Chapter Seventy-Three: Riding the Dragon

Office on the third floor of Yelin Building

"Boss, according to the letter of guarantee issued by Mitsubishi Bank, Yelin Company's credit loan of 18 million yuan from Huaxia Bank has been completed.

This time, I really want to thank Mr. Ji for his full support and cooperation, otherwise, it would be very difficult to obtain a credit loan in a hurry with the current operating conditions of Yelin Company! ”

Matsushima's makeup is exquisite, and the eyes of her boss are both proud and confident, although she puts the credit on Ji Mingbu of Huaxia Bank, in fact, the biggest contributor to this credit loan is Matsushima himself.

There is no precedent for Bank of Mitsubishi to provide loan guarantees to private enterprises in China.

"Ha, Mr. Ji naturally helped a lot, but people are repaying us twice for favors, not to mention, the main business of commercial banks is lending.

Speaking of which, Huaxia Bank should thank our Yelin Company, Nanako, this time it is Mitsubishi Bank and you who are the most important, and the boss naturally knows it.

Now, the company's total assets should exceed 100 million, right? Jiang Yelin's joy was all on his face, but his heart was painful, thinking of 100 million yuan, he thought of Kanazawa Wen who was far away in the UK, and he couldn't wait to just fly over to find a beautiful woman.

At present, the company's total assets are 106 million, the total financing is 64 million, the asset-liability ratio has just exceeded 60%, and the company's liquidity is about 21 million.

Boss, what's our next goal? At present, it can be used for mortgage loans, except for Yelin Hotel, which has an asset value of 16.8 million.

There is also the authentic work of Zeng Gong's "Bureau Post" of the Northern Song Dynasty, which has just obtained the appraisal certificate of the Palace Museum, and the appraisal price is 15 million yuan. ”

Songdo has become accustomed to the way of thinking of the boss and the expansion of Yelin's company, which is to constantly raise loans and use financing loans to buy real estate.

Unlike other companies, the most valuable and risky assets of Ye Lin Company are concentrated in the cultural relics assets such as the Yuan blue and white jar, the Northern Song Dynasty official kiln Cong style bottle, and the Northern Song Dynasty Zeng Gong Bureau.

In contrast, the total value of the two properties of Yelin Foreign-related Hotel Apartment and Yelin Hotel is not as good as a Northern Song Dynasty official kiln Cong-style bottle, but the price of art market fluctuates greatly.

On the contrary, real estate prices in Beijing continue to rise steadily, so Songdao is happy to see the boss continue to buy and buy buildings, and in Beijing, high-end hotel properties are the best objects to acquire and hold.

The premise is to have enough contacts and geographical relations to maintain, otherwise it will not be possible to deal with the inspection of various departments.

"Well, the stock market and futures are too risky, and the scale of our funds is too small, and the short-lived market in the Modu and Shenzhen stock markets in May was due to the liberalization of stock prices.

Now the stock index has fallen all the way, although the bottom is an opportunity, but the boss investment must be in his own hands, the style of following the crowd and mixing pocket money with the main force I am not interested! ”

Jiang Yelin frowned slightly, and felt out the cigarette, recently with the progress of the Yelin Hotel project, Tang Liya, who had been in a cold war with herself for a while, has regained her former stickiness, and even the supply of panda smoke has also recovered.

"Boss, in fact, the market value and trading volume of the Huaxia stock market are still very small, and the trading volume is only 1 or 2 billion a day......" Songdao wanted to speak and stopped, Jiang Yelin waved his hand when he heard this,

"The Huaxia stock market is still a money market, and the number of individual stocks is small, let's let go of those poor retail shareholders, Nanako, what do you think, how about the noisy Yuyang Hotel in our embassy area to be acquired?"

"Yuyang Hotel? Boss, are you talking about the Yuyang Hotel, which was finally completed but had an equity dispute? I heard that the water there is very deep, and it has only been less than three months since the establishment of Yelin Company, so the probability of success is too low, right? ”

Matsushima was surprised that the boss's appetite was so big,

"Boss, this Yuyang Hotel is a four-star foreign-related joint venture hotel, the major shareholder is the affairs bureau of a certain hospital in Huaxia, and the second shareholder is from Hong Kong Island.

At the time of construction, the natural major shareholder provided the land as a shareholder, and the second shareholder was responsible for taking cash to build this 31-storey modern building, and the 1st to 5th floors were podium office buildings.

Floors 5-31 are hotel rooms, how can we eat a behemoth like Yuyang?! ”

"It's man-made, didn't the new governor set off a storm after taking office, the media said that the second shareholder who was responsible for the money has now offended the new governor.

The family business on Hong Kong Island has suffered a fatal blow, the capital chain has been broken, and the operating license of the terminal has been revoked...... Isn't this an opportunity? ”

Jiang Yelin spit out a series of smoke rings, in front of Matsushima into the two Chinese characters of "opportunity", which is different and magical.

"Boss, what is the major shareholder of Yuyang, what does it mean for us to be the second shareholder? When you spend money, you look for two shareholders, and when you make money, major shareholders account for the majority.

Unless we are the majority shareholder, but this hotel has a construction area of 30,000 square meters, a usable area of 25,000 square meters, and a scale of 500 rooms on 31 floors.

