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As for the villa in Qingyun District, it is also more valuable, Qingyun District is a prime location in the old city of Jincheng, just on Qingyun Mountain, with the mountains and the sea in the back, and is known as the dragon vein of Jincheng.

In the early years, when there was no real estate concept, this was the golden area of Jincheng, and now the people who live there are more dignitaries and dignitaries in Jincheng, and it is also one of the most densely populated areas of Jincheng villas.

In the early years, Jin Muchen's grandfather relied on his knowledge of antiques to earn the first pot of gold, and then settled his home here, at first he bought an old villa built by the Japanese, and later a few years ago, Jin Muchen's father spent money to push the house to build a new modern villa from the new, and now this villa is at least worth several million.

There is also the set of shops on Hongxing Road, which is also the most prosperous commercial street in Jincheng, even if physical stores are generally affected by the online business model today, where the popularity has never been too much image.

Therefore, the set of more than 200 square meters of shop pù can also be worth millions.

It stands to reason that the total price of these assets adds up to at least more than 10 million, which is not a small amount, but this money is still not enough to fill the hole in the bank's bad debts, you must know that Jin Muchen's father is a guarantee and helped Chen Jinpeng loan 30 million from the bank.

Although these assets are worth a lot of money, they are still far from the hole of 30 million, so since the governor took office. I also have a headache about how to plug this hole. Now the family members of the guarantor have taken the initiative to repay the loan. How could he not raise his hands in welcome?

If you could, tell him to lift both feet, and he would do it!

As soon as Jin Muchen got out of the car, President Zhang greeted him from the bank's foyer with a smile: "Mr. Jin, right?" Quick, inside please! ”

If this matter is done, the originally hot potato will become a political achievement in a blink of an eye, and this governor Zhang still has to offer Jin Muchen as an ancestor?

"Mr. Kim. Or please Haihan, we can't help it! ”

After President Zhang welcomed Jin Muchen into the bank's VIP room, he explained with a smile while letting people serve tea and water.

Before, Jin Muchen's father was a guarantor for helping people, but the guarantor Chen Jinpeng ran away, and his father was also arrested, and the bank also had to attack Jin Muchen and his family in order to reduce his losses as much as possible.

Otherwise, with their family having deposited money in this bank for many years, and the amount is quite a lot, how can they also be VIP customers of this bank. They have to be a little merciful.

But the situation at that time was really not allowed.

Chen Jinpeng's case is not an ordinary case. That guy is engaged in real estate development, and it seems that he has a big business, but most of the funds come from bank loans.

Now the real estate market is high but not far, don't look at the news on TV every day are shouting that the housing market is picking up, but in addition to a few places in Beijing, Shanghai, Guangzhou and Shenzhen, the markets of other small and medium-sized cities, that is, you can only hear others shouting, but the real buyers can't see a few at all.

Not to mention a fourth-tier small city like Jincheng, so most of Chen Jinpeng's net worth is pressed on those houses that can't be sold.

This guy owes a large amount of money to the bank, and at the same time he also engages in private lending, and the amount involved is no longer a small amount, like Governor Zhang, who is well-informed, and the amount he inquired about is no less than 200 million.

Such an amount may not be a big deal in a city like Beijing, Shanghai, Guangzhou and Shenzhen, but in a fourth-tier city like Jincheng, it is definitely an astronomical amount.

Chen Jinpeng's run away caused a big fuss, and several banks couldn't sit still, so they contacted the police to freeze Chen Jinpeng's assets.

But most of his assets are houses that cannot be sold now, and even if they are auctioned at a very low price, it is unlikely that the cost will be recovered immediately, and he owes more than one bank, but the number of several banks, and some of the money from the construction party of the municipal project.

Lin Lin finally calculated that even if Bank X was one of the four major state-owned banks, it might not be able to get back much benefit from the auction money, so they hit Chen Jinpeng's guarantor, that is, Jin Muchen's father.

Because Chen Jinpeng's case was widely implicated, they had to take action first, contact the public security to freeze it, and seize the assets of the Jin family, so that Chen Jinpeng's other creditors would not find the head of the old Jin family, and they would not even be able to get a cup of soup at that time.

Now that the son of the Jin family has come back and wants to repay the guaranteed loan for his father, President Zhang, the current principal of the Jinjiang branch, of course, has to raise his hands to welcome him.

And this kid is quite capable, and he should be doing quite well in the United States now, otherwise it would be impossible to bring back more than 30 million from abroad at once.

Such a customer must be encircled, and if it is to develop into a long-term VIP customer of the bank, maybe where will you be able to get more benefits from him in the future?

