When the time came to the end of February 1892, John was finally at ease.

Both medical schools and hospitals have already arranged for the research that should be arranged, and the $100,000 in cash that has just been allocated to Professor Osler is enough to ensure that these studies can proceed smoothly, at least until the end of the year, and John will not have to worry too much about this matter.

"Now that you're done, let's hurry up and prepare to go to Europe!"

That evening, when John was talking about the fact that he had finished dealing with the hospital, old Huntelaar said casually.

"Huh?"

After hearing old Huntelaar's words, Anna's eyes lit up.

Before you know it, this little girl, who has almost never left home, has been on the North American continent for two years, and you can imagine how much a girl in her early twenties will miss her father and mother. For John's plan to go to Europe this year, Anna was **** looking forward to it night and night, and finally heard the exact news.

The expression on Anna's face changed, and John naturally saw it in his eyes.

So there was no too much hesitation at all, John immediately nodded and smiled: "Okay, then we will leave at the end of March, what do you think?" ”

"Huh? But don't you leave on your birthday? ”

Old Huntelaar raised his eyebrows and asked with some surprise.

"Nope."

After a little hesitation, John shook his head and smiled: "It's not too much of a meaning to celebrate birthdays every year, and I think even if I get to the European continent, someone should sing me happy birthday, right?" ”

When John said this, everyone was immediately happy.

That happy birthday song has gone viral at an unprecedented rate since it was sung by John on Old Huntelaar's birthday, not just in New York City and in the United States. Nowadays, even in Europe, people are starting to use this song as a mainstream project for birthday parties. Of course, as the "creator" of the song, John did not receive any benefits, and John also rejected the suggestion that others use the song to make money, saying that everyone was allowed to use it as they pleased. And because of his deliberately low-key. Few people even know that the song came from him.

Of course, our Mr. Huntelaar doesn't care about these things.

The only thing he cares about now is his old man, so he looked at old Huntelaar and hesitated: "Grandpa, otherwise...... You might as well come with us to Europe. We'll be there for at least half a year, and if you're left alone in New York......"

"No, I'm not going."

Waving his hand, old Huntelaar shook his head with a smile and said, "My old bones can't withstand such a long journey, and you went to Europe, and someone needs to sit here in New York, right?" The past two years have not been very good. Our other companies are okay to say, either the product is not afraid that no one wants it, or the scale is small, but no one can watch the bank. ”

"Oh? Is it worse? ”

With a slight frown, John asked a little strangely. He doesn't know much about the history of the United States, and the economic crisis of the past two years only knows a general time node, and the specific situation is completely obscured.

Shrugging his shoulders, old Huntelaar smiled bitterly, "Yes." It's bad, and it could be even worse next year! Let's be honest. I've even regretted buying our bank so early, and if I'm right, the bank will have a hard time this year, and next year, there will be more bank failures......"

"Oh? Wouldn't that be great? ”

John's eyes lit up and he said excitedly.

Although I don't know much about the history of this time. But John had learned a little bit of political economy in his previous life, and in the end, the causes of the economic crisis in this era are not too complicated.

In the past seven or eight years, a total of 200,000 kilometers of railways have been built around the world, of which 80,000 kilometers have been built by the Americans! What a concept this is. You must know that in 2015, China's railways were only 120,000 kilometers. At the same time, the electrical revolution began, and the size of New York Power alone was now terrifying. Fueled by railways and electricity, a large number of coal shafts and steel mills were built, which eventually led to the crisis.

In John's view, every economic crisis of this era is a great opportunity!

It's just that compared to the optimistic John, old Huntelaar couldn't understand his thoughts, and asked in surprise: "Good thing?" Is a recession still a good thing? ”

"Of course!"

Blinking his eyes a few times, John smiled and said, "Grandpa, although I don't understand the economy, you only need to look at the past few recessions to know that after each recession, it is likely that a new round of opportunities will be ushered in!" Our industry has been so little affected that if more banks and companies go bankrupt next year, why can't we catch it? ”

In John's view, this was a matter of course.

The assets of the Huntelaar family, whether it is Lego toys or Nike, Adidas and elevator companies, are too small to affect them even if the recession does not affect them much. As for the two car companies in Europe and North America, they are relatively small in scale, and the target audience for this novelty is fixed, so it is not very affected. As for Heinz Pharmaceutical Company and Heinz Medical Devices, which have the largest proportions......

