Lin Weiya didn't expect that as soon as she said this, she really came up with a plan.

The black eyebrows raised slightly, he leaned over, took the proposal she submitted, took it in his hand and flipped through it.

Lin Weiya has been in business for so many years, what kind of strategy has she never seen? Nowadays, there are few things that can move him. But the more he flipped through the document in his hand, the more surprised he became.

Tian Mi looked at the focused person with a smile through the magnolia branches on the table, she drank the tea slowly, and let the time lie in the quiet tea.

After a long time, Lin Weiya put the paperwork on the table, his slender fingers curled, tapping the paper rhythmically, looking at Tian Mi with bright eyes, the corners of his lips hooked a rather playful arc, and chuckled: "Girl, this is not a way to live for Qianzhuang." ”

Tian Mi also smiled, smiling openly, she said: "Lin Dang's strict zhòng, above the shopping mall, there is no need to talk about humility, competition promotes development, development can progress, I just promote the progress of the money bank." ”

Smooth tongued. Lin Weiya shook her head and smiled, she would never have a war of words with her. Besides, what she said was not wrong, in the shopping mall, no one let anyone, who has the ability, who makes money, there are usually only two situations: one is that he is not capable but he wants to save face; The second is to think too highly of oneself and disrespect one's opponent.

Tian Mi saw him smiling and didn't say anything, she didn't care, she opened her mouth, and the content of the document came out smoothly, and she was familiar with it and could summarize it without even breathing.

"The reason why money banks can rise is only because at this stage. Gold and silver are the mainstream currency, and gold and silver are inconvenient to carry and unsafe to store, and this demand determines supply, so there are money banks that can store, keep and transport on their behalf, and money banks provide them with these services, so there is a reason to charge them storage fees and transportation costs. ”

The so-called mainstream currency and the words that provide services, Lin Weiya is not very clear, but the top and bottom are connected, coupled with his own understanding of the bank. But it's easy to understand.

"There are good reasons for the bank to charge customers for their services. Therefore, customers are willing to buy it, and are willing to pay them a certain fee in exchange for a silver ticket that is convenient to carry and redeem huàn. Tian Mi took a sip of tea, smiled, and her eyebrows and eyes were bent. In the bright eyes. There is a cunning light. She continued: "As for Qianzhuang, it is clear that it has mountains of gold and silver, but it is all someone else's. You can see and touch it, but if you can't use it, it's too painful—"

As a person who has been instilled for a long time that "money can only create value in circulation", she especially can't see someone put money unmoving, watching money continue to decrease over time, that mood is gripping.

The hot tea warmed her limbs along with her esophagus, and Tian Mi exhaled comfortably and continued: "Therefore, they are no longer satisfied with charging only that pitiful service fee, but introduce silver bills, which can be directly bought and sold paper money - no, no, in the era when gold and silver were the main currency in circulation, silver bills could not be called paper money, more precisely, it was just an IOU - borrowing money from depositors, lending money to those who needed it, and charging the difference. ”

"But even so, the profits of the money bank are very high, and many people rush to it." Lin Weiya, who had been listening quietly, finally refused to be lonely, no longer holding it, but praised it directly: "But compared to the bank proposed by the girl, it is still slightly inferior, at least, in terms of attracting customers, it is directly compared, and there is no ability to compete at all." ”

Tian Mi smiled and nodded: "Yes, the guest saves money, and the money bank keeps or transports it on behalf of the guest, and charges a certain fee to the guest, while the bank not only does not charge a fee, but also gives the guest a return. ”

Lin Weiya opened the paperwork, her eyes were fixed on the black and white letters, and her focus was as if she had seen gold and silver mountains through the paper, with a smile on the corner of his mouth, he nodded and said: "Girl, the word return is used very well, bringing together idle funds from the people, not only for loans, but also for investment without triggering exchange risks." In this way, people keep their money in the bank, which is equivalent to a low-risk investment, and in this way, they should charge the bank for a return. ”

The more Lin Weiya flipped over, the less reserved and extravagant her smile became, and when she saw the back, there was a little more stupid than when Tian Mi was stupid, he smiled and said: "The form of the passbook is much better than the silver ticket, the silver ticket is how much gold and silver the guest takes, and the money village will take out the corresponding bill to the guest, and the passbook is a book that records the amount of deposit and withdrawal and the balance, which is just a bunch of numbers, and it is not necessary to give all the corresponding amounts immediately, so it is more conducive to accumulating and using funds." Moreover, isn't this subsequent overdraft an increase in currency in disguise? -- It doesn't have to be printed by the imperial court. ”

Lin Weiya is not a business overlord, this is a new thing that he has never been exposed to, he just watched it once, he can see through it, and he can break through it in one word.

