Chen Hao made it clear on the phone that because of accommodation, renting a car, hiring people in Hong Kong, and supporting the pomp and circumstance for Chen Guofu's uncle and nephew, the 100,000 yuan he brought with him had basically been spent, and Qin Ran was asked to remit some money, otherwise they would have no money to go back to Jiangzhou.

Hong Kong is really a gold hole, and the world of the rich is really like a flowing water. In just one week, the 100,000 yuan given by Qin Ran was spent.

After hanging up the phone and carefully counting his net worth, Qin Ran found that he only had about 110,000 yuan in cash. Qin Ran still went to the bank to remit another 10,000 yuan. The whole plan had already begun, and Qin Ran couldn't turn back.

In the evening, Qin Ran stayed in front of the TV on time and used the rented video recorder to record the Jiangzhou news that night. Because there is the news of the Jiangzhou Hong Kong Investment Promotion Conference on it, the process of signing a 400 million investment agreement between Mayor Huang Weiguo and Mr. Jia Fuhao, a famous overseas Chinese businessman, is on the screen.

This Chen Guofu is really a talent, if he doesn't know the details, it is estimated that Qin Ran will also be deceived by him.

With this video and the agreement initialed in Hong Kong, Qin Ran has enough chips for the next step.

Last time, the intermediary handled the transfer for Qin Ran and had a good attitude, so Qin Ran asked him to cooperate again and asked him to help find a single old building in the city to rent as an office space.

The intermediary lived up to expectations, and the day before yesterday found a two-story old building for Qin Ran, with a monthly rent of 4,000 yuan. Qin Ran came to the site to inspect and found that the environment was good, the transportation was convenient, and it was a few steps away from the downtown area. This will be used as a preparatory office for the preliminary project, and Qin Ran is ready to recruit troops here and form his own lineage team.

Now for Qin Ran, the most important thing is the start-up capital. To develop a real estate development project of 150,000 square meters, at least 400 million yuan is needed throughout the process.

And he now has less than 100,000 yuan on him, which seems to be an extremely difficult task.

The Qin family's construction team existed in name only, and at the instigation of accountant Wang Changchun, many people followed him to another boss, and the rest also ran their own ways. Originally, Qin Ran asked Chen Hao to find a few reliable people to follow him, but they were unwilling to leave Yulan, and second, they had no confidence in Qin Ran, so none of them agreed.

It's going to rain, and the mother wants to get married, Qin Ran has no choice but to let them go. However, when the construction team was disbanded, Qin Ran gave everyone a red envelope of 300 yuan, which was regarded as severance pay.

After thinking about it, not only is there a shortage of money now, but Qin Ran is also very short of people.

Jiangsu and Zhejiang provinces have pursued a mercantile tradition since ancient times, so not only is commerce developed, but also underground financial lending is also prosperous. The interest rate on fixed deposits in banks fluctuates around 4% per annum, while private loans can earn 10% in return.

Lu Youcai, who had just entered the house in the evening, received a long-distance call from Jiangzhou, in which Qin Ran mysteriously revealed that he had a big project to introduce to him, asked him and his partner to go to Jiangzhou for an inspection, and also explained that they must watch the provincial and Taiwan news at 10 o'clock in the evening.

Qin Ran's last response to the crisis made Lu Youcai see the potential of this young man, and now he warmly invited him to visit Jiangzhou, and Lu Youcai informed his two partners one by one in line with the principle of not letting go of mistakes.

The next day, according to the address given by Qin Ran, Lu Youcai and the three of them drove to Jiangzhou early in the morning and found the two-story building. At the door of the small building hangs a plaque of "Jiangzhou Xiziwan Project Preparation Office".

Qin Ran welcomed the three of them at the door and welcomed them into the house. As soon as he entered the house, there was a photo of Qin Ran and an old man hanging on the wall in the middle, Lu Youcai took a look and found that the old man was quite familiar.

Serving tea to the three of them, Qin Ran greeted each other, turned on the TV in the living room, and played the news recorded yesterday.

After watching the news again, the three of them had some clues in their minds, and then looked at the group photo on the wall, and understood Qin Ran's purpose in their hearts.

"Qin Ran, you have a good relationship with this overseas Chinese tycoon, right?"

Lu Youcai was taken aback by Qin Ran's appearance, and his tone was much more cordial.

"Oh, I said I'm a godfather, and the relationship is good!" Qin Ran said a little disappreciatively.