I heard that the cost is 25 million, if you count the 4-star decoration, you can't get it without 30 million! ”

Matsushima is a financial expert, and it is rare that he has recently obtained information about real estate in the capital collected by many banks from Mitsubishi Bank.

At this time, there was a bit of a strategizing posture, but he shook his head in disagreement, obviously feeling that the water was too deep, and wading into it was probably a bottomless pit with wet hands and flour.

"Nanako, you have collected all the background information of the Yuyang Hotel, and if necessary, let the quiet brokerage company also participate.

This girl is familiar, and it is still very useful to inquire about some gossip, and I will take Xiao Tang to do other things! Jiang Yelin's heart had a preliminary direction, but the mention of Tang Liya inevitably made the heart of the island beauties darken.

That night, the family building of the Ministry of Forestry was the old Tang family

"Xiao Ye, you just came, why did you buy so many things!"

Old Tang's lover saw Jiang Yelin, which was no different from his mother-in-law seeing her son-in-law, not to mention that the total assets of Yelin's company exceeded 100 million in three months, which made Tang's mother both happy and nervous.

I asked my old man a few times, and he said that Yelin's company was operating steadily and uprightly, and every penny was earned, so there was nothing to worry about!

Since there is nothing to worry about, Tang's mother naturally thinks that Jiang Yelin, a young man with a net worth of hundreds of millions, is not a good candidate for a son-in-law, and there is no one yet?

What's more, the girl herself is devoted to him, and she doesn't listen to the persuasion, but now it's upside down, but Tang's mother often knocks on the side, wondering what stage her daughter and Jiang Yelin have developed.

Every time she was disgusted and shyly avoided by her daughter, Tang's mother's desire to hug her grandson became even stronger, of course, the premise was to quickly let Jiang Yelin become the Tang family's son-in-law.

This baby is an orphan, so isn't it natural to get into the redundancy, this is called killing two birds with one stone, two joys and one happiness, right?!

"Auntie, in fact, there is really not much money, Liya is devoted to her work, taking care of the hotel and guesthouse, and working overtime in the dormitory all day and night.

Do you think that I, who is a brother, can I do more filial piety for her, this jade pendant was also exchanged for Pan Jiayuan, and it really didn't cost a lot of money.

I took a good look, the absolute old pit ice species, and the pit of the bracelet in your hand is very close, look at the carver may be Cixi's wave at that time, let Liya bring it to you, it must be good-looking! ”

Jiang Yelin put down the large bag and small bag he was carrying, but solemnly took out a jewelry box, and this guy gave the gift without a trace.

It is to choose the best objects for each packaging, and the black velvet jewelry box in front of me is inlaid with a circle of gold wire, which is the work of 24K pure gold.

The happy mother Tang smiled so much that her eyes were bent into two bays of crescents, and she looked extremely noble and amiable.

"Mom, come and I'll bring it to you, Brother Xiao Ye has been busy lately, this is a special trip to Panjiayuan this afternoon to buy it for you, and it cost 30,000 yuan."

But he said it, if you are serious, you will also pick up a small leak, and the market price is at least 100,000 upwards! Tang Liya brought a jade pendant to her mother, and asked Jiang Yelin to do good work next to her ear.

"Huh? It cost 30,000, which is too expensive, right? Worth 100,000 upwards? How can it be so expensive? Didn't that bracelet cost a few thousand last time? Tang's mother asked in surprise.

"Yes, aunt, was it a little bigger last time, it cost a few thousand, but as long as you are wearing this jade bracelet on your hand, the market price is not 150,000 yuan.

However, such a graceful senior intellectual as my aunt is just set off with such jadeite, speaking of which, these bracelets and pendants are stained with your light! ”

"Don't stand at the door, come over for dinner, Xiao Jiang, we can have some wine today......" Old Tang's voice came from the restaurant.

A meal is enjoyable, Tang's mother is only 45 years old, she looks like a 30-year-old beauty, and 22-year-old Tang Liya looks like a pair of sisters.

also took turns to give Jiang Ye Lin Bucai, and he couldn't walk until he ate this guy, Tang Pingyuan looked at his wife and daughter-in-law hurting his son-in-law, but his heart was a little depressed.

This young man is a person who has achieved great things, and last time he gave himself a three-hole cloth bought for 60 yuan, he invited a few veteran ancient numismatic masters to appreciate it together.

It is confirmed that it was cast by Zhao Sheng, the king of the Zhao Plain during the Warring States Period, a rare treasure, which is simply a priceless treasure, and the market price is less than 1 million, so don't even want to take it.

Compared with the three-hole cloth, the jade pendant on the wife's neck and the jade bracelet on the wrist are just more than 200,000 modern handicrafts.

With Jiang Yelin's net worth is nothing at all, the Audi car Tang Liya is driving now is more expensive than this jadeite, of course, the jade is more about Jiang Yelin's filial piety and respect for the Tang family.

The reason why Tang Pingyuan is in a depressed mood is naturally because he is afraid that his daughter and wife will be sad in the future, and Guanjiang Yelin's behavior will be an excellent business partner and friend for his daughter.

But he may not be able to become the son-in-law of the Tang family as his daughter and wife wish, the last time he was in the study face to face, Jiang Yelin's statement was already very clear.

He likes Tang Liya and is willing to be her man to protect him for the rest of his life, but he will never use marriage as a constraint and price!