The next day, Chen Yuanheng found Wang Yihe and told Wang Yihe about the bank. Wang Yihe listened to it and opened his mind, and even called the genius, which was a good idea.

Of course, Chen Yuanheng would not sue Wang Yihe, who came up with it by his daughter. Rather, he said that he found a wise man, and people sued him. Wang Yihe didn't ask again, just thinking about opening a bank, which was full of things for him to think. Wang Yihe said goodbye to Chen Yuanheng and said that he would go home and gather his subordinates to think about it together. Chen Yuanheng smiled at him.

After a few days, the autumn harvest in Anseong has been completed. This year's tax revenue is very good, and in addition to the remaining 40,000 taels from last year, the county has an extra 60,000 taels of silver on the books. This extra is because Anseong has collected more commercial taxes this year, and agricultural taxes and poll taxes are also easy to collect, because this year is also a bumper harvest year.

In this way, the Ancheng County Ya has more than 100,000 taels of silver. But there are not so many, because at the beginning of the year, Chen Yuanheng took out part of the money to build a market, spending a total of more than 40,000 taels, and now there are nearly 60,000 taels left. In fact, the general county magistrate will give this part of the money to himself. After all, thousands of miles are only for money. As a county magistrate, how can you earn tens of thousands of taels a year, because this is in the rich Jiangnan, in fact, in a poor place, the county magistrate can also earn 10,000 taels or 20,000 taels.

Their income is mainly based on money, which of course is negligible, and the most important thing is litigation. Therefore, the ancient people had a saying: The entrance of the yamen is open to the south, and there is no money to enter. Xu Zhijie relied on this to make a fortune before. Chen Yuanheng didn't make this money. It's not that he doesn't understand, he grew up in a noble family, these are still very clear, and he disdains to make this money, because most of this money is due to his conscience. Therefore, Chen Yuanheng has been an official for three years, and he has not wronged anyone because of personal interests. This has always been praised by the people of Anseong.

Of course, Chen Yuanheng is not so incorruptible, and he also has income. This is the tax fire consumes silver. This has been found in all dynasties, every official has taken it, and the court acquiesced to it, because in ancient times, it was silver that collected taxes, and silver had the problem of fineness, whether it was seven parts of color, or full silver, or five parts of color, and the difference between this was too big. Therefore, the imperial court allowed the storage of fire and silver, which also means subsidized in disguise.

Now Anseong has a prosperous economy and good tax revenues. It's the land of fish and rice again. This fire consumes more silver than ordinary poor places, so Chen Yuanheng can still divide one or two hundred thousand yuan a year. There is another point, that is, the remaining tax silver, just like the tens of thousands of taels in Ancheng now, which was originally given to the county order, and the county order did a good job. If there is any silver left, it will be given to the county order, as if it were a dividend. Chen Yuanheng didn't ask for last year's 40,000 taels, but took out a loan, and gave the money to the officials and officials. let these lower-level officials also get a piece of the pie, which made the lower-level officials very grateful to Chen County's order.

What Chen Yuanheng didn't expect was. Because of this, the exploitation of the people by lower-level officials has decreased, but it has stimulated brokerages and increased taxes, which really surprised Chen Yuanheng.

So now facing this 60,000 taels, Chen Yuanheng thought about it. In fact, no one said anything even if he took it, because he had already spent 40,000 taels to build a market in Ancheng, and how much tax revenue did this market bring. But Chen Yuanheng felt that it was not enough.

At this time, he remembered what Chen Wenhui said, build roads and pave bridges, so that the traffic is better, the economy will be better, and the tax will be more. I also remembered what Wang Yihe said that because the profits were distributed to lower-level officials, the people were not exploited. These two years had been circling in his mind. And so an idea was born.

On this day, Chen Yuanheng invited Huang Tingzhen. Huang Tingzhen now admires and appreciates Chen Yuanheng incomparably. Since Chen Yuanheng came, the unjust cases in Ancheng have been greatly reduced, the people's lives are better, the taxes are better, and the fire consumption of these officials is more than in the past, and there is one more loan interest, so their lives are much better, and the people respect them more. These have already made Huang Tingzhen worship Chen Yuanheng, but unexpectedly, Chen Yuanheng also helped him get through the relationship in the capital and promoted himself to be a county magistrate.

In fact, Huang Tingzhen has been in the official career for many years, but his promotion is very slow, because he is a poor scholar, has no money, no background, and a moral bottom line, and is unwilling to do those things that exploit the people and go to the top, so it is strange that he can be promoted. So he never thought that one day he would become a genuine official, or a county magistrate with real power. Moreover, this position came too easily, he didn't have to pay for anything, it was all the things that Lord Chen did for him.

Scholars die for their confidants, everyone who reads knows this sentence, and he Huang Tingzhen also knows that now Chen Yuanheng is his Bole, and he must follow Chen Yuanheng all the way.

Huang Tingzhen was respectful when she saw Chen Yuanheng, and this respect came from the heart. Chen Yuanheng didn't have a shelf at all.

