Zhang Zijian knew after a little thought that this Uncle Chen still had a headache for real estate? The eyes are the general trend, there is no good opinion, wait until the wind loosens a little, after the bank lending policy, maybe it can be reversed, although the real estate bubble here is strict, it has not caused a financial tsunami, that is the country is good! As soon as this wind of the people caused a frenzy, a financial crisis also appeared.

Fortunately, our country's banks are state-owned, and they are supported by strong national strength behind them, and three or four hundred billion yuan cannot be brought down.

Only if the banks digest those bad debts and change their breath a little, then the policy opening up is not far away. This will take a long time, unless there are more than a dozen commercial banks in our country, and even if there is, it will be a contraction policy.

The bank has become a developer, there are all over the place, of course, you can digest it yourself, you can digest it yourself, if you can't, you can find an auction house, and sell it as a whole, if Zhang Zijian is not short of money, he really wants to take this opportunity to get some benefits from the bank, he has someone in the central bank, and the relationship is still very iron.

It's cheap, it's expensive, it's time-consuming, you have to wait for four or five years to see the report, if you can wait for 20 years, it's definitely a lot of money. But time and money are not comparable! Besides, Zhang Zijian really can't take out so much money, and if he has money, he also invests it in the mobile phone and digital field, which is the king of money.

When Chen Tianhao finished asking Zhang Zijian's first sentence, Zhang Zijian shook his head slightly and said: "Uncle Chen, under this general trend, it is impossible to change the entire situation, unless it is a small-scale operation, but for a big city, in this case, it is impossible. ”

"Tell me what you think. It's okay, even if it's a bad opinion, I want to be prepared, and I can't lose too strictly, and this disadvantaged trend will continue. "Chen Tianhao's subordinates also understand the operation of the economy, now it is not that he is in a hurry to go to the doctor, but really want to see what Zhang Zijian's opinion is, after all, his previous achievements are also related to finance, and he also knows that Zhang Zijian organized a group financing to go to Japan to engage in real estate. That is to say, he has experience and understands this aspect.

"Okay, I'll just talk about it, our people like to borrow funds in addition to private loans, that is, bank loans, let's take our side as an example, the empty gloves of the white wolf is not a thing, and people who have a little bit of power can be involved in it. There is enough money in your hand to give a gift! Find a personal guarantee, or mortgage as long as you can get the money, in the installment of the purchase of land, the strength of the slightly stronger one-time payment, when the land is purchased, the money in hand is not much, simply not enough to build, so what to do, take the land mortgage, the second loan, after getting the money, build a house, whether it is a commercial house or a residential area, in short, they have money in their hands. After the house is built, increase publicity and use it for turnover, and when you see the environment here and more people buy, then the real estate will be speculated, and the housing prices will be higher and higher, and there will be more and more means for empty gloves and white wolves.

When a certain saturation is reached, everyone is dumbfounded, you are in a good house, beyond the per capita acceptance capacity, that is a surplus. You know this, I won't talk about it anymore. Then the rest is that the banks suffer, and when they see that the bad debts are uneven and accumulate to the point that they cannot be cleaned up, it will be a big explosion! That's why the top management made evasive moves. We are at the front, and we are also in the center, so we have the most losses. It will take time for banks to digest the losses they can afford before easing policy. Then some people will make a comeback, or a group of rich people will appear. ”

He knew all these things that Zhang Zijian said, and he glanced at Zhang Zijian and nodded slightly, indicating that he understood. Zhang Zijian continued: "Uncle Chen, the more you want to control the situation, even if it is a little buffer, it will make people see a lot of hope, after all, we are an open city here, with a beautiful environment and suitable for living, and the innate conditions are here?" Rich people still like to come and live here. So let's digest the current mess first, and then slowly recommend forward, if you control the local buffer now, then it will bring greater danger, which can directly put our entire city on the back of a negative impact. ”

"Why?" Chen Tianhao asked in surprise.