Tian Mi's tea paused on her lips, her big eyes looked at him blankly, and a drop of cold sweat slid down her forehead.

At this time, she can only thank herself for her knowledge that has surpassed thousands of years. Fortunately, it's okay, fortunately, she still has a skill in her last life, what do she know, otherwise when she encounters these demons, isn't it a minute to be crushed to death?

Tian Mi is really a little lucky, she is very immoral and glad that the development level of this era is not too high, at least Qian Zhuang has not developed to the point of investment, which makes her profitable, otherwise, she really has nothing else to do. You must know that the money bank seizes the business opportunity, but no investor can compare.

However, in terms of investment, due to the constraints of various conditions, the risk of the investment project is usually not too high, and the risk and the gain have always corresponded, the risk is not so high, and the return will not be ridiculously high. When it comes to investment, it's always the venture capital firm that wins. But venture capital was only popular in her time, and she really hasn't studied whether it is feasible in this era.

Lin Weiya looked at the paperwork intently, and didn't even give Tian Mi a look, so naturally she didn't see Tian Mi's cold sweating appearance, and he said to Tian Mi with great admiration: "This proposal is really a must." And what's more, if you are a person else, even if you have a way, it is difficult to implement, only the Tian girl in Dezhuang can be convincing-"

"I'm right, Miss Tian? Whether it is a bank or a bank, without its own credibility, it cannot give customers a sense of security. No matter how good a project is, if it is not implemented, it has no value. He rested his elbows on the table and crossed his hands on his chin. looked at Tian Mi with a smile. Repeated: "Only the goodwill contained in these three words of Miss Tian can make people feel at ease to offer gold and silver." ”

Lin Weiya's eyes, are they made of meat, or are they condensed with some special crystals? Why can't you hide anything from him?

Not bad. In her time. The four major lines can absorb a lot of gold. In a certain way, it has a lot to do with its state-owned nature. After all, there is a state behind it, even if the bank goes bankrupt. Customers also don't worry about their money not being recovered.

In this era, money banks are privately opened, and if you want customers to hand over their property to you with peace of mind, you must first make them believe in you, believe that you will not default on your debts, believe that you will not donate money and run away, believe that you have enough strength to keep their money, and believe that you can let them get in and get out.

Tian Mi replied with a smile and said: "This is also the reason why I came here today, I alone can't completely shake the scene, if I can have the head of the Lin family, the overlord of Qingzhou, as the guarantor, then it will be like a tiger with wings, so that the customers can really have no worries." ”

It turned out that after calculating it, it was still counted to him.

However, no matter how much such calculations come, he will not dislike them, and the more the better.

The smile in the corner of her eyes moved, Lin Weiya held her chin with her fingers, and after deliberately muttering for a while, she said with a smile: "It's all ready, only the east wind is owed-but as I said before, the bank is together, and the money village is bound to be impacted, and the girl will be helped, but it will offend many people in Dezhuang." ”

Tian Mi raised her eyebrows, looked at him with wide eyes and pretended to be surprised, and said in surprise: "Is Lin Dangjia still afraid of things?" ”

Lin Weiya put down her hand and said with a smile: "Tiantian is so sharp-toothed, I really don't know who can say anything about you." ”

Yes, Ah Qian can.

Tian Mi pursed her lips, but smiled silently.

Seeing this, Lin Weiya said, "In this way, what if I am the guarantor?" So, in return, how many percent of the dry shares does the girl plan to give me? ”

is really worthy of Lin Weiya, in business, she has never been ambiguous.

"Pen and paper to borrow." Tian Mi asked for a pen and paper directly, took out her charcoal pen on the spot, and wrote out the contract without even thinking about it-it's not that she didn't really need to think about it, but she had already thought about it.

Lin Weiya looked at her strange-shaped pen, and saw that the pen could write without ink, and suddenly became interested, so that after getting the contract, he just quickly browsed it, signed and drew it, and then very quickly stuffed Tian Mi's share into her hand, and immediately cared about this unsightly pen.

