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On December 20, the auction of Prince Technology was held as scheduled. Pen? Interesting? Pavilion wWw. ｂiquge。 info△ ↗ top point novel,

A few days before the auction, Wang Zixuan also deliberately shouted and sent a scarf: "There is no doubt that the era of mobile Internet has come." In this era, we are not lagging behind any country, even in a leading position in the world. However, it is never a good thing to be dominant, and the competitive market is more dynamic, so we sell a lot of projects and don't even mind selling projects to competitors.

As long as they do it seriously, their valuation will exceed $3 billion in two years, and $30 billion in five years. Of course, the premise is to continue to burn money and at the same time promote the reform of related industries.

That's right, Wang Po sells melons and boasts.

Welcome domestic ambitious Internet companies to bet and embrace the mobile Internet era together. ”

This scarf is a bit ruthless.

"Can we go from $3 billion to $30 billion in three years?"

"I believe my husband, but why is my husband willing to sell such a good project early?"

"The same question, why did my husband sell these projects?"

……

Under the questions of countless netizens, Wang Zixuan sent another scarf: "The mobile Internet will change the entire society, the cost of all industries will be reduced, and the public will become the beneficiary, but every change will trigger the killing of old interest groups."

For example, taking a taxi will touch the interests of taxi companies and related departments, and if you want to popularize taxi, you must promote the reform of the taxi industry.

There is no doubt that taking a taxi can solve the problem of difficulty in taking a taxi, and this market is also large enough, but Prince Technology is not here.

I am most interested in the financial industry, and my main focus is on this area, and the reform of the financial industry is the most difficult.

At the beginning, a simple Yue Bao did a lot of work. After a period of work. The second financial product is finally about to land.

I couldn't eat so much cake alone, so I had to choose to sell the project and work with other companies to promote this change, so that the public could enjoy the convenience brought by the mobile Internet earlier. ”

This is Wang Zixuan's truth.

Everyone believes it.

Taximo touches the interests of taxi companies, even with the support of Wang Zixuan's influence, there are still some places that ban taxis.

No matter how energetic Wang Zixuan is, it is impossible for him to promote a change alone, even if the mobile Internet era is the general trend, under the obstruction of the old forces, it will obviously take a while to win over some allies to promote the mobile Internet faster.

Of course. Everyone is also very interested in the second product that Wang Zixuan said.

Yu'e Bao has given many people more pocket money, but the recent rate of return has declined, and on the whole, it is only suitable for change investment, which is not a good financial product.

"Ask for a second financial product."

"Kneel and beg for answers."

"Rolling all over the ground begging."

……

Originally, Wang Zixuan was going to announce it in a few days, but after seeing all kinds of requests from netizens, he didn't hide it anymore: "The second product is called Wealth Management Treasure, which is actually a wealth management sold by some banks and insurance companies, but it has become Internet sales, and it also takes advantage of some of the advantages of the Internet."

In order to ensure the safety of investors' funds. The first batch of wealth management treasures are all guaranteed principal and interest, with a one-year fixed interest of 7%. The reason why there are many difficulties is that wealth management treasure, like Yue Bao, can be withdrawn at any time. And early withdrawal will not affect the previous interest.

For example, if you invest 10,000 yuan, you originally planned to invest it for 1 year, but you withdraw it in advance after 6 months, then you can also get 350 yuan in interest. There is no interest deduction, only a handling fee of 1/1000.

Wealth Management can be withdrawn at any time, and there is no penalty for interest. It's not that I'm taking the money to pay in advance, it's against the law. Instead, Yue Bao users can make an appointment in advance, and once someone withdraws it in advance, we will buy it in order.

To put it bluntly, it is to use the Internet to buy wealth management products in relay, so as to turn ordinary wealth management products into financial treasures that can be withdrawn at any time.

The threshold is also lowered, as long as it exceeds 100 yuan, you can buy wealth management treasure.

However, because there are relatively few capital-guaranteed wealth management products launched by banks and fund companies, the scale of the first phase of wealth management treasure may only be about 100 billion.

If an individual or small or medium-sized enterprise has an acceptance bill or other guarantee, and can accept 7% interest, they can also join the wealth management treasure.

If it goes well, in the future, Wealth Management will also provide you with some low-risk, but potentially higher yield financial products for everyone to choose.

In general, the financial innovations that are being made today are all about security as the first priority.

It is hoped that Wealth Management can provide more and better investment options for everyone, and can also solve the financing problem for some enterprises and reduce the financing cost of the whole society. ”

Wang Zixuan's wealth management treasure is actually part of Alibaba's later fortune treasure.

When Alibaba made Yu Bao and Zhao Cai Bao, the financial reform had already been promoted, and the resistance was not as great as it is now.

Because the emergence of wealth management treasure will once again erode the bank's profits, in the face of wealth management treasure that can be withdrawn at any time, the bank's same wealth management products that guarantee principal and interest are unattractive, let alone wealth management products that do not protect the principal.

Bill discounting is also a business of banks, and the bill loans that Wealth Management Bao is preparing to launch are also eroding their profits.

If it weren't for the scale of Wealth Management Treasure and the inability to expand rapidly in the short term, the bank's opposition would be even greater.

Wang Zixuan's scarf immediately made netizens excited.

During this period, the seven-day annualized rate of return of Yu Bao has fallen to about 4%, which is only a little higher than that of bank fixed deposits, which can no longer meet many people's expectations.

The fixed income of 7% of the wealth management treasure is much more attractive, which is already the interest promoted by many financial products, and it can be withdrawn at any time, which is simply perfect, and it is much stronger than the interest of the non-fixed Yue Bao.

"My husband is mighty, I want to buy a wealth management treasure."

"The scale of Yu'e Bao is more than 3 trillion, and the wealth management treasure is only 100 billion, and it seems that it will be faster again."

"Is there another feature of the Internet? I have to snap it up every time, can I buy it directly? ”

"My husband is great, and I've been trying to find ways to make money for everyone."

"What I said upstairs is right, my husband is really bothering to make money for everyone. The handling fee is much lower than that of the fund, only 01%, and the scale of 100 billion is 100 million, and it is estimated that it will be in vain after deducting expenses. Thinking about my husband's ability to turn stones into gold in the capital market, the Internet, and the entertainment industry, playing Internet finance is completely for everyone to make money. (To be continued.) )

ps: Thank you for the book friend "Farmer Fan" 100 reward

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