"Because, is there still private fundraising? As long as a little bit of ability, a little prestige of people, or can gather up the idle funds of the people, you this buffer, and a group of followers, people's psychology is different, others have withdrawn, then others feel that it is an opportunity, so here to invest, then how big the disk will be, no one knows, once it becomes a trend, then there will be more and more people who raise private funds, it is not the bank that pays the bill, it is those fundraisers, the capital and interest can not be recovered, the fundraisers run away, and then it will be a collective event of heavy dà! ”

Chen Tianhao nodded, closed his eyes, and digested Zhang Zijian's construction, the more absolute it was, the more reasonable. From Zhang Zijian's words, he understands that he is not conservative now, and he must be guarded against! This needs to be studied at a meeting, and the illegal acts of individual fundraising should be taken out separately and publicized in place. Otherwise, there will be a big mess.

Zhang Zijian walked out of Chen Tianhao's house, returned to the hotel where Cui Weihan lived, took a shower, and asked her about her work in the past few days.

Cui Weihan is more detailed, the location of several office buildings is also good, and she is still hesitant to choose which one, according to Zhang Zijian's opinion, she buys the property rights as a whole, not rents. So in terms of price, there are differences.

One thousand one, one thousand five, and one thousand three. But she is more than one thousand and five, facing the sea, looking at the coast system without anything, and her mood is more comfortable. But the other party stubbornly stopped the price.

She's not in a hurry, she needs to observe for a while. Zhang Zijian heard that one thousand and five, a little high. It's acceptable, though.

Cui Weihan said: "A whole layer! Fifteen hundred square meters, if the funds are available, I want to buy half of the pull, all facing the sea. ”

"If you come down, you will buy it, isn't it a million and 100,000? Hehe, let's buy it! Zhang Zijian said with a smile, he knew that one thousand five thousand square meters was the price of cabbage, if it weren't for the other party waiting for the money, eager to sell, and seeing a one-time fund, maybe it would be higher, and now the real estate price in this city is every quasi, but he always has a cost price.

"Isn't that more than half the budget? Shall we still buy the mountain? Cui Weihan just said it, but she didn't expect Zhang Zizhao to agree.

"Why not buy it while it's cheap. When you go back, you talk to the other party, give 1,000, and you buy half of the area and pay it all at once. Zhang Zijian said.

"A thousand, is it enough for the cost?" Cui Weihan said.

"It's definitely not enough, it's selling at a loss now, and it will rise in a while, I sue you, he will lose a lot of land alone, and now he can be cornered by people who can give such a low price." Zhang Zijian said analytically.

"Then why do you have to fall into the well." Cui Wei said innocently.

"It's business, whether he accompanies it or not? If you go to the vegetable market, you will bargain, I will sue you, buy something, even if you lose money to deal with it, as long as there is a price, then someone will bargain with you. The more you try to get back to your roots, the harder you cut. This is true for small businesses, let alone big ones? Well, our bottom line is on one thousand three. Remember not. ”

"Oh! I understand. Hehe! I'll make an appointment with him tomorrow. Cui Wei smiled and kissed Zhang Zijian's cheek.

Zhang Zijian was called to the office by the palace boss not long after he went to work the next day, Zhang Zijian just sat down, and the secretary hurriedly poured good water for Zhang Zijian, even if he didn't drink it, it was better than yesterday, so that the entire corridor could hear it.

Even the people who heard it asked Secretary Geng if he stepped on Zhang Zijian's foot yesterday, and some people even joked that he stepped on his tail.

But Secretary Geng wouldn't even say that he didn't pour water for Zhang Zijian, the secretary didn't look at him, he was the most taboo, and he didn't pay attention to this kind of joke, in fact, he also went to Zhang Zijian, everyone could see that this person who was the youngest was generally a little unconvinced! Even if he's a leader.

No matter how you climb to this position, at least come up with some skills to convince everyone! Otherwise, who will be convinced!

Gong Yanbin asked some detailed questions, and silently remembered in his heart that he would go to the city to report this matter to the leaders this morning. Just after asking Zhang Zijian here, he sorted out his thoughts, and was about to leave, when the phone on his desk rang, and when he picked it up, he heard that it was the secretary of the municipal party committee and the big boss, and informed him to go to the office of the secretary of the municipal party committee at ten o'clock to report his work.

