Chapter 163: Working Together
PS: Thanks for the pink ticket of the baby of the Buckthorn. This month marks the most pink votes in more than a year since this article began. Thank you.
Princess Lichuan continued: "Since my father has already agreed. Officials from the imperial court were selected to manage the city of Shanghai. I'm ready to go to Siam. So, I want you and the people of the Black Family to ask for some manpower. Also, the Black family already has a foothold in Siam, and I want to develop Siam with the Black family. In addition to working with the Black Family, I also want to work with you. Do you want to build a city in Siam? ”
Chen Wenhui smiled slightly and said, "I think it would be good for you and the Hei family to build that place in Siam." I'm not involved. My sister knows, I have not yet developed Luzon, the Spice Islands, and Java, so where do I have the energy to go to Siam. However, since my sister has decided to go to Siam, I will give my full support. It's not like I'm completely out of the picture. I would like to involve my Nanyang Bank in the construction of your new city. Establishment of a Nanyang Siam Branch. In this way, there should be no problem with the funds for your city construction, and you can borrow from our Nanyang Bank at any time. Also, on the part of the people, with banks, it will develop faster. Sister, you know that the reason why our four cities in Luzon Island in Nanyang have developed so fast is that we have given a large amount of loan support to the people who have opened up the wasteland, which has saved several years or even more than ten years of time for the primitive accumulation. ”
Princess Lichuan said, "Yes, I heard about it too. If we people in Dachu want to develop from poverty and whiteness, we must save money for several lifetimes, save one tael of silver every year, and slowly accumulate two taels of silver. Maybe it will take more than ten years or even a few lifetimes for someone to save five hundred taels of silver. With these five hundred taels of silver, you can buy land, do business, buy new farm tools, buy livestock, and earn more money. When you come up, you will first give a loan of 500 taels of silver, isn't this a direct saving of several lifetimes of people's efforts? That's why you're growing fast. ”
Chen Wenhui said: "With the bank, in addition to the rapid development of the people, even we can recover costs faster. Our bank has a large loan amount every year. Interest accumulates. The money earned is still very objective. I am going to give up 60% of the shares of the Siam branch of Nanyang Bank to my sister and the black family. In this way, the money you invest in building the city can be recouped more quickly. ”
This was unexpected by Princess Lichuan. After she heard Chen Wenhui say that she would open the bank to Siam, she knew that Chen Wenhui would definitely give Princess Lichuan a certain amount of shares. After all, the Shanghai branch of Dachu Bank. gave Princess Lichuan a stake. So. Princess Lichuan is so supportive of the development of Da Chu Bank in Shanghai. Also, Capital Bank, that is the situation that Princess Lichuan helped the bank open. Therefore, Chen Wenhui gave her 30% of the shares at that time, and now she is still giving her dividends every year. This Chen Wenhui opened the bank to Siam, she thought, what's the matter, Chen Wenhui will also give her 30% of the shares, which is already considerable, because the construction of the city, the bank may be the most profitable.
But I didn't expect that Chen Wenhui was so generous that she actually gave sixty percent of the shares, so who owns this bank? is no longer Chen Wenhui's, it has become Princess Lichuan's. How is it possible to give the money-making business directly to Princess Lichuan so generously?
Chen Wenhui looked at Princess Lichuan and didn't speak, just looked straight at her. She thought to herself, she is worthy of being the princess of Da Chu, and this heart that is stable in the face of money and wealth is not something that ordinary people can do.
Chen Wenhui smiled and said, "Sister, don't think it's taking advantage of me. This stake is different from the previous stakes. This stock is not a dry stock, it is to be invested. If you own 60% of the shares, you have to take out 60% of the money accordingly. ”
Princess Lichuan's expression loosened a little, and the dividends in Shanghai City and the capital were all dry stocks in the past. She didn't actually come up with any real money.
Chen Wenhui said: "In addition to taking out the money according to the shares, my sister also has to protect our bank in terms of policy. Because your Siam relies on Da Chu, I am afraid that other banks will also participate, so my sister must ensure that only one of our banks can enter Siam. ”
This unique business model of banks is not something that anyone can imitate. Now for so many years, there are only two banks in Dachu, the Wang family's bank and Chen Wenhui's bank. However, there are some bank-like banks that have stolen a lot of business. It turns out that Chen Wenhui wants a franchise for policy protection. It is also that this bank is not in Luzon, and there is no official protection from Chen Wenhui. In this way, in order to seek her own official protection, she can only give up most of her interests, so that Chen Wenhui's shares seem to be less, but because it is a monopoly sale, she may make more money.