But he didn't know Jin Muchen, but at this time, he sneered in his heart, and when he returned the money, his family and X Xing would have nothing to do with it in the future.

"Let's not talk nonsense, President Zhang, I just want to ask, I will pay back the money guaranteed by my father today, when will our family's assets be unfrozen?"

"As soon as the money arrives, it will be unfrozen immediately."

At this time, President Zhang couldn't wait to offer Jin Muchen as an ancestor, as long as he paid back the money, no matter what he asked, he could agree.

Jin Muchen touched his chin, in fact, among the assets of their family, the one he was most reluctant to do was the villa in Qingyun District, which his grandfather bought back then, where was it their family's ancestral house, where he grew up, he had a lot of feelings there, and he was dispensable for several other properties or something.

Anyway, after the matter here is over, he wants to take his parents to the United States to enjoy happiness, so it doesn't matter if the house and pharmacy in the city center are redeemed or not, but only the villa is redeemed, and the people in the bank will definitely not do it.

"Then let's settle the account, in addition to the 30 million guaranteed by my father, what other expenses are there?"

"Uh...... There is also a total of more than 2.4 million yuan of interest generated by this loan, I will give you a discount here, as long as you repay 2 million, the rest of the fraction will be counted. ”

This bank is a place where geese have plucked their feathers, and if they can get the guarantee money back, of course, they still want to ask for interest, and Jin Muchen doesn't want to ink with him at all.

"Okay, I'll transfer the money, and when you go back, you can quickly arrange for me to unfreeze our family's assets."

"Don't worry, no problem, including the three properties in your family's name, as well as the 1.2 million deposit in our bank in your parents' name, and two cars, you can arrange it immediately."

"Well, the deposit in my parents' name will be directly used as part of the repayment, and after it is emptied, the account will be closed immediately. I'll transfer the rest of the money to you. ”

"Huh? Such...... Mr. Kim, don't you think about keeping your account? After all, we are also old customers who have cooperated for many years......"

"Huh, old customer? What happened to you to treat your old customers like this? Don't we dare to be your customers? ”

Jin Muchen didn't leave any affection for the president, President Zhang laughed twice with an embarrassed face, knowing that it seemed that there was no hope for keeping this customer, so he didn't force it, and directly followed Jin Muchen's request and let the people below do things.

Jin Muchen directly logged in to Citibank's website and transferred 30.8 million yuan to Bank X from his account.

After signing a series of various confirmations, declarations and contracts, Jin Muchen finally got the keys to his home and his parents' two cars.

When he returned to the hospital from the bank, the first thing he did was to quickly arrange for his mother to be discharged, the conditions of this hospital were too poor, Jin Muchen really didn't want his mother to stay here for one more minute.

When I was leaving, I happened to run into Li Qifeng, who I met in the morning.

"Mu Chen, this is leaving?"

"Yes, my mother is almost recovered, and she needs to recuperate now, I want to take her home first, and it will be quieter over there."

Li Qifeng shook his head: "It's the same!" By the way, give me your phone number and we'll get back in touch. ”

"Okay."

Jin Muchen casually reported his new number, and then waved goodbye to Li Qifeng.

Back at the door of the villa in Qingyun District, the iron fence at the door was still affixed with the seals of the bank and the court, Jin Muchen tore it off, threw it on the ground and stepped on it a few times, and then took his mother and uncle into the house.

The inside of the house is like just being robbed, the things that can be used have basically been swept away, fortunately, the simple furniture such as tables, chairs and beds are still there, and I can only stay overnight tonight, Jin Muchen made a list and handed it to my uncle to buy the next day, anyway, now he is not short of money.

The rest is to think about how to get my father out.

I ordered takeout in the evening, and I had a good meal with my uncle and mother, but when I mentioned my father at the dinner table, my mother shed tears.

During this time, in order to get my father out, my mother also went around, found a lot of people, and spent a lot of money, but the effect was not good.

It stands to reason that the facts of the whole case are very clear, that is, there was an unreasonable transaction between his father and Chen Jinpeng, and this transaction cannot actually be regarded as corruption and bribery.

Chen Jianpeng was willing to give his father the dry shares of the logistics center because his father helped him guarantee the loan of 30 million yuan from the bank.

Moreover, in the whole design process of the logistics center, my father did not pay bribes, so there is no charge of embezzlement of state-owned assets by taking advantage of his authority.

After all, this logistics center was not a state-owned asset in the first place, it can only be said to be a private project led by the mayor at that time, and the full name of the investment was invested by Chen Jinpeng. (To be continued......)