"My Dad Is Rich" was originally called "Legacy" when it was first written, and when the idea was first realized, the first reader also commented that it was "a serious nonsense".

The four major families do not exist, and no matter how powerful the financial institution is, it is impossible to manage the huge wealth that affects the laws of the market; No matter how clever monetary policy and exploitation methods in the channels of commodity circulation are, only a fraction of the wealth of society as a whole can be scraped away. Of course, compared to ordinary people, this fraction number is huge, but after all, it is only a fraction. In fact, the more personal wealth you have, the greater the market constraints, for example, if you have 100 million, your wealth will also shrink by 10 million.

The probability of the accumulation of wealth like the four great families and eventually the emergence of oligarchs that dominate the world market is like a perfect couple giving birth to a boy who inherits only their merits, and then marrying another perfect couple with an equally perfect girl who also inherits only the merits, and so on from generation to generation and eventually evolves into a human - but is there anyone in the world?

If not, there would be no such consortium as the Four Great Families.

However, theoretically it is possible to save zài, as long as the inheritor really has great wisdom, luck and low profile, the book wants to express several successful and uninterrupted excellent inheritances that have been accidentally produced in countless inheritances, and the emergence of the golden axis is a reform measure that has been tried once and for all under the accumulation of wisdom of the past generations.

I clearly remember the scene when this idea appeared, it was September 2o13, I planned to write an editorial on "whether the financial gap in social security is paid by taxpayers", before that I was very disgusted by the incentive mechanism of social security "pay more", I felt that social security in actuarial aspects, such as wage growth level, life expectancy, population growth, aging and other aspects are completely rough framework, and most of us ordinary people do not realize that social security is actually an investment behavior, and pin a qiē hope on the integrity of the government, They didn't consider the risk of investing as long as they were investing, and they paid the money like following the crowd, but they didn't consider whether they could invest the money in more effective income channels.

To put it simply, blind obedience.

So I had an idea, if most people's investment behavior is a kind of blind obedience, if we find a representative with typical characteristics from these people, we can theoretically deduce the investment law of this group of herd mentality, and think a little deeper, if there are actuarial people who are good at acting in several different investment fields at the same time, they can basically control the entire investment market.

So there is this novel, and careful readers will definitely be able to see what the so-called four families represent.

Qingfutang represents financing loans

The Shen family (cornucopia) represents the pool of funds

Qiqiao Group (Dragon Scale Gold) represents a physical mortgage (represented by mining in the book)

The Bai family (silver rat) represents asset management (risk control)

If the four aspects collude, just like the athlete is you and the referee is also you in the game, you can win if you want to win, and you can lose if you want to lose.

For example, if you want to invest, the Bai family (risk control) says to you, "There is no risk at all, we guarantee the principal and interest", Qiqiao (mortgage) says "the lender has a mortgage", Qingfu says "the interest rate is the highest", and the Shen family (capital pool) says "We are the custodian, so the other party is not self-financing".

When the four aspects of information collude, do investors still have a choice?

So why does Alibaba's Jack Ma say that the best model to make money is the "national model"? Just because the state controls all four aspects of information at the same time, you can't and dare not distinguish between the true and the false, and if you do, you offend the entire commercial system under the regime, and the end result is that you are thrown out of economic life.

Unbelief? Why don't you pay taxes?

Therefore, book friends who say that I am talking nonsense don't have to think that nonsense is so powerful, to put it simply, the four major families in the book just raise the national business model to another level, and what kind of characters the Golden Axis refers to, everyone has their own opinions.

All in all, as a pastime novel, everyone has read it and passed it, whether it's nonsense or good words, I don't care, I believe, you don't care.

Hua Guhan (follow the rules to collect votes and ask for all)

i1153

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