Wen Hui thought about it for a long time, and felt that this matter was important, and she still had to talk to her parents. made up her mind, Wen Hui went to sleep, and the plan was not written.

The next day, Chen Yuanheng did not go to the yamen. Instead, he was discussing things with Liu Yan, Liu Jingyuan, Chen Wenjun, and Chen Wenlin at Bai's place, and when he saw Wen Hui, Chen Yuanheng smiled and said, "Hui'er, you're late today." ”

Wen Hui had two dark circles on her face, and her spirit was not very good: "I got up late today." ”

Bai Shi looked at his daughter and was very worried: "What's wrong with Hui'er?" So listless, don't you feel unwell? Do you want to go to your Aunt Hu's place? ”

Wen Hui smiled and said, "It's okay, I just didn't sleep well yesterday, my brothers are back, I'm so happy." ”

Bai Shi laughed and said: "You kid, my brothers will live for a few days, and you will go to Suzhou with them in the future, and you will have to stay away again, what are you excited about, you didn't sleep well, this is not good." ”

Wen Hui nodded and asked, "Father, what are you discussing?" ”

Chen Yuanheng said: "Your brothers are saying that about sea trade, the emperor and the Chen family finally reached an agreement, the emperor's representative Ma family accounts for 30% of the shares, the Chen family accounts for 30%, the remaining 40%, and the princess and the four princes are half each. ”

Wen Hui nodded and said, "It's fair." That's probably the best. ”

Chen Yuanheng said: "Of course, this is not all, and it is very important that each family has to come out? The Ma family paid for it, as well as the coastal manpower, and originally, the Ma family was a salt merchant with its own fleet for transporting salt, and there were some sailors, and they had to hand over a part of these people. Of course, the Ma family still has to pay, after all, the construction costs a lot of money. Something from the Chen family. It is very strange that the Chen family produced some drawings, which are said to have been left by Emperor Guanglie. It is a blueprint for building a large ship that can go to sea. And, of course, money. For the rest, the princess will contribute some manpower. After all, her in-laws' family started on the water, and there are many capable sailors under her command. And, of course, money. The rest is that the part of the four princes is weaker, and just by paying money, I am afraid that it will not be able to satisfy the emperor and the Chen family. ”

Wen Hui looked at Liu Yan. Liu Yan's cold face seemed to be filled with bitterness. This prince is just starting out, whether it's silver or anything else, he doesn't have it now. What can I do? This estimate is also a test for the emperor and the Chen family to the four princes. If you have access to guò, we will support you in the future, if you can't pass guò, that's fine. I won't take you to play.

Wen Hui looked at Liu Jingyuan, who had been frowning all the time. It is estimated that this think tank is thinking about how to break the current predicament.

Wen Hui asked Chen Yuanheng: "Then what should I do now?" ”

Chen Yuanheng said: "Now the Ma family and the concubine Xu Wenchang have started in Huating County, after all, building ships, repairing docks, and building cities. It's the first step, our Chen family is your eldest brother, and he has already prepared the drawings and the money sent by the clan. Now it's just the four princes. We didn't think about what to do. ”

Wen Hui thought about it and asked: "How much does this sea trade plan cost in total?" How much does each family make, and what is missing? ”

Liu Jingyuan said at this time: "The emperor has set it." If this sea trade is just a seaport, ships, goods, and manpower, it will not cost much, but the emperor said that the sea trade city will also be built. This will cost a little more money, and the preliminary price is 10 million taels of silver. Each family is made according to the results. The Ma family has already taken out three million taels of silver. The Chen family's land has also been taken out a long time ago, and now the silver has been transported to the new city, and Xu Wenchang has already used the money to build the wharf and the new city. ”

Wen Hui asked, "Isn't the princess going to give two million taels?" The four princes are also going to come out so much? Where did the princess get so much money? ”

Liu Jingyuan smiled bitterly and said: "Don't say it's the princess, even the entire Xu family combined, there are no two million taels of silver, but there is news that the princess's silver has also been transported to Xincheng." ”

Wen Hui asked, "Then where did they get the money?" ”

Liu Jingyuan said: "There is news that the emperor lent it to the princess. ”

Wen Hui was dumbfounded. This emperor is really eccentric. gave the princess two million taels of silver, but did not lend it to the four princes, isn't the four princes biological?

Wen Hui wanted to come here to take a peek at Liu Yan. Liu Yan's beautiful face had no expression at all. Wen Hui's heart hurt for no reason. How can this person be so similar to his previous life? This was the case in his previous life, because his parents were repeatedly eccentric, and his heart had been pierced without a complete place, and later, seeing their love, his younger brothers and sisters were already numb. The heart is like being frozen in ice, it doesn't hurt, it just bumps cold.

Wen Hui suddenly decided to help Liu Yan, for the sake of herself in her previous life and for her family. Anyway, the future of his father and brother has long been tied to Liu Yan, plus Mingzhu will marry Liu Jingyuan in the future, so if Liu Yan can't succeed, the people waiting for him are likely to die.

