Chen Wenhui said with a smile at this time: "Also, there are more people who have extra money in their hands, and there are more people who get married and have happy events, so that there are more people who buy clothes, and we can sell more beautiful clothes, and our garment shop business is also better, we make more money, we pay more taxes, and my father's contribution in office is even greater." In the future, you will be promoted, and you will be able to help more people. Week after week, everyone gets better and better. ”

After saying this, Chen Yuanheng and Chen Wenjun fell apart again. They do not understand the laws of economic circulation and the benefits of expanding domestic demand. I hadn't thought about it before, but now that Chen Wenhui put it forward, it was undoubtedly deafening and shook Chen Yuanheng's heart.

Chen Wenhui didn't care, and Bai didn't understand, the group took a walk, and when they saw that it was almost time, they went back to the courtyard to eat. Chen Wenlin was very happy along the way, autumn is the time when there are many autumn insects, and Chen Wenlin called his little servants Qingjian and Linbo along the way to help him catch a lot of insects.

Chen Wenhui was not idle, and asked her maids Qiubi and Green Sprouts to help her pick a lot of unknown small flowers. The group was happy and lively, but Chen Yuanheng and Chen Wenjun were silent. Bai Shi felt something was wrong, but didn't say anything.

After dinner, the Chen family and his wife were about to go to bed, but Chen Yuanheng didn't feel sleepy at all, and paced slowly in the room. Bai Shi took off his makeup, let the maids go out, and said to Chen Yuanheng: "Master, but I am still thinking about what Bai Hui'er said." ”

Chen Yuanheng stopped: "Mrs. who knows me." Hui'er's words are children's words, and the truth is the simplest truth, but none of us have thought about it before. When we are officials, we always have to pay taxes. Taxation is mainly based on the acre tax and the poll tax. After all, we are built on agriculture. But it never occurred to him that the taxes on business could be higher. ”

Bai Shi nodded: "I don't understand these taxes that the master said, but I know that I only knew how to buy land and build a village to make money, but that was too slow." If we make money by buying land and then buying land and then making money, and so slowly accumulate, we don't know when we will be able to return to Beijing. Every self-made entrepreneur has to rely on the accumulation of several generations. Now we first opened an oil mill, a garment shop, a restaurant, and a hatchery, and after only half a year's work, we have set up a family business, and we can have money to buy more land, have shops, and have money, and now it seems that we are getting closer and closer to returning to Beijing. This is something that I would never have dared to think of before. So I understood that the money from farming can only be a supplement, and if you want to make a fortune, you have to rely on business. ”

Chen Yuanheng said: "Yes, this is the truth that the lady governs the family, in fact, the same is the truth for governing a county. If the business is good and the tax revenue increases, the peasants' taxes can be reduced or reduced, and when the peasants have money in their hands, they can buy more things, and the business will be better and the taxes will be more. Money can't be put there to make money, and it will roll more and more. In the same way, taxes in the treasury do not make money, and they have to be put down to generate more money. ”

Bai Shi understood, thought about it and said: "But the taxes have to be paid, even if they are kept in the treasury, there are also accounts, how can the lord put it into the people without the emperor's will." ”

Chen Yuanheng calmed down, nodded and said, "What Madam is thinking about, what to do?" After saying that, he began to pace again. It wasn't until late at night, Bai was sleepy, Chen Yuanheng didn't come up with a good solution, he looked back and saw that the Bai family who had taken off his makeup had a plain face, and the jade hand was sitting at the table with a plain face and napping, only to realize that it was late at night, so he simply didn't want to, and picked up Bai and went to bed.

Bai was napping, and suddenly the world was spinning, and when he opened his eyes, he found that he was carried to the bed by Chen Yuanheng, and he couldn't help blushing. Chen Yuanheng looked at Bai's jade face like a white jade dress, and put down the tent with a wicked smile.

The next day, Chen Yuanheng refreshed Chen Wenhui, Chen Wenjun, and Chen Wenlin to his side, told him what he thought about yesterday, and told him the problem.

Chen Wenjun said: "I also thought of this yesterday, and I didn't think I had any idea. Chen Wenhui said casually: "What's this, my father can find a friend who opened a money village, let the money village lend to the farmers, so that the farmers have money in their hands, so they go to buy chicken seedlings, raise us to buy, and repay the money directly when buying, and give the rest of the money to the farmers." ”

Chen Yuanheng's eyes lit up: "Yes, this is a good idea." It just so happened that Wang Yihe opened a money bank. I'll go to him tomorrow. Now is the right time, the peasants are short of money to pay taxes, my master Qian Gu is worried, no, we have to go back quickly, I want to do this quickly. Bai Shi was the most supportive of her husband's career, and as soon as she heard it, she was busy and prepared to go back to the city.

In her busy schedule, Chen Wenhui secretly called Ziyu: "Sister Ziyu, after we leave, you hurry up and increase the batch incubation of all kinds of small poultry, there will be a big order soon, you might as well recruit a few short-term workers and hatch more." Be quick. This gave Chen Wenjun the idea, and he immediately admired the shrewd mind of the little sister.

