Chapter 62: Windfall
"Huh? Aunt Zhou, why doesn't the scope of the house indicated on your two certificates include this yard? Fang Yang saw the problem at a glance and couldn't help but ask.
"Oh, the land in this yard belongs to my son and his uncle." Aunt Zhou said disapprerovingly, "When the family was separated, the house he took was a little smaller than ours, and my dead ghost husband said that he gave this land to my uncle." But it's been used by our family all these years, and he can't build a house on such a small piece of land! ”
"Oh, why don't you buy it from him?" Fang Yang asked again.
"Where's the money?" Aunt Zhou pursed her lips and said, "My husband has always been sick, and the little savings in the family have been replaced by the medicine he took, until he died, and he left this house." A few years ago, when we went to reapply for the land certificate, the uncle proposed to transfer the land to us, only 5,000 yuan, but we couldn't pay it out! ”
Fang Yang nodded, stopped talking, and looked at the property right certificate casually, but his mind was alive.
Aunt Zhou saw that Fang Yang didn't speak, thinking that he was dissatisfied with the house, so she couldn't help but say again:
"My house is so nice, young man! With a little trimming, life is fine! And I heard that it will be demolished soon, and when the time comes, I may be able to pay you several houses at once! ”
"Hey! This piece of demolition has been shouted for several years, and I don't know if it's the Year of the Monkey! Fang Yang said quietly, "I bought a house just to bring the old people in my family to live, this kind of old neighborhood, the old people are more accustomed to living in it, but I don't want to demolish it!" ”
"Yes, yes, yes! It's the perfect place for seniors! Aunt Zhou hit the snake with the stick, "The neighbors are very good, and the community often organizes activities for the elderly." You can't go wrong when you buy here! ”
"That's true, but your asking price is too high." Fang Yang said.
"That's still high!" Aunt Zhou's voice was very loud, and her words were like quarrels, "Young man, you go out and inquire, the housing prices in this neighborhood are at least 6,001 square meters!" My 120-square-meter set is only 550,000, and the unit price is less than 5,000. ”
Fang Yang had already prepared and said unhurriedly:
"Auntie, the account can't be calculated like this, it seems that your unit price is a lot cheaper, but your house is too old, it is not too much to say that it is a dilapidated house, and I have to spend a lot of money to renovate it when I buy it. In addition, your house is too old to get a mortgage, you must pay in full, and you are actually 550,000 yuan, the tax on second-hand housing transactions is not low, and I have to bear the costs of both buyers and sellers, which is tens of thousands of yuan! ”
"For the same price, I can buy a newer house." Seeing that Aunt Zhou didn't speak, Fang Yang added another sentence while the iron was hot.
In fact, there are a lot of people looking at the house recently, and through the understanding of Guò these days, Aunt Zhou also knows that it is not easy to sell this house for 550,000 yuan. But she is also very nervous about the money to buy a new house, so she has been biting the price and refusing to lower it.
"Young man, I see that you are not bad, so I will tell you the truth! Although this house is old, I have lived in it for decades, and the neighbors are very familiar with it, and it is very comfortable to live here. If it weren't for the urgency of money, I wouldn't have sold it anyway. Aunt Zhou sighed and said, "But this price really can't be lowered, otherwise I won't have enough money to raise money, and there is no point in selling the house!" ”
Maybe it was because Fang Yang seemed very kind, or maybe those words had been held in her heart for a long time, Aunt Zhou began to talk about the difficulties in her family, and she also felt very helpless to sell the old house for her son to get married and buy a new house.
Fang Yang listened with a smile and did not interject. In fact, he didn't say so much to bargain, but he had other plans in his heart.
"Auntie, you've said everything about this, I'm embarrassed to bargain anymore." Fang Yang said with a smile, "Actually, I really want your house, but I think the price is a little more expensive, and I just looked at your two certificates, and this yard is not within the scope of this transaction." It's very troublesome, it's no problem for you to live, it's all your own relatives, but if I buy it, your relatives will definitely take back this yard, then this house can't be lived, and even the direction of the gate has to be changed......"
"This ......" Aunt Zhou also felt that Fang Yang's words were quite reasonable when she heard it, and she was also very embarrassed for a while.
Fang Yang glanced at Aunt Zhou's expression and took the opportunity to say:
"Do you think that's going to work? The price is 550,000 as you said, and I won't bargain. But can you discuss this yard with your relatives and transfer it to me? ”
Aunt Zhou showed a hesitant expression on her face, and Fang Yang said tightly:
"Otherwise, I'll give you another 20,000 yuan, plus 570,000 yuan in this yard, what price do you talk to your relatives about, that's your business, okay?"
As soon as she heard this, Aunt Zhou suddenly felt moved, Uncle has been useless for so many years, a few years ago, he also offered to transfer 5,000 yuan to himself, discuss it with him, it should be no problem, and maybe it won't be 20,000 yuan, and he can still make a little money.
The conditions proposed by Fang Yang were very tempting, compared to the harsh conditions mentioned by the previous group of people who looked at the house, Fang Yang was simply too easy to speak.
"Okay! Then I'll call my uncle now to discuss, you wait here for a while! Aunt Zhou thought for a while and said with determination.
"Oops! Look at me, you haven't even poured you a glass of water for a long time, it's really rude! Aunt Zhou was just about to enter the house, when she suddenly remembered and shouted in a fuss.
Fang Yang hurriedly waved his hand and said:
"Auntie, I'm not thirsty, you better get down to business first!"