Wen Hui made up her mind and said, "I have a way to deal with the two million of the four princes. ”

Chen Yuanheng hurriedly asked, "What way?" ”

Wen Hui saw that the first person to ask questions was actually her father, and she knew that her father was very anxious, after all, the future and his son's future were blocked on Liu Yan, can this not be in a hurry? This strengthened Wen Hui.

Wen Hui smiled and said, "You are all fans of the authorities, can't we take out a loan?" ”

In a word, let everyone's eyes light up, in fact, this is a very simple way. In Wen Hui's previous life, as long as she was short of money, she would be the first to think of borrowing money from the bank. People have no money to buy a house, a loan, no money to buy a car, no money for loans, no money for decoration, no money for loans, no money for doing business, loans, even if the government has no money, it is also a loan, a loan for the whole people. But the people of this era do not have this concept, they are still in the natural economy, and they usually borrow very little money, where will they think about bank loans. Besides, banks are a new thing.

Liu Jingyuan frowned again after being surprised: "But, I borrowed so much money at once, I don't know if the bank has it?" After all, their bank only lent money to all three states a few months ago, which is a large number, and it is difficult to say whether there are so many now. And even if the bank has it, are you willing to lend it to us? We don't have any collateral, do we? Even if it is loaned to us, this sea trade is a long-term investment, seeing that the benefits are slow, where can we repay the money in a few months or a year? When the time comes, we need to pay back the money, and we can't take it out, what should we do? ”

Chen Yuanheng sighed and said, "The bank's silver is very sufficient, so don't worry about this." Previously, all the money in the bank's reserves was used to lend money to the three states. For this reason, however, the bank has also expanded, setting up many branches in Heyang Prefecture and Suzhou, which has attracted a lot of deposits in the region. After all, because of the loan for disaster relief, the bank has a very high reputation among the people. Thus the treasury of the bank was again deposited with more silver than before. You know, before it was only the amount of deposits in Deqing, or even Huzhou, but now it is the amount of deposits in three states. Therefore, it is very easy to come up with two million taels. The rest is whether the Wang family is willing to lend us a loan, and I have to discuss with the Wang family, it is best to give us a low interest rate, and there is a long-term, preferably five years. ”

Liu Jingyuan was very happy when he heard it, and said, "Then it will bother the third uncle." ”

Liu Yan also thanked him.

Chen Wenjun said: "It's not enough to just settle the silver. You see, the Ma family has produced some ships, as well as sailors, and the princess's family has also produced sailors and sailors, and the Chen family has produced more important things, the drawings of sea ships. Then we don't have it, and if we don't take it, we will definitely be squeezed out. ”

As soon as he said this, everyone nodded and began to think about how to break this dilemma. Wen Hui looked at everyone and suddenly said: "Actually, I am unwilling, the fourth prince, I proposed Haimao, but my family did not take a stake in it, what a loss." ”

Chen Yuanheng said: "Where can we compare with them, this is not something our family is involved in." ”

Chen Wenhui said, "Fourth prince, I want to make a deal with you." ”

Liu Yan was surprised and asked, "Wen Hui, do you make a deal with me, or do your family make a deal with me?" ”

Chen Wenhui said: "I can provide one thing, and then ask the fourth prince to give me one of your two percent." Of course, in this way, you can borrow one million from the bank, and the one million taels will be borrowed by me like a bank. This is a deal between me and the Four Princes, not our family. I'm going to save money for the dowry, too, right? ”

Speaking of which, Wen Hui made a joke. Everyone couldn't laugh, Chen Yuanheng said: "Hui'er, how can the emperor agree to let you participate as a child?" ”

Chen Wenhui smiled: "I'm not trying to make a deal with the emperor, I'm just making a deal with the four princes." I just occupy this one percent privately, and externally, I still say that this is the fourth prince. Moreover, I have to provide one thing for the four princes. ”

Liu Yan saw Wen Hui so confident and confident, and suddenly had a strange feeling: "What is it?" ”

Wen Hui did not answer positively, but asked everyone: "This sea trade, the new city is important, the port is important, but what is the most important thing?" ”

Speaking of this, Wen Hui paused and looked around, as if returning to the situation of the meeting in her previous life: "The most important thing is the fleet. It is something to be used in the voyage of the fleet. In Suzhou, I knew a little bit. We now have some private ships sailing on the sea, some of them can reach Goguryeo, and some of them can reach the Wa Kingdom. None of this is insured, because there are too many dangers on the vast sea. There are Sinan on our ship to point out the direction, but these are not enough. Because there are so many things in the sea that can affect navigation, such as storms, such as reefs. Therefore, the most important thing is to have a large ship that can withstand storms, and the drawings are provided in this family. There has to be one more important thing. No one has provided this thing so far, and if we can provide it, we will definitely win the appreciation of those companies. ”

Everyone was aroused by curiosity and asked, "What is it?" ”

Wen Hui smiled mysteriously and said, "Sea chart." ”

ps：

Another dark line appears in the book.