Chapter 348: Good Things Are Grinding

Nie Zuo said: "Woman, if you really like that house, tomorrow we will go to Aaron Bank to go through the procedures and pay the down payment first." I can take a loan from Aaron Bank. "VIP financing privileges, given by William Jr., there is no problem with taking out a loan of two or three million for a down payment.

But Mai Yan and Nie Zuo were not in the same thought, and nodded: "I've always been worried that there will be a change in the 10,000 deposit, if the house price rises again, the real estate company can give us 20,000 liquidated damages." Aaron Bank is good, and the interest on home loans is relatively low. However, you have to contact the account manager first to see if you can make a down payment in installments. ”

For example, the down payment of 9.6 million can be paid in installments for one year, which is equivalent to the bank helping you to make a down payment of 9.6 million, and then you not only have to repay the loan of 9.6 million, but also the loan of 16 million. It only reduces the pressure on the down payment, which is a countermeasure to the policy of not less than 30% of the down payment ratio. In response to this countermeasure, the policy has been changed to a down payment that can be as low as 25%......

"Okay." Nie Zuo didn't say anything, 32 million houses, 7 million down payment. The monthly repayment is 200,000 yuan, and I have about 100,000 US dollars per month, which can be easily coped. In addition, Maiyan Company has a certain profit-making nature, and life is still very easy.

……

The life plan has been settled, Mai Yan is quite excited, and began to think about how to decorate the house that night, Nie Zuo rolled on the bed and waited, and finally said, Lin Shao said, I will get married and send decoration, send electrical appliances, on the condition that our children recognize him as a godfather. Mai Yan calculated very rationally that her design ability was definitely worse than that of a professional design company, so she let go of everything and stopped thinking so much.

The next day, Nie Zuo asked for leave, and Eve listed the data, indicating that Nie Zuo's days off this month skyrocketed. Nie Zuo hung up the phone and re-dialed Eve. said that he was going to check the security situation of Aaron Bank, a long-term company, today. Eve was speechless on the spot, trying to stuff the fritters in her hand into Nie Zuo's throat.

It's simple for Mai Yan to ask for leave, make a phone call to the secretary Ni Jinxia, there is no way to go to the company this morning, the person in charge of the department will handle the unimportant things by himself, and contact her if there is something important.

Arriving at Aaron's Bank at nine o'clock in the morning, and on the second floor, Nie took a left glance at the vault in the area on the left, where the concert oil painting was inside. Recently, Dai Jian stopped talking to himself about concerts, and I don't know if this guy plans to go it alone. Turn to the right. An account manager greeted him, and the sales consultant had arrived. Contacting the account manager last night, he said that he could use the down payment installment method, Mai Yan accepted it after calculation, notified the sales consultant, and today is an official contract. The procedures are very troublesome, you have to sign with the sales consultant first, and the sales consultant must send it back to the company's administrative department for sealing, and the loan has nothing to do with the sales consultant. But she will also come back to help and guide, after all, it is a big customer.

Since the interest rate of Aaron Bank's loans is relatively low, there are quite a lot of people who take out loans, and Aaron Bank services are very good. There is a dedicated account manager for one-on-one reception, but in order to ensure quality, you need to make an appointment in advance. The bank manager is a foreigner, when the service staff is too busy. He will also personally pour water for customers, and he can be approached for any difficulties, and he can speak Chinese. Although it was very average, there was no problem with communication.

There are so many names to sign, and Nie Zuo and Mai Yan, who signed it, were so dizzy that in the end, the sales consultant and the account manager said where to sign, they signed, and they had almost no energy to read the terms. The account manager saw that the two were tired, and after the sales consultant's signature was completed, he suggested that the two take a break and enjoy a cup of coffee. Because he has prepared a bunch of documents that the two of them want to sign, write and read.

There were relatively few service staff, and the bank manager personally delivered coffee and talked with Nie Zuo and Mai Yan for a while. Loans are the main business of a bank and a major part of the bank's profitability. As for the handling fee for inter-bank transfers, it is purely to disgust the poor who are not VIPs, and the bank can't make a lot of money.

Nie Zuo and Mai Yan began to continue to sign, Nie Zuo raised his head and turned his head, he was not very suitable for copywriting, this time he looked up, and saw the bank manager. Talking and laughing with a foreigner, he generally walked to the vault. The bank manager is the only person who holds the vault key and password during normal office hours, and the duty manager is responsible for non-normal office hours.

Nie Zuo continued to bow his head and write documents, which needed to be filled in with resumes, bank credit certificates, income certificates, and so on. Fortunately, Aaron Bank is more humane, just make a phone call and use a fax, otherwise Nie Zuo and Mai Yan need to run many times. When he wrote to the unit, Nie's left pen stopped, no, a little wrong......

What's wrong? The bank manager is not right, the bank manager can't be so intimate with the customer, even if it's a friend, Aaron Bank has very strict rules and regulations, and the two are almost sticking together, which is not very suitable. I recall the expression of the bank manager, although it is a smiling face, but it is more rigid. Man with bank manager with one hand in trench coat pocket......