No matter how severe the economic crisis is, can you still take medicine if you get sick?

In addition, such as New York Electric Power and Motorola, one is the center of gravity of the second industrial revolution, and the other is the "black technology" that is in short supply, and there is no need to be afraid of being affected too much - the orders that are still surging from the two companies are the best proof of this. It was precisely because several companies were so little affected that the trading company that the elder Huntelaar founded at the beginning was able to continue to develop steadily in the midst of crisis, and at most its profits were reduced.

The only thing to worry about is actually the Huntelaar Bank, which has just started for a short time.

Since the acquisition of the bank, the network between Huntelaar Sr. and John has played a huge role in the Huntelaar family's various industries in North America, as well as the industries of friends such as the Flying Pigeon Bicycle Company and Lego toys, and even the industries of many German friends brought by Huntelaar Sr., and the financial business has been acquired by Huntelaar Bank. These companies have huge cash flow needs every year, injecting a steady stream of vitality into the dead banks. Therefore, although the performance is still poor, as long as these industries do not have big problems, at most they will lose some money.

Old Huntelaar understood this very well, so after listening to John's words at this moment, Old Huntelaar's heart suddenly moved, and he frowned and pondered. Today, the Huntelaar family's estate continues to generate wealth for them, with considerable annual gains. And if the banks in the United States really fail en masse in the future......

Is it really an opportunity, as John suggests?

"That's what I think anyway, you can think about it."

John knew that his grandfather might be difficult to figure out for a while, so he was not in a hurry, and said with a smile.

The Huntelaar family's industry is growing more and more in size, and it is clear that a consortium is already being formed. Therefore, the elder Huntelaar has also deliberately expanded his influence in politics and business circles in recent years, thus paving the way for John. However, for the Huntelaar family, the bank is an obvious shortcoming, even after the acquisition of this small bank, it is still far from being compared with a behemoth like Morgan.

The banks that went bankrupt in the midst of the economic crisis were undoubtedly what John called opportunities.

From the beginning to the end, John had little interest in the railroad companies, steel companies, etc., because he had no interest in competing with the real predators of his time, except that the investment was too large. But when it comes to banks, he never underestimates the power of finance. And as long as many of its own industries are developing fast enough, there is no problem in supporting a large bank.

"This is a vision beyond the times!"

Looking at his grandfather's pensive face, John couldn't help but feel secretly proud in his heart. He has never been interested in finance and knows very little, but this does not prevent him from judging the current situation with a vision that transcends the times. For example, he remembered that there would be a major crisis more than ten years later, and that was the best opportunity before World War I......

"Your letter, sir."

Just as John was falling into his delusion, the voice of Hans the butler woke him up from his dream.

"My letter? Delivered at such a late hour? “

Looking up at the dark sky outside the window, John felt a little strange in his heart.

The envelope was ordinary, and the text on it was very simple, with only John's name and address, apparently from some cheap little postman. But the whole letter is heavy, it seems to contain a lot of things, and looking at the words on the envelope, John always has a strange feeling, it seems to be written by a very familiar person, but when he thinks about it seriously, he can't remember anything.

"Tear up!"

Frowning, John opened the envelope.

With a few clangs, several gold coins landed on the table, making John's heart move. There were only two thin sheets of paper in the envelope, and John looked at it in confusion. But after a few seconds, his face suddenly changed, and he stood up from his chair with a thud.

"Mr. Elber!"

Waving the letter in his hand violently, John glared and asked urgently, "Where is the person who delivered this letter now?" Left? ”

"Uh...... You should be leaving, right? ”

Mr. Butler was startled by John's voice, and after a moment of hesitation, he replied with some uncertainty: "The messenger is a young man who has just handed me the letter and ran away...... Sir, what's going on? ”

"John, what's wrong?"

Old Huntelaar was also brought out of his contemplation, and asked with a frown.

Ignoring his grandfather's inquiry, John slammed his chair away and ran briskly in the direction of the door. Behind them, old Huntelaar and his faithful butler looked at each other, their eyes filled with doubt......

……

All the plots related to business and finance, don't be serious, the author is really a novice. (To be continued.) )