For Princess Lichuan, this is also a good thing. No one wants there to be other forces on their territory, and Chen Wenhui is also avoiding suspicion. For such an informed and interesting sister, Princess Lichuan really loves it.
Princess Lichuan smiled and said, "Then I'm welcome." That's it. ”
Chen Wenhui said: "Except for this bank. All the workshops in my Qingchun City have been auctioned off by those craftsmen. So, I recovered a large amount of money, so that I could continue to invest in Suzaku City. The craftsmen are all in the workshop, and they are even better than in my hands. The princess's sister went to build the city this time, and the construction of the house and the city wall were big projects. By the way, there is also the underground part. There is a lot of rain in these places in Nanyang, and if the city does not do a good job of sewer engineering, it may be flooded by a heavy rain in the future. We don't have these problems in Qingchun City and other four cities. Because when we built the city, we invited the experienced masters of the Black Family to design it. And then it was built like this, and there have been no problems until now. Our city was clean and tidy. ”
Princess Lichuan said, "I haven't been there. However, I have also heard from the merchants of Dachu who come and go in Shanghai City that the construction of your four cities in Nanyang is very good. Neat, clean and very beautiful. Especially your Qingchun City, which is simply a garden city. Since I want to build a new city, I will go to Xinguang City with my horse before the construction, and the four cities of Nanyang will go around, learn it, and then build it myself. ”
Chen Wenhui nodded and said, "It's a good thing to look at it now." I'll introduce you to a few masters of the Black Family to design your city. Also, the workshops in our city didn't just give us a city to build houses, walls, and sewers. It was also built for Tongren City. In the past, Tongren City was not built by our engineering workshop, and it was a mess. The people are not living well. Since we went to the engineering workshop, it has been much cleaner and tidy, and the people's lives have been much better. It's better that when the time comes, I will also ask those engineering workshops in Qingchun City to work with you. If you pay for it, you will definitely do it quickly and well. ”
This is what Princess Lichuan couldn't ask for, and she hurriedly said: "That's a good feeling, I just can't ask for it, the engineering part of this urban construction is the most headache, and it is a great thing to have you engineering workshops that have rich construction experience." The things that can be solved with money are simple things. Whether it is the bank's investment or the payment to the engineering workshop, you can rest assured, my sister can't do anything else, and it is no problem to take out five or six million taels of silver at once. ”
Chen Wenhui couldn't help but estimate it in her heart. Princess Lichuan said this, it seems that there is no less money in Shanghai. In addition to investing in the construction of the new city, she can also take out five or six million taels of silver, which shows that her net worth is definitely more than 10 million taels of silver. It turns out that the richest family in Da Chu is not his own Xiao Chen family, but Princess Lichuan's family. However, think about it, just in the past few years, with the annual dividend of two million taels of silver, it is very easy for Princess Lichuan to accumulate enough ten million taels of silver.
Chen Wenhui said: "Actually, as long as the princess sister has plenty of money and population, and the emperor is willing to support it, she can build two cities at the same time." If you feel that it is a bit tiring to build two cities at the same time, you can build one a year. You can learn from our Jade Rose City. The first city was invested by my sister herself, and after it was built, my sister had a stronghold in Siam and could occupy a larger territory, and at that time, she could build a second city. Although at that time, the funds for the construction of the first city had not yet been returned, but we could learn from the construction of our Jade Rose City. Let the upstarts in your city, as well as the rich people in Nanyang and Dachu, raise funds. In this way, everyone pays for it, we build the city, and we give them dividends after three years, isn't it a mutually beneficial thing? The process of our construction can also be greatly accelerated. ”
Princess Lichuan couldn't help but be moved. This is a good idea, according to such a plan, it is estimated that in a few years, they will really be able to gain a foothold in Siam, as for the original Siamese royal family, she does not care at all. With her own private army, as well as the army of Da Chu given by her father as the main force, what can the small Nanyang country stop? The army of Great Chu can be defeated even by barbarians.
Originally, such an army, the Duke of Lichuan mainly paid money to the imperial court. After all, the dispatch of a large army is not a trivial matter. I don't know how much money the court spends. But the emperor loves this daughter very much, what is it to spend some money for his daughter, let alone a good thing to expand the territory. Princess Lichuan is not a stupid person, she proposed, she did not want 20% of the shares of Shanghai City, and the 20% shares were given to the prince. Can this not make the prince happy, this is a profit of two million taels of silver a year. For this reason, the army was dispatched once to clear the small country in the South Seas for my sister. (To be continued......)