Chapter 306: The Loan Is Done

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Wang Faqi took out five red tickets from his wallet and threw them to Wang Xia: "Oh, take it." ”

Listening to this contemptuous tone, Wang Xia was furious: "You TM is a chicken!" ”

"Then what do you want, everyone, you want me, if you are too little, then I will give you another five hundred, okay?" Wang Faqi said disdainfully, he has seen a lot of such women.

"Are you rich? Are you amazing? Wang Xia shouted loudly.

"It's not very rich, but I also have hundreds of employees under my hands, how about it, beauty, are you interested in coming over to me as a secretary?" Wang Faqi laughed.

Wang Xia looked at him in a daze: "You let me be your secretary?" ”

"Yes, how about it, a monthly salary of 4,000, and a bonus of at least 1,000, usually clean the office for me, serve tea and pour water or something, how about it, it's interesting enough, right?" Wang Faqi saw that Wang Xia was tempted, and he also felt that it was not bad to get Wang Xia to be a secretary, and slowly adjusted~ teaching, maybe he would be more well-behaved than Li Chunxiang.

Wang Xia was silent for a long time, of course she understood what Wang Faqi meant. Secretary? It's love ~ people are pretty much the same.

"No, at least 8,000 a month, I still have to pay rent, I have to buy clothes, all of which cost money!"

Wang Faqi looked Wang Xia up and down, thinking of the excitement in the bathroom just now, this girl is still very tasteful.

"Okay, eight thousand is eight thousand, let's go, come with me to dinner."

Shi Lei was driving Fang Xuan to lunch. Seeing a car parked on the side of the road in front of me a little familiar, isn't this Wang Faqi's car?

When Shi Lei drove by, he saw Wang Faqi and Wang Xia coming out of the express hotel together and walking towards his car.

"What are you looking at?" Fang Xuan glanced back, there was nothing fun.

"Isn't that Wang Faqi and Wang Xia, they just came out of that express hotel."

Fang Xuantong guò rearview mirror. At first glance, it is really. She thought of the scene where Wang Xia seduced ~ Shi Lei, and then saw her with Wang Faqi, and immediately began to wonder if this would be something done by Wang Faqi.

A few days ago, Wang Faqi came to his house to pay New Year's greetings and mentioned it to his aunt once, as if he was the manager of the Longjiang branch who was temporary, and seemed to want his aunt to remove this pronoun. At that time, my aunt did not squeak, and he came to my father later, and my father did not squeak. Originally, Fang Xuan still felt that Wang Faqi was not easy. Now it seems that the acting general manager should be removed, but not Fuzheng, but let him become the vice president, or even fire him!

When eating, Fang Xuan still looked angry: "Hmph." That Wang Faqi is not suitable for this position, and I will call my aunt in a moment. Let him get out of the way~ eggs! ”

Shi Lei thought that Fang Xuan was unhappy when he saw Wang Xia, why was he angry with Wang Faqi? He thought about it for a while, and finally figured out that it must be Fang Xuan who thought that Wang Xia was sent by Wang Faqi to seduce ~ him.

Shi Lei didn't think so, Wang Xia and Wang Faqi definitely didn't know each other before. As for how Wang Xia and Wang Faqi got together now, he was also very curious.

"Don't think about them. After eating for a while, you go with me to the Provincial Industrial and Commercial Bank, Uncle Fang gave you the 100 million, and it will be on my account, and I will go through some procedures. Get the loan down. ”

"I don't have to go, you can go yourself. I'll make an appointment with Vivi in a while, let's go shopping together, and you can eat by yourself in the evening. "Fang Xuan didn't want to go to the bank to do any loan business, it must be very troublesome and very boring.

Shi Lei shook his head, among Fang Xuan's friends, his least favorite was Ding Weiwei, but these two had four years of classmate love. I heard that Ding Weiwei is now living with Wu Fanguo, why didn't she enlighten Fang Xuan at this point, so that Fang Xuan would also open her arms to herself earlier.

"Okay, then you go shopping with her, and if you need me to pick you up, call me."

Shi Lei originally wanted to sue Fang Xuan that her 100 million yuan was used by herself to make a transition in the account and use it to operate the loan. But Fang Xuan didn't seem to care about the money, so much so that Shi Lei had a sense of satisfaction of being trusted.

After eating, Shi Lei sent Fang Xuan to the shopping mall she had made an appointment with Ding Weiwei, Fang Xuan got out of the car, waved at Shi Lei, and then ran into the mall, it was too cold outside.

Shi Lei drove to the Provincial Industrial and Commercial Bank of China, asked Feng Jiankun to go through some final procedures, and then he could sign the contract that had been prepared a long time ago, and wait to get the money.

When Shi Lei came, Feng Jiankun enthusiastically invited Shi Lei to his office, and personally made a cup of tea for Shi Lei.

"Brother Feng, don't be so polite."

"Leizi, the money in your account has arrived, and now it is a total of 170 million, because of this account, your company has also been upgraded to a VIP customer of our bank. These are all secondary, and I will explain to you some of the specific conveniences in a moment. Now you look at this contract, if there are any terms that you don't understand, you can ask me, and I will explain it to you in detail. Feng Jiankun handed a contract to Shi Lei, and then sat there, waiting for Shi Lei to read it.

This contract is very detailed, and it evaluates the capital transactions and future development of Jinshi Company in recent months, and believes that it can lend 1.5 billion RMB, using Jinshi Company's fixed assets and future earnings as collateral.