Next, Qin Ran told a story to the three of them. An overseas Chinese billionaire wanted to invest in Jiangzhou, so he paid a private visit to conduct a preliminary investigation, but he didn't expect to get sick halfway and his subordinates were helpless, but Qin Ran, who went to Jiangzhou to study, passed by to lend a helping hand and saved the life of the old rich man with a family secret recipe. In order to thank him, the old rich man insisted on recognizing Qin Ran as his godson and entrusted him to find a partner in China.

Such a novel-like story made the three of them suspicious, but last night's news reported that it would invest in Jiangzhou. In particular, the footage of the mayor shaking hands with him cordially was still replayed on the video recorder in front of them, and the three of them had to believe it.

"Qin Ran, it seems that the saying that good and bad depend on each other has been confirmed in you. But you told us on the phone last night that you had a big project, could it be related to your godfather? Lu Youcai cautiously inquired about the purpose of coming today.

Qin Ran sat on the main seat, smiled slightly, and said, "The recent Asian financial crisis, my godfather's business abroad has also been slightly affected. And as you know, foreign funds entering the country need to go through a series of procedures, and it will not take two months. At present, the government has to pay 150 million yuan for the purchase of land, but real estate development does not wait for anyone, and construction starts one day earlier and makes money one day earlier. The 100 million yuan originally invested in China in advance seems to be not enough for the time being, and my godfather wants to borrow from domestic capital. 12% interest for nine months, 30 million as a base, up to 50 million. ”

After speaking, Qin Ran asked the three of them to digest the news.

The interest rate of 12% for nine months is much higher than that of ordinary private loans. According to the current industry rules, it is generally 10% a year. If the three of them can borrow according to the rules of the industry like everyone else, then they can also earn a 2% interest rate differential. If there is a relationship with a direct loan from the bank, not to mention the lucrative spread of this spread.

"I know that the three of you are all capable people in Yulan, as for the risk, I want to say that this land is worth 150 million, and now the housing prices in Jiangzhou are almost 3,000, even if the house is discounted to you at that time, you will definitely not lose money." Besides, my godfather's group is listed abroad and has strong strength. Qin Ran saw that the three of them were moved, and deliberately added a fire.

Lu Youcai and the other two glanced at each other and said, "Qin Ran, thank you very much for giving us this big project." But since it was so pleasantly surprised, we needed to discuss it. ”

Of course, Qin Ran nodded in agreement, and took an excuse to go for a walk outside, leaving the three of them to discuss in the living room.

After walking outside for fifteen minutes, Qin Ran estimated that the three of them had discussed about the same, and then returned to the small building.

As soon as he entered the door, Lu Youcai asked a question, "Who is the signatory?" Is there a guarantee? ”

These two issues are basically the key to borrowing, and Qin Ran has been prepared for this for a long time.

"Of course, the signatory is my godfather, and I guess you won't be at ease if I want to sign. As for the guarantee, the land will be mortgaged to the bank, but you can use the building above to mortgage! How about it, zero risk and high return, I won't lose money on this trip today, right? Qin Ran still looked confident.

"My godfather is going to Jiangzhou once the day after tomorrow, and I will try my best to arrange for you to meet and dispel your concerns. But it's going to be fast, and if you don't work out in three days, I'll find someone else. After all, someone in Wenzhou has already taken the initiative to find the door. I came to you because of the fact that I had worked with you before. ”

Qin Ran pretended to have other competitors for the three of them, increasing their sense of urgency.

Wenzhou is a well-known underground capital base in Jiangsu and Zhejiang provinces, and a large amount of private funds are waiting to be borrowed.

On the way back to Yulan, Lu Youcai and the others carefully analyzed the risk and found that the risk of this loan was indeed not high. If the borrower is really a foreign businessman who has signed a contract with the government to invest, then they will decide to eat this big order. In fact, this project is still risky, that is, the building is not completed halfway through. But from the analysis of the actual situation, the three of them feel that the risk is not big, after all, there is still the Jiangzhou government around.

After the three of them returned to Yulan, they began to raise funds, and whether they could succeed or not would wait for the day after tomorrow to meet the rich man. As long as you confirm that you are an investor on TV, you can sign an IOU on the spot.

Wang Yaxuan's school flower has become famous, whether it is the same grade or the senior grade, there will be many male students who come to the corridor outside the class to grind for a long time under the pretext of borrowing things from classmates or climbing fellow villagers, just to be able to catch a glimpse of the girl who recites every day in the boys' dormitory.

Of course, there are also many people in the real yàn class who are eager to try and get as close as possible to the class leader Wang Yaxuan.

It can be said that this is an instinct of male animals on the earth, stimulated by hormones, the genetic factors in the genes to find the best mate and continue the offspring stimulate everyone's subconscious.