"How's that going to work? Door-to-door guests! Fang Yang had the intention to buy, and Aunt Zhou also became extremely enthusiastic, and quickly poured a cup of hot water for Fang Yang, and said, "You drink saliva first, and I'll go upstairs and call my uncle!" ”
"Okay!" Fang Yang smiled and nodded.
After Aunt Zhou left, Fang Yang walked around the yard with a water cup, and there was also a trace of nervousness in his heart. When he came to the scene to see him, he realized that there was such a big yard here, and as soon as he saw that the scope of the houses marked on the two certificates did not include this yard, Fang Yang's mind became lively.
If he could really win this courtyard at a price of 20,000 yuan, then Fang Yang would simply make a profit!
As long as the yard is included in the property right certificate and land certificate during the transaction, it will be counted as the construction area when the demolition compensation is made. This courtyard is at least thirty square meters, if Fang Yang's memory of his previous life is not biased, the monetary compensation price of the old city reconstruction project in Hengxiang of Hongguang Road is about 13,000, even if the new rate of this house is relatively low, at least 121 square meters of compensation can be obtained.
That just this yard can get nearly 400,000 yuan in compensation, relatively speaking, the extra 20,000 yuan paid is basically negligible, this is really an unexpected gain!
Fang Yang felt that the probability of this thing being done was quite high, and it was not that the owner of the yard did not know the value of the land, but the main reason was that this piece of demolition had been rumored for a long time and had not been implemented. The local residents no longer have much hope, and Fang Yang is putting forward additional conditions in the name of buying a house, and the possibility of him agreeing is very high.
Sure enough, after a while, Aunt Zhou walked downstairs with a happy face, and said loudly:
"Young man, my uncle agreed, can you tell me what to do about this?"
Fang Yang was suddenly overjoyed, but the expression on his face was still impassive, and he said:
"Auntie, this matter is not complicated, let's initialize a transfer agreement, I will pay you a part of the deposit, and then I will deposit the remaining house payment to the designated account of the bank for fund supervision, we can start to handle the transfer procedures, and after the transfer procedures are completed, we will go to the bank together to unfreeze the funds, and you will receive the money." Of course, the owner of the yard is also the transferor, and he must also be present when the initialing agreement is signed. ”
Fang Yang himself studied law in this life, and these procedures are very clear, but there is no need to go to an intermediary to spend that unjust money. But Aunt Zhou didn't understand, she was stunned when she heard it.
Seeing this, Fang Yang said with a smile:
"Auntie, it's actually very simple, you just need to understand it like this, I'll pay you a deposit of 50,000 yuan today, and let's sign the transfer contract. The remaining 520,000 let's go to the bank together, let the bank help us keep the money, which means that both you and I can't use the money, and then go to the transfer, and when the house and yard are transferred to my name, we will take the new real estate certificate and land certificate to the bank, and the bank will put the 520,000 yuan of the purchase money into your account, and the fund supervision is a more secure way to protect the rights and interests of both parties from loss. ”
"Of course, I'm going to pay for all of that. Just ask at the bank. Fang Yang added again.
"Oh, I get it when you say that!" After Fang Yang explained, Aunt Zhou suddenly realized and said, "Then I'll call the uncle to come and sign, you wait a minute, he doesn't live far away!" ”
After a while, Aunt Zhou's uncle came to the door with two certificates, a thin old man about sixty years old. I don't know how he and Aunt Zhou discussed it in private, the little old man was very straightforward, and asked where to sign when he entered the door.
Fang Yang took out the letter of intent to buy the house that had already been prepared, and filled in the corresponding information in the blank space such as the location of the house, the area, the price, the number of deposits paid in advance, and the ID numbers of both parties, and asked the two of them to sign and press their fingerprints respectively.
After doing this, Fang Yang happily handed the 50,000 yuan in cash he brought to Aunt Zhou and said:
"Auntie, this is a deposit of 50,000 yuan, you click on it!"
Aunt Zhou was also more excited, her hands were trembling slightly when she took the money, although the money was 10,000 bundles unopened, but she still carefully clicked twice before saying with a smile:
"That's right!"
Fang Yang smiled and nodded:
"That's fine! Auntie, then I will say goodbye first, and tomorrow the three of us will sign a formal transfer contract, and then we can go to the bank to handle the supervision of funds. When the next step is to transfer, there are some links that require you and this uncle to be present in person, and you may have to trouble you! ”
"No trouble! No hassle! Then you walk slowly, young man! Aunt Zhou was very excited, and said with both hands tightly holding the 50,000 yuan.
Fang Yang and the two nodded, and then said goodbye and went out, but the uncle did not leave, it is estimated that Aunt Zhou will use the 50,000 yuan deposit to pay the part of the money given to the uncle. But this has nothing to do with Fang Yang, they signed the overall transfer agreement, and the three parties signed it at the same time, as for how Aunt Zhou and her relatives negotiated, it was their business, and they signed it anyway. In the next step, as long as the yard and the house are on the same property right certificate and land certificate at the time of transfer, everything will be fine.
Fang Yang's steps were very brisk, and he was very happy in his heart, the first investment after his rebirth—speculation to be precise—was surprisingly smooth, thinking that the more than 500,000 would soon become one or two million, Fang Yang also had a faint sense of pride in his heart.
Fang Yang, who was in a happy mood, didn't notice that the door next to Aunt Zhou opened, and a person walked out to look at Fang Yang's back, with a hint of resentment in his eyes.
If Fang Yang turned around, he would definitely be surprised, the person who came out next door to Aunt Zhou was Yan Huiming, who made a fool of himself in public at the calligraphy and painting competition that day.
;