After looking at the time and the time of the city leader, it was half past nine, and he couldn't feel the call back, and apologized to the leader on the other end, and Secretary Chen suddenly informed him to report to work. No matter what, he has to push the matter on Secretary Chen, and the boss has to go!

In the office, I was studying Zhang Zijian's report, and when it was ten past nine, I went to the municipal party committee.

Came to the office of the secretary of the municipal party committee, Gong Yanbin was very well-behaved, Chen Tianhao took the report, and listened to his report while looking at it, Gong Yanbin at this time did not have any distracting thoughts, and before coming, he said all the ideas he had sorted out. Besides, he didn't dare to think that whoever told Chen Tianhao about Zhang Zijian's report must be some people in the bureau!

After listening to the report, Chen Tianhao asked Gong Yanbin to sit on the guest sofa, and he also walked out from behind, at this time, Secretary Chen's secretary was even more blind, and he didn't even bring him water, and it was impossible for him to be the same as Zhang Zijian, and he really offended people. And it was Secretary Chen who offended.

"The plan is good, which shows that your bureau understands the instructions of your superiors very well, and treats problems as one. Commendable! And it has to be taken to the Standing Committee to study, don't look at it as a small problem, the role of people's hearts still has to pay attention to, you have not gone out to investigate, you can visit from an ordinary play, look at a city's consumption concept, we do have some inadequacy, rich hot rich people's play, medium has middle-income play, low-end consumption is more fun for them. If you want a bowl of water, it is impossible to take care of all aspects, knowing that it is impossible, but we still do our best to do it, and we can't give up any tourists who come to our city to play!

Just think of these four sentences, which reflect the advantages of our city, can be more attractive, and improve the image of our city. Comrade Yan Bin! The leadership team you led is very combative! ”

Although he was praised by the secretary of the municipal party committee, he couldn't be happy, the secretary of the municipal party committee didn't name the report he wrote, and said that the team he led, so I know who came up with the idea, Zhang Zijian did put forward this plan at the meeting, but it was a general direction, and it didn't form words! The report was sorted out by Zhang Zijian and sent directly to him, no one has read the report! Even if someone informs and tells Zhang Zijian, secretary of the municipal party committee, about his plan, it's just a framework! There needs to be a process in the middle, and although he has made a decision, he needs the approval of the city to produce an administrative order of the nature of Wenjiàn. This can be miscarried at any time, so everyone is sure of it, and they will not publicize it, or tell a certain leader, what is the plan of the meeting, etc., no one is stupid! Once it is said, it will not be approved by the above when the time comes, and it will really be a slap in the face.

The directors of the bureau are not children, and many of them have just debuted, and there is still this concept, but who is more talkative to let Secretary Chen know. Of course, he thought about Zhang Zijian, but Zhang Zijian didn't feel like it. So he was conflicted.

This is good, I went to report to the mayor, Secretary Chen made a decision, and directly discussed and studied it at the Standing Committee, which means that Zhang Zijian's plan can almost be implemented, hey! When he thought of running errands for Zhang Zijian, he panicked in his heart, this peach was not completely occupied, but was praised by a person who presided over the overall situation and stabilized unity.

But this result was not what he wanted. Walking out of the office of the secretary of the municipal party committee, he was still thinking about what kind of mentality he had for the whistleblower. Do you want to stir up the yellow thing, or do you want to stir up the good things of the yellow one?

Although several deputies in the bureau all agreed with Zhang Zijian's construction, they all had bad intentions and wanted to see how capable Zhang Zijian was, and whether he could approve it was another matter? So, looking at the jokes, watching how Zhang Zijian copes, etc., I just want to touch Zhang Zijian's lowness, and you can see how this person came in one thing.

If Zhang Zijian's opinion is rejected by the city, then many people in the bureau will sarcastically mock him, maybe look at him with colored glasses, more people will be unconvinced, and even there will be a confrontation, and his orders may be disobeyed, etc., will cause a series of confusion to Zhang Zijian, and it will be difficult to move in the tourism bureau.