In the midst of the chaos, the Chen family returned to the city ahead of schedule. As soon as Chen Yuanheng returned to the city, he was busy posting to find Wang Yihe. Wang Yihe was happy as soon as he received Chen County's post. Since following Chen Yuanheng to do business, Wang Yihe has made a lot of money, although he lent Chen Yuanheng some money in the middle, but Chen Yuanheng quickly repaid it, and his reputation is very good.

Of course, Wang Yihe did not dare to charge interest. Rao is like this, everyone knows that he has a good relationship with the county order, and those little officials have less trouble, saving a lot of things and money. Therefore, as soon as he saw Chen Yuanheng's post, Wang Yihe hurriedly dressed up and came to Chen Yuanheng's study. Of course, I wore the most popular treasure clothes from the Cuijin House in Anseong recently.

Chen Yuanheng met Wang Yihe and first exchanged pleasantries, and then said his intentions. Wang Yihe listened, thought for a while and said: "If this thing is done with more loans, more interest, and more money, this kind of good thing can be thought of by the master, I thank the master in advance." "Finish the series to the end. Chen Yuanheng hurriedly helped him up.

Wang Yihe said: "There are several aspects to this matter. First, we must have capital. The greater the cost, the more people will benefit. I don't have much money, but I can still take out 350,000 taels. But that's not enough. Chen Yuanheng twisted his beard and said: "I already have a draft of this. I want my Master Qian Gu to lend you the money in the county treasury first, so that you will have more capital, but you must have a guarantee, so as not to make a fuss about this in the future. ”

When Wang Yihe heard this, he hurriedly asked: "Dare to ask the master, how much can you take out of the treasury in this county?" What about the interest? Chen Yuanheng said: "I asked Master Qian Gu early in the morning, and there are 40,000 taels of money available in the county, this is because it is the time when the autumn tax is paid, but we don't have to be escorted into Beijing now, and the 40,000 taels will not be sent until next year's tax is over." Because officialdom has been like this for all years, leaving us with a year to dominate. So we have a year. In fact, there can be more, because this year's tax has not been fully collected. I can't take it all out, just 40,000 taels. But I don't have to ask for interest, as long as I lend it to the people, this is a good government, I just need to report to the prefect. ”

Wang Yihe calculated: "How about the interest we lend to the people." Chen Yuanheng immediately said sternly: "I hope this is the lowest interest." ”

After hearing this, Wang Yihe confessed, and took out the small abacus he brought with him to pick up for a while. Chen Yuanheng smiled, he is really a businessman, and he can carry his abacus with him. However, this small abacus is very delicate, silver shining, it should be silver and what metal alloy, only the size of a palm, every bead is very smooth, it can be seen that it is often used.

After a while, Wang Yihe will be fine. Wang Yihe said: "If this is the case, I can lend out at the lowest interest, the guarantor is very easy, just let my friend Lan Shanghan come, and it is very easy to guarantee me the 40,000 taels of silver with the Lan family's family background." The birthday is done, and I can still honor you for seventy percent of your profits when the year-end income is settled. Because of the low interest, my own share of money can naturally only make a small amount of money, mainly relying on this 40,000 taels, I still have to raise a shop, man, and I have to make a little bit, so I will give you seventy percent of the profit. ”

Chen Yuanheng smiled: "I don't want this seventy percent, I can't let Brother Wang not make money." I just hope that the people under my rule will live better, and that my taxes will be paid more, so that the performance appraisal will be easier in the coming year. ”

Wang Yihe doesn't understand the truth of being an official, but he understands the truth of money, thinking that Chen Yuanheng is too little, in fact, his part of the money is profitable, but he earns very little at low interest, but because the county government came forward to lend out, he saved a lot of costs for collecting and lending, so he still made money. What's more, it can add up to such a large amount at one time, which is very considerable.

When I thought about it like this, I gritted my teeth and said, "I can't let you work hard in vain, so let's give you eighty percent." Chen Yuanheng understands it, but he can't understand it with this person. I don't have to bother with that. It's okay to make some money in this way, and it's good not to give it to Shangfeng yourself. He said, "Forget it, let's split the account fifty-fifty." But we have to do this quickly, so that we can not miss this year's taxes. ”|

Wang Yihe knew that Chen Yuanheng was sincere this time. After thinking for a while, he said: "Actually, there are still a few problems, if they can't be solved, it is useless to borrow money." Chen Yuanheng was surprised and asked, "What's the problem?" ”

Wang Yihe said: "The first question is, what will the borrowed money buy for the peasants? If they are still farming tools and the like, how will they repay their debts if their income does not increase next year? As soon as he heard that this was the problem, Chen Yuanheng talked about the situation in his Zhuangzi and said: "I hope to let farmers plant soybeans and buy chicken seedlings just like I did in Zhuangzi." In this way, there will be two more incomes, and the money will naturally be paid back next year. ”

Wang Yihe's eyes lit up when he listened: "Great, this is more convenient, there is no need to directly lend money to farmers, just give them soybean seeds, in this way, our grain shop sells soybean seeds, more business, more money, and secondly, we can promote soybean planting, next year we can harvest more soybeans, our soybean oil business will be better." You don't know, my lord, but now soybean oil has been promoted in all my shops, and the supply exceeds demand. I've wanted to expand for a long time, but unfortunately I don't have a lot of production. ”

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