Nie Zuo looked up at the outside of the vault, it was all floor-to-ceiling glass, and he could see two security guards standing outside the vault, the vault door was closed, and the bank manager and the foreigner should have entered the vault. This is normal, but it is also a little abnormal, because not far from the two security guards, there are two foreigners leaning on the side, bowing their heads and waiting quietly, they are dressed very thickly, and they are also carrying bags, and from time to time they look up and glance around.

Nie Zuo immediately decided: "I'm sorry, I have a little headache and nausea, can I sign again in the afternoon?" ”

The account manager nodded: "Of course." ”

"Let's go." Nie Zuo pulled Mai Yan, Mai Yan was inexplicable, Nie Zuo said in a low voice: "It seems that someone robbed the bank, I'm not sure, let's leave first." "Come to my senses, one of the last five missions, one of which is to rob a bank. Dai Jian and Wei Tong did not have anything to do with this case, and Wei Tong strengthened the security of the city's banks, which can only be prevented, because the task did not specify which bank it was.

Is it really that simple? Hijacking a bank manager can open the vault and take the contents away? If it was, Dai Jian would have done it earlier. Nie Zuo has learned a little about Aaron Bank, some of which William himself said, Aaron Bank is loose on the outside and tight on the inside, and there is almost no chance of success in being robbed, unless the bank manager is a thief.

In order to protect the security of the only bank manager who has mastered the vault, the bank manager can use the password and key to open the vault after being hijacked. But note that there is a trap here, as long as there is a key, any password can open the vault, but the correct password will not call the police, and the incorrect password will definitely call the police. The vault password is changed every Monday, and on Saturday evening, the head office notifies the bank manager of the new password.

This is the first step...... There are also a lot of traps that protect the staff while keeping the bad guys from getting their way. Although the bank is insured, the successful robbery of the bank has a very bad negative impact.

According to the rules, the robber and the bank manager entered the vault, and the bank manager inserted the key to a certain cabinet, opened it with the robbers and had to leave. But it is impossible for the robber to have the customer's key, and this step can only be a direct robbery.

As soon as Nie Zuo and Mai Yan arrived near the stairs, the alarm sounded, and Nie Zuo burst into tears, can't you give another minute? This alarm was caused by the robber's physical destruction of the vault locker without the client's keys.

The two security guards were stunned, and subconsciously picked up the walkie-talkie to ask, and the two foreigners near them moved, took out their pistols together, and stopped the security guards. One pointed at the security guard, and the other turned to Nie Zuo, who was five meters away, and said, "Get down." "Dangerous people, they have long been recognized.

A foreigner took the slight rush and ran up the stairs and shouted, "Three minutes, Mark, you go and help." ”

Three minutes is a very correct time, the police are out, and it takes three minutes for the patrol car to arrive, but the patrol car may not be able to stop them. Unless it is a big luck and encounters an armed patrol car, there will be armed support in about ten minutes. Theoretically, this is true, but in practice the police have been alerted when the bank manager opened the vault with the wrong password.

Nie Zuo was lying on the ground, and a robber put plastic handcuffs on Nie Zuo, pulled him to the side of the two security guards, and said, "Three, I'm sorry, we can choose to kill you, but there is an order from above, you can't kill people indiscriminately." So you are dead now, if you don't want to fake your death as a hero, then I can only ask you to die. ”

Nie Zuo kept glancing at Mai Yan: Go, don't worry about me.

In this minute, Mai Yan wanted to save Nie Zuo, but she knew that she couldn't do anything, she couldn't go, she was reluctant, she didn't go, and she couldn't help, so she was quickly noticed by the leader who came up downstairs and asked, "Are you a friend of the twelfth?" ”

"......" Mai Yan didn't know how to answer.

Intercom notification: "There are police. ”

"Fack, Plan B." The leader scolded, then looked at Nie Zuo and said, "This young lady stays, No. 12, please go to the vault to help." ”

"How can you help?"

The leader said: "Physical work, it's very simple. ”

……

Inside the vault, the bank manager has been handcuffed and set aside, and two robbers are prying into the safe deposit box. The safe deposit box was made quite sturdy, and the leader put a small crowbar thirty centimeters long on the table and asked, "You don't want to be a hero, do you?" I personally respect you very much and don't want to embarrass you. ”

"Of course not." Strangely, when the police arrived, they were not in a hurry, it seemed that Plan B was to deal with the police.

The leader nodded, cut the plastic handcuffs, and said, "Please don't slack off, in ten minutes, we will open all the more than 100 safes." ”

"My friend?"

"Don't worry, as long as you cooperate, if I need to kill someone, I won't choose your friend. I don't want to get in trouble. The leader stepped back and turned away.

The robber Mark said, "Hey, Twelve, let's get to work." (To be continued......)