Fan Shilin carries the aura of freshman school, and with the help of the identity of the secretary of the real yàn class, he often discusses class work issues or topics with Wang Yaxuan in the class.

Growing up in praise from his parents and teachers, Fan Shilin has been smooth along the way, has good academic performance, and is also a leader in student activities. He has long been accustomed to being the center of attention in the eyes of everyone, and all the way over, the girls around him look up to him with adoring eyes. Although he knew that the girls around him had a good impression of him, he never moved his heart. After graduating from junior high school and leaving school, he didn't know how many girls in his original school had broken their hearts.

But this qiē was broken when he saw Wang Yaxuan for the first time, and this pure, flawless and elegant girl made him feel the urge to have this girl for the first time in his heart.

Looking at the gnashing of teeth from the other boys in the corridor outside the window today, Fan Shilin enjoyed the process very much. He continued to pretend to be stupid and asked Wang Yaxuan for a chemistry question, he could smell the unique fragrance of the girl around him, and he could talk to her openly, and from time to time he could peek at the beautiful face of the girl in his eyes, which was simply amazing.

However, the current happy scene was broken by an unknown boy in the class.

After finishing the morning's affairs, Qin Ran rushed back to school at noon. There are rules in the real yàn class, and only the approval of the class leader is required to take a leave of absence within half a day, and any more need to go to the head teacher.

Qin Ran did not ask for leave when he was absent from class in the morning, so he was going to write a compensatory note before class in the afternoon and handed it to the squad leader Wang Yaxuan.

Before going, Qin Ran first went to the bathroom and slapped his face a few times, and then touched it with cold water, pretending to be pale and in a cold sweat.

Although he saw Wang Yaxuan and Fan Shilin discussing the topic, Qin Ran still interrupted the communication between the two unconcernedly.

"Squad leader, I'm sorry, I had a low-grade fever in the morning, so I rested at home for half a day." Qin Ran tried hard to squeeze his brows, pretending to be in pain.

Seeing Qin Ran's sick look, Wang Yaxuan was obviously stunned for a moment, took the compensation slip, and said, "Are you in a better situation now?" ”

"It's much better, I guess I got cold in a cold shower last night, just rest." After completing the task of making up the leave, Qin Ran turned around and prepared to return to his seat.

"Do you want me to accompany you to the school doctor?"

As soon as the words came out, Wang Yaxuan regretted how she subconsciously said this. This Qin Ran felt weird, and he often went against himself. If he really agreed, he really had nothing to do.

The girl's words made the two boys present feel stunned at the same time.

Fan Shilin didn't expect Wang Yaxuan to personally say that she would accompany this boy who didn't have a sense of zài to the infirmary. He felt anger in an instant, and vinegar suddenly took over his body. But as a person who is used to seeing big scenes, he calmed down all of a sudden and immediately thought of countermeasures. As long as Qin Ran agreed, he would take the initiative to ask Ying to take over this errand for Wang Yaxuan.

Qin Ran himself was also strange that Wang Yaxuan actually had to accompany him to see a doctor for no reason. He thought about it for a while, and in the end he could only conclude that the class president was really dutiful and cared about his classmates.

"Well, okay."

Qin Ran smiled slightly and said.

Hearing this, Wang Yaxuan and Fan Shilin were a little unnatural and were about to answer.

"But- next time! Thank you for your kindness. Qin Ran hurried before the two of them could speak, and the conversation was rounded.

Hearing such an answer, Wang Yaxuan couldn't help but breathe a sigh of relief in her heart, but she felt that this Qin Ran was really too much, she cared about him kindly, and he deliberately made a fool of her.

"Oh, this-classmate, if you want to help with anything in the future, you can just tell me, don't bother the class leader." Fan Shilin wanted to call Qin Ran's name, but he couldn't remember what his name was in his mind, so he had to say the above words with a little embarrassment.

Qin Ran nodded at him slightly, and then walked back to his desk.

"Hey, are you okay, didn't come to school in the morning?" Shen Qin on the side asked with a concerned gaze.

Qin Ran pulled out a chair and sat down, and said, "It's okay, I've been lying at home for a long time when I have a cold." ”

"If you want to help, just say it, we're always available." Shen Qin, the little fat man, said something much more sincere than Fan Shilin, the secretary of the Youth League just now.

People are very complex animals, Qin Ran looked at this enthusiastic classmate, and he really couldn't equate him with the criminal who was later imprisoned. But I have to admit that Shen Qin's actions made him feel warm.

"Thank you."

This was the first time Qin Ran had spoken to Shen Qin seriously since he met him.