Chen Yuanheng first showed Huang Tingzhen the account book, in fact, Huang Tingzhen knew this account book, after all, he was a grain official, he knew that there were 100,000 taels on the account, and this 100,000 taels was left over from the past two years, and this was to be given to the county according to the usual practice. The court won't say anything. But 40,000 taels have already been used to build the market.

Huang Tingzhen thought that Chen Yuanheng was about to leave office and wanted to take the money away, so he hurriedly said: "My lord, I know that there are 100,000 yuan on the account, which should have been yours." In fact, you were willing to take out the 40,000 yuan as a loan last year, and the interest money was given to the officials, everyone was already very grateful, and now it is even more appropriate to take it. It's just that this year, I took out another 40,000 yuan to build a market, and I can't get it back at this time, or I will take it after I succeed and send you money every six months, or once a year, until the 40,000 yuan is sent. Otherwise, find a merchant and lend us a loan, and we will repay the loan slowly, and you take the money first. ”

Chen Yuanheng smiled: "Tingzhen, I called you here, not to take this money, but to arrange this money." ”

Huang Tingzhen was surprised: "Arrangement? ”

Chen Yuanheng said: "Yes, it is an arrangement, not to take away, first of all, it is the money of this market, I want to set up a rule, I don't want the capital of the market in the future, and the monthly rent of the shop in the market is also a lot, so it will be collected and distributed to the subordinate officials as a subsidy." Because the people of Anseong don't need loans for farming now, even if they do, there are very few, so next year, everyone will not be able to get this year's profit, in order to make everyone's life better, we will send this shop rent to everyone as a profit. ”

At this moment, Huang Tingzhen was excited: "How can this work, according to the rules, this should be for you." ”

Chen Yuanheng said: "I'm not a person who doesn't eat fireworks in the world, I also have to go to the peak, I also have family and children, and I also have to spend money, but I have already made money in Ancheng, and in the future, I will help me take care of my business in Ancheng, and I will not take care of the 100,000 taels of silver." Among them, the market is 40,000 yuan, as for how to pay this rent, you go back and draw up a charter for me, and we will discuss it again. There are still 60,000, and I plan to build roads. ”

Huang Tingzhen was surprised: "Build roads? ”

Chen Yuanheng said: "Actually, the imperial court allocates money to repair roads every year, but it is too little, just as a maintenance cost, the roads in Ancheng are all dirt roads, and it is impossible to walk when it rains." And the carriage was also difficult to walk. You must have been to my grange, you have seen that my grange is full of bluestone roads, it is not afraid of rain, it is strong and durable, and it runs very fast in a carriage, so the produce of my field can be easily pulled out. I thought that if we Anseong led to Degyeong, and the road to other counties was also like this, we would be able to run fast horses, and horse-drawn carriages would be able to pull more goods, and our Anseong production would be easily pulled out, and naturally Anseong would prosper. ”

Huang Tingzhen was moved by Chen Yuanheng's description.

Chen Yuanheng said: "Of course, I know that it is impossible for the 60,000 taels of silver to build so many roads, and I will soon leave my post and can't be repaired, so I will leave the silver for you, and you will repair the road, not only will you finish the 60,000 taels of silver, but Ancheng will become richer and richer in the future, and I also hope that you will use the remaining money to repair the roads next year to repair the roads in Ancheng." Of course, you don't have a family like me. But I think that in the future, the road is better, the taxes are better, and the fire consumes more silver, and you will not suffer much loss, so you should be able to accept it, and I understand you, you are an upright person, and you will not covet this. ”

Huang Tingzhen's admiration for Chen Yuanheng deepened when she heard this: "Lord Chen, if you arrange it like this, you will suffer too much. I'm not afraid, I didn't think about asking for this money, besides, my position as a county magistrate didn't cost money, it was all given by you. Also, if you give me the money like this, let me build roads, and my achievements are mine, can I not understand? So I think so, can I still ask for that silver? ”

Chen Yuanheng laughed: "Okay, Tingzhen, I really didn't mistake you, it's so decided, there is no need to say much about what a man decides." You go back and make a charter, hurry up and get the matter of renting the shop right, and then we'll talk about the road construction in detail. ”

Huang Tingzhen was about to refuse, but after hearing Chen Yuanheng say this, after thinking about it, he nodded in agreement. After going back, Huang Tingzhen listed the charter, and later discussed it with Chen Yuanheng several times. But it was not announced, originally according to Huang Tingzhen's intention to say it immediately, so that everyone could be grateful to Chen Yuanheng, but Chen Yuanheng said mysteriously, it's not time, when the time comes, he will sue him. Huang Tingzhen had no choice but to put it first, and then discussed the matter of building the road with Chen Yuanheng, and finally decided to build the road to Deqing City first. Anseong already has many hills, so it is very convenient to quarry stones, so you can save a lot of money, 60,000 taels of silver is enough to build roads, save a little money, and you can also repair the roads in the city.

ps：

Today's four watches have been sent, begging for subscriptions, begging for collections, and begging for pink tickets.

Two shifts a day from tomorrow.