better for whoever owns it to take it. ”

Gou Buli patted Li Mengnan's shoulder with admiration and exclaimed, "Little brother, I have served...... I can see that you are a righteous person, we don't know each other, my business card is collected, if you want to have anything in the future, just call my brother, although my brother and I don't have much ability, it's just a mess in society, but at least I can help a few people. ”

"Then thank Brother Gou in advance."

Although Li Mengnan doesn't think that he can use the other party in anything, the other party is also sincere after all, and he naturally has to give enough face.

"Brother, brother, I still don't understand a little, since you have decided to give up, what are you still looking for Mitong to do?"

Although Gou Buli is a gangster, he can still distinguish between right and wrong, and he is also very contemptuous of a man like Mi Tong who doesn't care about the life or death of his wife and children.

"If this man can do the same thing the first time, he will definitely do it the second time...... If we don't let him write a guarantee, who can guarantee that he will not make some so-called 'joint debts' to harass our family in the future? Li Mengnan said lightly.

"That's right! Look at my head, why didn't I think of it? Gou Buli suddenly patted his head again and again, nodded and said: "That's right, he has to write it clearly, he took all the money, and he has to take over all the debts, otherwise he will come out like this when he has no money in the future, who can stand it?" ”

About half an hour later, a middle-aged man in a gray jacket appeared at the gate of the Xiao family's courtyard with a cower.

Although Li Mengnan has never seen this person, judging from the mixed expressions of his mother and Xiao Bao'er behind him, it should be Mi Tong.

Li Mengnan was a little surprised, because of the relationship between Minnie Mouse and Xiao Bao'er, he always thought that Mi Tong should be the kind of man who was very handsome or beautiful, but he never thought that the real person would be so ordinary, and even a little obscene when he looked closely.

"Gou ...... Brother Gou, are you looking for me? ”

Stepping into this familiar courtyard again, Mi Tong was obviously a little weak-hearted, and he had been keeping his head down since he came in, and he didn't dare to look at the Xiao family's mother and daughter in the courtyard.

"It's not me looking for you, it's my little brother looking for you." Gou Buli said in the direction of Li Mengnan, and he was not so polite to Mi Tong.

"You are?"

Mi Tong looked at Li Mengnan in front of him suspiciously, he had only been back for a few days, because he didn't dare to let too many people know, and he only contacted his former friend Qing Pei during the period, so he didn't know Li Mengnan's existence.

"You're Miton?"

Li Mengnan's gloomy face suddenly showed a strange smile.

"Yes...... You are? For some reason, Mitong suddenly had an ominous premonition.

"Do you know these three words?"

Li Mengnan's fingers seemed to flash out of thin air with a student ID, which instantly unfolded in front of Mi Tong.

Li ...... Cover...... South? ”

After reading this very unfamiliar name one by one, Mi Tong just retracted his gaze and raised his head, and saw a fist the size of a sandbag already appeared in front of him.

A punch followed a kick, and before Mi Tong could fall down, he instantly pouted his ass and flew out, slamming on the courtyard wall of the small courtyard like a naughty naughty boy's mud cannon, and then rebounded back and knelt on the ground, holding his stomach and throwing up.

Li Mengnan didn't let him go at all, jumped nearly two meters in an instant, and quickly kicked Mi Tong's shoulders with two feet.

These two kicks didn't seem heavy, but they kicked extremely skillfully, directly kicking Mitong's arm bone off the shoulder joint.

The dislocated arm was clearly no longer able to support the weight of his body, and Mitong had just gotten halfway up and fell headlong into his own vomit again.

Several strong men on the side, including Gou Buli, saw this scene and secretly wiped cold sweat, Xindao fortunately did not have a conflict with Li Mengnan just now, this kid is ruthless, and his moves are also lacking in virtue and smoking, and if he fights, injuries are secondary, and it will be a psychological shadow for a lifetime......

With his own sour vomit on his face, Mi Tong almost didn't turn his intestines out, and the sharp pain of dislocating his shoulders made him roll all over the ground, but even then he could still feel as if countless feet were exploding back and forth on his body, no matter which direction he rolled, he couldn't escape.

No one expected that Li Mengnan would suddenly burst out without even saying a word.

Looking at Mi Tong, who was screaming like a pig waiting to be slaughtered on the ground, Xiao Hui seemed to be a little unbearable, and was about to say something to stop it, but when she looked down, she saw that Xiao Bao'er, whose face was like ice, had been looking coldly at the scene in front of her, and couldn't help but sigh and turn her face away.

At this moment, Minnie Mouse hurriedly ran into the small courtyard not long after class, and saw the familiar but unfamiliar middle-aged man on the ground, and couldn't help but be stunned on the spot, and only reacted after a few seconds, rushed up to grab Li Mengnan, who was kicking his head, and shouted hysterically: "Li Mengnan, what are you doing?" Stop! Are you crazy? ”

Probably feeling that he was almost angry, Li Mengnan retreated to the side, raised his leg and patted the floating soil splashed on his trouser legs, and his understatement looked as if he was not beating someone just now, but just stepping on an irregular piece of ground.

"Dad, are you alright? Are there any injuries? ”

Minnie didn't care how dirty Mi Tong was at the moment, she almost cried and helped him up from the ground, obviously she had deeper feelings for this father than Xiao Bao'er.

After all, before Xiao Hui didn't marry into this family and become her stepmother, it was completely Mi Tong who pulled her up with a handful of and urine.

"You...... Why are you hitting me? ”

I don't know if I was kicked and confused, but after Mi Tong relieved his breath, he actually asked such a sentence first.

"Because...... You know too much. ”

Li Mengnan swept Mi Tong's face lightly from the corner of his eye, grabbed Minnie Mouse's arm, and dragged her away from Mi Tong's side without saying a word.

"What are you doing? Let me go! ”

Minnie Mouse struggled desperately, and even kept beating Li Mengnan's chest with those two little pink fists, Li Mengnan simply carried her directly on her shoulders, walked back and threw it to Xiao Bao'er.

"Sue her, what did your 'good father' do?"

After that, Li Mengnan didn't pay attention to Minnie Mouse who was like a crazy woman, turned around and walked straight to Mi Tong under the base of the wall.