This is the most basic mortgage, but if Shi Xitong did not make a verbal guarantee to Zhou Mingfu in private, Shi Lei's company, even if there is 170 million in the account, the final loan will definitely not exceed 50 million.

This is already an illegal loan, so Zhou Mingfu deliberately made it clear to Shi Lei that once he wants to be transferred, Shi Lei must repay the loan. Of course, now they have a better way, that is, the two parties can negotiate that they can replace the collateral with the shares of Changsheng Real Estate and sign a new loan contract, so that the matter is settled.

In fact, as long as the loan money cannot be recovered, it will not affect Zhou Mingfu, even if Zhou Mingfu did some violations this time, but Shi Xitong's Taishi International Asia-Pacific North Branch is a big saver of ICBC, so Zhou Mingfu dared to lend to Shi Lei in violation of regulations.

Even if Shi Lei is not on it. He also believes that Shi Xitong will pay back the money. Otherwise, Shi Xi's reputation will be heavily affected, which will cost him much more than one or two hundred million in business.

Shi Lei's asset mortgage does not have any appraisal value report from the relevant departments, which is obviously a super value mortgage. And the bank's inspection of the Goldstone Company. Also a qiē from Jane. Under normal circumstances, it is necessary to conduct a detailed investigation on the business situation, mortgage assets, tax payment situation, credit situation, business owner situation, etc., and it will not be completed at all without more than a week. But Zhou Mingfu had already said hello, and Feng Jiankun attached the reports prepared by Shi Lei directly to the back, which was regarded as an inspection done by their bank.

After reading these materials, Shi Lei said to Feng Jiankun: "Brother Feng, this won't have any bad impact on you, right?" ”

"Hahaha, it's fine. As long as you can repay your payments on time, you won't have a problem at all. Is there a problem with the term of this loan being three years, with only interest in the first year, interest and part of the principal in the second year, and repayment in the third year? Feng Jiankun pointed to some terms and asked Shi Lei.

"Is it repaid at this time of year?"

"A month in advance."

"That's no problem, I promise to pay it back." Only the interest will be repaid next year, and part of the principal will be repaid the year after. At that time, it was time for the dividends of Changsheng Real Estate to come down, and he definitely didn't have to worry about not paying it back.

"That's good. It's time to sign. This is a loan in your personal name and does not need to be stamped. In triplicate, you keep one copy. ”

Shi Lei picked up the pen, brushed and brushed all three contracts with names and dates, and then handed them back to Feng Jiankun. Feng Jiankun took it over and confirmed, and nodded at Shi Lei: "You wait a minute." I took it and signed it for the president. ”

Shi Lei sat in Feng Jiankun's office and waited, and five minutes later, Feng Jiankun came back, took a contract and handed it to Shi Lei: "Take a look, you can keep this contract yourself." If it is lost or damaged, it will be a little troublesome. ”

Shi Lei looked through it, and it had Zhou Mingfu's signature and bank seal on it, and there was no problem. He carefully packed the contract into a file bag and put it in his bag.

"Brother Feng, it's over, I'll invite you to have a meal with Uncle Zhou."

"No, let's talk about it next time. Your money will not arrive in your account until the day after tomorrow, so it won't delay your business, right? ”

"Don't delay, it's in time. Then thank you Brother Feng, thank you Uncle Zhou for helping me. When I'm done with the matter of investing in Changsheng Real Estate, I'll invite you to dinner. Shi Lei stood up and said.

"Okay, that's it for now, and you can use the money the day after tomorrow. Don't make too much of a fuss about this matter, and it's best not to even talk about Hu Changsheng. Feng Jiankun held Shi Lei's hand and instructed. He saw that Shi Lei was too young, and he was afraid that if Shi Lei went out, it would have a great impact on him and President Zhou.

"Brother Feng, don't worry, I understand this. By the way, when she was shopping with her girlfriend in the mall the day before yesterday, she saw that this bracelet was very beautiful, so she said that it must be suitable for her sister-in-law, and Brother Feng took it to give it to her sister-in-law. Shi Lei took out the platinum bracelet that he had prepared long ago from his bag and put it on Feng Jiankun's desk.

"Leizi, this is not appropriate. We buddies, do we still need this? Feng Jiankun feigned anger.

"Brother Feng doesn't treat me as a younger brother, this is a small gift that your brother and sister sold to your sister-in-law, and it is not for you. If you don't take it, I won't be able to pay it back, won't it affect the relationship between their sisters? That's it, I'm gone, bye-bye. ”

Shi Lei asked Feng Jiankun to stay, and he strode out of the bank. Although Shi Xitong said hello to Zhou Mingfu, it was Feng Jiankun who did the specific work. And Zhou Mingfu is about to be transferred, this Feng Jiankun will definitely be arranged by him to have a good position, deal with the relationship in advance, and definitely not suffer.

Feng Jiankun picked up the box on the table, opened it and took a look. This is not a small gift, this bracelet, which is also studded with diamonds, looked at the label, sixty-eight thousand. He shook his head, opened the drawer, and put the box in his bag, this Shi Lei is quite good at being a person. (A good event for pie in the sky, cool mobile phones are waiting for you!) Follow from ~ point / official account (WeChat add friends - add official account - enter dd), participate now! Everyone has a prize, now pay attention to the dd WeChat public account! (To be continued......)

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