Tian Mi was speechless, but the owner was interested, so she naturally still had to wait, but her idea was not a casual gift, especially for Lin Weiya, who was rich and shrewd-"The master, the mystery of this money, it doesn't hurt to sue you, but in return, and as a support for the bank, should you move the Lin family's assets and deposit them to us?" ”

Lin Weiya was stunned for a moment, and then smiled.

The girl said before that he was calculating, and she was really not fooling him when she cared about gains and losses.

However, he really doesn't hate this shrewdness.

"After all, I also have a share, my own family, so naturally I have to take care of it." Lin Weiya groaned slightly, and said as if distressed: "It's just that the contract signed with the previous money bank has not expired, if it is a breach of contract, this cost?" ”

…… It's really hard to compare, Tian Mi hung her head and lamented for her self-digging grave.

So, then, the two experienced the "fun" of gains and losses in the struggle for every inch of land, and when they really discussed the matter properly, it was already sunset.

Tian Mi held her stomach and leaned her head on the table, greatly relieved.

Talking about business with Lin Weiya is really brain cells-consuming, and it is no less than fighting a tough battle.

Moreover, it was only then that she realized that she had only eaten breakfast all day.

Starved to death.

Probably accustomed to it, Lin Weiya is still in good spirits at the moment, he saw Tian Mi's illusory appearance, smiled, walked to the door, and said to the maid waiting at the courtyard gate: "Come on, prepare a meal." ”

Only Lin Weiya's study is a place where the Lin Mansion cannot be approached casually, and the servants are far away.

Tian Mi really couldn't walk, so she asked Lin Weiya to send someone to the house to inform her, and dinner was eaten at Lin's house.

The Lin family's dinner was very rich, Tian Mi was eating, her mouth was silent, but there were only two words tumbling in her heart from beginning to end: luxury and waste. But this is not her own home after all, and it does not cost her the money she earns, and she can't manage it so widely, so she won't go beyond it.

After eating, Lin Weiya sent Tian Mi out, but Tian Mi refused the carriage and asked Lin Weiya to accompany her for a while.

At this moment, the night was falling, and in the smoky gray mist, the chirping of insects could be heard in the corner of the wall or in the grass, and the two of them walked slowly in front, and the servants followed far behind.

After walking far away and arriving in a secluded place, Tian Mi pursed her lips and asked softly: "Master, if Fengxian wants to see you, are you willing to see her?" ”

She paused, and opened her mouth a little abruptly, "Even if it's the last one." ”

Lin Weiya was not surprised that she would ask this question, he smiled, there was a clear and indifferent light in his eyes, he shook his head, and said, "The last side?" What if you see it? What if you don't see it? Over the years, I have also rejected her many times, consciously or unconsciously, which one should not be the last? Simply useless. So, if you don't see it completely, you can completely break it, right? ”

Tian Mi hung her head, wanting to fight for Wang Fengxian again, but thinking of Lin Weiya's temperament, she felt a deep sense of frustration.

Lin Weiya said no, it must be the result of careful consideration, and it is definitely not something that can be swayed by a few words from others.

Eventually, she just whispered, "I see." ”

didn't delay Lin Weiya's time any longer, Tian Mi got into the carriage.

Lin Weiya stood in the alley, watching the carriage go away, and there was an indescribable complex feeling in that gaze.

After a while, he habitually hooked the corners of his lips, turned around, smiled like a spring breeze, and strode forward.

The bank is not open if you want to, it must be smooth in all aspects, with the support of the Lin family, Tian Mi still needs strict support. Yan Ming is both black and white, and he is the helmsman of the underground bank, and in this regard, without his help, even if the bank can do it, there will be a lot of trouble.

Fortunately, Yan Ming was consistent with her, and after listening to the whole plan, he agreed without hesitation.

The affairs of the Lin family and the affairs of the bank are not trivial, Tian Mi is so busy every day that she almost forgets the time, and I don't know how many days later, Tian Chuan, who has disappeared for many days, finally returned home, and the purpose of returning home is to sue Tian Mi, the Yangliu Village man who has worked for a long time in Ruan Mansion, and he has been caught. (To be continued......)

PS: The author usually revises today's article the next day, so it's actually best to save a few chapters to read...... Because the author Jun is always revising the text...... It's just that Cheng dù is different.